ASSIGNMENT 1-&-2

What are the masters programmes available for Engineering stream?

As of 2019/2020 the DAAD website says there are about 309 Masters Programs available in
both English and German taught Engineering Stream. Apart from the core Engineering there are
various other masters programmes available for Engineers to enhance their skillset & for better
career options.
M.Tech- For career in Practical approaches of Science
M. Sc. – For career in Research Sector
Management – Course includes study market strategies.
MA - MA Programs in Engineering studies deals with the design, optimization,
maintenance, and creation of machines and systems.
The below mentioned is the list of Master Courses associated with the Civil Engineering.
M.Tech. M.Sc. Management MA
Master of Science in Master of Science in Management and Integrative
Rail, Transport and Integrated Water Engineering in Technologies and
Logistics• Technische Resources Structural Engineering Architectural Design
Universität München Management and Risk Research
• Singapore (IWRM)• TH Köln Management of (ITECH)• University
(University of Applied Industrial Facilities – of Stuttgart
Sciences) • Köln CONSTRUCT• RWTH • Stuttgart
Aachen University
• Aachen
Natural Hazards and Master of Science in Sustainable Master Integrated
Risks in Structural Water Management - Water Design (MID)• OWL
Engineering Science• University and Energy• RWTH University of Applied
(NHRE)• Bauhaus- of Duisburg-Essen Aachen University Sciences and Arts
Universität Weimar • Essen • Aachen • Detmold
• Weimar
Railway Systems Master of Science in Water Resources Resource Efficiency
Engineering in Renewable Energy Engineering and in Architecture and
Transport Management Management Planning
Engineering and (REM)• TH Köln (WAREM)• University (REAP)• HafenCity
Mobility• RWTH (University of Applied of Stuttgart • Stuttgart University Hamburg
Aachen University Sciences) • Köln • Hamburg
• Aachen
The below mentioned is the list of Master Courses associated with the Mechanical Engineering.
M. Tech. M. Sc. MBA MA
International Automotive Management of Management and Computational
Engineering Product Engineering in Mechanics of
(MEng)• Technische Development Computer-Aided Materials and
Hochschule Ingolstadt (MSc, Executive) Mechanical Structures
• Ingolstadt at the HECTOR Engineering• RWT (COMMAS)• Universit
School• Karlsruh H Aachen y of Stuttgart
e Institute of University • Stuttgart
Technology • Aachen
• Karlsruhe
Mechanical Mobility Systems Management and International Master's
Engineering/Mechatronic Engineering & Engineering in Programme in
s (MEng)• Kaiserslautern Management Production Computational
University of Applied (MSc, Executive) Systems• RWTH Modelling and
Sciences at the HECTOR Aachen University Simulation• Technisch
• Kaiserslautern School• Karlsruh • Aachen e Universität Dresden
e Institute of • Dresden
Technology
• Karlsruhe
MEng Mechatronics and MSc Advanced Master's Simulation and
Robotics• University of Management in Business System Design
Applied Sciences and Engineering Engineering (SSD)• Stralsund
Schmalkalden in Technology, Energy• Technisch University of Applied
• Schmalkalden Innovation, e Universität Berlin Sciences • Stralsund
Marketing and • Berlin
Entrepreneurship
(MME
TIME)• RWTH
Aachen
University
• Aachen
The below mentioned is the list of Master Courses associated with the Electrical Engineering.
M. Tech. M. Sc. MA
Communications Communication Master - Lighting Design
Engineering - & Information (MLD)• OWL University of
Master's Study Technology, Applied Sciences and Arts
Programme• RWTH MSc • Detmold
Aachen University (CIT)• University
• Aachen of Bremen
• Bremen
Communications Computational Master Architectural
and Multimedia Engineering Lighting and Design
Engineering (CE), MSc• FAU Management (part-time
(CME)• FAU Erlangen- programme for
Erlangen-Nürnberg Nürnberg professionals)• Hochschule
• Erlangen • Erlangen Wismar - University of
Applied Sciences,
Technology, Business and
Design • Wismar
Electrical Power Embedded Master Architectural
Engineering - Systems Lighting
Master's Study (MSc)• Saarland Design• Hochschule
Programme• RWTH University Wismar - University of
Aachen University • Saarbrücken Applied Sciences,
• Aachen Technology, Business and
Design • Wismar
 Geography of Germany

Q. What's the capital of Germany?

A. Berlin

Q. The Major Rivers of Germany.

A.

