(oNGTycpoAurupHArrBrCNBAToONcsANrNBHoLDrNGsvrfrNAM t t

TNT
HOLDINGS VIETNAM
riHc zo,nRrowen, s+e Hcuv[H cHlTHAilH, HA

tryhbtlle:
*.'
Telephone:04 3771
NO
$P89:;''t
w$rvr.tnrvhlnamrornvn'l
.)
'*-
tl l)11'1lui (ll'l Y

*r4j.0zot8lTB_GMC Hd Noi, ngay 16 thdng 10 ndm 2018

CHINH SACH BAN HANG

DANH CHO XTTACTT HANG MUA DU AN TNR GOLDMARK CITY

I. QTIY DINH CITUNG:

1. Thdi gian hiQu lUc rlp dsng Chinh s6ch b6n hdng: tii ngity 1611012018 t6'i h6t ngdy 3lll0l20l8 o
cl6ng tho"ithay th6 Chinh s6ch b6n hdng si5 40f.lz}lglTB-GMC ngdy 01/10/2018. 2
2
2. D6i tuong 6p dung: ddnh cho kh6ch hdng dflt cQc mua cln hQ t4i dg 6n TNR Goldmark City -)

- khu Ruby kO tir ngdy l6tl0l20l8t6'i h6t ngiry 3111012018

3. Ph4m vi 5p dr,rng: cdc cdn h6 thudc Khu Ruby - du 6n TNR Goldmark City
[, CHIJoNG rniNn euA TANG - KHrryf,N vrAr:
1. Chrong trinh khuyiin mdi:

Kh6ch hdng d4t cec mua cIn hQ sC dugc nhpn chi6t kh6u vdo girl tri cin hQ tuong ri'ng ngay khi kli
Hqp <l6ng mua b6n, nhu sau:
Mlic chi6t kh6u khi kf
CIn hQ
HDMB
Tda Rl: cdn s6 02
Tda R2: cen sO 04
12%
Tda R3: c6n s6 03, 04
C6c c5n hQ thuQc tAng 40

C6c c[n h6 cdn lai 8%

2. Chwong trinh "Cdn hQ Vdng"

Kh6ch hdng d4t cgc mua cdn hO thuQc tAng 02 hoflc tdng 40 cta khu Ruby, trong thdi gian hi6u luc
cria thdng b6o ndy, clugc hudng chi6t khAu 2o/o gi|tri c[n hQ @ao g6m VAT vd chua g6m phf b6o
tri). SO ti6n chi6t kh6u ndy sE clugc kh6u trir ngay khi kf hqp d6ng.

3. Chrong trinh wu ildi ddnh clto ctic cdn hQ:

Kh6ch hing d[t cQc mua cdn hQ c6 thi6t t<6 OZ fnOng ngt thuQc khu Ruby, trong thd'i gian hiQu luc
cta th6ng b6o ndy, sE duo. c tAng G6i Dich vg Quf,n lf Cln h0 10 nlm(*) tuong ['ng v6i m5i cen
mua. Kh6ch hdng c6 th6 lya chon kh6ng nhdn G6i Dich vU Quin l1i Can hQ 10 nim, thay vdo d6
sE duo'c chitit khAu 4,5o/o giltri cdn h6 (bao g6m VAT vd chua g6m phi b6o tri) vd tluo'c kh6u trir
ngay khi ky hqp d6ng.

Kh6ch hdng <l6t cgc mua cin hQ c6 thi6t tti O: fnOng ngri thuQc khu Ruby, trong thdi gian hi6u luc
cria th6ng b6o ndy, sE cluo. c tflng G6i Dich vg Quin I Cnn hQ 05 nimt*) tuo-ng ring v6i mdi c6n
mua. Kh6ch hdng c6 th6 lga chgn kh6ng nhdn G6i Dich vu Quin lf Cln hO 05 nim, thay vdo tl6
1
"n
u,l/-
ll
I
TNT
HOLDIN6$ VIETNAM
CO}{G TY CP SAU ru PRATTNISH BtrTOONG SANTNR HOTDINGSVITT NAM
rAruc ze.nRrroweR, scl Heuvlt culrxr.tu, t+A lttQt

