ALMAATHER REAL ESTATE

Financial Projections
Lo
go SUMMARY

1 Main Figures

A Sources & Applications of Funds for Startup Business

B Balance Sheet - Opening Day or As of Current Year Beginning

C Sales Projections - 3 Years Forecast

D Advertising Expenses Budget - 3 Years Forecast

E Cash Flow - 12 Months Forecast

F Income Statement - 3 Years Forecast

G Balance Sheet - 3 Years Forecast

2 Others

H Salary Policy

CONFIDENTIAL Summary 06/12/2020

 ALMAATHER REAL ESTATE
Sources and Applications of Funds for Startup
SOURCES OF FUNDS

Owners' Investments
Your name & % of ownership 0
Other investor & % of ownership 0
Other investor & % of ownership 0
Other investor & % of ownership 0
Total Investments 0

Bank Loans or finaner loan

Short-term 1 20,000,000
Long-term 1 70,000,000
Total Bank Loans 90,000,000

Other Loans
Source 1 0
Source 2 0
Total Other Loans 0
Total Loans 90,000,000

TOTAL INVESTMENTS AND LOANS 90,000,000

APPLICATIONS OF FUNDS

Assets Purchases
Construction and Developement (roads, sanitation, ligh 86,500,000
Engineering staff temporary housing
First year rental 60,000
Governmental fees 44,000 104,000
Equipments
Furniture 36,000
Equipments 50,000
Machinery 60,000
Other 50,000 196,000
Opening inventory 0
Total Assets 86,800,000

Startup Expenses (First 3 Months Cash Needs)

Office rent 30,000
Internet connection & hosting 10,000
Phone 5,000
Salaries & wages 50,000
Office supplies 20,000
Postage 3,000
Repairs & maintenance 10,000
Delivery charges 30,000
Lease payments 30,000
Licenses and permits 300,000
Professional and consultation fees 90,000
Bank service charges 5,000
Credit card fees 5,000
Insurance 10,000
Traveling 30,000
Other 30,000
Total Expenses 658,000

Reserve for Contingencies 500,000

Working Capital 2,042,000

TOTAL APPLICATIONS OF FUNDS 90,000,000

Sources & Applications of Funds Confidential

 ALMAATHER REAL ESTATE
Balance Sheet
Opening Date
Opening Day

ASSETS

Current Assets
Cash $0
Short-term investments 0
Accounts receivable 0
Less: Reserve for bad debts 0 0
Inventories 0
Prepaid expenses 0
Other: 0
Total Current Assets $0

Fixed Assets
Vehicles 0
Less: Accumulated depreciation 0 $0
Furniture and fixtures 0
Less: Accumulated depreciation 0 0
Equipments 0
Less: Accumulated depreciation 0 0
Leasehold improvements 0
Less: Accumulated depreciation 0 0
Buildings 0
Less: Accumulated depreciation 0 0
Land 0
Long-term investments 0
Total Fixed Assets $0

Other Assets
Goodwill $0
Total Other Assets $0

TOTAL ASSETS $0

LIABILITIES AND EQUITY

Current Liabilities
Accounts payable $0
Accrued wages 0
Accrued compensation 0
Income taxes payable 0
Payroll taxes payable 0
Unearned revenues 0
Current loan payable (due within 12 months) 0
Current portion of long-term dept 0
Other: 0
Total Current Liabilities $0

Long-Term Liabilities
Long-term loan payable $0
Less: Short-term portion 0
Other: 0
Total Long-Term Liabilities $0
Total Liabilities $0

Stockholders' Equity
Investment capital $0
Accumulated retained earnings 0
Current net profit (loss) 0
Less: Dividend 0
Total Capital $0

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $0

Balance Sheet - Opening Day Confidential

 ALMAATHER REAL ESTATE
Sales Projections - 3 Years Forecast

YEAR 1
Month-1 Month-2 Month-3 Month-4 Month-5 Month-6 Month-7 Month-8 Month-9 Month-10 Month-11 Month-12 TOTAL

Commercial units sales - square meter 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000
Price per square meter 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000
Percentage sold 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Commercial sales Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0

Residential units sale - square meter 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000
Price per square meter 950 950 950 950 950 950 950 950 950 950 950 950
Percentage sold 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Residential sales Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0

TOTAL 0 0 0 0 0 0 0 0 0 0 0 0 0

YEAR 2
Month-1 Month-2 Month-3 Month-4 Month-5 Month-6 Month-7 Month-8 Month-9 Month-10 Month-11 Month-12 TOTAL