Q. Population of Germany.

A. Germany has a population of 81,305,856 (approx.). Largest in European Union.

Population Density 231.51/km2

Q. Government Type.

A. Federal Parliamentary Republic

Q. Largest Cities of Germany

• Berlin (3,426,354)
• Hamburg(1,739,117)
• Munich(1,260,391)
• Koeln (963,395)
• Frankfurt am Main (650,000)
• Essen (593,085)
• Stuttgart(589,793)
• Dortmund(588,462)
• Dusseldorf(573,057)
• Bremen (546,501)
Q.
Q. Write a short note on Germany.
A. Germany is the 7th largest country in Europe and the largest Economy with GDP of 3.73
trillion USD (4th in the World Ranking). Germany Shares its border with 9 Countries namely-
Netherlands, Belgium, Luxembourg, France, Switzerland, Austria, Czechia, Poland, Denmark.
Northern Side of Germany is Plain Land and as we move towards Southern Side, we find it to be
mountainous with decreased temperature. Germany’s highest peak is Zugspitze.
Storms, Tornados and Strong Wind Waves are quite common in the Northern Part of Germany.
Danube, Rhine, Elbe and Main are the important rivers of Germany. Rivers have been a source
for hydroelectric generation and it is because of these rivers that Germany has the most
developed inland navigation System. Berlin has the largest train station in Europe. The map
below shows demographics of some giant German Companies that have their
headquarters/manufacturing units in Germany.
Q. Map depicting the Domestic & International Airports.
Whether in Germany:
The weather conditions in Germany are as diverse as the geographical location of the
nation. The climate varies from highland areas to the plain lands. Generally, Germany
has a temperate seasonal climate; there are no extreme low and high temperatures.
Temperatures in winter vary from west to east. Summer are warm, the temperatures are
between 68 degrees Fahrenheit and 86 degrees Fahrenheit (20 degrees Celsius and 30
degrees Celsius) and there is more rainfall during the summer months.
City-wise analysis of whether:
Ramstein:
The weather in Ramstein, Germany is generally varied and uniform in nature with very
occasional extremities. Located on a rugged terrain, amidst small mountains and
plateaus, Ramstein has a quite moderate climate. Though the city is located on a
mountain, summers are warm. Summer in Ramstein begins from the month of April and
continues till August. July is the hottest month in Ramstein with the average daily
temperature rising to 65 degree Fahrenheit. During the summer months, occasional
afternoon storms usually occur, followed by thunder and lightning.

Monsoons begin in the month of July. There is heavy rainfall that wets the land
profusely in this season. Soon after the monsoons, the chilly winter season arrives.
After the monsoon cooling, the cold winter air leads to further cooling of the land
surface. Generally, winter arrives in Ramstein in November and lasts till February.
January is the coldest month of the season, with the average temperature dropping
down to 35 degree Fahrenheit. There may be occasional snowfalls in these months.

Berlin:
Located in the eastern part of Germany, Berlin is characterized by a continental climate
with cold winters and hot summers. The weather conditions in the city during the
summer season are unpredictable. Generally, the evenings are cloudy. In July and
August the temperature is near about 86 degree Fahrenheit. The winter season is very
cold and there is dampness in the air. Frost is common. Snowfall is abundant and
temperatures fall below the freezing point. As snowfall is heavy in winter, most of the
roads get blocked. Despite such problems, many tourists visit Berlin in the winter
months to experience the beautiful snowfall. Berlin has rainfall all the year round. During
July and August, the city receives maximum rain.

Munich:
Located in the elevated plains of upper Bavaria, Munich is the third-largest city in Germany. The
city experiences a continental climate, but is highly modified by its proximity to the Alps.
Situated at an altitude of 520m Munich has high precipitation compared to the other regions of
the country. The summer season in Munich is fairly warm and humid. The summer season
begin in May and last until August. Thunderstorms generally occur during this season. July is
usually the hottest month with average temperature 24 degree Celsius. Winters in Munich begin
in December and last till March. January is the coldest month with an average temperature of
2.2 degree C. Heavy snowfall occurs for at least a couple of weeks during winter.
Hanau:
Hanau is a town situated 25 kilometers east of Frankfurt. Situated at an altitude of 112
meters, Hanau receives good amount of rainfall and the precipitation is 50 mm on an
average. The weather is partly cloudy throughout the day and rainfall can occur at any
point of time during the day. Generally, Hanau has a pleasant climate. Summer begins
in the month of March and lasts till June. The average temperature is around 25
degrees Celsius. The sun shines brightly and there are short spells of rainfall. With the
onset of October and November the weather starts changing and cold winds begin to
blow followed by heavy rains. December, January and February are the winter months
and temperatures sometime fall below the freezing point. The cold winds of Hanau bring
a considerable change in the weather. The temperature drops immediately and strong
winds are accompanied by light showers.

Stuttgart:
The weather in Stuttgart is lovely inviting thousands of visitors to its annual festivals.
The festivals include the courtly Summer Festival, the orthodox Beer Festival, and the
Stuttgart Christmas Market. Mostly, the weather in Stuttgart, Germany remains
temperate throughout the year. Any extremities in temperature are very rare. The
summer season sets in May and lasts until September. Summer temperatures range
from 20°C and 30°C. Rainfall is quite frequent during the summer season. Stuttgart
experiences a frequent change of weather, which makes it very difficult for weather
forecasters to predict the weather with accurate data. Winters in Stuttgart are very cold
and snowfall is frequent. The winter season lasts from December to March. January is
the coldest month with an average temperature of 0°C
Q. What are some of the Best cities for International Students?
A. Well this answer will differ from student-to-student on the basis various factors, take for
instance the programme they enroll in, the universities the choose, etc.
1. Munich-
a. Capital (and most populated city) of Bavaria, 12th largest city in the EU,
b. Big Companies like BMW, Siemens, MAN, Linde, Allianz, MunichRE, have their
setup here.
c. Many universities (Ludwig Maximilian University of Munich (LMU), Technical
University of Munich (TUM), etc.) and Research institutes (Max Planck, Fraunhofer,
etc.)

