OVERVIEW:

FSS' range of end-to-end solutions span ATM / POS switching, internet, mobile,
commerce gateway, electronic bill payment & presentment (EBPP), anywhere banking,
and card processing & management systems.

Founded in 1991, FSS is a pioneer in the payments industry in India . The

company, headquartered in Chennai, has established itself as the market leader providing
software for payments processing in India and Overseas. The Carlyle Group, a leading
global private equity investment firm headquartered in the US is a growth partner.

FSS leverages its tremendous domain knowledge in electronic payment transactions

across various touch points, through highly skilled software development and
implementation resources, enduring partnerships with global technology leaders, and a
world-class IT infrastructure. Today FSS offers its products and services to banks,
software vendors and other customers in the payments industry worldwide.

FSS SMART SOLUTIONS:

FSS offers end-to-end turnkey solutions and cutting-edge technology based products in
the area of financial payments. FSS’ solutions, which include best of breed products from
its partners and principals are widely accepted, support multiple device types and use
industry standard communication protocols and interfaces to all national and international
electronic fund transfer networks. A variety of solutions are available on multiple
platforms including HP NonStop Tandem, UNIX and NT.
Our offerings span the following range

 Real Time Processing Suite

 System Monitoring Solutions
 Payment Management Suite
 Payment Extension Solutions
 Contingency Management

FSS PRODUCTS AND INITIATIVES

Introduction

FSS foray into product development has been very successful. FSS payment initiative
provides customers a range of software solutions that enable banks to extend value-added
payment extension services to their customers.

FSS payment solutions

 Debit card management system (DCMS)

 Prepaid card mangement solution (PCMS)

 Merchant acquiring and payment systm (MAPS)

 Reconciliation and settlement system

FSS payment extension solutions

FSS provides a range of software solutions that enable banks to extend value-added
payment extension services to their customers. These solutions include:

 Mobile top up
 E-Bill pay

 Loyalty framework
  Message24

FSSTECH:

FSSTech, product design and re-engineering services, provide clients with the ability to
leverage new technologies and software products to transform their IT infrastructure.
FSSTech offers its services to re-engineer existing products and also support new
products being designed for use by global financial institutions. By partnering with FSS,
clients can concentrate on their core strengths.

FSSTech's complete range of services are backed by excellence in strong domain

expertise in financial services, delivery, consulting capabilities, proprietary tools and
frameworks, they include

 Product Sustenance Services

 Product Development Services

 Implementation Services

 Customer Specific Modifications (CSM)

 Uplifting, Upgrade & Migration services

 Onsite Technical Support (Facility Management)

 Remote Technical Support (help desk)

 Testing services

 Product Certification & Quality assurance

 Product Consulting
FSSNET ASP SERVICES:

For financial institutions and banks that do not want to invest into their own EFT Switch
and back office infrastructure, FSS offers state-of-the art e-payment services as an
outsourced Application Service Provider, under the umbrella of FSSNet.

Under FSSNet, a customer can utilize the ready-to-go EFT services with ATM and POS
driving, host authorization support, payment systems and co-network connectivity, and
settlement and back-office services. The pay-by-use model of FSSNet allows a customer
to rapidly deploy the delivery channels with low upfront costs, and react to market
dynamics quickly.

Under FSSNet ASP services, FSS also provides Transaction Switching and Interchange
services, ATM Driving and Managed Services, POS outsourcing, Value added payments,
and Card management services. Click on the menu items in the side bar for more info