Dutch-Bangla Bank Limited

Credit Administration Division

Head office: Dhaka

Dated: April 22, 2020

Memo to the Credit Committee

Subject: Proposal for allowing Credit Administration Division to extend validity of expired/about
to expire Overdraft/Cash Credit (Hypothecation) loans of different clients of different
branches up to 30.06.2020 on temporary basis validity of which was not extended due to
declaration of General Holiday by the Government for outbreak of Covid-19 pandemic.

Background of the proposal

This has reference to video conference held on 20.04.2020 amongst the Higher Management, CXO,
Divisional Heads and others.

The honorable Managing Director of the Bank through that video conference has instructed Credit
Administration Division to place a proposal for temporary extension of validity of expired/about to expire
loans of respective branch/cluster up to 30.06.2020.

Branch Business Division forwarded the following lists of expired/ about to expire Overdraft/Cash Credit
(Hypothecation) loans of different clients of different branches on 20.04.2020 with request for temporary
extension of validity of these loans up to 30.06.2020:

Client list sent by BBD

Sl. Branch Name Customer Name Type of Limit (BDT) Expiry Date Insurance validity Remarks
facility
1 Narayangonj New Rupshi Colour CC 350,000,000.00 29-Apr-20
19/03/2021  
(Hypo)
2 Narayangonj Matam Spinning CC 1,000,000,000. 26-Mar-20
Mills (Hypo) 00
Total Insurance
Value:
Tk.3,525,396,300.0
0 ; Out of total a
 
insurance valued
Tk.2,060,000,000.0
0 has expired on
27.03.2020
3 Narayangonj SHAIFUL YARN CC 10,000,000.00 27-Feb-20 23/10/2020  
Branch Trading (Hypo)
4 Narayangonj FAIR APPARELS CC 20,000,000.00 01-Apr-20
Branch (Hypo)
Total Insurance
Value:
Tk.308,500,000.00 ;
Out of total, a
 
insurance valued
Tk.121,000,000.00
has expired on
02.04.2020
5 Narayangonj K.R. KNIT FASHIONS CC 2,500,000.00 31-Mar-20 16/04/2020  
Branch Ltd (Hypo)
6 Baburhat Branch Mollah Textile CC 12,500,000.00 28-Feb-20 31/05/2020  
(Hypo)
7 Baburhat Branch M/S  EAGLE TEXTILE CC 15,000,000.00 27-Feb-20 03/04/2020 Extended up
(Hypo) to
30.05.2020
8 Baburhat Branch M/S. JALIL TEXTILE CC 7,000,000.00 05-Mar-20 06/03/2020  
(Hypo)
9 Baburhat Branch M/S. DEBNATH CC 4,000,000.00 14-Mar-20 19/05/2020  
TEXTILE (Hypo):
3.00
million
reduce
d from
4
million.
10 Baburhat Branch NAYAN TEXTILE CC 35,000,000.00 31-Mar-20 01/04/2020  
MILLS (Hypo)
11 Baburhat Branch ALI TEXTILE MILLS CC 6,000,000.00 06-Apr-20 16/04/2021 Extended up
(Hypo) to
28.02.2021
12 Baburhat Branch M/S AL AMIN CC 12,000,000.00 24-Apr-20 25/04/2020  
TEXTILE (Hypo)
13 Baburhat Branch ANWAR DYEING CC 10,000,000.00 16-Apr-20 17/04/2020  
(Hypo)
14 Baburhat Branch LSON SIZING CC 8,000,000.00 29-Apr-20 27/03/2021 Extended up
(Hypo) to
15.02.2021
15 Baburhat Branch SHATABDI TEXTILE CC 7,500,000.00 27-Feb-20 28/03/2020  
(Hypo)
16 Gulshan Branch Badsha Textile OD limit 100,000,000.00 29-Apr-20 30/04/2020  
Limited
17 Uttara Branch KHAN KNITWEAR OD limit 20,000,000.00 24-Mar-20 11/06/2020  

