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Public Speaking and Other Basic Qualities.
Public Speaking and Other Basic Qualities.
INTRODUCTION:
iPhone XS and iPhone XS Max (stylized as iPhone XS and iPhone XS Max, Roman numeral
"X" pronounced "ten") are smartphones designed, developed and marketed by Apple Inc. They
are the twelfth-generation flagships of the iPhone, succeeding the iPhone X. They were
announced on September 12, 2018 alongside the lower-priced iPhone XR at the Steve Jobs
Theater in Apple Park, Cupertino by Apple CEO Tim Cook, with pre-orders beginning
September 14, 2018 and official release on September 21, 2018.
The XS Max is the first plus-sized iPhone in the new bezel-less form factor, as the 2017 iPhone
X did not have a larger variant. Upon the release of the XS and XS Max, the X was discontinued,
meaning that its shelf life of only 10 months was the shortest ever tenure as flagship device in the
history of the iPhone. At release the XS and XS Max had starting prices of $999/$1099 in the
US, £999/£1099 in the UK, €1149/€1249 in Germany and 8699/9599 yuan in China.
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DESIGN
The XS has a design visually near-identical to the X but includes upgraded hardware, featuring
the A12 Bionic chip built with a 7 nanometer processor. It also features a 5.85-inch (149 mm)
OLED display and contains dual 12-megapixel rear cameras and one 7-megapixel front-facing
camera. The XS Max features the same hardware and cameras, but has a larger 6.46-inch (164
mm) OLED display and battery (3,174mAh). It was also noted by the media that the XS received
a smaller battery than that of the X (dropping to 2,658 mAh from 2,716 mAh).
The XS and XS Max are rated IP68 for dust and water resistance under IEC standard 60529, with
Apple specifying a maximum depth of 2 meters and up to 30 minutes of submersion in water.
This is an improvement over the IP67 water resistance of the iPhone 8 and X. Apple has
performed tests in various liquids including chlorinated water, salt water, tea, wine, beer and
juices.
Internationally, the XS and XS Max support dual SIMs through a Nano-SIM and an eSIM. In
mainland China, Hong Kong and Macau, the XS Max comes with a dual Nano-SIM tray (and no
eSIM) while the XS supports a single Nano-SIM. As the XS does not have a dual Nano-SIM
tray, eSIM is supported only in Hong Kong and Macau but not in mainland China. The wireless
charging coil is now made of copper to reduce charging time and decrease power loss.
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Exercise No: 2
MANAGEMENT ARTICLE REVIEW
07.09.2018
To prepare a review to understand the management concept
Aim
present in the magazine – Working capital
Working capital (abbreviated WC) is a financial metric which represents operating liquidity
available to a business, organisation or other entity, including governmental entities. Along with
fixed assets such as plant and equipment, working capital is considered a part of operating
capital. Gross working capital is equal to current assets. Working capital is calculated as current
assets minus current liabilities. If current assets are less than current liabilities, an entity has a
working capital deficiency, also called a working capital deficit.
A company can be endowed with assets and profitability but short of liquidity if its assets cannot
readily be converted into cash. Positive working capital is required to ensure that a firm is able to
continue its operations and that it has sufficient funds to satisfy both maturing short-term debt
and upcoming operational expenses. The management of working capital involves managing
inventories, accounts receivable and payable, and cash.
Definition
The working capital cycle (WCC) is the amount of time it takes to turn the net current assets and current
liabilities into cash. The longer the cycle is, the longer a business is tying up capital in its working capital
without earning a return on it. Therefore, companies strive to reduce their working capital cycle by
collecting receivables quicker or sometimes stretching accounts payable.
Meaning
A positive working capital cycle balances incoming and outgoing payments to minimize net
working capital and maximize free cash flow. For example, a company that pays its suppliers in
30 days but takes 60 days to collect its receivables has a working capital cycle of 30 days. This
30-day cycle usually needs to be funded through a bank operating line, and the interest on this
financing is a carrying cost that reduces the company's profitability. Growing businesses require
cash, and being able to free up cash by shortening the working capital cycle is the most
inexpensive way to grow. Sophisticated buyers review closely a target's working capital cycle
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because it provides them with an idea of the management's effectiveness at managing their
balance sheet and generating free cash flows.
As an absolute rule of funders, each of them wants to see a positive working capital. Such
situation gives them the possibility to think that your company has more than enough current
assets to cover financial obligations. Though, the same can’t be said about the negative working
capital. A large number of funders believe that businesses can’t be sustainable with a negative
working capital, which is a wrong way of thinking. In order to run a sustainable business with a
negative working capital, it’s essential to understand some key components.
