Balance Sheet of Axis Bank ------------------- in Rs. Cr.

-------------------
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Capital and Liabilities:

Total Share Capital 469.84 467.95 413.20 410.55 405.
Equity Share Capital 469.84 467.95 413.20 410.55 405.
Share Application Money 0.00 0.00 0.00 0.00 0.
Preference Share Capital 0.00 0.00 0.00 0.00 0.
Reserves 37,750.64 32,639.91 22,395.34 18,588.28 15,639.
Net Worth 38,220.48 33,107.86 22,808.54 18,998.83 16,044.
Deposits 280,944.56 252,613.59 220,104.30 189,237.80 141,300.
Borrowings 50,290.94 43,951.10 34,071.67 26,267.88 17,169.
Total Debt 331,235.50 296,564.69 254,175.97 215,505.68 158,469.
Other Liabilities & Provisions 13,788.89 10,888.11 8,643.28 8,208.86 6,133.
Total Liabilities 383,244.87 340,560.66 285,627.79 242,713.37 180,647.
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Assets
Cash & Balances with RBI 17,041.32 14,792.09 10,702.92 13,886.16 9,473.
Balance with Banks, Money at Call 11,197.38 5,642.87 3,230.99 7,522.49 5,732.
Advances 230,066.76 196,965.96 169,759.54 142,407.83 104,343.
Investments 113,548.43 113,737.54 93,192.09 71,991.62 55,974.
Gross Block 2,310.54 2,230.54 2,188.56 2,250.46 2,107.
Revaluation Reserves 0.00 0.00 0.00 0.00 0.
Accumulated Depreciation 0.00 0.00 0.00 0.00 942.
Net Block 2,310.54 2,230.54 2,188.56 2,250.46 1,165.
Capital Work In Progress 99.67 125.11 70.77 22.69 57.
Other Assets 8,980.79 7,066.56 6,482.93 4,632.12 3,901.
Total Assets 383,244.89 340,560.67 285,627.80 242,713.37 180,647.

Contingent Liabilities 608,547.25 574,782.38 514,871.98 477,864.55 296,125.

Bills for collection 0.00 0.00 0.00 0.00 35,756.
Book Value (Rs) 813.47 707.50 551.99 462.77 395.

Mar '10

12 mths 12 mths 12 mths 12 mths 12 mt

Next
Icici bank

Balance Sheet of ICICI ------------------- in Rs. Cr. -------------------

Bank
Mar '15 Mar '14 Mar '13 Mar '12 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Capital and Liabilities:

Total Share Capital 1,159.66 1,155.04 1,153.64 1,152.77 1,151.
Equity Share Capital 1,159.66 1,155.04 1,153.64 1,152.77 1,151.
Share Application Money 7.44 6.57 4.48 2.39 0.
Preference Share Capital 0.00 0.00 0.00 0.00 0.
Reserves 79,262.26 72,051.71 65,547.84 59,250.09 53,938.
Net Worth 80,429.36 73,213.32 66,705.96 60,405.25 55,090.
361,562.7
Deposits 331,913.66 292,613.63 255,499.96 225,602.
3
172,417.3
Borrowings 154,759.05 145,341.49 140,164.91 109,554.
5
533,980.0
Total Debt 486,672.71 437,955.12 395,664.87 335,156.
8
Other Liabilities & Provisions 31,719.86 34,755.55 32,133.60 17,576.98 15,986.
646,129.3
Total Liabilities 594,641.58 536,794.68 473,647.10 406,233.
0
Mar '15 Mar '14 Mar '13 Mar '12 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Assets
Cash & Balances with RBI 25,652.91 21,821.83 19,052.73 20,461.29 20,906.
Balance with Banks, Money at Call 16,651.71 19,707.77 22,364.79 15,768.02 13,183.
387,522.0
Advances 338,702.65 290,249.44 253,727.66 216,365.
7
186,580.0
Investments 177,021.82 171,393.60 159,560.04 134,685.
3
Gross Block 4,725.52 4,678.14 4,647.06 4,614.69 4,744.
Revaluation Reserves 0.00 0.00 0.00 0.00 0.
Accumulated Depreciation 0.00 0.00 0.00 0.00 0.
Net Block 4,725.52 4,678.14 4,647.06 4,614.69 4,744.
Capital Work In Progress 0.00 0.00 0.00 0.00 0.
Other Assets 24,997.05 32,709.39 29,087.07 19,515.39 16,347.
646,129.2
Total Assets 594,641.60 536,794.69 473,647.09 406,233.
9

