Pokok = 2,500,000

Stated rate = 8%
Market rate = 10%/2 = 5%/periode
n=3

3 tahun x 2 = 6 kali bayar

Cash paid = 8% x 2,500,000 x 6/12 = 100,000

PV = 2,500,000 X 0,7462 = 1,865,500

PVOA = 100,000 X 5.0757 = 507,570

CV = 1,865,500 + 507,570 = 2,373,070

Discount = 2,500,000 - 2,373,070 = 126,930

interest - cash cv sblmny +

cv x bunga paid amor
Period Cash Intere Amor CV
Paid st Exp titatio
n Disc
         
0       2,373,
070
Juli 100,0 118,6 18,65 2,391,
2018 00 53.5 3.5 723.5 
Dese 100,0 119,5 19,58 2,411,
mber 00 86.17  6.17 309.6
2018 7 
Juli 100,0 120,5 20,56 2,431,
2019 00 65.48 5.48 875.1
5 
Dese 100,0 121,5 21,59 2,453,
mber 00 93,75  3.75 468.9 
2019
Juli 100,0 122,6 22,67 2,476,
2020 00 73.45  3.45 142.3
5 
Dese 100,0 123,8 2,499,
mber 00 07.12 23,80 949.4
2020 7.12 7