AGRICULTURAL GUARANTEE FUND POOL (AGFP)

BASIC BUSINESS INFORMATION

ACCOUNT NAME : FAMILY LIFERS MULTI-PURPOSE COOPERATIVE

OFFICE ADDRESS : MALANDOG, HAMTIC, ANTIQUE, PHILIPPINES
CONTACT NO. AND FAX NO. : 0917-310-4640
CONTACT PERSON : ALAN MELCHOR T. CEPE - MANAGER
DATE FOUNDED : SPETEMBER 26, 1991
NO. OF YEARS IN BUSINESS : 25 YRS
NO. OF YEARS AS LBP CLIENT : 23 YRS
NO. OF YEARS IN RELENDING TO
FARMERS : 23 YRS
NO. OF MEMBERS : 1,189
CDA/DTI/SEC REGISTRATION NO. : 9520- 06003359 DATE REG. 12/26/1991
PROJECT: PALAY Other Food Commodity (Specify) FISHING, HOG/CATTLE FATTENING/BREEDING
NO. OF HECTARAGE :
NO. OF FARMERS TO BE FINANCED: 500
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I. OWNERSHIP
1. Capital Structure (as of 12/31/2016)

Authorized Subscribed Paid-Up

Common Stocks 20,000,000.00 10,000,000.00 9,960,000.00

Preferred Stocks .00 .00 .00

TOTAL CAPITAL 20,000,000.00 10,000,000.00 9,960,000.00

2.MAJOR STOCKHOLDERS AS OF 12/31/2016

Name of Stockholder Amount % to Total

Paid-Up Paid-Up

1-ELSIE SADIO 109,592.89 1.10%

2-FLORDELIZA B. BOSTON 107,203.40 1.07%
3-MARIFE P. DELA CRUZ 101,905.00 1.02%
4-NERO C. MANANQUIL 93,859.94 0.94%
5-ROSARIO C. GAVILAN 85,238.01 0.86%
6-GENA M. GAVILAN 75,641.18 0.76%
7-MILDRED J. ESTOLANO 73,692.65 0.74%
8-NESTOR G. BARTOLOME 64,905.75 0.65%
9-NARCISA M. MANGUBAT 62,279.21 0.62%
10-JOSEPHINE C. SIPOC 61,816.27 0.62%

3.MANAGEMENT AND OFFICERS

a. Management Structure/Functions

BOARD OF DIRECTORS – Oversight, provides general policy directions,

determine and prescribe the organizational and operational structure, establish policies and
procedures for the effective operation and ensure proper implementation of such.
MANAGEMENT – Oversee the overall day to day business operations of the
cooperative by providing general direction, supervision, management and administrative control
over all the operating departments subject to limitations set forth by the board of directors.
Formultate and recommend in coordination with the operating departments, the annual and
medium term development plans, programs and projects for approval of the board of directors
and ratification of the general assembly. Implement the duly approved plans and programs, etc.
 AGRICULTURAL GUARANTEE FUND POOL (AGFP)
BASIC BUSINESS INFORMATION

ACCOUNT NAME : FAMILY LIFERS MULTI-PURPOSE COOPERATIVE

Position Highest Gross Monthly

Educational Attainment Benefits, Salaries
and/Honoraria
b. Board of Directors

MILA L. YEE Chairperson BSEED P700.00

ERLINDA V. MAZA Vice-chair. BSEED P500.00
ANITA G. DOMINGO Director BSEED P500.00
ROSEMARY D. FRANCISCO Director BSEED P500.00
AVELINO P. MARCALINAS Director BS P500.00
MONSERRAT T. ANTONIO Treasurer BSC P2,000.00
JOCELYN P. MAZA Secretary BSC P1,000.00

