MetLife India Insurance Company Limited

Benefit Illustration - Met Smart Platinum

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
THE GROSS ANNUAL INVESTMENT RETURN OF 6% AND 10% ARE FOR ILLUSTRATION PURPOSE ONLY.THIS ILLUSTRATION WILL FORM PART OF THE POLICY

Your Personal Details Your Fund details

Name of the Insured Mr. Valued Customer Fund Options Allocation %

Age of the Insured 37 Preserver II

Date of Birth of the Insured

18/Jan/1973 Protector II
Gender of the Insured Male Balancer II
Distribution channel Agency Flexi Cap
Your Personal Details
Virtue II
Application Number
Multiplier II 100
Application Date
Total 100%
Service tax rate 10.3 % Automatic Rebalancing Option No

Your Plan Details

Name of the Plan/Rider Sum Assured Policy Term Premium Payment Annualised Premium Frequency of payment Modal Premium
Term (Rs.) (Rs.)
Met Smart Platinum 10000000 62 62 200000 Annual 200000
(UIN:117L066V01)
Accidental Death Benefit Rider
(ADB) UIN -117A011V01
Critical Illness Rider (CI) UIN -
117A012V01
Total Premium with service tax 200000
Some benefits are guaranteed and some benefits are variable with returns based on future performance of MetLife. If your policy offers guaranteed returns then these will be clearly marked
"guaranteed" in the illustration table.If your policy offers variable returns then the illustration on next page will show two different rates of assumed future investment returns. These assumed
rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future
investment performance
Notes to the benefit illustration in the following pages:

1. The Premium shown above in the "Premium" column indicates the amount payable under that mode and is provided for reference only.

2. The "Total charges" column includes all the deductions pertaining to Premium Allocation Charges, Policy Administration Charges, Mortality Charges, Rider charges and Service Tax (with
education cess) and excludes Fund Management Charges (FMC) and Service tax on FMC

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192
3. For the purpose of partial withdrawal, any Top-Up Premium paid in the policy will have a lock-in-period of 5 years from the date of such Top-Up premium. Top-up Premium increases the
Sum Assured by 125% of the Top-up Premium. No Top-up Premiums are allowed during the last 5 years of the policy.

4. In case of any partial withdrawals being made, the death benefit would be adjusted as per the relevant provisions in the policy terms and conditions. However, this adjustment of death
benefit for partial withdrawals is not captured in this illustration.

5. Please read this benefit illustration in conjunction with the product brochure to understand all Charges, Terms, Conditions & Exclusions carefully before concluding the sale.

6.This illustration explains the benefits and features of the proposed policy and is not a contract or a representation of any guarantee or warranty

7. The gross annual investment return of 6% & 10% are for illustration purposes only. These are in accordance with the guidelines issued by the Life Insurance Council and in no way signify
our expectations of investment returns. For each of the unit linked funds, the actual investment return may be higher or lower than these rates and would be based on their actual performance.

8. 10% and 6% are the gross rates of annual investment returns. The fund values and other values have been calculated after adjusting for all the applicable charges.

9. Preserver II Fund, Protector II Fund, Balancer II Fund, Flexi Cap Fund, Virtue II Fund & Multiplier II Fund are the names of the different fund options and do not in any manner indicate the
quality of the fund, its future prospects and do not offer a guaranteed or assured returns unless specified.

10. The investments in the Unit Linked Funds are subject to investment risks associated with capital markets and the NAVs of the markets may go up or down based on the performance of
fund and factors influencing the capital market and the insured is responsible for his/her decision.

11. MetLife India Insurance Co. Ltd. is only the name of the Insurance Company and Met Smart Platinum is only the name of the unit linked life insurance contract and does not in any way
indicate the quality of the contract, its future prospects or returns.