2. Berlin-
a. Capital (and most populated city) of Germany, 7th largest city in the EU
b. Its economy is based on high-tech firms and the service sector, encompassing a
diverse range of creative industries, research facilities, media corporations and
convention venues.
c. Around 20% of the students have an international background.
d. The city has four public research universities and 27 private, professional and
technical colleges

3. Stuttgart-
a. Capital (and most populated city) of Baden-Württemberg, 6th largest city in Germany
b. The city is spread across a variety of hills (some of them covered in vineyards), valleys
and parks. Enjoys a high standard and quality of living: ranked 28th in 2018 for
quality of living in the world, 7th in Germany
c. Big companies: Porsche, Bosch, Mercedes-Benz, Daimler AG, Dinkelacker are setup
here in the strongest industrial region in Germany, manufacturing hub, ease of travel,
proximity to Swabian Alps and the Black Forest.
d. Universities (university of Stuttgart, Stuttgart University of Applied Sciences, etc.),
specialized universities (like University of Hohenheim which is specializes in
Agriculture) and Research institutes (like Fraunhofer).

4. Other Good cities for students are:

Hamburg, Aachen, Dresden, Frankfurt, Bonn, Cologne, Leipzig, Nuremberg
Some other smaller cities of interest are: Heidelberg, Freiburg am Breisgau and Karlshrue.
 Bachelors Programs in Germany:
Bachelor’s Program Description
Human Medicine Medical graduates have an exciting
Medical Studies or and varied career. There are more
Medical Specialist than thirty areas of
Training specialization available to choose
from in Germany, from
ophthalmology to forensic
medicine. Which is why many
freshers see a future as a doctor as
a particularly attractive one. A
degree course in medicine takes at
least six years and three months. In
contrast to similar degree courses,
such as health sciences and care
management, it is not divided
into Bachelor’s and Master’s
courses; instead it ends with
the state examination.
Analysis
A WIDE RANGE OF CAREER PROSPECTS: DOCTORS
ARE NOT ONLY IN DEMAND TO DEAL WITH
ILLNESS
1) Every year, some 10,000 graduates
leave German universities with a
degree in medicine. Outside the big
cities, it is not hard to find a position
in a hospital or as a doctor. General
practitioners are particularly sought
after in rural regions. Medicine is
developing ever more rapidly and the
German population is ageing. Patients
therefore need to be treated more
frequently and for more complex
issues. This means that the job
prospects for future doctors will also
be extremely good in the future.
2) Doctors are finding interesting
opportunities in many sectors.
Medical technology, the
pharmaceutical industry or clinic
administration are obvious areas of
employment. But doctors are also
often employed as professionals in
management consultancy or the
insurance sector.
 Bachelor’s Description
Program
Engineers: Highly There are over 3,000-degree
qualified & Versatile programmes in Engineering at
German universities. With the
help of the “TU9 SelfAssessment
international”, you can find out
whether Engineering is
something you’re cut out for.
Although the career prospects
are very good, they strongly
depend on your personal
qualifications.
Bachelor’s Program Description
Art & Music: Creative use While it is hard to get in, the
of opportunity training is well respected:
admission to a German art or
music college is dependent on
your artistic talent and
motivation. Studying music in
Germany is very popular with
students from around the world
– around a quarter of students at
the 24 state music colleges come
from abroad.
Analysis
1) Successful graduates of
Engineering programmes have
excellent career prospects in
Germany. Naturally, your
chances of finding a job after
your studies strongly depend on
your personal qualifications.
2) The demand for engineers is
steadily growing. By 2020, one
out of every two currently
employed engineers will have
entered retirement. “If
Germany’s economy wishes to
secure its position on the world
market, it will need many new
engineers. All this points to
secure jobs in the long term
with excellent pay,” predicts
Ekkehard Schulz who serves on
the supervisory board of
ThyssenKrupp AG.
Analysis
In 2015, around 17,000 students
graduated from German art
colleges – more than ever before.
Around every second graduate
becomes self-employed and seeks
their own clients. Others work for
galleries or art associations, or
(with corresponding additional
qualifications) work for art
education services or graphic
design agencies. Interesting
professions for art graduates are
developing in the exhibition
sector: with digital media and the
associated opportunities for the
art business, new,
interdisciplinary degree courses
are being created.
 Bachelor’s Description
Program
Natural Science & German universities offer a broad
Mathematics range of Mathematics and
Natural Science degree
programmes. The career
prospects are very good because
Germany is determined to
safeguard its economic success.
The majority of Natural Science
and Mathematics degree
programmes are offered at
universities. Bachelor's
programmes in Mathematics, the
Natural Sciences and Computer
Science are generally designated
as “mono-bachelors”, in other
words, programmes which
provide qualification in only one
subject.
Analysis
1) Today there's a demand for
researchers who are specialised
in more than one subject.
Natural scientists have to
collaborate in interdisciplinary
teams and generally have to
think in complex structures”,
explains Kolja Briedis from the
HIS Institute for Higher
Education Research (HIS-HF).
2) Natural scientists,
mathematicians and computer
scientists have good chances in
the labour market. Although the
chances at finding jobs vary
depending on the subjects the
graduates studied, there is a
growing demand in the entire
technological field in Germany,
the reason being that companies
are struggling with an increasing
lack of qualified experts in these
disciplines. That's why German
authorities have launched a new
campaign (“MINT-Initiative”) to
get young people interested in
enrolling in “STEM” degree
programmes: science,
technology, engineering and
mathematics.
Bachelor’s Program Description Analysis
Law, Economics, Cosmopolitan, international experience makes it easier STARTING A CAREER
Social Sciences, for graduates from economics or social sciences to enter
Humanities the job market. Studying law in Germany, on the other 1) Seldom do employers explicitly
hand, is especially interesting if you want to become mention the need for humanities
thoroughly familiar with the German legal system. This scholars in their job
means you will not only be interesting to German advertisements. And most
employers: But your expertise will also increase your humanities programmes do not
chances with international law firms in other countries. prepare students for any clearly
defined professional field. That’s
why it’s very important to choose
ECONOMIC EXPERTISE IS IN GREAT DEMAND
an area of specialisation during
Today, nearly every sector from healthcare to cultural your studies and gather your first
management requires economic expertise. There are practical experience in the field.
a corresponding number of professional Self-initiative and enthusiasm for
your line of work are also very
opportunities for economists. They can be found important. Employers like to see a
everywhere – as operations managers in municipal common theme or a clear line
enterprises or human resources departments in large which runs through your
academic and professional career.
companies, in controlling or sales and marketing, as
Almost all degree programmes
freelance consultants and as departmental managers contain integrated modules which
or executives in medium-sized companies. provide students with key
qualifications and practical skills.
These include orientation
modules, professionally related
SOCIAL SCIENCES Degree programmes in social events, foreign language
sciences such as sociology and politics enable you to instruction and business
conduct multidisciplinary study across many management know-how.
different disciplines. There are points of contact with
psychology and educational theory as well as with 2) Diverse business sectors are
economics, anthropology and history. increasingly looking to hire
humanities scholars. In a
knowledge-based working world,
their cross-disciplinary
LAW More than forty percent of lawyers in Germany competence is enormously
take up employment in private enterprises. As a legal important for companies.
advisor or in-house lawyer within a company, for
example, or as an actuary in the insurance industry
or a political lobbyist.