1. Approach your suppliers and persuade them to let you purchase the inventory on 1-2 month
credit terms, but keep in mind that you must sell the purchased goods, to consumers, for money.
2. Effectively monitor your inventory management, make sure that it’s often refilled and with the
help of your supplier, back up your warehouse.
Plus, big companies like McDonald’s, Amazon, Dell, General Electric and Wal-Mart are using
negative working capital.
Guided by the above criteria, management will use a combination of policies and techniques for
the management of working capital. The policies aim at managing the current assets (generally
cash and cash equivalents, inventories and debtors) and the short-term financing, such that cash
flows and returns are acceptable.
Cash management. Identify the cash balance which allows for the business to meet day to day
expenses, but reduces cash holding costs.
Inventory management. Identify the level of inventory which allows for uninterrupted
production but reduces the investment in raw materials—and minimizes reordering costs—and
hence increases cash flow. Besides this, the lead times in production should be lowered to reduce
Work in Process (WIP) and similarly, the Finished Goods should be kept on as low level as
possible to avoid overproduction—see Supply chain management; Just Time (JIT); Economic
order quantity (EOQ); Economic quantity
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Debtors management. Identify the appropriate credit policy, i.e. credit terms which will attract
customers, such that any impact on cash flows and the cash conversion cycle will be offset by
increased revenue and hence Return on Capital (or vice versa); see Discounts and allowances.
Short-term financing. Identify the appropriate source of financing, given the cash conversion
cycle: the inventory is ideally financed by credit granted by the supplier; however, it may be
necessary to utilize a bank loan (or overdraft), or to "convert debtors to cash" through "factoring".
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Exercise No: 3
SPEAKING PRACTICE
17.09.2018
Frustrated with his lack solid employment opportunities after graduation in the early 1990s, Ma
relied on his English to teach at the local university he had attended a few years prior and to start
a translation service business. Upon his first visit to the United States in 1995 as a translator, Ma
became aware of the internet. After doing a search for beer from various countries, he was
shocked to learn that there were no representatives from China online. Ma immediately saw the
potential business opportunities of the internet and how it could facilitate the way small and
medium Chinese enterprises could do business with the rest of the world.
Ma and his friends decided to launch a site about China and Chinese products online. Known as
“Chinapage,” the site listed Chinese businesses and their products. Although Ma received
inquiries from around the world, the interest was marginal enough that Chinapage struggled.
In hopes of better funding, Ma decided to partner with a governmental body, giving away
majority control of Chinapage in the process. Unfortunately, that entity brought along rigid
bureaucracy, stifling Ma’s control and his ability to execute his vision for the company.
Eventually, Ma departed the company.
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Ma: "Be in love with the government, but do not marry them"
Following the Chinapage fiasco, Ma took up a government job, working for a short period at the
Ministry of Foreign Trade and Economic Cooperation in the latter half of the 1990s. It was in
this role that Ma encountered Jerry Yang, a co-founder of Yahoo. The two became friends, and
Jerry would eventually secure a Yahoo investment of roughly $1 billion in Alibaba in 2005.
Thanks to his experience in the government and his failed partnership surrounding Chinapage,
Ma developed a general distaste for governmental bureaucracy. Later, in speaking of this period
in his life, Ma cautioned young entrepreneurs to "be in love with the governments, but do not
marry them.” Nonetheless, Ma’s experience would prove valuable to Alibaba later on. When
government officials approached Alibaba for help solving a crashing ticket vending system, Ma
and his team offered to help fix the problem free of charge. In exchange, government agencies
tended to leave them alone.
In 1999, after leaving the government job, Ma tried his hand at internet-based business ventures
another time. He gathered a group of potential investors at his home and sold them on his dream
to found Alibaba with the goal of facilitating international trade for small and medium ventures
based in China. Alibaba was born out of Ma’s unfulfilled dream of using the internet to facilitate
business activities for Chinese SMEs and frustration with the bureaucrats he worked with in
Chinapage. In the earlier case, his idea to use the internet as a means to facilitate the trade of
Chinese-made products in the international market was repeatedly rejected. Alibaba, on the other
hand, allowed exporters to post listings for products for direct purchase by customers.