18 Dania Branch GREEN HOUSE CC 7,500,000.00 28-Apr-20 29/04/2020  

TIMBER AND SAW- (Hypo)
MILL
19 Netaigonj Branch Rafim Enterprise CC 30,000,000.00 30-Mar-20 31/03/2020  
(Hypo)
20 Netaigonj Branch GOLAP SHA STORE CC 7,500,000.00 02-Apr-20 03/04/2020  
(Hypo)
21 Netaigonj Branch M/S MEMON CC 15,000,000.00 29-Apr-20 16/07/2020  
ENTERPRISE (Hypo)
22 Netaigonj Branch MAISHA TEXTILE CC 5,000,000.00 30-Jan-20 25/07/2020  
(Hypo)
23 Nayabazar Razu and Brothers CC 15,000,000.00 14-Mar-20 13/06/2020  
Branch (Hypo)
24 Nayabazar Bright Steel CC 5,000,000.00 14-Mar-20 19/03/2020  
Branch Corporation (Hypo)
25 Nayabazar M/S ARIF STORE CC 4,000,000.00 29-Apr-20 13/05/2020  
Branch (Hypo)
26 Imamgonj WARSI SURGICAL CC 3,000,000.00 14-Mar-20 29/07/2020  
Branch (Hypo)
27 Cumilla Branch FARID ENTERPRISE CC 3,000,000.00 29-Mar-20 17/07/2020  
(Hypo)
28 Jubilee Road SAYEEM SARIS CC 3,000,000.00 30-Mar-20 13/02/2021 Extended up
Branch (Hypo) to
30.06.2020
29 Rangpur Branch ROSE HOSPITAL CC 5,000,000.00 14-Feb-20 19/03/2020 Extended up
(Hypo) to
30.06.2020
30 Pabna Branch M/S. AL-HERA CC 40,000,000.00 01-Mar-20 20/03/2020  
TRADERS (Hypo)
31 Satkhira Branch UNITED PRINTERS CC 4,000,000.00 30-Jan-20 31/01/2020  
(Hypo)
32 Madaripur FARJANA SHOWROB CC 5,000,000.00 15-Apr-20 01/12/2020 Extended up
Branch BRICKS (F.S.B) (Hypo) to
31.10.2020
on
22.04.2020
33 Shafipur SME/ SUMA ENTERPRISE CC 15,000,000.00 30-Mar-20 05/01/2021  
Agriculture (Hypo)
Branch