HUMANITIES From African Philology to

Contemporary History – German universities offer
more than 6,000-degree programme in the
humanities. At first glance, it might appear
somewhat overwhelming and difficult to
understand. The name of the degree programme
generally indicates its specific professional
orientation or emphasis. However, programmes
sometimes have different names, but offer similar
courses.
 Bachelor’s Program Description
Linguistic & Cultural Germany has a more open structure than in other
Studies countries. You have a lot of freedom to choose
and combine learning content and courses in
linguistic and cultural studies subjects. You’ll
spend a lot of time working in the library or in
study groups and on the independent
preparation of seminar and research papers. This
requires discipline and first-year students often
take a while to get used to this.
On the interface between linguistics and
computer science, as part of the course, you
investigate how texts and linguistic information
can be processed using algorithms. The benefit of
automatic language processing has long been
self-evident in daily life.
Veterinary Medicine, Veterinary medicine is one of the most popular
Agriculture, Forestry, degree courses in Germany. As with medicine,
Ecology, Nutritional finding a place on a course is therefore not easy.
Sciences: for a You need to have a very good grade point
sustainable future average as there are admissions restrictions
(numerus clausus, NC) for the subject throughout
Germany. If you choose to study this subject
because you love animals, you should be aware
that: Work in a veterinary clinic or a large animal
practice can be very physically demanding and
stressful. Working on weekends and at nights is
standard. A work placement can help you to get a
realistic picture of the profession. Many
veterinarians are needed, especially in livestock
farming. Which means you must be willing to
work in the countryside.
Analysis
Career Prospect:
1) It’s a good time to be a
humanities scholar: strong
knowledge management and
cross-cultural skills are
increasingly valued in a wide
range of economic sectors. The
media and communications
sector, educational institutions
and publishers are the
traditional areas of
employment. In Germany,
around half of graduates now
work in areas with rather less
direct relationships to the
humanities, e.g. the
manufacturing industry,
commerce or healthcare, and
increasingly also in IT.
2) Entering the job mark can be
difficult: only a few jobs
explicitly target linguists and
cultural scientists, which
doesn’t make the search easy.
So, in these areas, it is
particularly important that you
discover your orientation as
early as possible during your
studies and specialize in terms
of course content.
The job opportunities are varied: With
a degree in nutritional sciences, you
can, for example, work in diet therapy
and nutrition counselling, but also in
product development, the chemical
industry or market research. English-
language courses prepare you for
employment in the international food
industry. As managers in the
agricultural sector, graduates are just
as much in demand as in market and
consumer research, development
cooperation or environmental policy.
ASSIGNMENT – 3

What is a Blocked Account?

