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 Golden Rule #1: Diversification
Diversification is the most important component of reaching
long-term financial goals while minimising risk.

Asset Classes Markets Sector

Equity Funds Local Funds Sectoral Funds

Balanced Funds Country Funds
Mixed Asset Funds Regional Funds
Bond Funds Global Funds
Money Market Funds

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 Golden Rule #2: Buy on Dip

Opportunities
for long-term
investors,
BUY ON DIP.

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 Golden Rule #3: Regular Investment (RCA)
No of units
Ringgit Cost Averaging (RCA) – Price in RM per RM1,000 investment
investing a FIXED AMOUNT of
money on a regular basis, 0.28 3571.43
regardless of the price.

Why RCA?
0.26 3846.15

• To eliminate the risk of timing 4081.63

Average cost
per unit:
RM0.2449
the market
0.24 4166.67
4282.66
•A discipline way to accumulate
wealth over time
0.22 4545.45

With RCA investment strategy, it

eventually manages to average out
the price per unit.

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 Golden Rule #4: Think Long Term
Long-term mindset investors will not be fearful during short-term volatility.
They take volatility as opportunity to reap better rewards in the long-term.

Be patient with your

investments

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 Golden Rule #5: Stay Calm

Leave the job to

professionals

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