12. Service Tax and Education Cess are levied as per applicable tax laws from time to time and the same is subject to changes in the tax laws in future and the policy proceeds would be
affected to that extent. The Service Tax column includes the Service Tax and Education Cess on all the applicable charges. The Fund Values shown in the current illustration incorporates the
impact of Service Tax (inclusive of Education Cess). The Service Tax on Fund Management Charge will be deducted while calculating the Net Asset Value of the Unit Linked Funds at each
valuation date and not by cancellation of units. In the event that in any given year, the number of units in the Unit Account is insufficient to enable the Company to recover the tax amount, the
Company reserves its right to recover such outstanding tax amount from the Unit Account in the following years. MetLife reserves the right to recover any taxes imposed by any governmental
authorities from the Policyholder’s fund value. The Service Tax on Fund Management Charge will be deducted while calculating the Net Asset Value of the Unit Linked Funds at each valuation
date not by cancellation on units.

13. Neither MetLife India Insurance Co. Ltd nor any of its Advisor/ Financial Planning Consultants are authorised to offer any taxation related advice. The tax benefits under various sections
shall be available as per the prevailing tax regulations and the same is subject to changes in the tax laws in future. Please consult your tax advisor for more details.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192
 Illustrated @ 10% Gross rate of Return

Gross Yield 10%

Net Yield 8.49%
Total Annualized Top -up Premium Allocated Policy Administration Mortality Rider Service Total charges with Service Fund Before FMC Partial Fund at End Surrender Value Death Benefit
PolicyYearEnd Commission
Regular Premium Premiums Allocation Premium Charge Charge Charge Tax Tax (excluding FMC and FMC Withdrawals
(Rs.) (Rs.) Charge Service Tax on FMC)