Teterhons04 3771 S080

Webrlts: l,r\wr.tnrYletnamrornvn
&
t \ ii I -#t.tlillrlllti {]l Y

sE dugc chir5t kh6u 2'/, giit.tri c6n hQ (bao g6m VAT vd chua gdm phi bio tri) vd cluo. c kh6u trtr
ngay khi k;i ho. p d6ng.
Diiu kipn tip dgng cria cdc Didm 1, 2, 3 cfia Mqtc II ndy: Xem cht ttil tqi mqc II cila Phu luc 0t
kdm theo Chlnh sdch bdn hdng nay.

IIr. Trf,N Dg rHAM{ TOAN:

Khdch hdng lua chpn thqrc hi€n theo m6t trong hai ildn d0 thanh todn nhr sau:
I(
1. Tidn dQ thanh todn thilng thndng:

STT EgT THANH NGAY Ll9 I

1 Dqt 1 K), HEMB 30% 30%

til ngdy k), HDMB
I
2 Dqt2 15 ngdy kO 40% 70%
\
J Dqt 3 - Bdn giao c[n hQ b, HDMB 2s%
30 ngdy k6 ttr ngdy 95%
4 Dst 4 CAp GCN Quydn so htu c[n hQ 5% 100%

Kh6ch hdng lga chon thanh to6n theo dQ th6ng thud'ng ndy sC duo-c huo'ng 4r6oh

gi6 tri cdn hQ (bao g6m VAT vd chua g6m phi bio tri) n6u kh6ng tham gia uu ddi nhfln H5 tro- ldi
su6t cria Chri DAu Tu (theo muc IV).

2. Tidn dQ tu itdi

1 DSt I K)i HDMB 30% 30%

2 Dqt2 15 ngdy k6 tu ngdy k), HDMB 10% 40%
3 DoJ 3 - Bdn giao c[n hQ 30 ngdy kC tu ngdy k)i HEMB 10% s0%
4 ESt 4 3U1212018 10% 60%
5 Dqt 5 28t0212019 10% 10%
6 DSt 6 3010412019 10% 80%
7 EqtT 30t0612019 t0% 90%
8 Dqt 8 3U0812019 5% 9s%
9 Dgt 9 3111012019 5% 100%

Iv. cHIJONG TRiT{r{ ulr oAI TAr cHiNH (Chtt iliu tn Hd trq ldi suiit cho khrich hdng
, -, ^ hdng'dA fianh todn mua cdn ltQ):
vay vin NgAn

Khdch hdng dtrqc htrdng tru ddi hd trq tdi suiit @fL\ cfia CDT nhu sau:
MSB (??trir hQ thdn$;
Chinh sdch MB Bank (CN Dien Biltt Phri, Sti'gioo rt!ch),BIDY (Chi nhrinh
ThIng Long)
Mrlc du ng vay dti thanh toan L€n tdi 70% Gi6 tri cf,n hQ @6m VAT)
Mri'c du ng dugc CDT h6 trg l6i suAt 70' Gi6 tri c5n hQ @6m VAT)

2
.{h
TilT
CONG TYCP OAU ru PHAITRdN BATOQN6 SANTNR HOIDINGSV€T NAM

HOLDINOS VIETNAM
TANG 26,TNR TOWER, 3A

We
NGUYIN CHI IHANH, HA NO
Telephone:04 3771 8089
brlte: wllu.tnrvhlnamrofnvn
't i'.1| r.t
tg
tl.l)lli\llli(l"l I

MSB (Tnrirt lt€ thind;

