SAVING AND INVESTMENT PATTERNS AND THE

MOTIVES AMONG THE HOUSEHOLD/INVESTOR

ACROSS THE GLOBE

REVIEW ON LITERATURE

1. Charkha, Sanket & Lanjekar, Jagdeesh. (2018). Research Paper - “A STUDY OF SAVING
AND INVESTMENT PATTERN OF SALARIED CLASS PEOPLE WITH SPECIAL
REFERENCE TO PUNE CITY (INDIA)”.

Researcher has here in this paper studied the different types and avenues of investments as well
as the factors that are required while selecting the investment. The objective of this paper is to
study the investment pattern, factors influencing the investment behavior, mode of investment
and the problems faced by the investors. The survey was conducted through questionnaire with
special reference to Pune city of, India. The total sample size is of 60 in number and the target
people where, the salaried employees. The objective of this paper is to study the investment
pattern, factors influencing the investment behavior, mode of investment and the problems faced
by the investors. Research design adapted here is exploratory research design and convenient
sampling technique is used. With the help of statistical tools they have interpreted the data as;
there is no significant relationship between the Gender and the Investment awareness level, there
is significant relationship between the income level & awareness about the investments avenues.
Among the investment options bank deposit and mutual funds are the most preferred sources of
investments by the respondents in Pune. Out of 60 responses 73% of respondents are aware of
investments and their avenues rests are unaware. On an average 20%of the income are been
saved by the salaried employees. Researcher concludes by stating that the respondents (Pune) are
aware about the investments but being in the safer side of risk the opt for mutual funds, real
estates and bank deposits.