1 200,000 - 11,000 189,000 420 16,259 - 1,934 31,944 186,074 2,331 - 185,859 179,859 10,000,000 12,000
2 200,000 - 11,000 189,000 420 17,249 - 2,304 35,713 386,803 4,741 - 386,358 381,358 10,000,000 6,000
3 200,000 - 11,000 189,000 420 18,439 - 2,715 39,914 603,201 7,340 - 602,506 598,506 10,000,000 6,000
4 200,000 - 11,000 189,000 420 19,756 - 3,162 44,480 836,451 10,142 - 835,488 833,488 10,000,000 4,000
5 200,000 - 11,000 189,000 420 20,870 - 3,613 49,067 1,088,219 13,164 - 1,086,966 1,086,966 10,000,000 4,000
6 200,000 - 5,000 195,000 420 21,788 - 4,079 47,793 1,366,819 16,506 - 1,365,246 1,365,246 10,000,000 4,000
7 200,000 - 5,000 195,000 420 22,801 - 4,585 52,925 1,667,903 20,118 - 1,665,983 1,665,983 10,000,000 4,000
8 200,000 - 5,000 195,000 420 24,007 - 5,144 58,591 1,993,157 24,021 - 1,990,863 1,990,863 10,000,000 4,000
9 200,000 - 5,000 195,000 420 25,353 - 5,751 64,761 2,344,472 28,236 - 2,341,774 2,341,774 10,000,000 4,000
10 200,000 - 5,000 195,000 420 26,768 - 6,403 71,381 2,723,980 32,790 - 2,720,845 2,720,845 10,000,000 4,000
11 200,000 - - 200,000 420 28,135 - 7,098 73,428 3,139,562 37,776 - 3,135,949 3,135,949 10,000,000 -
12 200,000 - - 200,000 420 29,359 - 7,824 80,768 3,589,013 43,166 - 3,584,882 3,584,882 10,000,000 -
13 200,000 - - 200,000 420 30,318 - 8,571 88,307 4,075,514 48,998 - 4,070,823 4,070,823 10,000,000 -
14 200,000 - - 200,000 420 30,876 - 9,331 95,942 4,602,673 55,315 - 4,597,376 4,597,376 10,000,000 -
15 200,000 - - 200,000 420 30,871 - 10,092 103,546 5,174,593 62,164 - 5,168,638 5,168,638 10,000,000 -
16 200,000 - - 200,000 420 30,113 - 10,840 110,973 5,795,942 69,600 - 5,789,271 5,789,271 10,000,000 -
17 200,000 - - 200,000 420 28,388 - 11,562 118,056 6,472,031 77,686 - 6,464,583 6,464,583 10,000,000 -
18 200,000 - - 200,000 420 25,446 - 12,238 124,597 7,208,912 86,492 - 7,200,616 7,200,616 10,000,000 -
19 200,000 - - 200,000 420 20,997 - 12,848 130,365 8,013,486 96,100 - 8,004,263 8,004,263 10,000,000 -
20 200,000 - - 200,000 420 14,694 - 13,366 135,081 8,893,638 106,601 - 8,883,402 8,883,402 10,000,000 -
21 200,000 - - 200,000 420 6,103 - 13,760 138,384 9,858,424 118,101 - 9,847,078 9,847,078 10,000,000 -
22 200,000 - - 200,000 420 - - 14,532 145,645 10,912,233 130,694 - 10,899,674 10,899,674 10,899,674 -
23 200,000 - - 200,000 420 - - 16,054 160,860 12,055,514 144,386 - 12,041,639 12,041,639 12,041,639 -
24 200,000 - - 200,000 420 - - 17,706 177,367 13,295,864 159,241 - 13,280,562 13,280,562 13,280,562 -
25 200,000 - - 200,000 420 - - 19,498 195,276 14,641,525 175,358 - 14,624,673 14,624,673 14,624,673 -
26 200,000 - - 200,000 420 - - 21,442 214,705 16,101,437 192,843 - 16,082,905 16,082,905 16,082,905 -
27 200,000 - - 200,000 420 - - 23,551 235,783 17,685,301 211,812 - 17,664,946 17,664,946 17,664,946 -
28 200,000 - - 200,000 420 - - 25,840 258,651 19,403,641 232,392 - 19,381,309 19,381,309 19,381,309 -
29 200,000 - - 200,000 420 - - 28,322 283,461 21,267,874 254,719 - 21,243,397 21,243,397 21,243,397 -
30 200,000 - - 200,000 420 - - 31,015 310,377 23,290,389 278,942 - 23,263,583 23,263,583 23,263,583 -
31 200,000 - - 200,000 420 - - 33,937 339,578 25,484,622 305,221 - 25,455,291 25,455,291 25,455,291 -
32 200,000 - - 200,000 420 - - 37,107 371,259 27,865,154 333,732 - 27,833,084 27,833,084 27,833,084 -
33 200,000 - - 200,000 420 - - 40,547 405,630 30,447,802 364,663 - 30,412,759 30,412,759 30,412,759 -
34 200,000 - - 200,000 420 - - 44,278 442,918 33,249,727 398,220 - 33,211,459 33,211,459 33,211,459 -
35 200,000 - - 200,000 420 - - 48,326 483,373 36,289,546 434,627 - 36,247,780 36,247,780 36,247,780 -
36 200,000 - - 200,000 420 - - 52,718 527,262 39,587,457 474,125 - 39,541,895 39,541,895 39,541,895 -
37 200,000 - - 200,000 420 - - 57,482 574,878 43,165,373 516,976 - 43,115,693 43,115,693 43,115,693 -
38 200,000 - - 200,000 420 - - 62,651 626,537 47,047,067 563,465 - 46,992,920 46,992,920 46,992,920 -
39 200,000 - - 200,000 420 - - 68,259 682,581 51,258,333 613,902 - 51,199,339 51,199,339 51,199,339 -
40 200,000 - - 200,000 420 - - 74,344 743,384 55,827,150 668,621 - 55,762,898 55,762,898 55,762,898 -
41 200,000 - - 200,000 420 - - 80,944 809,350 60,783,878 727,985 - 60,713,921 60,713,921 60,713,921 -
42 200,000 - - 200,000 420 - - 88,106 880,916 66,161,450 792,390 - 66,085,304 66,085,304 66,085,304 -
43 200,000 - - 200,000 420 - - 95,875 958,558 71,995,598 862,263 - 71,912,738 71,912,738 71,912,738 -
44 200,000 - - 200,000 420 - - 104,303 1,042,793 78,325,088 938,069 - 78,234,943 78,234,943 78,234,943 -
45 200,000 - - 200,000 420 - - 113,448 1,134,179 85,191,976 1,020,311 - 85,093,928 85,093,928 85,093,928 -
46 200,000 - - 200,000 420 - - 123,369 1,233,324 92,641,888 1,109,535 - 92,535,266 92,535,266 92,535,266 -
47 200,000 - - 200,000 420 - - 134,132 1,340,887 100,724,326 1,206,335 - 100,608,401 100,608,401 100,608,401 -
48 200,000 - - 200,000 420 - - 145,809 1,457,583 109,492,994 1,311,354 - 109,366,977 109,366,977 109,366,977 -
49 200,000 - - 200,000 420 - - 158,477 1,584,187 119,006,154 1,425,289 - 118,869,189 118,869,189 118,869,189 -
50 200,000 - - 200,000 420 - - 172,221 1,721,539 129,327,018 1,548,898 - 129,178,174 129,178,174 129,178,174 -
51 200,000 - - 200,000 420 - - 187,132 1,870,554 140,524,163 1,683,001 - 140,362,432 140,362,432 140,362,432 -
52 200,000 - - 200,000 420 - - 203,309 2,032,220 152,671,987 1,828,491 - 152,496,275 152,496,275 152,496,275 -
53 200,000 - - 200,000 420 - - 220,859 2,207,612 165,851,207 1,986,333 - 165,660,328 165,660,328 165,660,328 -
54 200,000 - - 200,000 420 - - 239,900 2,397,896 180,149,394 2,157,576 - 179,942,058 179,942,058 179,942,058 -
55 200,000 - - 200,000 420 - - 260,557 2,604,336 195,661,550 2,343,359 - 195,436,361 195,436,361 195,436,361 -
56 200,000 - - 200,000 420 - - 282,968 2,828,303 212,490,747 2,544,915 - 212,246,189 212,246,189 212,246,189 -