Chfnh sich MB Bank (CN Dign Bihn Phfi, Sd gitro tllch),BlDY (Chi nh6nh
ThIng Long)
Thdi gian HTLS 12 thflng
07o trong thd'i gian HTLS. Sau thdi gian HTLS, kh6ch hdng ty chi
Ldi su6t trong & sau HTLS
tri theo lai su6t Ngdn hdng c6ng b6 tirng thdi di6m.
Phi trd ng tru6c h4n Theo quy dinh cta Ngdn hdng
An h4n no g6c Trong thd'i gian HTLS
khi thrc hiAn thanh todn theo dQ nhr sau
STT Dot thanh todn Ti lQ thanh torin
4
zCq
1 tu 1: Ky Hqp d6ng mua b6n 30% d
2 Dot2: l0 ngdy ldm vi€c k6 tu'ngdy k), HEMB 65% ilull
BA]
J Dqt 3: C6p GCN Quy6n sd h0u cdn hQ 5% lNi
kiQn dp dqtng: Xent chi tai muc III.I cila Phu luc 0l kdnt theo Chlnh sdch bdn hdng ndy.
e
v. DIT,U KHoAN xrrAc
Thrl'tu tinh c6c khoAn kh6u trir'/chitit ttr6u: Chi6t khdu qud ting khuytin mdi (mpc II, trong tl6 mgc
II.1 tfnh tru6'c, mqc II.2 tinh sau, titip d6 ld muc IL3) duo-c tfnh dAu ti6n; titip d6 li chi6t kh6u
thuong mai (ntiu c6); kti titip ld Chitit kh6u do thanh toSn th6ng thud'ng (myc III.I); vd titip theo ld
Chiiit kh6u ngoai giaolnQi b0 (ni5u c6); sau d6 ld c6c cnltit ttrAu kh6c (n6u c6).
Einh kim th6ng b6o niy:
- Phu lpc l: Hu6'ng d6n chi ti6t chinh s6ch b6n hdng

Trfrn trgng thing bdo!

Noi nhQn: NAM

- Nhu tAn c0 NG TY
o
- SGD BES Goldmark Land CO PH
oAu ru pNnr
- Kii todn * eAi ooNe
- Vdnphdng TNB HOTDII{
VIET NAljl

OA- orAr'n ooc

%,tfrp J'fi^fr gffii

3
 coNG rYCP oAU ru pHArTR|(N BA1OoN6 SAN rNR HO{-0|N65Vrrr NAM

TNT
HOLDINGS VIETNAM
TAN6 26,1NRIOWER,54A NGUYIfl CHITHANH, HA NOI

Wo
Telephona:04 l77t 8089
brlte: rnff.lnrYhtnam.com.vn
M
't\tir,i!t tl t..1trti(tIf

pHv LUC r: rruoNc DAN CHr rrtT CHINH SACH BAN HANG
(Kim theo Chinh sdch bdn hdng sii .../2018/TB-GMC)

r. Qrry DINH vE THU rUC DaT CQC & rcf ugp o6NC MUA BAN
1. Ch6 tni A5i vni cin hO bi chim hoin thinh ti6n tlnt ch6/d5t coc
a. Khdch hdng kh6ng hoantfra*r iO , OO* ti6n d{t ch6/rl4t cgc trong tt t l h4n 24hte tt tnui cti6m d4t
ctrSlOAt cgc hoflc vdo 18h cta ngdy h6m sau (ttry thdi tlitim ndo tdi trudc) thi Cht dAu tu c6 quy6n
thu h6i cdn hQ vd kh6ch hdng rn6t todn bQ st5 ti€n da d[t ch5/dat cqc.
OOI vOi c6c trudng hqp dAt cgc v?ro ngdy Thrl 6, Thi17, ho{c c6c ngdy nghi 16 theo quy dlnh cira Nhd
nu6c, thi kh6ch hdng phii hodn thdnh dt 100% ti6n d{t cgc chflm nh6t 18h00 ngdy ldm viQc lien ke
ngay sau d6.
b. Trucrng hqp kh6cli hdng c6 don xin gia h4n thdi diiSm hodn thdnh d+t ch6/d{t cgc, Ch[.r dAu tu c6 46