868,190.5
Contingent Liabilities 794,965.35 802,383.84 923,037.16 931,651.
8
Bills for collection 0.00 0.00 0.00 0.00 0.
Book Value (Rs) 138.72 633.92 578.21 524.01 478.

Sbi bank

Balance Sheet of State Bank ------------------- in Rs. Cr. -------------------

of India
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Capital and Liabilities:

Total Share Capital 746.57 684.03 671.04 635.00 634.
Equity Share Capital 746.57 684.03 671.04 635.00 634.
Share Application Money 0.00 0.00 0.00 0.00 0.
Preference Share Capital 0.00 0.00 0.00 0.00 0.
Reserves 117,535.68 98,199.65 83,280.16 64,351.04 65,314.
Net Worth 118,282.25 98,883.68 83,951.20 64,986.04 65,949.
1,394,408.5
Deposits 1,202,739.57 1,043,647.36 933,932.81 804,116.
1
Borrowings 183,130.88 169,182.71 127,005.57 119,568.96 103,011.
1,577,539.3
Total Debt 1,371,922.28 1,170,652.93 1,053,501.77 907,127.
9
Other Liabilities & Provisions 96,412.96 95,455.07 80,915.09 105,248.39 80,336.
1,792,234.6
Total Liabilities 1,566,261.03 1,335,519.22 1,223,736.20 1,053,413.
0
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Assets
Cash & Balances with RBI 84,955.66 65,830.41 54,075.94 94,395.50 61,290.
Balance with Banks, Money at Call 47,593.97 48,989.75 43,087.23 28,478.65 34,892.
1,209,828.7
Advances 1,045,616.55 867,578.89 756,719.45 631,914.
2
Investments 398,308.19 350,927.27 312,197.61 295,600.57 285,790.
Gross Block 8,002.16 6,595.71 5,133.87 4,431.96 11,831.
Revaluation Reserves 0.00 0.00 0.00 0.00 0.
Accumulated Depreciation 0.00 0.00 0.00 0.00 7,713.
Net Block 8,002.16 6,595.71 5,133.87 4,431.96 4,117.
Capital Work In Progress 0.00 409.31 332.68 332.23 295.
Other Assets 43,545.90 47,892.03 53,113.02 43,777.85 35,112.
1,792,234.6
Total Assets 1,566,261.03 1,335,519.24 1,223,736.21 1,053,413.
0

1,091,358.3
Contingent Liabilities 993,018.45 899,565.18 790,389.59 429,917.
7
Bills for collection 0.00 0.00 0.00 0.00 166,449.
Book Value (Rs) 1,584.34 1,445.60 1,251.05 1,023.40 1,038.

Bob b

Balance Sheet of Bank Of Baroda ------------------- in Rs. Cr. -------------------

Mar '15 Mar '14 Mar '13 Mar '12 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Capital and Liabilities:

Total Share Capital 443.56 430.68 422.52 412.38 392.
Equity Share Capital 443.56 430.68 422.52 412.38 392.
Share Application Money 0.00 0.00 0.00 0.00 0.
Preference Share Capital 0.00 0.00 0.00 0.00 0.
Reserves 39,391.79 35,555.00 31,546.92 27,064.47 20,650.
Net Worth 39,835.35 35,985.68 31,969.44 27,476.85 21,043.
617,559.5
Deposits 568,894.39 473,883.34 384,871.11 305,439.
2
Borrowings 35,264.28 36,812.97 26,579.28 23,573.05 22,307.
 652,823.8
Total Debt 605,707.36 500,462.62 408,444.16 327,747.
0
Other Liabilities & Provisions 22,329.40 17,811.50 14,703.38 11,400.46 9,606.
714,988.5
Total Liabilities 659,504.54 547,135.44 447,321.47 358,397.
5
Mar '15 Mar '14 Mar '13 Mar '12 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Assets
Cash & Balances with RBI 22,488.60 18,629.09 13,452.08 21,651.46 19,868.
125,864.5
Balance with Banks, Money at Call 112,248.82 71,946.83 42,517.08 30,065.
5
428,065.1
Advances 397,005.81 328,185.76 287,377.29 228,676.
4
122,319.7
Investments 116,112.66 121,393.72 83,209.40 71,396.
2
Gross Block 2,874.85 2,734.12 2,453.12 2,341.50 2,299.
Revaluation Reserves 0.00 0.00 0.00 0.00 0.
Accumulated Depreciation 0.00 0.00 0.00 0.00 0.
Net Block 2,874.85 2,734.12 2,453.12 2,341.50 2,299.
Capital Work In Progress 0.00 0.00 0.00 0.00 0.
Other Assets 13,375.69 12,774.03 9,703.93 10,224.73 6,090.
714,988.5
Total Assets 659,504.53 547,135.44 447,321.46 358,397.
5

283,992.7
Contingent Liabilities 291,777.69 230,581.15 175,269.81 146,008.
8
Bills for collection 0.00 0.00 0.00 0.00 0.
Book Value (Rs) 180.13 838.02 758.91 668.34 537.

Source : Dion Global Solutions Limited

ank

Profit & Loss account of ------------------- in Rs. Cr. -------------------

Bank Of Baroda
Mar '15 Mar '14 Mar '13 Mar '12 Mar '
 12 mths 12 mths 12 mths 12 mths 12 mt

Income
42,963.5
Interest Earned 38,939.71 35,196.65 29,673.72 21,885.
6
Other Income 4,402.00 4,462.74 3,630.62 3,422.33 2,809.
47,365.5
Total Income 43,402.45 38,827.27 33,096.05 24,695.
6
Expenditure
29,776.3
Interest expended 26,974.36 23,881.39 19,356.71 13,083.
2
Employee Cost 4,261.35 4,139.72 3,449.65 2,985.58 2,916.
Selling, Admin & Misc Expenses 9,589.05 7,402.26 6,714.88 5,470.24 4,209.
Depreciation 340.39 345.03 300.64 276.57 243.
Preoperative Exp Capitalised 0.00 0.00 0.00 0.00 0.
Operating Expenses 7,674.12 7,137.07 5,946.74 5,158.72 4,629.
Provisions & Contingencies 6,516.67 4,749.94 4,518.43 3,573.67 2,739.
43,967.1
Total Expenses 38,861.37 34,346.56 28,089.10 20,453.
1
Mar '15 Mar '14 Mar '13 Mar '12 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Net Profit for the Year 3,398.44 4,541.08 4,480.72 5,006.96 4,241.
Extraordinary Items 0.00 0.00 0.00 0.00 0.
Profit brought forward 0.00 0.00 0.00 0.00 0.
Total 3,398.44 4,541.08 4,480.72 5,006.96 4,241.
Preference Dividend 0.00 0.00 0.00 0.00 0.
Equity Dividend 727.97 923.24 905.74 694.32 646.
Corporate Dividend Tax 123.71 160.43 153.89 117.97 107.
Per share data (annualised)
Earning Per Share (Rs) 15.37 105.75 106.37 121.79 108.
Equity Dividend (%) 160.00 215.00 215.00 170.00 165.
Book Value (Rs) 180.13 838.02 758.91 668.34 537.
Appropriations
Transfer to Statutory Reserves 2,182.18 2,056.03 2,051.63 1,740.81 1,387.
Transfer to Other Reserves 364.58 1,401.38 1,369.46 2,453.86 2,100.
Proposed Dividend/Transfer to Govt 851.68 1,083.67 1,059.63 812.29 753.
Balance c/f to Balance Sheet 0.00 0.00 0.00 0.00 0.
Total 3,398.44 4,541.08 4,480.72 5,006.96 4,241.