In the early stages of the Alibaba, Ma attempted to raise funds in Silicon Valley. He was
generally unsuccessful, receiving criticism of his business model at the time. By late 1999,
however, Ma had succeeded in enticing Goldman Sachs and SoftBank to invest $5 million and
$20 Million in Alibaba, respectively.
In 2003, still unprofitable with Alibaba, Ma and his team lunched an online auction site named
“Taobao.com.” Taobao charged zero commission, aiming to take on multinational e-commerce
giant eBay, which already had the lion’s share of the Chinese online auction market. Determined
to win against eBay, Taobao remained a commission-free marketplace for millions of online
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traders, putting the fledgling Alibaba under significant financial strain. To stay afloat while
maintaining the platform's commission-free policy, Ma and his team began offering peripheral
value-added support services (such as custom webpages for online merchants) for a small
fee. Taobao eventually gained traction in the Chinese market, and eBay subsequently withdrew
from China. Ma reflected on this challenging period later on, suggesting that “if eBay are the
sharks in the ocean, we are the crocodiles in the Yangtze River.” Taobao was the first successful
subsidiary of Alibaba, with many additional offshoots to follow in subsequent years.
As the dotcom boom came to an end after 2000, Alibaba faced serious challenges due to its
aggressive expansion into international markets. Jack Ma successfully reorganized the company's
operations, including closing many international branches and focusing on strengthening
Alibaba's position in the Chinese market. Thereafter, Ma expanded the services of Alibaba and
reengaged its international expansion strategy. After Ma and Alibaba reorganized their
operations and made their mark by successfully overtaking eBay in the Chinese market, and with
the help of Jerry Yang, Ma successfully convinced Yahoo to invest $1 billion in exchange for a
40% stake in Alibaba in 2005. Besides securing crucial funds necessary to help Alibaba execute
its international growth strategy, that investment earned Alibaba a valuation of $2.5 billion at just
six years of age. The gamble paid off for Yahoo as well; the American internet company earned
about $10 billion during Alibaba’s IPO.In 2013, Ma stepped down from his post as CEO of
Alibaba, although he retained his position as executive chairman. The company went public on
September 19, 2014. The IPO earned $150 billion, the largest offering for a U.S.-listed company
in the history of the NYSE. Instantly, Ma became the richest man in China, with a net worth of
about $25 billion. By November of 2017, Alibaba’s market cap was more than $486 billion,
making it one of the 10 largest companies in the world. It enjoys 550 million active monthly
users across its various platforms.
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Exercise No: 4
LETTER FOR CALLING QUOTATIONS
25.09.2018
To prepare a letter for calling Quotation for the material need for
Aim
your company mentioned in the first exercise.
FT Infoview
Car Retailers worldwide
Peelamedu,
Coimbatore,
Tamil Nadu 641038
SYSTEMCARE
Chain retailer supplying on
Electronics & Goods
PO, Neelambur,
Coimbatore, Tamil Nadu 641035
28/09/2018
To Richie,
We at FT Infoview would like to request a price quote for the following items:
Sincerely,
S.Mohamed Farsan
Sales Manager
FT Infoview
7200939739
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Exercise No: 5
LETTER FOR PLACING AN ORDER
28.09.2018
To prepare a letter for purchase order based on the Quotation
Aim
received by the company mentioned in the first exercise.
We at Bosch fashion boutique would like to place the order for the following items:
Sincerely,
S. Mohamed Farsan
Sales Manager
FT Infoview
7200939739
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Damaged products will be returned back.
The product delivered must have a detailed report on them.
The damaged product expenses will not be included in the expense list.
The product should be delivered on time as per the customer’srequest.
Negotiation or price fluctuation at the last minute cannot be accepted.
Purchases are made based on the given fixed quotation.
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29.09.2018
RESUME
S . MOHAMED FARSAN
9994568792
Mail: Farsan96@gmail.com
D / O . A . Sulaiman,
8/D2 Rangaswamy Naidu Nagar,
Kuniamuthur,
Coimbatore Dist.
OBJECTIVES
To learn and functions effectively in an organisation and be able to deliver to the bottom – line to
constantly my knowledge and skills and make s difference in whatever I do.
ACADAMIC QUALIFICATION
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CO CURRICULAR ACTIVITIES
SUMMARY
Being a B.COM CA Graduate ,I am a perfect in Accounting and Management Skills along with
the knowledge in computer science my key strength includes leadership skills, organizing, capacity,
creativity, communication skills and quick problem salving, Ability in any tough situations I believe that
I could make significant contribution to the company.
