FORMULAS MATEMATICAS FINANCIERAS

1. Vf =Vp(1+ip)N ; N =m∗n
1. I =Vp∗ip∗N Vf 1
I 2. Vp= ; Vp=Vf (1+ip )−N ; =a−1
2. Vp= ( 1+ip )
N
a
ip∗N Vf 1
I 3. ia=m[( ) ¿ ¿ −1]¿
3. Vp= Vp N
Vp∗N Vf
I log
4. N= 4. Vp
Vp∗ip N=
log( 1+ ip)
5. Vf =Vp(1+ip∗N )
ia
Vf 5. N=n∗m; ip= ; ia=ip∗m
−1 m
6. Vp
N=
ip DESCUENTO
1 2 3
7. N ( duplica)= N (triplica)= N=
ip ip ip 6. D=Vf −Vp; Vl=Vp
Vf 7. D=Vf ∗¿
8. Vp= ó Vp=Vf (1+ip∗N )−1
1+ip∗N 8. D=Vp (1+ ip)N ∗¿
Vf
−1
9. Vp Tasas nominales
ip=
N 9. TN=TE ; Sim=1
10. D=Vp∗d % 10. TE>TN
11. ¿ Capotalizacion ;> TE; <TN
12. TEA >TEV
Ip =ia/m

CASOS
Conversiones ia m ia m
m
NV NV
m ( ) ( )
1+
= 1+
m
X% NABV = X% EA ie=[ ( 1+ip ) −1] ia m
ia −m
(T,M,S,S) NV NA 1+
m ( ) ( )
= 1−
m
ia m
−m
ia
X% EA = X% NABV ia=m ¿ NA NV 1−
m ( ) ( )
−m
= 1+
m
V A X%  X%/(100-X) ó ia ia −m
NA NA 1−
m ( ) ( )
= 1−
m
NAAEF ie=[ ( 1+ip )−m−1]
EF NAA ia=m ¿
( 1+ip )N −1
Vf =C [ ]
ip
Vf ∗ip
C=
( 1+ip ) N −1

1−( 1+ ip )−N
Vp=C [ ]
ip

Vp∗ip
C= −N
1−( 1+ip )
 Vp∗ip
log [1−( )]
C
−N=
log(1+ip)

Periodo cuota Interés Amortización Saldo

(saldo*ip) C-Interes Saldo ant- A
0 - - - Total- abono
1…. x….

Cuota + saldo=