Commercial units sales - square meter 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000 138,000
Price per square meter 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000
Percentage sold 0% 0% 0% 0% 0% 0% 0% 0% 0% 40% 30% 30%
Commercial sales Revenue 0 0 0 0 0 0 0 0 0 110,400,000 82,800,000 82,800,000 276,000,000

Residential units sale - square meter 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000 551,000
Price per square meter 950 950 950 950 950 950 950 950 950 950 950 950
Percentage sold 0% 0% 0% 0% 0% 0% 0% 0% 0% 40% 30% 30%
Residential sales Revenue 0 0 0 0 0 0 0 0 0 209,380,000 157,035,000 157,035,000 523,450,000

TOTAL 0 0 0 0 0 0 0 0 0 319,780,000 239,835,000 239,835,000 799,450,000

Sales Projections Confidential

 ALMAATHER REAL ESTATE
Advertising Expenses Budget
YEAR 1
Media January February March April May June July August September October November December Total
Telemarketing 0 0 0 0 0 0 0 0 0 0 0 0 0
Direct mail & brochures 0 0 0 0 0 0 0 0 0 0 0 0 0
Internet marketing
Banner ads 0 0 0 0 0 0 0 0 0 0 0 0 0
Sponsorships 0 0 0 0 0 0 0 0 0 0 0 0 0
Search engine and directories 0 0 0 0 0 0 0 0 0 0 0 0 0
E-mail 0 0 0 0 0 0 0 0 0 0 0 0 0
Newsgroups 0 0 0 0 0 0 0 0 0 0 0 0 0
PR & road show 0 0 0 0 0 0 0 0 0 0 0 0 0
Associations subscription 0 0 0 0 0 0 0 0 0 0 0 0 0
Promotional objects 0 0 0 0 0 0 0 0 0 0 0 0 0
Printed ads 0 0 0 0 0 0 0 0 0 0 0 0 0
Radio 0 0 0 0 0 0 0 0 0 0 0 0 0
TV 0 0 0 0 0 0 0 0 0 0 0 0 0
Outdoor advertising 0 0 0 0 0 0 0 0 0 0 0 0 0
Indoor advertising 0 0 0 0 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 0 0 0 0 0 0 0

YEAR 2
Media January February March April May June July August September October November December Total
Telemarketing 0 0 0 0 0 0 0 1,000 1,000 1,000 1,000 1,000 5,000
Direct mail & brochures 0 0 0 0 0 0 0 1,000 1,000 1,000 1,000 1,000 5,000
Internet marketing 0 0 0 0 0 0 0
Banner ads 0 0 0 0 0 0 0 5,000 5,000 5,000 5,000 5,000 25,000
Sponsorships 0 0 0 0 0 0 0 100,000 0 0 100,000 100,000 300,000
Search engine and directories 0 0 0 0 0 0 0 5,000 5,000 5,000 5,000 5,000 25,000
E-mail 0 0 0 0 0 0 0 2,000 2,000 2,000 2,000 2,000 10,000
Newsgroups 0 0 0 0 0 0 0 2,000 2,000 2,000 2,000 2,000 10,000
PR & road show 0 0 0 0 0 0 0 30,000 30,000 30,000 30,000 30,000 150,000
Associations subscription 0 0 0 0 0 0 0 2,000 2,000 2,000 2,000 2,000 10,000
Promotional objects 0 0 0 0 0 0 0 2,000 2,000 2,000 2,000 2,000 10,000
Printed ads 0 0 0 0 0 0 0 5,000 5,000 5,000 5,000 5,000 25,000
Radio 0 0 0 0 0 0 0 2,000 2,000 2,000 2,000 2,000 10,000
TV 0 0 0 0 0 0 0 3,000 3,000 3,000 3,000 3,000 15,000
Outdoor advertising 0 0 0 0 0 0 0 2,000 2,000 2,000 2,000 2,000 10,000
Indoor advertising 0 0 0 0 0 0 0 2,000 2,000 2,000 2,000 2,000 10,000
Total 0 0 0 0 0 0 0 164,000 64,000 64,000 164,000 164,000 620,000
 ALMAATHER REAL ESTATE
Cash Flow - 24 Months Forecast

