2.1.

Retail Banking:

Js bank is one of the leading banks of Pakistan they have 277 braches operating in 138 cities of
the Pakistan. They are focusing on to provide the best retailing facilities to the customers all the
time. They have innovative facilities which are focusing on to meet the expectations of the
peoples of the Pakistan.

They have retail banking system which included many loans, deposits, trade finance,
transportation, and transaction facilities to grow its business in this competitive environment of a
country.

All of JS Bank's products are supported by state-of-the-art technology-driven distribution

channels, allowing clients to access the bank in the most convenient and alternative ways and
stay in touch 24 hours with JS Bank I can.

2.2. Corporate Banking

This system of bang of JS bank is offering a financial solution to complete the all needs of
business of a country. They have provided a wide range of facilities to their customers. They
have many products and services to attract the customers.

1. ImportServices

• Documentary LOC (Local &Foreign)

• Import collection

• Transaction open accounts

• Letter of thanks

• Credit letter

• Bills payments

• Foreign currency accounts

• Trust receipts against financing

• Foreign trade
 2. Export Services

• Finance for Pre-shipment

• Finance for Post-shipment

• State bank export

• Discount of bills

• Negotiation on bills

• Export collection

• Overseas currency financing

3. Short-Term Finance

• Moving fiancé

• Loans on short periods

• Receivables discount

• Finance for shares

• Commodity finance.

4. Services of cash mamagement

• Management of payables

• Management of receivables

2.3. Investment Banking

This is one of the bank that have investment facilities for their customers The group’s legacy
dates back to the 90‟s through a closely held partnership with the then eminent Bear Stearns.

They have huge volumes and innovative trading facilities for several comprehensive businesses
in Pakistan. As an integral part of the Bank, IBG has begun to provide market-leading
investment banking and ancillary services.