quytin d6ng y ho[c khdng d6ng f gia h4n. Trong trudng tiqp Cht ilAu tu d6ng f gia h4n thi: Kh6ch liG
iPt
hdng phdi hodn thdnh d{t cgc <l[ng h4n dd dugc ph6 duyQt vd b! ph4t ch4m thanh to6n bing: iPtl
o0l
0,05olo/ngAy x (Ngny thg'c t6 nQp rIfr dIt ch6/d{t cgc - Ngiy DEt ch6/D{t cgc - I ngiy) x S6 ti6n
rq
d{t ch6/d{t cgc cdn thi6u. Ntiu khrich hdng kh6ng nQp dirng h4n tl6 ph6 duyQt vd kh6ng nQp ph4t 'Jlr
ll
.< .I
chQrn thanh to6n thi Cht d6u tu c6 quydin thu hdi c6n hQ vd kh6ch hdng m6t todn bQ sO tien da d6t :g/
ch6/d4t cqc.
2. Ch6 tii A6i vcri khfch hirng chim ky Hqp tl6ng tl{t mua/Ilgp ddng mua bdn vi thanh
todn tidn ilgt 1:
Kh6ch hdng chflm ky HSp d6ng d{t mua/Hgp d6ng rnua b6n vd thanh to6n ti6n dqt I qu67 ngdy kiS
tir ngdy d4t cgc dAu ti6n ho[c qu6 ngdy chrh ddu tu gia han thi se bi m6t toen bO sO ti€n dflt cgc vd bi
thu h6i c5n hQ. Trong truong hqp kh6ch hdng c6 don gia hpn ngdy ky hqp ddng vd thanh to6n ti6n clqt
I vd duo. c chri dAu tu ch6p thuQn thi kh6ch hdng phdi kf Hqp ddng tl{t mua/Hqp tl6ng mua b5n vi
thanh to6n ti6n tlqt I dring h4n mdi d6ng thd'i bi phat s6 tiAn bing: 0,05%/ngiy x (NgAy ThUc T6
HoAn Thanh Thanh To6n - Ngdy D{t Cqc - 7 ngiy tuong ri'ng) x S6 tidn cdn thi6u ciia dgt I
theo ti6n tIQ thanh todn th6ng thu'd'ng. Truong hqp kh6ch hdng kh6ng ky Hqp d6ng il4t mua/Hqp
il6ng mua b6n vd/hoflc thanh to6n ti6n tlqt I vd/ho{c khdng n6p dir ti6n ph4t <fring thdi han ph6 duy6t
thi khrlch hdng s€ m6t todn b0 s6 ti6n rl5 cllt cgc vd bi thu hOi can trQ.

3. Quy tlinh a5i vcri khdch hing chuy6n ngu6n vi5n thanh to6n
a. Khrich hdng d6 ky hqp ddng mua biin vd dd lga chgn thanl.r toiln bing viin vay ngdn hdng theo phuong
thric gidi ngdn song song, sau tl6 lai quy6t dinh thanh to6n b[ng v6n tg c6 o dgt thanh to6n dAu ti6n
thi kh6ch hdng phii chiu ph4t chdm thanh to6n bing: 0,057olngiry x (Ngny thgc t6 hoin thinh thanh
to6n - kf Hq'p il6ng mua bin) x S6 tidin chflm thanh to6n cta dgt 1.
Ngny
b. Kh6ch hdng tti ky hqp tl6ng mua b6n vd tll lua chon thanh torin bing v6n tg c6 sau d6 14i quy6t dinh
thanh to6n bing v6n vay ng6n hdng thi phdi thanh to6n dri ti€n dqt I crha ti6n d0 thanh toSn th6ng
thucrng blng v6n ty c6.
II. Qrry DINH VE CUTIoXG TRiNH QUA TaNG / KHrryEN VrAr:
1. Kh6ch phdi hodn thenh k), HDMB vd thanh to6n ti6n dqt 1 de dugc nhan uu d6i theo Chuong trinh
Qud t4ng / Khuytin m6i;