34 Amborkhana M/S ABUL CC 9,000,000.00 09-Apr-20 10/04/2020  

Branch ENGINEERING (Hypo)
WORKS
35 Amborkhana M/S MISBAH STONE CC 5,000,000.00 30-Mar-20 09/04/2020  
Branch CRUSHER (Hypo)
36 Ashkona Branch M/S TANVIR CC 3,000,000.00 03-Apr-20 14/05/2020  
ENTERPRISE (Hypo)
37 Naogaon Branch NEW SREEKRISHNA CC 5,000,000.00 09-Apr-20 09/04/2020  
BOSTRALOY (Hypo)
38 Naogaon Branch ANIKA FILLING CC 7,000,000.00 30-Mar-20 11/04/2020  
STATION (Hypo)
39 Tejgaon Branch BENGAL MEAT OD limit 120,000,000.00 19-Apr-20 20/04/2020  
PROCESSING
INDUSTRIES L
40 Tejgaon Branch GLOBE DRUGS OD limit 100,000,000.00 14-Mar-20 18/07/2020 DA allowed
LIMITED up to
18.07.2020
41 Jhenaidah Jhenaidah OD limit 1,000,000.00 14-Mar-20  
Branch Enterprise
Extended
42 Jhenaidah Jhenaidah CC 2,000,000.00 14-Mar-20  
Branch Enterprise (Hypo)
Extended
43 Jhenaidah Gas Ghor CC 14,000,000.00 16-Apr-20  
Branch (Hypo)
Extended
44 Jhenaidah M/S. BANNA FILLING CC 5,000,000.00 26-Mar-20 27/03/2020  
Branch STATION (Hypo)
45 Jhenaidah Brothers Agro OD limit 6,000,000.00 15-Apr-20 N/A  
Branch
46 Gazipur Branch BEAUTY SHOES CC 10,500,000.00 29-Apr-20 29/05/2020  
(Hypo)
47 Kishoreganj M/S HASEN ALI CC 1,000,000.00 12-Feb-20 12/01/2021  
Branch TRADERS (Hypo)
48 Sirajganj Branch M/S SALAM CHAUL CC 2,500,000.00 29-Apr-20 19/02/2021  
COL (Hypo)
49 Panthapath SIGNET PRINTING CC 10,000,000.00 12-Apr-20 24/03/2021  
Branch AND PACKAGING (Hypo)
50 Agrabad MEGHNA CC 29-Apr- 08/05/2020  
Branch ENTERPRISE (Hypo) 4,000,000.00 2020
51 Patherhat M/S KOHINOOR CC 30-Mar- 07/02/2021  
Branch ENTERPRISE (Hypo) 5,500,000.00 2020
52 Feni Branch M/S AZAD CC 19-Mar- 20/03/2020  
PHARMACY (Hypo) 10,000,000.00 2020
53 Jubilee Road M/s Suvessa CC 31-Jan- 01/04/2020  
Electric Store (Hypo) 7,000,000.00 2020
54 Kadamtoli M/s. Kutubi CC 30-Jan- 26/05/2020  
Trading (Hypo) 10,000,000.00 2020
55 Kadamtoli M/s Shah Amanat CC 15-Mar- 24/04/2020  
Elastic and (Hypo) 2,000,000.00 2020
Accessories
56 Chowmuhani AL MADINA AUTO CC 14-Feb- 13/11/2020  
Branch RICE MILL (Hypo) 13,000,000.00 2020
57 Chowmuhani NEW SANWARA CC 18-Mar- 19/03/2020  
Branch GLASS HOUSE AND (Hypo) 7,500,000.00 2020
MOTOR P
58 Khatungonj M/S Hassan & OD 30-Jan- 10/06/2020  
Brothers 80,000,000.00 2020
59 Khatungonj M/s. Blue Sky OD 20-Jan- 22/05/2020  
Enterprise 30,000,000.00 2020
60 Bashurhat M/s Tanvir CC 29-Apr- 15/06/2020  
Enterprise (Hypo) 1,400,000.00 2020
61 Aziz Nagar ROYAL TEXTILE CC 30-Apr- 29/10/2020  
Branch INDUSTRIES (Hypo) 50,000,000.00 2020
62 Banani Branch TRI-MATRA CC 50,000,000.00 21-Apr-20
TRADING CO (Hypo)
N/A  
63 Shantinagar ORBIT OD 5,000,000.00 30-Mar-20
Branch CONSTRUCTIONS N/A  
LTD
64 Shantinagar M. Islam OD 4,000,000.00 30-Mar-20
Branch
N/A  
65 Dhanmondi LABAID LIMITED COD 80,000,000.00 31-Mar-20
Branch
09.04.2020  
66 Dhanmondi LABAID MEDICAL COD 20,000,000.00 31-Mar-20
Branch CENTRE GULSHAN 09.04.2020  
LIMITED
67 Mirpur Branch ARTISAN CC 3,000,000.00 15-Apr-20
N/A  
(Hypo)
68 Mirpur Branch PLASTICITY OD 1,500,000.00 14-Jan-20
01.10.2020  
69 Mirpur Branch HOME ELECTRONICS CC 4,200,000.00 06-Apr-20
03.05.2020  
(Hypo)