A Blocked Account is required for many non-European countries and their residents in
order to file a visa application when planning to move to Germany for studying or working.
A Blocked Account, also called Sperrkonto in German, is basically a proof of payment that
shows you will be able to support and finance your own living expenses while in Germany.
The money is blocked (securely stored) until you have arrived in Germany.

To release the blocked funds and activate your account, all you have to do is show a "proof of
address". Your blocked amount will then be deposited in monthly installments into your
own German bank account that is accessible for your living expenses.

Why do we need to put this amount into a Blocked Account?

The German Federal Foreign Office has decided that applicants must deposit, €853 per
month you plan to stay in Germany on an account. Therefore, if you intend to stay in
Germany for 12 months (one year), you will have to block the amount of €10,236 in your
Blocked Account, before you apply for your visa. After you have successfully received your
visa from your local embassy and arrived in Germany, you can send us the activation order
and start receiving the Euro amount (usually €853) per month wired to your German bank
account (current account).
How can you open a blocked account for studying in Germany from India?

There is a particular procedure for a blocked account that every candidate needs to follow,
in order to open a blocked account. One has to possess a document called
Finanzierungsnachweis while applying for a Student Visa for Germany or proof of one’s
financial means.

Steps to follow for Choice ‘1’:

1. To open an account through German Consulate (GC), firstly, you need to book an
appointment by sending an E-mail to your local German Consulate for getting the required
documents attested.
2. Then in the mean time you need to get the ‘Bank’s Application Form’ [Can get it from the
Deutsche bank’s website. Click here] and a xerox copy of your original passport.
3. Now fill in the application form [Caution: Don’t write the place, date and signature. It
needs to be filled at GC.) [General queries will be answered in FAQ’s. Please check below].
4. On the day of appointment, go to the respective German Consulate with

• Duly filled in Bank’s Application Form.

• Passport Xerox Copy & Original.
• PAN Card (original).
• 2 passport size photos.
• Admission letter from university (not mandatory).
• Money (30€ in rupees. Subject to current day’s exchange rate).
• Appointment mail copy which you got reply about date confirmation.
5. Once the documents get attested, courier them to the address on the Deutsche Bank’s
application form.
6. Within few days, you will get a mail from the Deutsche Bank with the details like Bank
Account number etc. so that you can transfer your money to your account.
* Here you need to pay all the fees like Attestation fees, Courier charges, travelling
expenses (in case if the German consulate is not in your city) etc.
Steps to follow for Choice ‘2’:

It’s very easy and recommended process as you can save fees, courier charges and travelling
expenses (in case if the Deutsche Bank is not in your city). Very simple steps to follow. Read
below

1. Visit the nearest Deutsche Bank branch, you can visit any branch in India for that
matter.
2. Tell them that you want to open the German Student Blocked Account, they will
explain you the complete procedure.
3. You will first have to open a Savings Bank Account with the Deutsche Bank India
(which is extra amount that you need to afford), which has a minimum balance
requirement of INR 100,000. Note that every Deutsche Bank branch in India has
different schemes to open a savings account at them. Once you approach them,
they will explain you in detail.
4. Take all the documents mentioned above in the CHOICE ‘1’ along with 1 lakh
Cheque and then they will take care of you in helping for the rest of the
procedure.
5. DB Privat- und Firmenkundenbank AG, Alter Wall 53, 20457 Hamburg,
Germany
o The Bank in Germany will in short (usually within a week) send you an email
confirming you about an opened bank account together with account details.
o As you have received the above confirmation email from the bank, you can
transfer minimum 10,236 Euros on this account from one of the local banks in your
country.
3. Kotak Mahindra Bank

It’s better if you contact to the main branches at some big cities over the phone and enquire
about the whole process before going to the local branch in person. Following documents
will be collected from you for opening the Savings Account:

• Savings Account Opening Form and Know Your Customer (KYC) documents as per
Bank’s KYC grid.
• A copy of the Passport.
• A copy of admission letter issued by a German University.
• Email Indemnity in Bank’s format.
• Request to convert customer status from Resident to Non-Resident and change
Resident Account to NRO.
• Outward Remittance form – the section for beneficiary account and bank details
will be left blank
• IP Cheque for INR value equivalent to EURO 8700 (prevailing TT Selling rate on the
day of account opening).
• Student Request Letter
• Please submit the e-mail confirmation regarding the activation of your blocked
account and the transfer of the amount of at least 8640 Euro at your visa interview.
 Comparison Chart
Criterion Deutche Bank Kotak Mahindra Fintiba X – Patrio