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192
 57 200,000 - - 200,000 420 - - 307,282 3,071,286 230,748,806 2,763,584 - 230,483,235 230,483,235 230,483,235 -
58 200,000 - - 200,000 420 - - 333,660 3,334,899 250,557,044 3,000,819 - 250,268,676 250,268,676 250,268,676 -
59 200,000 - - 200,000 420 - - 362,277 3,620,894 272,047,076 3,258,196 - 271,733,975 271,733,975 271,733,975 -
60 200,000 - - 200,000 420 - - 393,325 3,931,171 295,361,694 3,537,426 - 295,021,759 295,021,759 295,021,759 -
61 200,000 - - 200,000 420 - - 427,008 4,267,791 320,655,810 3,840,363 - 320,286,764 320,286,764 320,286,764 -
62 200,000 - - 200,000 420 - - 463,552 4,632,992 348,097,493 4,169,020 - 347,696,864 347,696,864 347,696,864 -
12,400,000 - 80,000 12,320,000 26,040 488,588 - 5,773,345 57,838,810 51,470,838 - 52,000

The net yield excluding all risk charges (mortality, rider charges (if any) & service tax is estimated assuming a gross return of 10% p.a.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192
 Illustrated @ 6% Gross rate of Return

Gross Yield 6%

Net Yield 4.56%

Total Annualized Top -up Premium Allocated Mortality Rider Service Total charges with Service Fund Before FMC Partial
Policy Year End Policy Administration Fund at End Surrender Value Death Benefit Commission
Regular Premium Premiums Allocation Premium Charge Charge Tax Tax (excluding FMC and FMC Withdrawals
Charge
(Rs.) (Rs.) Charge Service Tax on FMC)