70 Mirpur Branch HOME FURNITURE CC 3,500,000.00 06-Apr-20
19.12.2020  
(Hypo)
71 Mirpur Branch Dutch Bangla Bank CC 745,971.24 18-Mar-20
-  
Financial As (Hypo)
72 Mirpur Branch PRINCE FOOD CC 10,000,000.00 08-Apr-20
09.04.2020  
PRODUCTS LIMITED (Hypo)
73 Mirpur Branch PARADISE FOOD CC 45,000,000.00 08-Apr-20
09.04.2020  
PRODUCTS LTD. (Hypo)
74 Mirpur Branch OCULIN TECH BD OD 5,000,000.00 19-Mar-20
20.11.2020  
LTD.
75 Mirpur Branch P.B.M. PACKAGES OD 500,000.00 29-Mar-20 31.05.2017  
LTD.
76 Islampur Branch RUPSAGAR TEXTILE CC 20,000,000.00 30-Mar-20 03.04.2020  
(Hypo)
77 Islampur Branch RUPSAGAR TEXTILE CC 35,000,000.00 02-Apr-20 03.04.2020  
(Hypo)
Ad-hoc
78 Islampur Branch Al Arafa Corporation CC 15,000,000.00 22-Apr-20 23.04.2020  
(Hypo)
79 Islampur Branch MOHAMMADIA CC 13,000,000.00 31-Mar-20 31.05.2020  
ORNA HOUSE (Hypo)
80 Islampur Branch M/S SIDDIQUE AND CC 50,000,000.00 29-Apr-20 06.05.2020  
SONS (Hypo)
81 Elephant Road WEAVERS CC 100,000,000.00 29-Apr-20 04.11.2020  
Branch FURNISHING LIM (Hypo)
82 Gazipur M/S SALIM CC 4,000,000.00 28-Apr-20 29.04.2020  
Chowrasta PARTICAL (Hypo)
Branch
83 Mirzapur Branch FAROQUE TRADERS CC 8,000,000.00 09-Apr-20 10.04.2020  
(Hypo)
84 Mirzapur Branch M/S.ZAHID OD 4,000,000.00 20-Feb-20
ENTERPRISE
N/A  
85 Bashundhara HOSSAIN TEXTILE CC 35,000,000.00 22-Jan-20
Branch MILLS (Hypo)
10.06.2020  
86 Bashundhara NIRMAN TRADING CC 10,000,000.00 18-Apr-20 Extended up
Branch HOUSE (Hypo) 20.04.2021 to
15.11.2020
87 Bashundhara MA KNITWEAR OD 1,000,000.00 19-Feb-20 22.10.2020  
Branch LIMITED
88 Ring Road M/S. SHAHJALAL CC 18,000,000.00 18-Apr-20 19.04.2020  
Branch AND BROTHERS (Hypo)
89 Khatungonj BLUE SKY 30,000,000.00 19-Jan-20
Branch ENTERPRISE
OD 22.05.2020  
90 Khatungonj HASSAN N 80,000,000.00 30-Jan-20
Branch BROTHERS
OD 10.06.2020  
91 Shahjadpur RAKIB TRADERS CC 3,500,000.00 30-Mar-20
Branch (Hypo)
31.03.2020  
92 Jashore Branch M/S. MILON AND CC 6,000,000.00 09-Mar-20
BROTHERS (Hypo)
12.05.2020  
93 Mirpur Circle-10 R K GARMENTS CC 5,000,000.00 29-Apr-20
ACCESSORIES (Hypo) 10.02.2021  
INDUSTRIES LTD
94 Mirpur Circle-10 OCEAN OD 8,000,000.00 29-Apr-20
ACCESSORIES N/A  
LIMITED
95 Narsingdi Branch M/S. BITHI CC 40,000,000.00 29-Apr-20
01.10.2020  
ENTERPRISE (Hypo)
96 Narsingdi Branch M/S. NAHAR CC 25,000,000.00 30-Mar-20 23.09.2020  
ENTERPRISE (Hypo)
97 Satmasjid Road CHATTALA SOD 900,000.00 16-Apr-20
Branch PHARMACY AND   Extended
DEPATMENTAL S
98 Satmasjid Road SILVA SOD 1,800,000.00 04-Apr-20
Branch PHARMACEUTICALS   Extended
LTD.
99 Dinajpur Branch M/S ZABED CC 12,500,000.00 29-Apr-20
03.05.2020  
TRADERS (Hypo)
10 Ati Bazar Branch M/S SHAKIL P.V.C OD 40,000,000.00 29-Apr-20 19.06.2020  
0 POLYMER AND
RUBBER INDUSTRIES
10 Wari Branch TABIBA STEEL CC 5,000,000.00 29-Jan-20
TRADERS (Hypo) 24.04.2019  
1
10 Wari Branch M/S. BAPPI CC 5,000,000.00 28-Mar-20 21.05.2020  
2 TRADERS (Hypo)
10 Wari Branch R K MOTORS CC 3,000,000.00 25-Apr-20 26.07.2020  
3 (Hypo)
10 Sonargaon MEGHNA ISPAT CC 2,250,000.00 29-Apr-20
Branch KARKHANA LTD (Hypo) -  
4
10 Chuadanga M/S BISWAS CC 30,000,000.00 29-Apr-20