PERSONAL INFORMATION
Gender - Male
Nationality - Indian
Religion - Muslim
DECLARATION
I do hereby declare that the particulars of information and facts stated herein are true, correct and
complete to the best of my knowledge and belief.
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08.10.2018
Aim To prepare a cover letter supporting your resume to apply for job
From
Mohamed Farsan . S,
8/d2 Rangasamy Naidu Nagar,
Kuniamuthur,
Coimbatore-641008.
October 010,2018
To
The Manager,
Blitab Technology Ltd,
Delhi.
Dear Sir,
I am writing in response to the advertisement posted in the HINDU Newspaper for the
post of HR Manager in our company.I am a recent graduate completed MBA in Sri Krishna
College of Engineering and Technology, Coimbatore. I had completed my MBA in HR and
Finance specialization. I am excited about the opportunity to work in our company. As a student,
I was able to work in a team as well as individual with full of hard work and consciousness. If I
got an opportunity to work in our company, definitely I will work with full of dedication and
satisfaction. My attached resume provides more details about my skills and accomplishments.I
look forward to an opportunity to discuss my potential contribution to our company. I can be
reached at phone/mail.
Sincerely,
Mohamed Farsan S
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09.10.2018
To draft a letter of Invitation with Agenda for the Product launch/
Aim
Opening ceremony of a new branch
INVITATION LETTER
From
Mohamed Farsan S,
HR,
Blitab Technology Ltd,
Delhi.
October 12,2018
To
Jack Ma,
CEO of Alibaba,
China.
Dear sir,
Our company Blitab Technology Ltd, Delhi are very glad to invite Mr. Jack Ma to attend
the inauguration function of our new office in India. The inauguration will begin sharp at
10:00.We have been running this ceremony successfully from the past twenty five years and
after having 10 branches we are going ahead and opening a new branch. This are not possible
without the efforts and dedication of our management and employees. So we invite each and
every employee to attend this programme as they too are a vital part of this company.
Yours Truthfully,
Mohamed Farsan S,
HR, Blitab technology ltd.
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16.10.2018
To prepare a presentation on contemporary management trends of
Aim
your choice
SPORTS MARKETING
TIMING
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• Consult bid
• Define timing
• Execute in stages
• Region is ahead
• Need to keep ahead
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Exercise No: 10
PERFORMANCE REPORT OF A COMPANY
23.10.2018
INTRODUCTION
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ECONOMIC REPORT
Share price
BSE NSE
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OCT 23,15.57 OCT 23,15.58
VOLUME:1,834,876 VOLUME:610,017
This year has been a mix of opportunities and challenges for the Indian Banking sector. Despite
thechallenges, your Bank continues to perform well by leveraging upon its branch network,
clientele andinnovative electronic channel. The details of the Key Performance Indicators for the
financial year 2016-17are detailed as under
REFERENCE
• www.moneycontrol.com
• www.wikipedia.com
• www.shodhganga.inflibnet.ac.in
• www.fppt.com
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Exercise No: 11
GROUP DISCUSSION
29.10.2018
To draft a group discussion on the topic Do we really need Smart
Aim
Cities
INTRODUCTION
CONTENT
This involves the discussion between the team mates and the points shared out by them
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Aravind said:
Smart cities are in need for our country. Day by day the pollution is increasing and that is
severely harming the people around.
The concept of smart city is that people would rely on the internet for their daily works.
That is from buying groceries for their home to online transactions, building up their
home with intelligent technologies to fight the environment change etc.
Smart city is one where people change their traditional ways of life and move on to
modern era. By not using their owned cars to go to work and trying carpooling is another
way to be smart. This could definitely tackle the pollution and traffic problems.
Then comes to changing the home for a better living. An internet connection and
everything there is connected themselves, that is the idea of smart city.
Generating their own electricity from may be solar, and not relying on the kseb.
Increasing the use of CNG or electric cars for locomotion. There are a lot of ways we
could transfer our birth home into a smart one so that the next generation live a happy
life.
The development of smart cities has both pros and cons I. E, coming to pros smart cities
gives scope to education, hospitals, transportation, needs for enjoyment like parks,
greenery and so many, this helps the people who are living in cities and also in towns to
lead their life. But, coming to cons, I would like to bring a point that for making or
developing smart cities we need land for construction which indirectly effects the farmers
who are really serving hard to run their life.
Hence I conclude that development of smart cities should start from villages by making
use of agriculture machinery, electricity, water facilities. And their basic needs. Then we
can dream and succeed for smart cities, smart India.