1 200,000 - 11,000 189,000 420 16,265 - 1,929 31,897 178,988 2,283 - 178,782 172,782 10,000,000 12,000
2 200,000 - 11,000 189,000 420 17,273 - 2,286 35,534 364,970 4,555 - 364,550 359,550 10,000,000 6,000
3 200,000 - 11,000 189,000 420 18,502 - 2,674 39,510 558,015 6,914 - 557,373 553,373 10,000,000 6,000
4 200,000 - 11,000 189,000 420 19,885 - 3,089 43,755 758,271 9,361 - 757,398 755,398 10,000,000 4,000
5 200,000 - 11,000 189,000 420 21,098 - 3,496 47,916 966,256 11,902 - 965,144 965,144 10,000,000 4,000
6 200,000 - 5,000 195,000 420 22,157 - 3,908 46,103 1,188,777 14,618 - 1,187,409 1,187,409 10,000,000 4,000
7 200,000 - 5,000 195,000 420 23,370 - 4,347 50,579 1,420,040 17,443 - 1,418,405 1,418,405 10,000,000 4,000
8 200,000 - 5,000 195,000 420 24,856 - 4,826 55,478 1,660,132 20,376 - 1,658,221 1,658,221 10,000,000 4,000
9 200,000 - 5,000 195,000 420 26,593 - 5,343 60,776 1,909,173 23,420 - 1,906,975 1,906,975 10,000,000 4,000
10 200,000 - 5,000 195,000 420 28,543 - 5,895 66,434 2,167,327 26,576 - 2,164,832 2,164,832 10,000,000 4,000
11 200,000 - - 200,000 420 30,633 - 6,481 67,445 2,440,082 29,911 - 2,437,274 2,437,274 10,000,000 -
12 200,000 - - 200,000 420 32,825 - 7,091 73,703 2,722,756 33,367 - 2,719,622 2,719,622 10,000,000 -
13 200,000 - - 200,000 420 35,061 - 7,720 80,151 3,015,747 36,949 - 3,012,276 3,012,276 10,000,000 -
14 200,000 - - 200,000 420 37,287 - 8,362 86,731 3,319,538 40,663 - 3,315,718 3,315,718 10,000,000 -
15 200,000 - - 200,000 420 39,436 - 9,011 93,382 3,634,705 44,515 - 3,630,522 3,630,522 10,000,000 -
16 200,000 - - 200,000 420 41,436 - 9,662 100,030 3,961,935 48,512 - 3,957,375 3,957,375 10,000,000 -
17 200,000 - - 200,000 420 43,214 - 10,307 106,607 4,302,025 52,665 - 4,297,073 4,297,073 10,000,000 -
18 200,000 - - 200,000 420 44,689 - 10,939 113,032 4,655,904 56,984 - 4,650,545 4,650,545 10,000,000 -
19 200,000 - - 200,000 420 45,770 - 11,550 119,222 5,024,644 61,482 - 5,018,861 5,018,861 10,000,000 -
20 200,000 - - 200,000 420 46,334 - 12,130 125,056 5,409,504 66,172 - 5,403,279 5,403,279 10,000,000 -
21 200,000 - - 200,000 420 45,888 - 12,629 130,013 5,812,361 71,076 - 5,805,671 5,805,671 10,000,000 -
22 200,000 - - 200,000 420 44,730 - 13,081 134,445 6,234,836 76,213 - 6,227,660 6,227,660 10,000,000 -
23 200,000 - - 200,000 420 43,320 - 13,535 138,878 6,678,108 81,603 - 6,670,422 6,670,422 10,000,000 -
24 200,000 - - 200,000 420 41,325 - 13,959 142,965 7,143,782 87,261 - 7,135,560 7,135,560 10,000,000 -
25 200,000 - - 200,000 420 38,372 - 14,317 146,320 7,633,960 93,212 - 7,625,174 7,625,174 10,000,000 -
26 200,000 - - 200,000 420 34,041 - 14,568 148,514 8,151,313 99,485 - 8,141,932 8,141,932 10,000,000 -
27 200,000 - - 200,000 420 27,861 - 14,669 149,068 8,699,168 106,118 - 8,689,156 8,689,156 10,000,000 -
28 200,000 - - 200,000 420 19,291 - 14,569 147,437 9,281,614 113,157 - 9,270,931 9,270,931 10,000,000 -
29 200,000 - - 200,000 420 7,500 - 14,189 142,769 9,903,866 120,661 - 9,892,467 9,892,467 10,000,000 -
30 200,000 - - 200,000 420 - - 14,305 143,376 10,562,924 128,651 - 10,550,767 10,550,767 10,550,767 -
31 200,000 - - 200,000 420 - - 15,238 152,701 11,251,939 137,043 - 11,238,989 11,238,989 11,238,989 -
32 200,000 - - 200,000 420 - - 16,213 162,449 11,972,271 145,816 - 11,958,492 11,958,492 11,958,492 -
33 200,000 - - 200,000 420 - - 17,233 172,641 12,725,344 154,988 - 12,710,698 12,710,698 12,710,698 -
34 200,000 - - 200,000 420 - - 18,299 183,296 13,512,646 164,577 - 13,497,095 13,497,095 13,497,095 -
35 200,000 - - 200,000 420 - - 19,414 194,435 14,335,734 174,602 - 14,319,235 14,319,235 14,319,235 -
36 200,000 - - 200,000 420 - - 20,579 206,081 15,196,233 185,082 - 15,178,743 15,178,743 15,178,743 -
37 200,000 - - 200,000 420 - - 21,797 218,256 16,095,844 196,038 - 16,077,319 16,077,319 16,077,319 -
38 200,000 - - 200,000 420 - - 23,071 230,984 17,036,345 207,493 - 17,016,737 17,016,737 17,016,737 -
39 200,000 - - 200,000 420 - - 24,403 244,291 18,019,594 219,468 - 17,998,855 17,998,855 17,998,855 -
40 200,000 - - 200,000 420 - - 25,795 258,203 19,047,535 231,988 - 19,025,613 19,025,613 19,025,613 -
41 200,000 - - 200,000 420 - - 27,250 272,747 20,122,198 245,077 - 20,099,039 20,099,039 20,099,039 -
42 200,000 - - 200,000 420 - - 28,771 287,952 21,245,707 258,760 - 21,221,256 21,221,256 21,221,256 -
43 200,000 - - 200,000 420 - - 30,362 303,848 22,420,284 273,066 - 22,394,480 22,394,480 22,394,480 -
44 200,000 - - 200,000 420 - - 32,025 320,466 23,648,248 288,021 - 23,621,031 23,621,031 23,621,031 -
45 200,000 - - 200,000 420 - - 33,763 337,840 24,932,026 303,657 - 24,903,331 24,903,331 24,903,331 -
46 200,000 - - 200,000 420 - - 35,581 356,004 26,274,155 320,003 - 26,243,916 26,243,916 26,243,916 -
47 200,000 - - 200,000 420 - - 37,481 374,993 27,677,288 337,092 - 27,645,434 27,645,434 27,645,434 -
48 200,000 - - 200,000 420 - - 39,468 394,846 29,144,198 354,958 - 29,110,655 29,110,655 29,110,655 -
49 200,000 - - 200,000 420 - - 41,544 415,601 30,677,782 373,636 - 30,642,475 30,642,475 30,642,475 -
50 200,000 - - 200,000 420 - - 43,716 437,299 32,281,072 393,163 - 32,243,919 32,243,919 32,243,919 -
51 200,000 - - 200,000 420 - - 45,986 459,983 33,957,236 413,578 - 33,918,154 33,918,154 33,918,154 -
52 200,000 - - 200,000 420 - - 48,359 483,699 35,709,586 434,920 - 35,668,487 35,668,487 35,668,487 -
53 200,000 - - 200,000 420 - - 50,839 508,492 37,541,585 457,232 - 37,498,378 37,498,378 37,498,378 -