Method Online Online Online Registration Online Registration

+ +
Hardcopies Hardcopies
Process Complicated Moderate Easy Easy
Time Required to 3 -5 weeks 2 - 3 weeks 3 - 5 days The time required to
open account open a blocked account
is 24h only. The time to
receive the blocking
confirmation is usually
3-5 business days.
One-time €149 _ €89 €49
Charges
Monthly Charges _ _ € 4.90 €5
Minimum _ _ _
Balance to ₹1,00,000
maintain
Interest Gain - 6% - -
Monthly €853 €853 €853 €853
Withdrawal
Document 1. passport 1. Saving account You only need your You only need your
Required 2. The account opening form and KYC passport for the passport for the blocked
form (filled out, but not documents 2. A blocked account account opening.
signed) copy of the Passport opening. Further, the Further, the passport
3. Admission letter and letter issued by passport doesn’t need doesn’t need to be
4. Bank Statement a German University to be certified by the certified by the embassy.
5. A DB India account 3. Email Indemnity embassy.
(optional, in Bank’s format.
recommended)
How to Get 1. once you arrive in Once you arrive in Once you arrive in The money from the
Money from Germany (not necessary Germany, you need Germany, you need to blocked account must be
Blocked for your Visa). You just to open an account complete the transferred into the
Account? need to visit a branch of in Local Bank (DB, legitimation process personal German bank
Deutsche Bank (carry Commerzbank, and open a current account such as N26. It's
your passport) and fill in Sparkasse etc.) and account. Money will paperless, fast and
a service order.2. You then once you get then be transferred to efficient. You can get
will receive a Deutsche IBAN and SWIFT Blocked account to your account up and
Bank Junges Konto Card code, you need to your current bank running with a digital ID
and PIN, which you can send email to Kotak account every month. online within the hour
use to withdraw. Contact person and once you arrive in
then you will get Germany.
your money in
account.
Where can you Deutche Bank only Deutche Bank Sutor Bank Deutche Kreditbank
open your
current account?
If you want to study in Germany, you will need health insurance. International students are
not permitted to enroll at German higher education institutions without it, so it's a good idea
to address the question of insurance early on.

Health insurance provides the certainty that the costs of medical care and medications do
not have to be paid privately in the event of an accident or illness. It is mandatory to have
health insurance in Germany. International students must present proof that they have
health insurance when they enroll. ~ DAAD

THE DAAD INSURANCE

The DAAD offers combined health, accident and personal liability insurance for trainees,
students and academics - as well as their partners and children - who come to Germany.
DAAD scholarship holders receive this insurance automatically.

Who is already insured?

• If you are holding a scholarship funded directly by the DAAD, this information is not of interest
to you. The insurance is already a part of your scholarship (see Letter of Award).
• Foreign scientists supported by the DAAD (study visits, re-invitations) will be insured as part of
the funding (see Letter of Award).

What is the Public Health Insurance (Gesetzliche Krankenversicherung)?

Approximately 85% of the population are mandatory or voluntary members of the public
health scheme. Currently, there are more than 120 public health insurers in Germany. The
benefits provided by public health insurance are prescribed by law and are 95% the same
with all health insurers. Health insurance contributions are based on your gross income. The
prevailing contribution rate is set at 14.6 percent of your gross income (up to 4,350 EUR per
month). For employees earning more than 4,350 EUR per month (contribution assessment
ceiling in 2017), the contribution rate stays the same. Students have the unique
opportunity to be covered with a cheaper student health insurance rate.

Typically, public health insurance covers dental treatment and provides outpatient medical
care through authorized medical practitioners, covers dental prosthesis, hospitalization and
pays medicines. You also receive a sick leave payment in case of long-term sickness. As you
can see, there are a lot of services and benefits in the German health insurance system
which is why it is known as one of the best in the world.
Who is qualified to join Public Health Insurance funds?
1. Foreign/International Students:

Foreign/International students are required to join a public health insurance fund in

Germany as it is a prerequisite for enrolment. Students are offered at a special rate so it can
be affordable!

Please note that the public health insurance coverage begins with the begin of studies and
there might be an insurance gap should you be arriving earlier. We recommend purchasing
a short-term travel insurance in these cases.

This also only applies if you are no older than 30 and studying 14 semesters or less.

2. Can I insure my dependents?

The biggest advantage is that public health insurance also insures your family at no extra
costs! Your spouse, life partner, or children are covered by your insurance, provided among
other things that the collective income does not exceed a certain level and that they will be
living with you in Germany.

4. Techniker Krankenkasse (TK)

Expatrio provides the best and fairest rated health insurance fund, Techniker
Krankenkasse(TK).

Techniker Krankenkasse(TK) has the most foreign insurance members and provides
Electronic Health Insurance Card for free choice of doctors. When you become an insurance
member of TK, you can experience 24/7 English customer service telephone line and TK-
Appointment Service will help you make a medical appointment at the right clinic for
you free of charge. Moreover, TK offers a Bonusprogramm which accumulates points you
earned by attending various check-ups, exercises or events and pays you back with cash or
additional service.

You can simply apply via the Expatrio platform just like in case of Blocked Account.
Those NOT eligible for Public Student Health Insurance

Unfortunately, not everyone can join one of the public health insurance funds in Germany.
The following groups are not eligible:

1. Guest scientists, post-graduate students, scholarship holders (without a contract of

employment)

2. Language students or those attending pre-study colleges

3. Students studying at a non-state university or at a non-state-recognized university

4. Students above the age of 30 years.

Benefits of public health insurance

• Public is cheaper when you're old

Public health insurance is based on your income. If you lose your job or retire, you will pay

less for your insurance. When you are old, public health insurance will be much cheaper than

private health insurance. If you are over 45 years old, public insurance is almost always the

best option.
• Public is cheaper for students under 30 years old
Students pay around 90€ per month1 until they are 30 years old, or until their 14th semester.
• It covers your dependents for free
Public health insurance covers your children and your unemployed spouse. This is called

the Familienversicherung. If your spouse only has a minijob, (s)he is covered by your

insurance1. If you plan to have children, public health insurance is a better choice.
• It matches your income
Public health insurance is cheaper when you make less money. If you lose your job or retire,

public insurance will remain affordable. Private insurance will get more and more expensive,

even if you become unemployed.

