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  • Excluded Occupations: Death & TPD Insurance

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    Sepehr
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    This document lists occupations that are included or excluded for death and total permanent disability (TPD) insurance. It provides a table with over 100 occupations categorized as either included (√) or excluded (x) for death and TPD coverage. Occupations range from abattoir workers and actors to pilots, police officers, scientists, and truck drivers. High risk occupations like divers, fishermen, military personnel, and stunt performers are often excluded from full death and TPD insurance coverage.

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    This document lists occupations that are included or excluded for death and total permanent disability (TPD) insurance. It provides a table with over 100 occupations categorized as either included (√) or excluded (x) for death and TPD coverage. Occupations range from abattoir workers and actors to pilots, police officers, scientists, and truck drivers. High risk occupations like divers, fishermen, military personnel, and stunt performers are often excluded from full death and TPD insurance coverage.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    Download as pdf or txt
    40 views2 pages

    Excluded Occupations: Death & TPD Insurance

    Uploaded by

    Sepehr
    This document lists occupations that are included or excluded for death and total permanent disability (TPD) insurance. It provides a table with over 100 occupations categorized as either included (√) or excluded (x) for death and TPD coverage. Occupations range from abattoir workers and actors to pilots, police officers, scientists, and truck drivers. High risk occupations like divers, fishermen, military personnel, and stunt performers are often excluded from full death and TPD insurance coverage.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    of 2

    Excluded occupations:

    Death & TPD insurance.

    The table below applies to Industry and Personal Members who request Death and Total and Permanent Disability cover over
    and above the default cover automatically provided. The Death and Total and Permanent Disability insurance included
    and excluded occupations are listed below:

     = included  = excluded

    Occupation Death TPD


    Abattoir Worker - Manual  
    Actor/Actress/Entertainer  
    Actor/Director/Producer  
     
    Amusement Parlour/Centre - Other  
    Animal Handler/Trainer/Breeder - Large animals  
    Announcer/Newsreader/Producer  
    Antenna/ Lines person working above 15 mts  
    Arborist Tree Surgeon - Above 15 metres  
    Armed Guards / Armoured Car Drivers  
    Army/Navy/Air Force - All ranks & Personnel  
    Artist - Freelance or working from home  
    Asbestos Worker  
    Author/Writer  
    Beautician/Hairdresser/Manicurist - Mobile worker or from home  
    Blaster/Explosive Handler  
    Bodyguard  
    Builder/Carpenter/Joiner/Painter - Above 15 metres  
    Bus/Coach/Tram - 200km distance or greater  
    Cabin Crew  
    Cemetery/Crematorium - Grave digger  
    Circus Performers/Employees  
    Composer  
    Concreter  
    Courier - Bicycle/Motor bike  
    Dance Instructor  
    Debt Collector  
    Disc Jockey  
    Diver - Abalone/Professional/Salvage  
    Dockyard/Shipyard Worker/Labourer  
    Dressmaker/Seamstress- Working from home  
    Editor/Script Writer - Film  
    Factory/Process Worker  
    Farmer - Labourer / Contractor  
    Film - Stunt person  
    Firefighter  
    Fisherman/woman  
    Flight Engineer  
    Fruit Picker/Packer  
    Golf Professional (Teaching And Pro Shop only)  
    Jockey/Trotting Driver  
    Journalist/Reporter/Photographer - Overseas Assignments  
    Lifeguard - Beach Patrol (full time)  
    Lifeguard - Voluntary  
    Marine Biologist - Manual duties (diving)  
    Musician  
    Onshore/Offshore Workers - Others  
    Paramedic rescue  
    Photographer - Aerial/Overseas/Freelance  
    Pilot - Agriculture / Helicopter / Instructor  
    Pilot - Commercial / Freight Cargo  
    Police - all ranks  
    Prison Officer/Guard  
    Public Servant - Other  
    Refueler  
    Religious Practitioner  
    Repossession Agent  
    Roof Plumber/Tiler/Worker  
    Scientist working in remote places  
    Scientist working with animals/chemicals/in field/overseas  
    Scuba Diving Instructor  
    Sea Vessels - Officers & crew  
    Ski/Snowboard/Snow Sports Instructor  
    Sports Person - Professional  
    Sports/Fitness Centres/Instructors/Trainers/Coach  
    Stevedore  
    Stock worker/Station Hand/Drover/Jackeroo  
    Student  
    Stunt person  
    Taxi - Other  
    Tour Guide  
    Tree feller/Lopper/Getter  
    Truck Driver - 200km distance or greater (no explosives)  
    Truck Driver - Carrying explosives  
    Unarmed Guards  
    Underground worker - Trade qualified (no explosives)  
    Unemployed  
    Window Fitter - Above 15 metres  
    Wrecker/demolisher - Explosives  

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