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192
 54 200,000 - - 200,000 420 - - 53,433 534,412 39,456,853 480,559 - 39,411,442 39,411,442 39,411,442 -
55 200,000 - - 200,000 420 - - 56,145 561,511 41,459,176 504,946 - 41,411,460 41,411,460 41,411,460 -
56 200,000 - - 200,000 420 - - 58,980 589,841 43,552,509 530,441 - 43,502,384 43,502,384 43,502,384 -
57 200,000 - - 200,000 420 - - 61,943 619,459 45,740,991 557,095 - 45,688,347 45,688,347 45,688,347 -
58 200,000 - - 200,000 420 - - 65,042 650,423 48,028,945 584,961 - 47,973,668 47,973,668 47,973,668 -
59 200,000 - - 200,000 420 - - 68,281 682,794 50,420,892 614,093 - 50,362,863 50,362,863 50,362,863 -
60 200,000 - - 200,000 420 - - 71,667 716,637 52,921,561 644,550 - 52,860,653 52,860,653 52,860,653 -
61 200,000 - - 200,000 420 - - 75,208 752,018 55,535,891 676,390 - 55,471,974 55,471,974 55,471,974 -
62 200,000 - - 200,000 420 - - 78,909 789,007 58,269,050 709,678 - 58,201,988 58,201,988 58,201,988 -
12,400,000 - 80,000 12,320,000 26,040 917,554 - 1,557,660 15,740,333 13,159,079 - 52,000