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Princy said:
Smart cities are very much needed, because it covers various sectors that we can be
developed. Smart cities create good or smart education system. Because education is the
main catalyst for country development. Smarts cites give us a Good health care centre.
we don't want to smart city we need smart India if India will smart then every city also
smart. If we make any city smarter then everyone wants to grab life that city people live
but it is not possible to manage large number of people at single place so instead of make
smart city we should make smart India.
Smart cities are needed for the development of the societies but in meanwhile the
development project is giving importance only to the well-developed cities. As our
national father has said that that without village India won't survive so my point
developing the villages for the practicing of agriculture is more important than creating
smart cities. Since smart city is needed but villages and agriculture is essential for our
country.
Building a smart city does not only mean the construction of hospitals, schools, better
transportation, better management system etc.
Till the time India is a developing country. Knowing the United states is a developed
country But, United States never claim to be one just because if they claim they are
developed no other country will come and will even think of investing in US. So, for
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making India a smart City India should always be a developing country. Bullet trains
come to India just because India is a Developing country
There is a need of smart city in India. Firstly, a smart city means that all facilities are
available there, good transport, education facility, hospital, park and cleanliness is a most
important factor among them.
There are only countable smart cities in India. Because Indian people are not giving
attention to cleanliness and also government. So, they have to pay attention to cleanliness
and implement various programs about it.
As smart cities make people updated about the current trend & technology & also
provides a lot of platforms where one can showcase his ability, skills or talent among
people. Although if we think that we can showcase our talent in rural areas as well but it's
found not easy due to lack of resources which are only available in smart cities.
These projects are funded either by the way of Private-public partnerships or other
means. A smart city is the one which has all the basic amenities like good infra, Proper
hospitals, Education for all, transportation and other sustainable management systems.
The basic needs that should be fulfilled, why we are running for bullet trains and all, our
India is agriculturally based that's why we only focussing things which are beneficial for
these. Also, we can adopt technology according to need. We should develop technology
we required no other. Some countries are very advanced in technology, we can't beat
them before going through our basic needs. First off, all literacy is required for that we
should first work on it when we talk about the advanced which are required for quality
development.
We are not able to work with the problems we are already facing as controlling water in
smart cities like Mumbai during rainy seasons and we are thinking about the smart cities I
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agree it is a cool idea. But we should deal with the basics then we should move ahead. As
we always step on the first step of ladder not directly jump to the last.
Smart cities are important for today's world. Due to the development of our country, it
provides lack of opportunities for the person. The smart city makes a person very
favourable to their resources. If the region is smart city the person is more beneficial. Due
to comparison with villages people ready to shift their family to smart cities because of
lack of resources in their regions. We have to try "India become as smart India".
According to the definition, smart cities are the cities which are refurbished and or
developed by the urban development ministry of India in order to increase the quality of
living, more opportunities for businesses, good health, sanitation and infrastructure for
all.
Recently there have been 100 shortlisted cities under this scheme of government which
are funded by the state as well as union governments and monitored by Union Ministry of
urban development.
indeed, we need smart cities. But the question is that how these cities can be made it's not
a one day process. In fact, the famous thinker of Greece (Yunan) "Plato" clarified that
smart people make the smart cities in his theory of an Ideal State. So again, the big
question rises here how People become smart? So, there is no rocket science for people
getting smarter just there need if a man just follows simple rules and regulations that will
make him smarter and city automatically become smart. As we take the example of
Indore Madhya Pradesh we see that with the integrated efforts of public and
administration the planning came into effect resulting the district topped the list of a clean
city. So, main focus should we develop smart thinking situation such projects became
reality.
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The Smart cities are those which are having proper facilities of clean water supply,
healthy food, hygienic living condition, 24 hrs electricity. Ignoring these factors concept
of the smart city can't be achieved.
We have to increase our literacy rate, maintain population sex ratio, reduce malnutrition,
provides connectivity to rural villages, better wages to farmers. We should first think of
women empowerment, increase employment, stop mob lynching, rape cases. After
fulfilment of all these needs & facilities we can think of other requirements. So, first of
all, make smart people, smart society as without achieving this it is pointless to think
about the smart city.
CONCLUSION
Our government should start from rural areas after then developing cities.
When cm come to our city, at that time our city should be clean, when cm goes to the city, our
city is casual. So that, our government should start from villages later to develop our country.
The Smart city is to provide good education system and to reduce the illiteracy, then only our
country will become a smart city.
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