Source : Dion Global Solutions Limited

Profit & Loss account of ------------------- in Rs. Cr. -------------------
State Bank of India
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Income
136,350.8
Interest Earned 119,657.10 106,521.45 81,394.36 70,993.
0
Other Income 18,552.92 16,034.84 14,351.45 14,930.42 14,968.
154,903.7
Total Income 135,691.94 120,872.90 96,324.78 85,962.
2
Expenditure
Interest expended 87,068.63 75,325.80 63,230.37 48,867.96 47,322.
Employee Cost 22,504.28 18,380.90 16,974.04 15,211.62 12,754.
Selling, Admin & Misc Expenses 33,105.70 26,740.65 27,954.03 23,884.37 15,786.
Depreciation 1,333.94 1,139.61 1,007.17 990.50 932.
Preoperative Exp Capitalised 0.00 0.00 0.00 0.00 0.
Operating Expenses 35,725.85 29,284.42 26,068.99 23,015.44 24,941.
Provisions & Contingencies 21,218.07 16,976.74 19,866.25 17,071.05 4,532.
144,012.5
Total Expenses 121,586.96 109,165.61 88,954.45 76,796.
5
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Net Profit for the Year 10,891.17 14,104.98 11,707.29 7,370.35 9,166.
Extraordinary Items 0.00 0.00 0.00 0.00 0.
Profit brought forward 0.34 0.34 6.05 0.34 0.
Total 10,891.51 14,105.32 11,713.34 7,370.69 9,166.
Preference Dividend 0.00 0.00 0.00 0.00 0.
Equity Dividend 2,239.71 2,838.74 2,348.66 1,905.00 1,904.
Corporate Dividend Tax 298.45 375.95 296.49 246.52 236.
Per share data (annualised)
Earning Per Share (Rs) 145.88 206.20 174.46 116.07 144.
Equity Dividend (%) 300.00 415.00 350.00 300.00 300.
Book Value (Rs) 1,584.34 1,445.60 1,251.05 1,023.40 1,038.
Appropriations
Transfer to Statutory Reserves 8,353.03 10,890.29 9,067.85 5,218.83 6,495.
Transfer to Other Reserves 0.00 0.00 0.00 0.00 529.
Proposed Dividend/Transfer to Govt 2,538.16 3,214.69 2,645.15 2,151.52 2,141.
Balance c/f to Balance Sheet 0.32 0.34 0.34 0.34 0.
Total 10,891.51 14,105.32 11,713.34 7,370.69 9,166.
Source : Dion Global Solutions Limited

Profit & Loss account of ------------------- in Rs. Cr. -------------------

ICICI Bank
Mar '15 Mar '14 Mar '13 Mar '12 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Income
49,091.1
Interest Earned 44,178.15 40,075.60 33,542.65 25,974.
4
12,176.1
Other Income 10,427.87 8,345.70 7,502.76 6,647.
3
61,267.2
Total Income 54,606.02 48,421.30 41,045.41 32,621.
7
Expenditure
30,051.5
Interest expended 27,702.59 26,209.18 22,808.50 16,957.
3
Employee Cost 4,749.88 4,220.11 3,893.29 3,515.28 2,816.
14,631.5
Selling, Admin & Misc Expenses 12,296.88 9,503.20 7,731.85 7,134.
6
Depreciation 658.95 575.97 490.16 524.53 562.
Preoperative Exp Capitalised 0.00 0.00 0.00 0.00 0.
11,495.8
Operating Expenses 10,308.86 9,012.89 7,850.44 6,617.
3
Provisions & Contingencies 8,544.56 6,784.10 4,873.76 3,921.22 3,896.
50,091.9
Total Expenses 44,795.55 40,095.83 34,580.16 27,470.
2
Mar '15 Mar '14 Mar '13 Mar '12 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

