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Questionnaireonnpa 130314094555 Phpapp01 PDF
Questionnaireonnpa 130314094555 Phpapp01 PDF
a) 1-4%
b) 4-7%
c) 7-10%
d) 10% &above
a) Highly decreasing
b) Slowly decreasing
c) Constant
d) Slowly increasing
e) Highly increasing
4 previously an asset be called NPA after 180 days, but now it is being changed
to 90 days in Indian context .do you agree with it ?
Yes
No
5. Does NPA classified as
1. Standard asset
2. Sub standard asset
3. Doubtful asset
4. Loss asset
Yes
No
6. what are the reasons for assets becoming non performing asset ?
a) Agricultural loans
b) Non agricultural loans
c) Cash credit
d) Over drafts
e) term loans
f) housing loan
8.Do you have similar recovery strategy in all sectors and in all geographical
regions ?
Yes
9.Do you think there are the alternative ways to reduce the NPA ?
Yes
No
Internal factors
External factors
1. Willful Defaults
2. Industrial sickness
3. Lack of demand
4. Change on Govt. policies
Yes
No
11. Do you think any one the strategy below mentioned is helpful to reducing
NPA ?
Legal recovery
Yes
No