Branch TRADERS (Hypo) -  
5
10 Chuadanga M/S MELA TRADERS CC 2,000,000.00 16-Feb-20
Branch (Hypo) -  
6
10 Aganagar Branch MAIYZ FABRICS CC 40,000,000.00 24-Jan-20 24.03.2020  
7 (Hypo)
10 Gopalganj SHARIF METAL CC 9,000,000.00 30-Mar-20
Branch FURNITURE (Hypo) -  
8
10 Local Office GLOBAL IMPEX CC 20,000,000.00 24-Apr-20
(Hypo) 02/12/2021  
9
11 Local Office S.S. ENTERPRISE CC 15,000,000.00 20-Apr-20
(Hypo) 21/04/2021  
0
11 Local Office BANGLA SHANGHAI CC 8,000,000.00 20-Apr-20 21/04/2021  
1 PLATE (Hypo)
11 Local Office AUTO IMPORTS OD 3,000,000.00 29-Apr-20
LIMITED 07/10/2020  
2
11 Nababpur BABUL GLASS CC 4,000,000.00 14-Feb-20
Branch HOUSE (Hypo) 01/08/2021  
3
11 Nababpur FARHAN ELECTRIC CC 2,500,000.00 27-Feb-20
Branch HOUSE (Hypo) 15/03/2020  
4
11 B. B. Road NRG HOMETEX LTD. CC 2,750,000,000. 09-Apr-20
Branch (Hypo) 00 10/04/2020  
5
11 B. B. Road NRG PRINTING AND CC 400,000,000.00 23-Apr-20
Branch PACKAGING LIMITED (Hypo) 13/03/2021  
6
11 B. B. Road THE JAMAL AND CO. COD 100,000,000.00 19-Apr-20
Branch 17/09/2020  
7
11 Savar Bazar BAGHDAD TRADING CC 7,000,000.00 22-Jan-20
Branch (Hypo) 13/02/2021  
8
11 Uttarkhan AYAN ANIK FILLING CC 6,000,000.00 19-Apr-20
Branch STATION (Hypo) 21/04/2020  
9
12 Kalampur Branch M/S HAZI SHARIF CC 2,500,000.00 18-Apr-20
MUNSHI TRADERS (Hypo) 28/01/2021  
0
12 Kaliganj Branch RUPALI PHARMACY CC 3,500,000.00 29-Apr-20
(Hypo) 30/04/2020  
1
12 Hemayetpur  NOVEL ENTERPRISE CC 5,000,000.00 29-Apr-20
Branch (Hypo) 14/10/2020  
2
12 Ashuganj Branch M/S JANATA CIVIL COD 2,500,000.00 09-Apr-20
WORKS Not Applicable  
3
12 Dhaka EPZ S.A. BROTHERS AND CC 3,000,000.00 30-Mar-20
Branch CO. (Hypo) 31/03/2020  
4
12 Chattak Branch M/S SONALI CC 5,000,000.00 30-Mar-20
ENTERPRISE (Hypo) 04/03/2020  
5
12 Companygonj M/S HAZI ZANU CC 31,000,000.00 31-Mar-20
6 Branch MIAH FLOUR AND (Hypo) 27/01/2021  
FOOD MILLS
12 Companygonj M/S S.R. BRICKS CC 19,000,000.00 31-Mar-20
Branch (Hypo) 31/03/2020  
7
12 Motijheel ForEx MAWLA PRINTING COD 8,000,000.00 29-Apr-20
Branch AND PACKAGING 01/07/2020  
8
12 B. B. Road M/S SHAIKAT CC 40,000,000.00 29-Apr-20
Branch KNITWEAR (Hypo) 02/05/2020  
9
13 B. B. Road AXIS KNITWEARS COD 130,000,000.00 29-Apr-20
Branch LTD. 23/01/2020  
0
13 Khulna Branch M/S MIRAZ CC 20,000,000.00 29-Apr-20
ENTERPRISE (Hypo) 29/04/2020  
1
13 Dhaka EPZ M/S FAISAL SOD 200,000.00 25-Mar-20
2 Branch ENGINEERING N/A  
WORKSHOP
13 Dhaka EPZ SAMVAR FILLING CC 5,000,000.00 29-Mar-20
Branch STATION (Hypo) 24/06/2020  
3
13 Local Office JIM ENTERPRISE CC 20,000,000.00 19-Apr-20
(Hypo) 03/08/2021  
4
13 Nababpur BHUIYAN CC 50,000,000.00 17-Apr-20 24.04.2020  
 5 Branch ELECTRICAL I (Hypo)
13 Bogura Branch M/S SATATA CC 50,000,000.00 29-Apr-20
TRADERS (Hypo) 02.05.2020  
6
13 Shimrail Branch M/S BIKRAMPUR CC 7,000,000.00 29-Apr-20
HARDWARE (Hypo) 30/06/2020  
7
13 Tangail Branch M/S KAWSAR AKBAR CC 5,000,000.00 29-Apr-20
(Hypo) 01/07/2020  
8
13 Dumni Branch ARKAN TRADE   5,000,000.00 29-Apr-20
INTERNATIONAL 07/06/2020  
9
14 Motijheel BANS INDUSTRIES CC 8,000,000.00 24-Mar-20
0 Foreign LTD. (Hypo)
Exchange Branch 25/02/2021  