11,175.3
Net Profit for the Year 9,810.48 8,325.47 6,465.26 5,151.
5
Extraordinary Items 0.00 0.00 0.00 0.00 0.
13,318.5
Profit brought forward 9,902.29 7,054.23 5,018.18 3,464.
9
 24,493.9
Total 19,712.77 15,379.70 11,483.44 8,615.
4
Preference Dividend 0.00 0.00 0.00 0.00 0.
Equity Dividend 2,898.81 2,656.28 2,307.23 1,902.04 1,612.
Corporate Dividend Tax 271.15 231.25 292.16 220.35 202.
Per share data (annualised)
Earning Per Share (Rs) 19.28 84.95 72.17 56.09 44.
Equity Dividend (%) 250.00 230.00 200.00 165.00 140.
Book Value (Rs) 138.72 633.92 578.21 524.01 478.
Appropriations
Transfer to Statutory Reserves 4,062.57 3,506.65 2,878.03 2,306.49 1,782.
Transfer to Other Reserves 0.00 0.00 0.00 0.33 0.
Proposed Dividend/Transfer to Govt 3,169.96 2,887.53 2,599.39 2,122.39 1,814.
17,261.4
Balance c/f to Balance Sheet 13,318.59 9,902.29 7,054.23 5,018.
2
24,493.9
Total 19,712.77 15,379.71 11,483.44 8,615.
5

Source : Dion Global Solutions Limited

Consolidated Profit & Loss ------------------- in Rs. Cr. -------------------

account of Axis Bank
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Income
30,735.9
Interest Earned 27,201.98 21,994.90 15,154.86 11,639.
6
Other Income 7,766.25 6,832.80 5,487.19 4,671.45 3,964.
38,502.2
Total Income 34,034.78 27,482.09 19,826.31 15,603.
1
Expenditure
18,702.9
Interest expended 17,513.39 13,969.18 8,588.61 6,632.
7
Employee Cost 2,973.05 2,675.37 2,254.02 1,745.80 1,359.
10,141.5
Selling, Admin & Misc Expenses 8,253.47 6,692.23 5,853.53 4,894.
7
Depreciation 375.46 358.77 348.15 293.69 237.
Preoperative Exp Capitalised 0.00 0.00 0.00 0.00 0.
Operating Expenses 8,209.53 7,140.53 6,099.89 4,860.47 5,119.
Provisions & Contingencies 5,280.55 4,147.08 3,194.51 3,032.55 1,373.
32,193.0
Total Expenses 28,801.00 23,263.58 16,481.63 13,125.
5
Mar '14 Mar '13 Mar '12 Mar '11 Mar '

12 mths 12 mths 12 mths 12 mths 12 mt

Net Profit for the Year 6,309.17 5,233.79 4,218.51 3,344.67 2,478.
Minority Interest 0.41 0.25 0.00 0.00 0.
Share Of P/L Of Associates -1.36 -1.22 -1.27 4.77 0.
Net P/L After Minority Interest & Share Of
6,310.12 5,234.76 4,219.78 3,339.91 2,478.
Associates
Extraordinary Items 0.00 0.00 0.00 0.00 0.
10,045.4
Profit brought forward 7,312.78 4,864.45 3,371.63 2,328.
0
16,354.5
Total 12,546.57 9,082.96 6,716.30 4,807.
7
Preference Dividend 0.00 0.00 0.00 0.00 0.
Equity Dividend 939.69 987.48 770.26 670.48 567.
Corporate Dividend Tax 161.75 0.00 0.00 0.00 0.
Per share data (annualised)
Earning Per Share (Rs) 134.28 111.84 102.09 81.47 61.
Equity Dividend (%) 0.00 0.00 0.00 0.00 0.
Book Value (Rs) 817.21 708.58 548.92 460.23 394.
Appropriations
Transfer to Statutory Reserves 1,651.06 1,500.49 1,112.46 836.95 867.
Transfer to Other Reserves 1.78 14.17 1.06 339.66 0.
Proposed Dividend/Transfer to Govt 1,101.44 987.48 770.26 670.48 567.
13,601.2
Balance c/f to Balance Sheet 10,045.40 7,200.45 4,864.45 3,371.
4
16,355.5
Total 12,547.54 9,084.23 6,711.54 4,807.
2

Source : Dion Global Solutions Limited

Private bank
PrivatThe private-sector banks in India represent part of the indian banking sector that is made up of
both private and public sector banks. The "private-sector banks" are banks where greater parts of stake
or equity are held by the private shareholders and not by government.