• It requires less paperwork
Public health insurance is simple. The doctors and the insurance companies talk directly to

each other, so there is less paperwork to do. The price won't change as you get older. When

you go to the doctor, you just show your insurance card and you're done. You don't need to

worry about price changes, coverage, reimbursement or deductibles.

Disadvantages of public health insurance

• Public is expensive for young professionals

Public insurance is based on your income, and private insurance is based on your health. If

you are young, healthy and have a good income, public will be much more expensive than

private.
• You don't get the best treatment
Doctors make a lot more money from private patients, so they often treat private patients

first. With private insurance, you will get an appointment the next day, instead of in two

weeks. It's also very difficult to find a psychotherapist or urologist who accepts public health

insurance. You still get good treatment, but not the best treatment.

• Special treatments are not included

If you want special treatments, you will need to pay the extra cost yourself. When I had my

wisdom teeth removed, my insurance only paid for local anesthesia. General anesthesia was

more expensive, so I had to pay the difference myself. Private insurance lets you choose the

quality of your coverage.

• It's not available for everyone
If you are a freelancer who just moved from a non-EU country to Germany, it's almost

impossible get public health insurance. Public insurance companies are not forced to cover

freelancers. Most expat freelancers are forced to choose private health insurance because of

this.
Private health insurance

Around 10% of German residents have private health insurance. You can only have private

insurance if you are voluntarily insured (freiwillig versichert).

Cost of private health insurance : The cost of private health insurance (private
Krankenversicherung or PKV) depends on your age and your health. The older you get, the more
expensive it gets. It will be cheaper than public health insurance when you are young,
but much more expensive when you get old.

Employees only pay half of their monthly contributions. Their employers pay the other half.

Freelancers must pay the monthly contribution themselves. This is why health insurance seems

so expensive for freelancers.

• Private is cheap when you are young
A healthy 25 years old man could pay as little as 175€ per month (350€ for freelancers) for

private insurance. If you make a good salary, this is much cheaper than public insurance.

• Private is very expensive when you are old

When you get old, you could pay 1500€ per month for the same insurance! This is a lot of

money if you are retired. Your income goes down, but your insurance keeps getting more

expensive1. This can easily bankrupt you. If you are over 45 years old, private insurance is

rarely worth it. After 55 years old, it's almost impossible to go back to public health insurance.
• Private is expensive if you have health problems
You must take a health test before you get private health insurance. If you have any health

issues that need constant treatment, your insurance will be much more expensive. If you

have pre-existing conditions, they will often refuse to cover you. This includes chronic

diseases, psychotherapy or expensive medication, for example.

• You choose what you need
You can choose dental coverage, travel insurance, special treatment etc. If you choose more

options, your insurance will be more expensive. If you choose fewer options, it can be very

cheap.
• You pay less with a higher deductible
For example, if you have a 3000€/year deductible, you pay the first 3000€ in medical fees

yourself, and your insurance pays everything after that. When you have a high deductible,

you pay less in insurance every month. If you never go to the doctor, that's a good way to

save money.

Who can have private health insurance?

Private health insurance is only an option if you are voluntarily insured (freiwillig versichert).
• If you are a freelancer, you can always choose private insurance. There is no minimum
income. If you are a non-EU freelancer who just moved to Germany, private health insurance

might be your only option.

• If you are an employee and earn more than 60750€ per year (in 2019, before
taxes), you can choose private health insurance. Your employer will pay half of your monthly

contributions.
• If you are an employee and earn less than 60750€ per year (in 2019), you can't be
privately insured. You must have public health insurance. You can't choose private health

insurance.
• If you are a student, a doctor or a civil servant, you can choose private health
insurance. If you are a student over 30 years old, private health insurance can be cheaper

than public health insurance. Private health insurers offer special rates for students.

Few companies that offer Health Insurance to Students are:

1. Mawista 2. TK
 (ASSIGNMENT – 4)

We will be classifying MBA Schools on the basis of their QS Rankings (2018-&-2019)

QS RANK NAME University Logo LOCATION Total No. of Students

(World University Ranking for MBA)

2018 2019 - - - -
51-100 47 Universität Schloss, 9,839
Mannheim Mannheim

51-100 51-100 Technical 80333 39,759

University of Arcisstrasse 21,
Munich Munchen

101-150 101-150 Ludwig- Geschwister- 35,041

Maximilians- Scholl Platz1,
Universität München
München
151-200 101-150 WHU - Otto Burgplatz 2, 1,432
Beisheim Vallendar
School of
Management
151-200 151-200 Freie 14195 34,425
Universitaet Kaiserswerther
Berlin Str. 16-18,
Berlin
101-150 151-200 RWTH 52062 45,256
Aachen Templergraben
University 55, Aachen

