7. Activate your BPI credit card.

As with other credit cards, a BPI credit card must be activated first before you can start
using it.

If you’re enrolled in BPI Express Online, log in to your account to check if your credit
card details such as credit limit and customer numbers are included in your profile. If so,
that means your BPI card is already pre-activated.

Otherwise, you’ll have to call the BPI phone banking hotline to request for activation.
Here’s how:

1. Call the 24-hour customer service hotline.

 Metro Manila: (02) 89-100

 Domestic toll-free: 1-800-188-89100
 Mobile phone and international: (632) 89-100
2. Press 2 for Credit Cards.

3. Press 2 for Credit Card Activation.

4. Wait for a phone banker to answer your call. Have your new credit card ready, as
you’ll be asked for the last eight digits of your card number and other details for
activation.

 
Tips & Warnings.
a. Take the online BPI Cards Profiler test.

Not sure about which BPI card is right for you? Try the BPI Cards Profiler, an online test
that provides personalized recommendations based on your various preferences:

 Where you’ll use the BPI card most often

 Credit card rewards
 Gross monthly income
 Whether or not you want to pay a premium for exclusive perks
 Your personality and lifestyle (thrifty, free-spirited, family-oriented, etc.)
 Whether or not you shop online
You can retake the test multiple times until you find the perfect BPI credit card.

b. Be available for a call from the bank.

After you’ve filed your application, expect BPI to contact you for data verification. BPI
may also contact your HR department to verify your employment details.

If the bank can’t contact you or the HR, your application might get declined.

c. Sign at the back of your credit card immediately.

The BSP advises new cardholders to sign at the back of their card as soon as they
receive it for protection against credit card fraud. During transactions, cashiers verify if
the signature on the card matches the customer’s signature on the receipt and any ID
provided.

Also, payment networks like Mastercard and Visa require the cardholder’s signature on
the card (At the back of a credit card, it says “not valid unless signed”). Merchants won’t
accept your BPI credit card for payment without your signature on it.

c. Never share your personal and credit card information.

Beware of scammers who trick cardholders into giving away their confidential
information such as birthdate, address, password, and credit card number. They hack
into these details, allowing them to use someone’s credit card account to perform
unauthorized transactions.

Never fall victim to credit card fraud. No matter how banks like BPI boost their security
features, you’re mainly responsible for keeping your account secure.
Don’t disclose YOUR sensitive personal information and credit card details. Even banks
don’t ask for their customers’ online banking username and password, so be wary when
someone does it.