ESTABLISHMENT YEAR FIRST OPERATING YEAR

Months 1-2 Months 3-4 Months 4-6 Months 7-8 Months 9-10 Months 11-12 Months 13-14 Months 15-16 Months 17-18 Months 19-20 Months 21-22 Months 23-24 TOTAL
Beginning Cash Balance 0 89,375,333 89,272,467 80,476,600 71,680,733 62,862,867 54,060,000 36,392,333 18,835,667 1,282,000 846,333 319,906,887
Cash Inflows
Acct. rec. collections 0 0 0 0 0 0 0 0 0 0 0 0 0
Cash & cash equivalent sales 0 0 0 0 0 0 0 0 0 0 319,780,000 479,670,000 799,450,000
Loan proceeds 90,000,000 0 0 0 0 0 0 0 0 0 0 0 90,000,000
Owners' investment 0 0 0 0 0 0 0 0 0 0 0 0 0
Other: 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Cash Inflows 90,000,000 0 0 0 0 0 0 0 0 0 319,780,000 479,670,000 889,450,000
Available Cash Balance 90,000,000 89,375,333 89,272,467 80,476,600 71,680,733 62,862,867 54,060,000 36,392,333 18,835,667 1,282,000 320,626,333 799,576,887

Cash Outflows
Operations
Office rent & utilities 30,000 0 0 0 0 0 0 0 0 0 0 0 30,000
Internet connection & hosting 1,667 1,667 1,667 1,667 1,667 1,667 1,667 1,667 1,667 1,667 1,667 1,667 20,000
Telephone service 5,000 0 5,000 0 5,000 0 5,000 10,000 10,000 10,000 10,000 10,000 70,000
Office supplies 20,000 0 20,000 0 20,000 0 20,000 20,000 20,000 20,000 20,000 20,000 180,000
Postage 3,000 0 3,000 0 3,000 0 3,000 3,000 3,000 3,000 3,000 3,000 27,000
Office equipments - purchase 0 0 0 0 0 0 0 0 0 0 0 0 0
Vehicle expenses 2,000 2,000 2,000 2,000 2,000 2,000 10,000 10,000 10,000 10,000 10,000 10,000 72,000
Inventories - purchase 0 19,200 19,200 19,200 19,200 19,200 0 0 0 0 0 0 96,000
Equipments - purchase 5,000 10,000 15,000 20,000 0 0 0 0 0 0 0 0 50,000
Maintenance 0 0 0 5,000 10,000 15,000 35,000 35,000 35,000 50,000 50,000 50,000 285,000
Delivery 20,000 10,000 0 0 0 0 30,000 30,000 30,000 30,000 30,000 30,000 210,000
Construction; roads, sanitary, networks.. 0 0 8,650,000 8,650,000 8,650,000 8,650,000 17,300,000 17,300,000 17,300,000 0 0 0 86,500,000
Total Operations 86,667 42,867 8,715,867 8,697,867 8,710,867 8,687,867 17,404,667 17,409,667 17,409,667 124,667 124,667 124,667 87,540,000

Finance & Administration

Salaries & wages 13,000 35,000 55,000 73,000 82,000 90,000 100,500 102,000 99,000 102,000 102,000 105,000 958,500
Professional fees 90,000 0 0 0 0 0 22,500 0 0 0 0 0 112,500
Bank charges 5,000 0 0 0 0 0 5,000 0 0 0 0 0 10,000
Credit card fees 5,000 0 0 0 0 0 5,000 0 0 0 0 0 10,000
Insurance 10,000 0 0 0 0 0 10,000 0 0 0 0 0 20,000
Permits & licenses 300,000 0 0 0 0 0 30,000 0 0 0 0 0 330,000
Zakat 0 0 0 0 0 0 0 0 0 0 0 19,989,422 19,989,422
Charitable contribution 0 0 0 0 0 0 10,000 10,000 10,000 10,000 10,000 10,000 60,000
Other: 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 60,000
Total Finance & Administration 428,000 40,000 60,000 78,000 87,000 95,000 188,000 117,000 114,000 117,000 117,000 20,109,422 21,550,422

Sales & Marketing

Professional services 90,000 0 0 0 0 0 45,000 0 0 0 0 0 135,000
Advertising 0 0 0 0 0 0 0 0 0 164,000 128,000 328,000 620,000
Traveling 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 60,000
Marketing and facilitation expenses 10,000 10,000 10,000 10,000 10,000 10,000 20,000 20,000 20,000 20,000 20,000 20,000 180,000
Sales commissions 0 0 0 0 0 0 0 0 0 0 319,780 479,670 799,450
Other: 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 60,000
Total Sales & Marketing 110,000 20,000 20,000 20,000 20,000 20,000 75,000 30,000 30,000 194,000 477,780 837,670 1,854,450

Total Cash Outflows 624,667 102,867 8,795,867 8,795,867 8,817,867 8,802,867 17,667,667 17,556,667 17,553,667 435,667 719,447 21,071,759 110,944,872

