SMALL BUSINESS CASH FLOW PROJECTION

[COMPANY NAME]

Starting date 7/7/2013

Cash balance alert minimum $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00

Beginning 7/1/2013 8/1/2013 9/1/2013 10/1/2013 11/1/2013 12/1/2013 1/1/2014 2/1/2014 3/1/2014 4/1/2014 5/1/2014 6/1/2014 Total
Cash on hand (beginning of month) $50.00 $50.00 $34.00 $18.00 $2.00 -$14.00 -$30.00 -$46.00 -$62.00 -$78.00 -$94.00 -$110.00 -$126.00
Cash on hand (end of month) $50.00 $34.00 $18.00 $2.00 -$14.00 -$30.00 -$46.00 -$62.00 -$78.00 -$94.00 -$110.00 -$126.00 -$142.00

CASH RECEIPTS Beginning 1 2 3 4 5 6 7 8 9 10 11 12 Total

Cash sales $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Returns and allowances $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Collections on accounts receivable $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Interest, other income $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Loan proceeds $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Owner contributions $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
TOTAL CASH RECEIPTS $4.00 $4.00 $4.00 $4.00 $4.00 $4.00 $4.00 $4.00 $4.00 $4.00 $4.00 $4.00 $72.00
Total cash available $50.00 $54.00 $38.00 $22.00 $6.00 -$10.00 -$26.00 -$42.00 -$58.00 -$74.00 -$90.00 -$106.00 -$122.00

CASH PAID OUT Beginning 1 2 3 4 5 6 7 8 9 10 11 12 Total

Advertising $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Commissions and fees $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Contract labor $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Employee benefit programs $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Insurance (other than health) $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Interest expense $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Materials and supplies (in COGS) $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Meals and entertainment $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Mortgage interest $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Office expense $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Other interest expense $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Pension and profit-sharing plan $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Purchases for resale $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Rent or lease $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Rent or lease: vehicles, equipment $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Repairs and maintenance $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Supplies (not in COGS) $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Taxes and licenses $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Travel $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Utilities $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Wages (less emp. credits) $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Other expenses $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Other expenses $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Other expenses $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Miscellaneous $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
SUBTOTAL $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 $300.00
Loan principal payment $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Capital purchases $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Other startup costs $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
To reserve and/or escrow $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
Owners' withdrawal $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $12.00
TOTAL CASH PAID OUT $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $240.00
Cash on hand (end of month) $50.00 $34.00 $18.00 $2.00 -$14.00 -$30.00 -$46.00 -$62.00 -$78.00 -$94.00 -$110.00 -$126.00 -$142.00

OTHER OPERATING DATA Beginning 1 2 3 4 5 6 7 8 9 10 11 12 Total

Sales volume (dollars) $0.00
Accounts receivable balance $0.00
Bad debt balance $0.00
Inventory on hand 0
Accounts payable balance $0.00
Depreciation $0.00

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ACCOUNTS TRANSACTIONS PROJECTION

Cycle 3 Cycle 4 Cycle 5 Cycle 6 Cycle 7 Cycle 8 Cycle 9 Cycle 10 Cycle 11 Cycle 12 Cycle 13 Cycle 14

SENTINEL CREDIT INFORMATION SERVICE, INC.

PO/RF VALUE - increment of 10% 3,909,586.78 2,103,102.03 1,999,890.93 2,699,411.15 2,969,352 3,266,287 3,592,916 3,952,208 4,347,429 4,782,172 5,260,389 5,786,428

Amount for Funding (80%) 3,127,669.42 1,682,481.62 1,599,912.74 2,159,528.92 2,375,482 2,613,030 2,874,333 3,161,766 3,477,943 3,825,737 4,208,311 4,629,142

ACTUAL/ESTIMATED AMOUNT FUNDED 3,245,099.90 1,654,660.26 1,599,912.74 2,159,528.92 2,375,482 2,613,030 2,874,333 3,161,766 3,477,943 3,825,737 4,208,311 4,629,142
PROCEEDS / TERMS OF PAYMENT