14 Laksham Branch CHANDAN STORE CC 4,000,000.00 14-Feb-20

(Hypo) 26/02/2020  
1
14 Gulshan Circle- MAGPIE CC 1,000,000.00 14-Mar-20
2 1 , Dhaka INTERNATIONAL (Hypo) 26/02/2021  

14 Motijheel ForEx SYED INDUSTRIES COD 15,000,000.00 29-Apr-20

Branch LTD 24/05/2020  
3
14 Tangail Branch RAKIB ENTERPRISE CC 5,000,000.00 16-Apr-20
(Hypo) 17/04/2020  
4

Sanction Status

While scrutinizing renewal status of these loans, it is observed that-

a. Proposal of extension of validity ofsome of the loans are pending with CRM for submission to
Credit Committee;
b. Proposal for extension of validity of some of theloanshas been has approved but Sanction
advice hasn’t been issued;
c. Pending with CAD due to lapses in documentation/expiry of insurance/expiry of deferral
period allowed for different documentation;
d. Validity extension proposal of some loans are pending at BBD or branch yet to send requestto
BBD for processing of renewal proposal.

Exception delegation of Documentation Lapses

As per approved Guidelines related to Loan Documentation and disbursement for corporate clients
nature of lapses (in Documentation) wise exception delegation is given below:

Nature of lapses Delegation

Acceptance of sanction, basic charge documents with D.P. note
not obtained
CAD (If Board Resolution is provided);
Otherwise CRO Clause # 02.
CAD (If, at least charge documents of the
last year are obtained) [However, DP note
must have to be obtained], Clause #05
 Basic charge documents with D.P. note not obtained CAD (If, at least charge documents of the
last year are obtained) [However, DP note
must have to be obtained], Clause #05
Board resolution not provided CRO

Insurance expired/adequately not covered Approval Authority. Allowing extension of

validity without valid insurance does not fall
under the delegation of the Management of
the Bank.
Up to date ground rent receipt not submitted CAD, Clause # 12

Holding tax receipt not submitted CAD, Clause # 12

Personal Guarantee not obtained CAD ( if, at least PG of the last year are
obtained)
Charge yet to be created/yet to be modified with RJSC CRO, as per Clause # 08

Deferral period for allowed for different issues expired but not MD & CEO (case to case but not exceeding
extended 03 months, then to be placed before
EC/Board)

In view of the above, considering prevailing situation of lockdown, for smooth functioning of the business
of clients, if agreed, Credit Administration Division may allow to extend validity of expired/about to expire
Overdraft/Cash Credit (Hypothecation) loans of different clients of different branches up to 30.06.2020 on
temporary basis, validity of which was not extended due to declaration of General Holiday by the
Government for outbreak of Covid-19 pandemic with the following special conditions:

i. Steps to be taken for obtaining approval of the Competent Authority for unapproved credit
facilities at the earliest.
ii. Post facto approval to be obtained at the earliest from the EC/Board for allowing extension
of validity without valid insurance /adequate insurance.
iii. Branch Manager shall ensure submission of valid insurance at the earliest on best effort
basis
iv. Branch Manager shall ensure completion of documentation formalities as per renewal
sanction at the earliest.
v. Branch Manager to purpose the client to adjust the EOL at the earliest on best effort basis.

Submitted please.

______________________ ______________________
Fouzia Parvin Sultana Syed Md. Nazmul Huque
SAVP, CAD EVP & Head of CAD
Placed before Credit Committee for review:

Head of CRMD-1 Head of CBD

Head of CAD Head of BBD Head of SAMD

SEVP & CBO DMD-2 & CRO

Managing Director & CEO

Chairman of CC