Net Increase (Decrease) in Cash 89,375,333 -102,867 -8,795,867 -8,795,867 -8,817,867 -8,802,867 -17,667,667 -17,556,667 -17,553,667 -435,667 319,060,553 458,598,241 778,505,128

Ending Cash Balance 89,375,333 89,272,467 80,476,600 71,680,733 62,862,867 54,060,000 36,392,333 18,835,667 1,282,000 846,333 319,906,887 778,505,128
 Total Cash Outflows Total Cash Inflows
624,667 90,000,000 Chart Title
102,867 0
600,000, 000
8,795,867 0
8,795,867 0
8,817,867 0 500,000, 000
8,802,867 0
17,667,667 0 400,000, 000
17,556,667 0
17,553,667 0 300,000, 000
435,667 0
719,447 319,780,000
200,000, 000
21,071,759 479,670,000
110,944,872 889,450,000
100,000, 000

0
1 2 3 4 5 6 7 8 9 10 11 12

Column B Colum n C

cha rts-1 Co nfide ntial

 ALMAATHER REAL ESTATE
Balance Sheet Projection
Fiscal Year End Date
YEAR 1 YEAR 2 YEAR 3

ASSETS

Current Assets
Cash $54,060,000 $778,505,128 $778,505,128
Short-term investments 0 0 0
Accounts receivable 0 0 0
Less: Reserve for bad debts 0 0 0 0 0 0
Inventories Err:509 0 0
Prepaid expenses 0 0 0
Other: 0 0 0
Total Current Assets Err:509 $778,505,128 $778,505,128

Fixed Assets
Vehicles 200,000 200,000 200,000
Less: Accumulated depreciation 0 $200,000 0 $200,000 0 $200,000
Furniture and fixtures 36,000 36,000 36,000
Less: Accumulated depreciation 0 36,000 0 36,000 0 36,000
Equipments 110,000 110,000 110,000
Less: Accumulated depreciation 0 110,000 0 110,000 0 110,000
Leasehold improvements 60,000 60,000 60,000
Less: Accumulated depreciation 0 60,000 0 60,000 0 60,000
Buildings Err:509 Err:509 Err:509
Less: Accumulated depreciation 0 Err:509 0 Err:509 0 Err:509
Land 0 0 0
Long-term investments 0 0 0
Total Fixed Assets Err:509 Err:509 Err:509

Other Assets
Goodwill $0 $0 $0
Total Other Assets $0 $0 $0

TOTAL ASSETS Err:509 Err:509 Err:509

LIABILITIES AND EQUITY

Current Liabilities
Accounts payable $0 $0 $0
Accrued wages 0 0 0
Accrued compensation 0 0 0
Income taxes payable 0 0 0
Payroll taxes payable 0 0 0
Unearned revenues 0 0 0
Short-term notes payable (due within 12 months) 0 0 0
Current portion of long-term dept 0 0 0
Other: 0 0 0
Total Current Liabilities $0 $0 $0

Long-Term Liabilities
Long-term loan payable $0 $18,360,000 $18,360,000
Less: Short-term portion 0 0 0
Other: 0 0 0
Total Long-Term Liabilities $0 $18,360,000 $18,360,000
Total Liabilities $0 $18,360,000 $18,360,000

Stockholders' Equity
Investment capital $0 $0 $0
Accumulated retained earnings 0 778,505,128 778,505,128
Current net profit (loss) 778,505,128 0 0
Less: Dividend 0 0 0
Total Capital $778,505,128 $778,505,128 $778,505,128

TOTAL LIABILITIES AND STOCKHOLDERS' EQUIT $778,505,128 $796,865,128 $796,865,128

Balance Sheet Confidential

 SALARY POLICY AND OTHER EMPLOYEE COSTS 689.0312

Full Number Needed in Month No:

Position
Pack age 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
Executive Manager 10000 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Adminstrative officer 6000 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Financial officer 4000 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Legal Advisor 3000 1 1 1 1 1 1 1 1 1 1
Internal Auditor 1500 1 1 1 1 1 1 1 1 1 1 1
Maintenance Officer 2000 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Operation Officer 2000 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Public Relation Officer 2000 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Accountant 3000 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2
Mu'agib 3000 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Store Keeper 1500 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2
Employees 2000 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2
Laborers 1000 2 3 4 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5
Cocks 1000 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Total Employees and laborers 1 3 3 7 7 10 13 12 13 18 18 18 20 20 20 21 20 20 21 20 20 21 21 21
Total Salaries 3000 10000 10000 25000 23000 32000 38000 35000 36000 46000 45000 45,000 51,000 49,500 49,500 52,500 49,500 49,500 52,500 49,500 49,500 52,500 52,500 52,500