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Ci 8368 20200315002419 PDF
Ci 8368 20200315002419 PDF
Ci 8368 20200315002419 PDF
Strictly Confidential
Report No.
Attention
: CI-8368-20200315002419
: selfcheckapp (SELFCHECK_APP) MyCTOS SCORE REPORT
Account : CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
@ the request of THAYAL A/L MUNUSAMY (841024105461)
Date : 2020-03-15 00:24:19
Mengikut Akta CRA 2010, CTOS hendaklah memaklumkan anda apabila maklumat anda telah dikumpul, diterima & diproses. Laporan MyCTOS
menunjukkan maklumat yang akan diberikan kepada pelanggan kami apabila diminta, yang mungkin termasuk; Institusi-institusi kewangan, syarikat
multinasional, agensi kerajaan, perniagaan, firma undang-undang dan penjamin kredit. Pelanggan kami mungkin memerlukan laporan anda apabila anda /
perniagaan / syarikat membuat transaksi dengan mereka secara langsung. Ia adalah penting bahawa anda memastikan laporan anda adalah tepat, terkini,
lengkap dan tidak mengelirukan. Sila ambil perhatian bahawa kegagalan untuk menyediakan dokumentasi yang diperlukan untuk mengemas kini rekod
anda, CTOS berhak untuk tidak mengeluarkan laporan anda kepada pembekal-pembekal kredit yang disenaraikan dalam Jadual Kedua Akta CRA,
walaupun persetujuan telah diperolehi.
Maklumat Kredit yang dikumpulkan oleh CTOS adalah dari sumber-sumber seperti yang tertera dibawah:
a) Surahanjaya Syarikat Malaysia (SSM).
b) Sistem Maklumat Rujukan Kredit Pusat (CCRIS) dari Bank Negara Malaysia.
c) Cek Dikembalikan dari Bank Negara Malaysia.
d) Surat khabar.
e) Penerbitan Warta.
f) Jabatan Insolvensi Malaysia (JIM).
(Sekiranya anda menemui apa-apa maklumat dalam laporan yang tidak tepat , tidak lengkap , dan mengelirukan anda boleh megemaskini maklumat
tersebut dengan memberikan kami dokumen yang menyokong pembetulan tersebut.)
Untuk maklumat lanjut mengenai Hak anda sebagai entiti komersial, sila layari laman web kami di www.ctoscredit.com.my untuk memuat turun salinan
Ringkasan Hak Akta CRA 2010.
In accordance to the CRA Act 2010, CTOS is required to notify you when your information has been collected, received & processed. MyCTOS Report
shows information which may be provided to our subscribers upon request, which may include; Financial Institutions, Multinational Corporations,
Government Agencies, Businesses, Legal Firms and Credit Grantors. Our subscribers may need your report when you / business / company deal or transact
with them directly. It is important that you ensure your report is accurate, up-to-date, complete and not misleading. Please note that failure to provide the
needed documentation to update your records, CTOS reserves the right to not release your report to a credit providers listed in the Second Schedule of the
CRA Act, even though consent has been obtained.
The data sources from which CTOS collects credit information includes the below:
a) Companies Commission of Malaysia (CCM).
b) Central Credit Reference Information System (CCRIS) from Bank Negara Malaysia.
c) Dishonoured Cheques from Bank Negara Malaysia.
d) Newspapers.
e) Gazette Publications.
f) Malaysia Department of Insolvency (MDI).
(In the event you find any information in the report to be inaccurate, incomplete, and not up-to-date or misleading you may amend the said accordingly by
providing us with the necessary documentation. Contact details below.)
For more information on your Rights as a commercial entity, kindly proceed to our website at www.ctoscredit.com.my to download a copy of the CRA Act
2010 Summary of Rights.
I, the subject of this self-check report hereby confirm and acknowledge the following;-
a) I have received my MyCTOS Report.
b) I was informed about how I may update my records with a settlement mark.
c) I have been informed of the Statutory Notification (below).
d) The procedure of how I may provide my comments and how it will be displayed to a recipient of my credit report was explained to me.
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
Page 2 of 5
Strictly Confidential
Report No.
Attention
: CI-8368-20200315002419
: selfcheckapp (SELFCHECK_APP) MyCTOS SCORE REPORT
Account : CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
@ the request of THAYAL A/L MUNUSAMY (841024105461)
Date : 2020-03-15 00:24:19
A: SNAPSHOT
ID Verification MyCTOS Score
Name (Your input) THAYAL A/L MUNUSAMY
New ID / Old ID (Your input) 841024105461 / -
Name THAYAL A/L MUNUSAMY
New ID 841024105461
Old ID -
Date of Birth 24-10-1984
Nationality MALAYSIA Source: CCRIS
SELANGOR
Address 1
Source: CCRIS
514
NO 44 JALAN 2, TAMAN SRI INDAH, 45600
BATANG BERJUNTAI, SELANGOR, BATANG What is affecting my Score?
Address 2
BERJUNTAI, SELANGOR
Source: CCRIS 1. There is serious delinquency (over 90 days past
due) or adverse record filed.