Banking in India has been dominated by public sector banks since the 1969 when all major banks were
nationalised by the Indian government. However, since liberalisation in government banking policy in
the 1990s, old and new private sector banks have re-emerged. They have grown faster & bigger over
the two decades since liberalisation using the latest technology, providing contemporary innovations
and monetary tools and techniques.[1]

The private sector banks are split into two groups by financial regulators in India, old and new. The
old private sector banks existed prior to the nationalisation in 1969 and kept their independence
because they were either too small or specialist to be included in nationalisation. The new private
sector banks are those that have gained their banking license since the liberalisation in the 1990s.

e sector bank

old

The banks, which were not nationalized at the time of bank nationalization that took place during 1969 and 1980 are
known to be the old private-sector banks. These were not nationalized, because of their small size and regional focus.
[2]
Most of the old private-sector banks are closely held by certain communities their operations are mostly restricted
to the areas in and around their place of origin. Their Board of directors mainly consist of locally prominent
personalities from trade and business circles. One of the positive points of these banks is that, they lean heavily on
service and technology and as such, they are likely to attract more business in days to come with the restructuring of
the industry round the corner.

NewThe banks, which came in operation after 1991, with the introduction of economic reforms and
financial sector reforms are called "new private-sector banks". Banking regulation act was then
amended in 1993, which permitted the entry of new private-sector banks in the Indian banking s
sector. However, there were certain criteria set for the establishment of the new private-sector banks,
some of those criteria being:#The bank should have a minimum net worth of Rs. 200 crores.

1. The promoters holding should be a minimum of 25% of the paid-up capital.

2. Within 3 years of the starting of the operations, the bank should offer shares to public and their
net worth must increased to 300 crores.[3]

Bublic sector bank

Public Sector Banks (PSBs) are banks where a majority stake (i.e. more than 50%) is held by a
government.[1] The shares of these banks are listed on stock exchanges. There are a total of 27 PSBs
in India [19 Nationalised banks + 6 State bank group (SBI + 5 associates) + 1 IDBI bank (Other Public
Sector-Indian Bank) = 26 PSBs + 1 recent Bhartiya Mahila Bank].
Emergence of public sector banks
The Central Government entered the banking business with the nationalization of the Imperial Bank
Of India in 1955. A 60% stake was taken by the Reserve Bank of India and the new bank was named
as the State Bank of India. The seven other state banks became the subsidiaries of the new bank when
nationalised on 19 July 1960.[2] The next major nationalisation of banks took place in 1969 when the
government of India, under prime minister Indira Gandhi, nationalised an additional 14 major banks.
The total deposits in the banks nationalised in 1969 amounted to 50 crores. This move increased the
presence of nationalised banks in India, with 84% of the total branches coming under government
control.[3]

 Allahabad Bank
 Andhra Bank
 Bank of Baroda
 Bank of India
 Bank of Maharashtra
 Bharatiya Mahila Bank
 Canara Bank
 Central Bank of India
 Corporation Bank
 Dena Bank
 IDBI Bank
 Indian Bank
 Indian Overseas Bank
Public  Oriental Bank of Commerce
sector  Post Bank of India
banks  Punjab & Sind Bank
 Punjab National Bank
 State Bank of Bikaner & Jaipur
 State Bank of Hyderabad
 State Bank of India
 State Bank of Mysore
 State Bank of Patiala
 State Bank of Travancore
 Syndicate Bank
 UCO Bank
 Union Bank of India
 United Bank of India
 Vijaya Bank

Private  Axis Bank

sector  Catholic Syrian Bank
  City Union Bank
 DCB Bank
 Dhanlaxmi Bank
 Federal Bank
 HDFC Bank
 ICICI Bank
 IndusInd Bank
 ING Vysya Bank
 Jammu & Kashmir Bank
banks  Karnataka Bank
 Karur Vysya Bank
 Kotak Mahindra Bank
 Lakshmi Vilas Bank
 Nainital Bank
 RBL Bank (Ratnakar Bank)
 South Indian Bank
 Tamilnad Mercantile Bank Limited
 Yes Bank