VIVEK KUMAR SRIVASTAVA    Resi.

-C-132/344,Deewan Bazar(South)
   Advocate     Near Samay Sthan,Gorakhpur-273001
                                                                       Office – Client Shed, Civil, Court, Gorakhpur
.                                                                           Mob No.9415386949
______________________________________________________________________ 
Ref.No.  HOU/VAR/0619/705468 Date:25.06.2019

To,
The Branch Manager
PNB Housing Finance Ltd
C-19/134, M-B, 2nd Floor, Tulsi Complex
Shastri Nagar, Sigra,
Varanasi - 221010

 Type of Case : Plot LAP

 Status : Clear 
Sir,
            As desired by you the records of Sub-Registrar, Gorakhpur, have been verified
by me for the period of last 13 years for investigation of title in respect of below
property. I have also verified documents mentioned in schedule. On the basis of below
Photo copy documents my Report/ Certificate is given as under:-
SUB: - T I T L E   C L E A R A N C E    C E R T I F I C A T E
1.          Name/s of the Allottee/Owner/Lessee :

Smt. Nitu Ranjan w/o Sunil Kumar Ranjan R/o Mohalla North Adhiyaari
Bagh House no. 442 near Railway Crossing Distt Gorakhpur
2.         Name/s of the Person/s Offering Mortgage :

Sunil Kumar Ranjan and Smt. Nitu Ranjan w/o Sunil Kumar Ranjan R/o
Mohalla North Adhiyaari Bagh House no. 442 near Railway Crossing Distt
Gorakhpur.
3.         Status of the Owner/s (Whether Individual /Company/ Proprietor /
Partnership Firm Etc.) :
            Individuals
 
4.         Status of Mortgagor/s (Whether Individual/Company/ Proprietor /
Partnership Firm Etc.) :
Individual 
 
5.         DESCRIPTION OF THE PROPERTY:-

Land private bhukhand no. A-16 (Malviya Nagar ) in aaraji no.676 area 231 sq
metre, Situated at Mauja – Mahadeo Jharkhandi Tukda no. 1 Tappa & Pargna
Haveli Tah. Sadar, Distt. Gorakhpur .
Bounded as follows :
East-   Road 9 metre wide
West- Land other  
North- Bhukhand no. A-16 Malviya Nagar
South – Bhukhand no. A-15 Malviya Nagar
 6.    PARTICULARS OF ALL DOCUMENTS MADE AVAILABLE
FOR                VERIFICATION (PHOTOCOPIES / CERTIFIED COPIES
/ORIGINALs ETC.) :-
 
1. Photocopy of Sale Deed dated 20.2.2004 executed by Prahlad Das Gupta s/o Sri
Ramji Gupta power of attorney holder of Nanhu s/o late. Nibbar in favour of Smt. Nitu
Ranjan w/o Sunil Kumar Ranjan which is registered in the office of sub registrar
Gorakhpur at Photo Prati pustak no. 1 Khand no.2963 page no. 245 to 260 serial no.
899.
2.Photocopy of latest khatauni 1421 to 1426 fasli khata no. 00838 related aaraji no. 676
3.Photocopy of Land use issued by G.D.A
4. Photocopy of Power of Attorney dated 20.05.96 executed by Nanhu s/o late. Nibbar
in favour of Prahlad Das Gupta s/o Sri Ramji Gupta which is registered in the office of
sub registrar Gorakhpur at Photo Prati pustak no. 4 Khand no.12 page no. 139 to 150
serial no. 54.

7.DEVOLUTION OF TITLE :-

[Evolution, Background and Tracing of title property/properties i.e. flow of title

during last 13 years / from Origin (tracing of the title should be explained in
chronological order beginning with the earliest available title deed. All the title
deeds should be discussed fully, stating registration number, document number,
dates of execution, name of executors and executants, etc. & complete history of
mutation entries, village records. The chain of title deeds should clearly
establish the title of the property holder. If the chain is broken, the same should
be explained in convincing manner.)]:-
1. The recital of the deed & document indicate that Nanhu s/o late. Nibbar was
owner of property aaraji no. 676 Situated at Mauja – Mahadeo Jharkhandi
Tukda no. 1 Tappa & Pargna Haveli Tah. Sadar, Distt. Gorakhpur with
transferable right since 1360 fasli.
2. Nanhu s/o late. Nibbar executed Power of Attorney dated 20.05.96 in favour
of Prahlad Das Gupta s/o Sri Ramji Gupta which is registered in the office of
sub registrar Gorakhpur at Photo Prati pustak no. 4 Khand no.12 page no.
139 to 150 serial no. 54.
3. Prahlad Das Gupta s/o Sri Ramji Gupta power of attorney holder of Nanhu
s/o late. Nibbar Developed the land into different residential plots.
4. Thereafter Prahlad Das Gupta s/o Sri Ramji Gupta power of attorney holder
of Nanhu s/o late. Nibbar executed sale deed dated 20.2.2004 in favour
of Smt. Nitu Ranjan w/o Sunil Kumar Ranjan in respect of Land private
bhukhand no. A-16 in aaraji no.676 area 231 sq meter which is registered
in the office of sub registrar Gorakhpur at Photo Prati pustak no. 1 Khand
no.2963 page no. 245 to 260 serial no. 899.
5. The name of Smt. Nitu Ranjan w/o Sunil Kumar Ranjan recorded in
revenue record khatauni .
6. Thus I am of the view that Smt. Nitu Ranjan w/o Sunil Kumar Ranjan is
owner of aforesaid property. Vendee is major so no minor interest is
involved in the property. The chain of title is complete