30 113,578.50 57,913.11 55,996.95 75,583.51 83,141.86 91,456.05 100,601.65 110,661.82 121,728.00 133,900.80 147,290.88 162,019.97 ₱ 1,253,873.11

60 227,156.99 115,826.22 111,993.89 151,167.02 166,283.73 182,912.10 201,203.31 221,323.64 243,456.00 267,801.60 294,581.77 324,039.94 ₱ 2,507,746.22

Cycle 1 Cycle 2 Cycle 3 Cycle 4 Cycle 5 Cycle 6 Cycle 7 Cycle 8 Cycle 9 Cycle 10 Cycle 11 Cycle 12

WINE WAREHOUSE CORPORATION

PO/RF VALUE - increment of 10% 2,500,000 2,750,000 3,025,000 3,327,500 3,660,250 4,026,275 4,428,903 4,871,793 5,358,972 5,894,869 6,484,356 7,132,792

Amount for Funding (80%) 2,000,000 2,200,000 2,420,000 2,662,000 2,928,200 3,221,020 3,543,122 3,897,434 4,287,178 4,715,895 5,187,485 5,706,233

ACTUAL/ESTIMATED AMOUNT FUNDED 1,979,028.72 2,200,000.00 2,420,000.00 2,662,000.00 2,928,200.00 3,221,020.00 3,543,122.00 3,897,434.20 4,287,177.62 4,715,895.38 5,187,484.92 5,706,233.41
PROCEEDS / TERMS OF PAYMENT

30 69,266.01 77,000.00 84,700.00 93,170.00 102,487.00 112,735.70 124,009.27 136,410.20 150,051.22 165,056.34 181,561.97 199,718.17 ₱ 1,496,165.87

60 138,532.01 154,000.00 169,400.00 186,340.00 204,974.00 225,471.40 248,018.54 272,820.39 300,102.43 330,112.68 363,123.94 399,436.34 ₱ 2,992,331.74

90 207,798.02 231,000.00 254,100.00 279,510.00 307,461.00 338,207.10 372,027.81 409,230.59 450,153.65 495,169.02 544,685.92 599,154.51 ₱ 4,488,497.61

Cycle 1 Cycle 2 Cycle 3 Cycle 4 Cycle 5 Cycle 6 Cycle 7 Cycle 8 Cycle 9 Cycle 10 Cycle 11 Cycle 12

RECE MANUFACTURING CORPORATION

PO/RF VALUE - increment of 25% 4,750,000 5,937,500 6,531,250 7,184,375 7,902,813 8,693,094 9,562,403 10,518,643 11,570,508 12,727,559 14,000,314 15,400,346

Amount for Funding (80%) 3,800,000 4,750,000 5,225,000 5,747,500 6,322,250 6,954,475 7,649,923 8,414,915 9,256,406 10,182,047 11,200,252 12,320,277

ESTIMATED AMOUNT FUNDED 3,800,000.00 4,750,000.00 5,225,000.00 5,747,500.00 6,322,250.00 6,954,475.00 7,649,922.50 8,414,914.75 9,256,406.23 10,182,046.85 11,200,251.53 12,320,276.69
PROCEEDS / TERMS OF PAYMENT

30 133,000.00 166,250.00 182,875.00 201,162.50 221,278.75 243,406.63 267,747.29 294,522.02 323,974.22 356,371.64 392,008.80 431,209.68 ₱ 3,213,806.52

60 266,000.00 332,500.00 365,750.00 402,325.00 442,557.50 486,813.25 535,494.58 589,044.03 647,948.44 712,743.28 784,017.61 862,419.37 ₱ 6,427,613.05

90 399,000.00 498,750.00 548,625.00 603,487.50 663,836.25 730,219.88 803,241.86 883,566.05 971,922.65 1,069,114.92 1,176,026.41 1,293,629.05 ₱ 9,641,419.57
120 532,000.00 665,000.00 731,500.00 804,650.00 885,115.00 973,626.50 1,070,989.15 1,178,088.07 1,295,896.87 1,425,486.56 1,568,035.21 1,724,838.74 ₱ 12,855,226.10

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