2. The last reported accounts are delinquent i.e. no
Credit Info at a Glance minimum payment made.
Credit Info Source Value 3. There is delinquency (past due with no minimum
payment) in your credit report.
Bankruptcy Proceedings Record NEWSPAPER/GAZETTE NO
4. Your utilization of credit limit on
Legal records in past 24 months 0 revolving/charge loans is higher than average.
(personal capacity)
CTOS
- Number
- Value 0
SOLE
PRITHWIN ENTERPRISE - - - - - -
PROPRIETOR
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
Page 3 of 5
Strictly Confidential
Report No.
Attention
: CI-8368-20200315002419
: selfcheckapp (SELFCHECK_APP) MyCTOS SCORE REPORT
Account : CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
@ the request of THAYAL A/L MUNUSAMY (841024105461)
Date : 2020-03-15 00:24:19
CCRIS DETAILS
Loan Information
Total Date Prin. Date
Lender Col Conduct Of Account For Last 12 LGL
No Date Sts Capacity Facility Outstanding Balance Limit (RM) Repmt. Status
Type Type Months STS
Balance (RM) Updated Term Updated
2020 2019
Outstanding Credit M F J D N O S A J J M A
Bank
1 08-03-2012 Own 110,000.00 00
Rakyat
O PELNFNCE 88,805.00 29-02-2020 913.00 MTH 0 0 0 0 0 0 0 0 0 0 0
Bank
2 26-02-2013 Own 84,000.00 00
Rakyat
O PELNFNCE 68,513.00 29-02-2020 636.00 MTH 0 0 0 0 0 0 0 0 0 0 0
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
Page 4 of 5
Strictly Confidential
Report No.
Attention
: CI-8368-20200315002419
: selfcheckapp (SELFCHECK_APP) MyCTOS SCORE REPORT
Account : CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
@ the request of THAYAL A/L MUNUSAMY (841024105461)
Date : 2020-03-15 00:24:19
RHB
6 22-11-2016 Own 49,000.00 00
Islamic
O PELNFNCE 37,876.00 29-02-2020 571.00 MTH 0 0 0 0 0 0 0 0 0 0 0
Bank
7 16-08-2019 Own 2,460.00
Rakyat
O ISPWNBKG 2,460.00 29-02-2020 0.00 BUL 90 0 0 0 0 0 0 0
Bank
8 16-08-2019 Own 650.00
Rakyat
O ISPWNBKG 650.00 29-02-2020 0.00 BUL 90 0 0 0 0 0 0 0
Bank
9 16-08-2019 Own 1,580.00
Rakyat
O ISPWNBKG 1,580.00 29-02-2020 0.00 BUL 90 0 0 0 0 0 0 0
Bank
10 29-11-2019 Own 4,400.00
Rakyat
O ISPWNBKG 4,400.00 29-02-2020 0.00 BUL 90 0 0 0 0
Bank
11 18-11-2019 Own 4,060.00
Rakyat
O ISPWNBKG 4,060.00 29-02-2020 0.00 BUL 90 0 0 0 0
Bank
12 18-11-2019 Own 1,890.00
Rakyat
O ISPWNBKG 1,890.00 29-02-2020 0.00 BUL 90 0 0 0 0
Bank
13 18-11-2019 Own 3,480.00
Rakyat
O ISPWNBKG 3,480.00 29-02-2020 0.00 BUL 90 0 0 0 0
Bank
14 28-11-2019 Own 10,610.00
Rakyat
O ISPWNBKG 10,610.00 29-02-2020 0.00 BUL 90 0 0 0 0
Total
Outstanding 251,649.00 Total Limit: 320,130.00
Balance:
Special Attention Account
Credit Application
Bank
1 16-08-2019 A Own 1,580.00
Rakyat
Bank
2 16-08-2019 A Own 650.00
Rakyat
Bank
3 16-08-2019 A Own 2,460.00
Rakyat
Bank
4 18-11-2019 A Own 10,610.00
Rakyat
Bank
5 18-11-2019 A Own 4,060.00
Rakyat
Bank
6 18-11-2019 A Own 3,480.00
Rakyat
Bank
7 18-11-2019 A Own 1,890.00
Rakyat
Bank
8 28-11-2019 A Own 10,610.00
Rakyat
Bank
9 29-11-2019 A Own 4,400.00
Rakyat
REMARK LEGEND
FACILITY:
PELNFNCE – Personal Loans/Financing
CRDTCARD – Credit Card
ISPWNBKG – Pawn broking
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
Page 5 of 5
Strictly Confidential
Report No.
Attention
: CI-8368-20200315002419
: selfcheckapp (SELFCHECK_APP) MyCTOS SCORE REPORT
Account : CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
@ the request of THAYAL A/L MUNUSAMY (841024105461)
Date : 2020-03-15 00:24:19
CCRIS DERIVATIVES
C2: DISHONOURED CHEQUES (Please note that DCHEQS system is only available from 9am - 10pm)
DCHEQS Services Currently Unavailable
E: TRADE REFERENCE
No Information Available
- End of Report -
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.