8.Year up to which the property tax/society charge has been paid

(Description of property tax/society charge receipt): -
Receipts not made available to us, bank to obtain/verify the same.
9.Whether the particulars of registration as given in the title deeds shown to
the counsel tally with the particulars as stated in the records of the
Registrar’s office? –
Yes
10.Whether the property/properties has/have been mutated in the name/s of
the person/s offering the mortgage?–
Yes
11.Where there is any bar under any local law for creation of the mortgage
on the property? Whether there are any liabilities or encumbrances over
the said property? -
NA.
12.Whether all approval clearance/sanctions required for creation of the
mortgage have been obtained, what are such sanctions, approvals and
clearances yet to be obtained? –
Not Applicable
13.Whether equitable mortgage can be created on this property/
properties?–
Yes,
14.Where the property/properties under consideration involves Land,
whether the Land is Agricultural/ Non Agricultural land, in case of N.A.
land/plot-whether it is allowed for use of Residential/Commercial
/Industrial Purpose:-
Residential.
15.Whether there is any construction over the said land and any Permission
or Approved Lay-out plan obtained from Competent Authority? (Please
state here about the permission and approved lay-out for construction and
whether the construction area is as per Approved Lay-out plan and copies
verified in original or photo copy):-
To be checked by the Valuer/Chartered Engineer of the PNBHFL
16.Whether the property/properties is/are coming under the preview of
Urban Land & Ceiling Act?-
Not Applicable
17.Whether the property/ properties is/are owned by the person/s offering
mortgage or on lease? Furnish details for that: -
Freehold property.
18.Whether the whole/part of the property/properties being offered for
mortgage is/are rented or leased out to any third party? –
Please Refer To Technical Report
 19.Description of the inspection receipt issued by the Sub-registrar (number
and date, copy of inspection receipt and year wise search report be attached
along with the report):-
Receipt No. 2019160014090 dated 24.06.2019
20.AT THE TIME OF DELIVERY OF PAY ORDER (S)/DEMAND
DRAFT (3) TO BE MADE BY PNBHFL favouring Smt. Nitu Ranjan w/o Sunil
Kumar Ranjan.

ANNEXURE –A
PRIOR TO DISBURSEMENT OF  LOAN
CRITICAL DOCUMENT

1. Original Sale Deed dated 20.2.2004 executed by Prahlad Das Gupta s/o Sri Ramji
Gupta power of attorney holder of Nanhu s/o late. Nibbar in favour of Smt. Nitu
Ranjan w/o Sunil Kumar Ranjan which is registered in the office of sub registrar
Gorakhpur at Photo Prati pustak no. 1 Khand no.2963 page no. 245 to 260 serial no.
899.
2. True Copy of latest khatauni 1421 to 1426 fasli khata no. 00838 related aaraji no.
676
3.Photocopy of electricity receipt
4. Photocopy of Power of Attorney dated 20.05.96 executed by Nanhu s/o late. Nibbar
in favour of Prahlad Das Gupta s/o Sri Ramji Gupta which is registered in the office of
sub registrar Gorakhpur at Photo Prati pustak no. 4 Khand no.12 page no. 139 to 150
serial no. 54.
5.Photocopy of Land use issued by G.D.A

ANNEXURE-B
AT THE TIME OF DELIVERY OF PAY ORDER(S)/ DEMAND DRAFT (S) TO
THE SELLER/  BORROWERS
CRITICAL DOCUMENTS

1. Original Sale Deed dated 20.2.2004 executed by Prahlad Das Gupta s/o Sri Ramji
Gupta power of attorney holder of Nanhu s/o late. Nibbar in favour of Smt. Nitu
Ranjan w/o Sunil Kumar Ranjan which is registered in the office of sub registrar
Gorakhpur at Photo Prati pustak no. 1 Khand no.2963 page no. 245 to 260 serial no.
899.
2. True Copy of latest khatauni 1421 to 1426 fasli khata no. 00838 related aaraji no.
676
3.Original Land use issued by G.D.A

ANNEXURE-C
POST DISBURSAL
CRITICAL DOCUMENTS

1.Nil
CERTIFICATE
THIS IS TO CERTIFY that Smt. Nitu Ranjan w/o Sunil Kumar Ranjan is/are the
absolute owner of said property i.e Land private bhukhand no. A-16 (Malviya Nagar )
in aaraji no.676 area 231 sq metre, Situated at Mauja – Mahadeo Jharkhandi Tukda
no. 1 Tappa & Pargna Haveli Tah. Sadar, Distt. Gorakhpur. The subject property is free
from all kind of encumbrances, lien, charges, mortgages, etc. and Smt. Nitu Ranjan
w/o Sunil Kumar Ranjan shall get valid, absolute, clear and marketable title to the
said shop/property can create a valid mortgage in favour of PNBHFL. The said
Property/mortgage can be enforced (if required) under the provisions of The
Securitization and Reconstruction of Financial Assets and Enforcement of Securities
Act, 2002 and amendments thereto (“SARFAESI”) by PNBHFL.

Gorakhpur Vivek Kumar Srivastava

Dated : 19.06.2019 Advocate
Enclosures :Above mentioned document & search receipts