c. Credit Committee

NELIDA P. YAP Chairperson BS P500.00

JULIA S. SANCHEZ Secretary AB P500.00
HELEN S. JAVIER Member AB P500.00

d. Election Committee

ROSALIE S. JORGE Chairperson BSEED P500.00

SUSAN A. JORILLA Secretary BSEED P500.00
LOURDES D. RETUBIS Member BSEED P500.00

e. Audit and Inventory Committe

FLORDELIZA B. BOSTON Chairperson BSC P500.00

ANNA LYN D. DELA SERNA Secretary BSC P500.00
JOVITA M. ARANAS Member BSC P500.00

f. Education and Training Committe

ERLINDA V. MAZA Chairperson BSEED P500.00

LUCY T. KHO Secretary BSEED P500.00
ROSEMARY D. FRANCISCO Member BSEED P500.00

g. Management Staff

ALAN MELCHOR T. CEPE Manager AB P18,945.12

ROSELYN N. MANGOBA Cashier AB P13,746.39
ANISIA L. KLIETZ Bookkeeper AB P13,746.39
LUCIA D. SUAREZ Collector AB P11,397.90
GERALDINE A. UMBAT Collector AB P10,620.30
 AGRICULTURAL GUARANTEE FUND POOL (AGFP)
BASIC BUSINESS INFORMATION

ACCOUNT NAME : FAMILY LIFERS MULTI-PURPOSE COOPERATIVE

II. BACKGROUND / HISTORY

Moved by the spirit to help the low income group and improve the quality of life in
Malandog, Hamtic, the Family Lifers Multi-Purpose Cooperative was born. Nineteen
pioneer Family Life Apostolate members gathered and raised P2, 750.00-inital capital. On
December 26, 1991, the newborn coop was granted permit to operate by the Cooperative
Development Authority under the Registration ILO-765. Its starting operation was manned
by a bookkeeper at P100.00 a month pay and a storekeeper who was paid on a commissions
basis. The overall operations were supervised by the Board of Directors who meets
regularly every month to evaluate, plan & discuss the needs & requirements of the
organization. It took only a year before Family Lifers Multi-Purpose Cooperative gained
support from the residents of the barangay.

Presently the cooperative is serving two municipalities covering six barangays. Its
business, savings and credit are accommodated in its office located at barangay Malandog,
Hamtic, Antique and handled by a work force of six competent and permanent employees.
Operations were now in a professional manner as the cooperative adopted the banking
system through computerized data banking and transaction flows.

To entirely boost effectiveness of delivering basic services to its people, the

cooperative widened its linkages with various networks such as UCPB-CIIF Foundation,
NFA, Land Bank of the Philippines, the Antique Federation of Cooperatives, MCDC and
many others for institutional, technical and/or financial support to best serve the interests of
its members.

Now on its 25th year of existence, Family Lifers has a total membership of 1,189
active members and 713 special depositors. Paid up capital now records P9.96M, Savings &
Time Deposits of P14M and Assets of P29.8M. Ten years onward, Family Lifers envisions
on uplifting the economic, social and spiritual life of its members and the community in
general.

III. PRODUCT (S) LINE / SERVICES

 Deposit taking
 Credit
 Insurance
 Mortuary
 AGRICULTURAL GUARANTEE FUND POOL (AGFP)
BASIC BUSINESS INFORMATION

ACCOUNT NAME : FAMILY LIFERS MULTI-PURPOSE COOPERATIVE

IV. MAJOR FUND SOURCES

O Members paid-up capital P 9,962,449.95

O Members Savings Operation P14,384,453.42

O List of Creditors
BANK / CREDITORS ADDRESS TEL. NO.

Land Bank of the Philippines Iloilo Lending Center

Antique Federation of Coops San Fernando, San Jose, Antique

V.

2013 2014 2015 2016

TOTAL LOAN PORTFOLIO 22,391,982 22,639,012 24,429,763
PAST DUE LOAN 3,162,999 2,539,553 3,405,509
PAST DUE RATIO 14.12 11.21 13.94
NON-PERFORMING LOANS 1,423,349 1,295,172 1,651,671
NPL RATIO 6.35 5.72 6.76

Prepared by: Date Prepared:

ALAN MELCHOR T. CEPE 03.15.2017

Manager