1.

Yes Bank and Shinsei Bank in cross-border M&A advisory pact (Nov ’10): With this tie-
up, YES BANK and Shinsei Bank, Limited will be able to leverage their combined
expertise, strong local knowledge and excellent corporate relationships to jointly pursue
Mergers and Acquisitions (M&A), Joint Venture (JV) and Merchant Banking
opportunities for their respective clients.

2. A: Version 2.0 is a very hard wired vision and strategy for the next five years. It
commenced on April 1, 2010. What would work for us is basically a balanced institution
with 40% wholesale banking, 30% mid-corporate commercial banking and roughly about
30% balance should be a mix of between SME and retail banking.
3. I believe that we can build and we can operate and we can execute. Our team is a first
class team at all levels. I have over 40 top management, 120 senior management, 500
plus in the middle management ranks, over 1000 in junior and then of course the rest of
the 50% approximately 1600 people are in general management and operations and in
sales and service in the branches
4. The only Bank in the world today to have launched an extensive wireless branch banking
environment which enables both our customers as well as our Relationship Managers to
conduct business in a more casual/informal ambience which is being very much
appreciated.
5. "We look at technology as the bank's center of gravity," Kapoor notes. Yes Bank's
approach involves outsourcing non-core applications to Wipro, and hardware services to
IBM and Cisco. "It is akin to a just-in-time, pay-by-use model," he says. The result, he
adds, is that Yes Bank has been able to "build scalability at a fairly effective cost."
6. Listed on the Bombay stock exchange, the bank is providing finance to Indian companies
eager to invest in farming projects in the world’s poorest continent.
7. Related to HR: YES School of Banking (YSB)
The Y-PEP, a special plan
At YES Bank, we have instilled a culture of entrepreneurship. All
YES Bank leaders are empowered to make decisions that are best for
the organization and are in line with over-all business objectives
8. Market positioning: YES FOR YOU retail wealth management proposition.
9. At YES BANK Inauguration of Panjim Branch (2007):“Goa needs to adopt a focused and
integrated strategy which balances economic growth and environmental challenges
through its core business sectors of Tourism, Agribusiness, Infrastructure and IT. It is our
belief that the adoption of balanced growth strategies, undertaken within the PPP
framework of project development, will lead to robust investments in the State. YES
BANK remains committed to assisting all stakeholders in developing sustainable and
commercially viable projects in Goa.”
10. Revenue break-up: Wholesale bank 64%; Commercial bank 28%; Remaining SME’s.
11. How Ideas built YES BANK:
a. Outsourcing
b. Knowledge Banking
c. Microfinance Direct
d. Futuristic Branch
e. Double Security
f. Honey Farming
g. Y-PEP
h. Responsible Banking
i. Money Monitor
12. The first five years were about innovating to survive and keeping our cost-base low. The next
five years will be about innovating to thrive. YES Bank was among the earliest to get onto the
online Real Time Gross Settlement (RTGS) and National Fund Transfer (NEFT) platforms. We
were the first to enable speech-recognition in phone banking and, today, are ready to offer
video-based phone banking services when 3G becomes widely available in India.
13. Long-term Goal: Global bank by 2020. Invest more than 60 crores in expanding branch network.
To achieve a balance sheet of 1.5 lakh crore by 2015. The current business is not even a quarter
of our potential. In wholesale its only 20% whereas in Commercial banking it’s just 10% of our
true potential.
14. Rana Kapoor: Aggressive banker; Result oriented - both qualitative and quantitative;
believes in mentoring.