I
TNI
cOI{6 TY cP T}trU ]U pHiITRIdH BATOONG SAN TNR HOTDINGSVIEI NAIII

HOLDIT{GS VIETNAM
TtrN6 26,TNRTOWER,54A NGUYIN CHITHANH, HA NOI

We
lehphone:04 l77l SPB9
btile: w\ffi.ln rvletna m,(om.vn 1j\il
M
r"(rt l.}l{nllH(]11

2. O6l vOi kh6ch hdng lua chgn nhQn qud tflng bing hiOn vdt:
- Klirich nhdn qud trong vdng 45 ngdy ldm viEc t<C til tctri ky HEMB vd thanh to5n ti€n dgt l;
- Kh6ch hdng c6 tr6ch nhiQm thanh to6n thui5 Thu nhQp crl nhdn kh6u tril tai ngudn theo luat dinh;

IIr. QUy DIM{ VE, CUirrryr SACH H6 TRq TAr CHINH

1. Th& tgc a6 fnacn hing tli vay ngfln hing:

Khi k)i hqp d6ng mua b5:n, kh6ch hdng phAi thanh to6n t5i thi6u 20'h Gi6 tr! c5n hQ tru6'c chiiit
khdu vd c6 Th6ng b6o tin dgng chdrp thu4n cho vay cta ngdn hdng (tr6n th6ng b5o cAn th6 hiQn rnri'c
kh6ch hdng phii d6ng vd mric ngdn hdng gidi ngdn). Khdch hdng phii b6 sung dC cho dri sti ti6n thanh
to6n clgt I cta thanh to6n th6ng thudng trudc ho{c vdo Ngdy Diin Hpn Thanh To6n Q,{gdy Diin Hqn
Thanh Todn ld ngdy lam vi€c thu 10 kd tu ngay khdch hdng try hqp d6ng mua bdn theo quy d!nh).
Vdi kh6ch hdng vay vi5n ngdn hdng, Cht rlAu tu c6 tr6ch nhiQrn trd b0 hqp d6ng (hqp d6ng mua b6n,

Th6ng b6o st5 ti€n cdn phdi thanh todn) cho kh6ch hdng trong thoi han t6i da 5 ngdy ldm viQc k€ ttr
ngdy ky hqp d6ng vd tri c6c h6 so li6n quan dtSn vi6c giii ng0n [Th6a thufln quin ly tdi sAn 3 b6n,
Thoa thudn h6 trq ldi vay (n6u c6)l trong thoi han t6i da la 2 ngity ldm vi€c k0 tir ngdy titip nhan dAy lr>
dir vd chinh x5c h6 so. Trong trudng hgp thd'i gian trd hgp ddng vugt qu6 5 ngdy ldrn viQc valhoic
Y\
llll I

thdi gian trd c6c hd so li6n quan d6n gidi ngdn vugt qu6 02 ngiry ldm viQc do l6i cta Chir dAu tu thi . i TRIEI
,: sAu I

Ngdy D6n H4n Thanh to6n trufc han duoc gia h4n th€m bing vdi st5 ngdy vugt qu5. i}NGd
2. Quy ilinh vi "Chtong trinh ru itdi Chrt tldu u Hd trq ldi suiit ctto khdch hdng vay viSn l:t\l'h )

Ngdn hdng dd thanh todn mua cdn hQ" (muc IV cfia Chfnh sfch bdn hnng) 1D
a. Ngdn hdng h6 trq kh6ch hdng vay chuong trinh ndy bao g6m Ngdn hdng TMCP Hdng Hni ViQt
Nam(MSB); Ngdn hAng TMCP Qudn EQi (MB Bank)- Chi nh6nh DiQn Bi6n Pht & So giao dich;
Ngdn hdng Ddu tu & Ph6t tri6n Vi€t Nam (Chi nh6nh Th[ng Long).
b. Khdng dp dpng uu tlli hd trg l6i su6t cho c6c kh6 udc gidi ngdn bir dap; kh6ng 6p dgng cho c6c kh6ch
hdng nhQn chuyrin nhugng lgi cin hQ;