251-300 151-200 University of 50923 Albertus- 38,843

Cologne Magnus-Platz,
Cologne

201-250 201-250 Humboldt- 10099 Unter 33,681

Universität zu den Linden6,
Berlin Berlin

251-300 251-300 Westfälische 48149 43,979

Wilhelms- Schlossplatz 2,
Universität Münster
Münster
351-400 351-400 Technische Technische 31,795
Universität Universität,
Dresden Dresden
 Classification of MBA Schools on the basis of their FT Rankings (2018-&-2019)

FT RANK NAME University Logo LOCATION

(World University Ranking for MBA)

2018 2019 - - -
16 20 WHU - Otto Burgplatz 2,
Beisheim Vallendar
School of
Management
14 24 Universität Schloss,
Mannheim Mannheim

33 24 HHL Leipzig Jahnallee 59,

Graduate Leipzig
School of
Management
- 35 ESMT Berlin Burgplatz 2,
Vallendar

28 36 Frankfurt 14195
School of Kaiserswerther
Finance and Str. 16-18,
Management Berlin

63 60 University of 50923 Albertus-

Cologne Magnus-Platz,
Cologne

76 65 Technical 80333
University of Arcisstrasse 21,
Munich Munchen
MEM- Masters in Engineering Management
An Overview of the Degree
Masters in Engineering Management,
abbreviated as MEM is a specially
designed degree for the engineering
graduates to build the link between
engineering, technology and
management.
‘Engineering Management’ is the name
used as the course is mainly related to
managing and optimizing the output of
engineering processes using the tools of
business management.
The degree is popular among the
engineering graduates who want to get
a higher management role in their
company’s hierarchy.
Why should I apply to Masters in
Engineering Management?
Known famously as the ‘Engineer’s
MBA’, the MEM degree is the perfect
match for the engineering graduates
who want to give a jump to their
monotonously moving career path.
The degree is associated with
management of engineering process,
thus making a good use of the
engineering knowledge of the students.
The degree helps the candidate to
acquire the perfect blend of engineering
and management skills.
MEM- Masters in Engineering Management
MBA v/s MEM
As its name suggests, it is an
engineering degree and this program is
designed to enrich the blend of
advanced technical courses with core
business courses and considered as
best fit for today’s technology
companies with a core curriculum in
economics, operations, and marketing.
MEM gives you an advantage of
business acumen in strategy,
marketing, and finance much similar to
MBA with technical background and
knowledge as well.
While MBA gives only the business
administration and marketing and
leadership aspects and this program is
designed to cover the wide variety of
business aspects like accounting,
operations, organizational behavior,
economics, finance, and leadership etc.
It does not specifically focus on
technology either its focus on core
business and marketing concepts.
 MIM- Masters In Management MIM- Masters In Management

What is Masters in Management? MBA v/s MIM

MiM or Masters in Management is

Tuition Fees
a premium post-graduate degree
targeted towards individuals who
have just graduated or are young
professionals. It is a degree
providing comprehensive
knowledge about varied
management streams such as
Finance, Marketing, Consulting,
Entrepreneurship among many
others. It is a splendid degree,
especially if you want to switch
streams early in life, or want to
foray into the management field.

Electives and Specializations • Teaching style (Practical

The vast number of fields open for
MIM graduates can be owed to the
numerous electives or specializations
offered in this program by Business
Schools. Though different schools have
their own format and names for such
detailed courses, typically popular
electives are Finance, Marketing,
Accounting, Entrepreneurship,
Consulting, International
Business and Strategy.
orientation vs Theoretical focus)
• Popularity of the degree
(Worldwide recognition vs Growing
Popularity)
• Course Curriculum (Specialized
Knowledge vs Building a
Foundation)
• Salary upon Graduation
(High vs Medium)

Business Management
What is Business Management?
Business management, often referred
to as “business and management”,
works on the principles of organization,
analysis and planning. As these are a
general set of principles, they apply to a
wide range of career options. Business
management courses abroad are
focused at helping students acquire
skills that can be implemented in a
global setting.
Recommended Business
Management Degrees
• Human Resources
Management
• International Business
Management
• Marketing Management
• Healthcare Management
• Entrepreneurship
Management
Pre-requisites for studying Business
Management
• Bachelor’s degree, preferably in
the relevant field;
• Entrance test scores;
• Language-proficiency test score;
• Relevant work experience is
preferred.
Business Management Degree v/s
Business Administration Degree
• Course Structure: While a degree in
business management and business
administration entail the same core
subjects, business management
courses are focused on building a
sound management foundation,
wherein students can apply their skills
to a wide range of operations. On the
other hand, a business administration
degree equips students with
specialized skills to help them take on
specific roles based on the
specialization they pursue 9for
example: marketing, sales, etc.).
Career prospects: Business
administration graduates are more
likely to assume entry-level jobs.
However, more the experience they
have working in the field, better the
opportunities and positions available.
For business management degree
careers, professionals are trained
during their course of study to take on
managerial positions in organizations,
especially if they have graduated from
a reputed institution.
Career opportunities after pursuing
business management degree
• Sales Manager
• Business Analyst
• Account Manager