Presentation specially prepared for

Mr. Amol Patil

(Age: 31 yrs Retirement age: 41 yrs)

LIC's Pension Plus is a unique ULIP plan where the minimum rate of interest is guaranteed. This plan is excellent investment
towards essential long term financial planning.

Pension Plus is in compliance with the current IRDA norms. Pension Plus is truly an innovative plan that suits your needs just too
perfectly. The features of the plan are mentioned below:

l A unique Unit Linked Pension Plan with guarantee on the minimum rate of interest.

l Rate of Interest applied to gross premium.

l Being Market Linked, the plan has possibility of getting excellent returns.

l Due to minimum interest guarantee, you are protected against fluctuation of interest due to policies of the
government in the distant future.

l Choose any one of the 2 funds i.e. Debt (Low Risk) & Mixed (Medium Risk)

l Free switching between funds two times every year and at a very nominal fee thereafter.

l Top-ups facility - additional premium can be paid at anytime to invest in the funds with no upper limit.

l Benefit on Maturity :

m Annuity purchased from Fund Value or Guaranteed Maturity Proceeds whichever is higher.

m Option to commute 1/3rd. of the Maturity Proceeds.

l Compulsory purchase of Annuity ensures channelisation of funds for specific purpose.

l Benefit on death - Fund Value. Nominee has the option to receive the amount in lump Sum or as Annuity.

l Convenient modes of payment, Single Premium mode also available.

l No surrender charges will be imposed after 5 yrs.

Conditions governing the Benefits Illustration shown in

the subsequent pages Presented by:

DHIRAJ BAMBARDEKAR
i) The benefits shown in the illustration on subsequent pages are calculated on the
assumption that the Projected Investment Rate of Return that LICI will be able to earn Insure & Secure Ur Family
throughout the term of the policy will be 6% p.a. or 10% p.a., as the case may be. The 102/14d,MHADA,Vikananda Ngr
Projected Investment Rate of Return is not guaranteed.
Vsant Vihar,Off-Pokhran-2,
ii) The annuities shown are based on the prevailing rates of L.I.C.'s Jeevan Akshay VI Thane-(w) 4000601
plan. The actual annuity payout will be as per the rates prevailing at the time of vesting.
e-mail. dhirajblic@gmail.com
 DHIRAJ BAMBARDEKAR
Insure & Secure Ur Family

102/14d,MHADA,Vikananda Ngr
Vsant Vihar,Off-Pokhran-2,
Thane-(w) 4000601
e-mail. dhirajblic@gmail.com

Pension Plus Plan Presentation For Amol Patil aged 31 years

Mode of Premium : Yearly Date of Report : 25/10/2010

Installment Premium : Rs. 30000 Retirement Age : 41

Growth of Mixed fund under Scenario II-10%**

End of Total Charges

Policy Annual Top-up Premium Fund/Cash
Fund Service
Year Age Premium Premium Paid Value
Allocation Mgnt. Admin Tax Total

1 32 30000 0 30000 30109 * 2025 232 360 40 2658

2 33 30000 0 60000 63644 * 1350 490 371 85 2295
3 34 30000 0 90000 100178 * 1350 770 382 133 2635
4 35 30000 0 120000 139979 * 1350 1075 393 186 3005
5 36 30000 0 150000 183339 * 1350 1408 405 244 3407
6 37 30000 0 180000 231233 750 1775 417 308 3250
7 38 30000 0 210000 283413 750 2176 430 377 3733
8 39 30000 0 240000 340262 750 2612 443 453 4257
9 40 30000 0 270000 402200 750 3087 456 535 4828
10 41 30000 0 300000 469683 750 3605 470 625 5449

* If surrendered at this stage then normal surrender charges will be deducted from this amount.

Pension Details : from year 2021

Annuity Option : F-For life with return of purchase price on death

With 1/3rd Commutation of Rs.156561 Without Commutation

Purchase Purchase
Price Mly. Qly. Hly. Yly. Price Mly. Qly. Hly. Yly.

313122 1830 5542 11194 22905 469683 2746 8313 16791 34357

* For private circulation only