c. Ldi vay uu cl6i kh6ng rip dqng cho c6c c[n hQ gidi ngdn qu6 thdi h4n 20 ngdy ldm vipc kii til ngdy
khrich hdng kli HDMB.
d. Khrlch hdng c6 thi! vay ngdn hdng A6 ttrantr to6n tir dqt thanh to6n ddu ti6n, khi ky hqp ddng mua b6n
klr6ch hdng phdi thanh torin ttii thi€u2}'h Gi6 tri can hQ bing ngudn v6n tg c6 vd c6 Thdng b6o tin
dr,rng ch6p thufln cho vay cria ngdn hdng (tr6n th6ng b6o cAn thri hign mric kh6ch hdng phdi d6ng vd
mric ngdn hdng giii ngdn). Ngodi ra, s6 tiAn thanh to6n do ngdn hdng gidi ngdn crla dgt thanh toan
dAu ti6n ndy se kh6ng dugc cht dAu tu h6 trg lai su6t.
e. Trong trudng hrp vi U6t ty ly do gi md NgAn hdng gidi ngdn qu6 thdi h4n 20 ngdy ldm viQc kti tt'
ngdy ky HDMB, thi kh6ch hdng s€ khdng dugc chri <lAu tu h6 trq ldi vay uu d6i, d6ng thdi bi chuydn
et(i sang tidn dQ thanh todn thLng thudng t4i mqc IIL I cta Chir*r s6ch b6n hdng ndy.

3. Kh6ch hnng bi ph4t do thanh toin sau Ngiy D6n H4n Thanh Todn:
Trudng hqp kh6ch hdng thgc hiQn thanh to6n bO sung sau Ngay DAn Hsn Thanh Todn nhung chua
rlrrgt quA l0 ngdy ldm viQc te tir ,rgay Ddn Hqn Thanh Toanthl s6 ti0n kh6ch hdng b! phpt ld:
O,}S"htngty x Sii ngiy ch6m b6 sung x S6 tien phii b6 sung (Trong d6: Sii ngdy chQnt bd sung
tinh ti Ngdy Diin Hqn Thanh Todn diin ngdy th4c tii thanh todn bd sung)

*p'
TilI
HOLDINOS VIETNAM
co|'rc Ty cp oAu Tu PHATrRt(H BAT ooH6 sAN TNR HOrDlN6s

)
riNc x,rnnrowrR, s+e NcuylH
vtrr NAM
orlrualru, r+A ruQr
Tel*phono:04 l77l 8&80
W.brit.: $ W.tnrVletnamrOrnVn
M
'l:. r i,:,i i;111[t. ('t'ty

rV. xTI Lf TmN PH4T CII,|M THANH ToAN THEo TIT,N EQ CUA TTTAcTT HANG
I' C6c khodn tiAn phat do kh6ch hdng chQm ndp ti6n cac cfing nhu chQm thanh to6n tai thdi di6m kj
hqp d6ng mua biin, kh6ch hdng sE phdi thanh to5n dAy dri s6 ti0n ph4t ndy khi ky hqp d6ng mua b6n.
2- Cric khodn ti€n phat chdm thanh to6n theo titin clQ sau khi khich hdng ky hqp d6ng mua b6n, ngoai
trir c6c khodn gi6m trir chi€t kh6u da dugc quy dinh theo c6c nQi dung tr€n, sau khi g[ri thdng b6o niiu
kh6ch hdng kh6ng thanh toiin ngay, kh6ch hdng se phdi thanh to6n trudc khi nhfln bdn giao cdn hQ
ho4c khi thanh lf hqp d6ng mua biin (trudng hcr-p hqp d6ng mua b6n bi ch6m drit trudc han). 56 ti6n
phat ch4m thanh to6n se du'gc Cht rtAu tu tinh vd grJri kdm kh6ch hdng trong c6c Th6ng b6o nQp ti6n
theo ti6n tl6.