The net yield excluding all risk charges (mortality, rider charges (if any) & service tax is estimated assuming a gross return of 6% p.a.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192
Policyholder’s/ Prospect’s Declaration

I ______________________________________have been taken through the illustration for Met Smart Platinum. The Financial Advisor has explained to me the premiums payable,
applicable charges and benefits under the product. I having received the information with respect to the above have fully understood the above statement before entering into the
contract.

I understand that investment in this product is subject to market risks and the actual rate of return may be higher or lower than what has been illustrated, and are ignoring any current and
future tax laws that could impact these figures. I also understand that this illustration is an example in nature and as such does not indicate maximum or minimum returns.

Signature of the Policyholder/ Prospect ______________________ Date: ____________ Place: _________________

For MetLife India Insurance Company Limited,

I certify that this illustration has been fully explained to the Policyholder / Prospect, including the non-guaranteed elements. Further, I have also explained to the Policyholder / Prospect
that the actual returns/benefits under the product may be different from what has been illustrated.

Signature of the Employee: ____________________ Date: ____________ Name of the Employee: ___________________

Employee number: ___________________ Branch/Location: ___________________ Agent contact number: ___________________ Agent email id: ___________________

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192
 Glossary of Policy Charges

These charges are deducted upfront from the premium paid by you. These charges account for the initial expenses
Premium Allocation Charges
incurred by the company in issuing the policy- eg. Cost of underwriting, medicals & expenses related to distributor
fees. After these charges are deducted the money gets invested in the fund chosen by you.
Mortality expenses are charged by us for providing life cover you and are charged as per your age on the Sum-at
Mortality Charges
-Risk. Mortality charges are deducted on a monthly basis by deducting units from your fund account

Rider Charges are charged for provide the Rider Coverage as defined under the policy. The Rider Charges vary with
Rider Charges
the age . Rider charges are levied on a monthly basis by deducting units from your fund account

These charges are levied to manage the funds chosen by you. The FMC varies from fund to fund depending on the
Fund Management Charges
underlying assets in the fund. Usually a fund with higher equity component will have a higher FMC. These charges
are levied daily by adjusting Net Asset Value (NAV) of your Fund.

These charges are levied to manage the funds chosen by you. The FMC varies from fund to fund depending on the
Policy Administration Charges
underlying assets in the fund. Usually a fund with higher equity component will have a higher FMC. These charges
are levied daily by adjusting Net Asset Value (NAV) of your Fund.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117, Fax +91-80-26521970. Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2010-11/353/EC 192