Planning for a Pool

Constructing or installing a pool may seem overwhelming with so many options and decisions.
Here are the issues to consider to help you make the best choice for you and your family.

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A pool is a major investment, in many ways. You'll need to invest cash, of course, but also time,
energy, and yard space. In this portion of the Pool and Spa Guide, we'll look at the key questions
that you'll need to answer before you make these investments.
Get free estimates for pools and hot tubs from local professionals.

Things to Consider
 How much pool can I afford?
 Is my yard suited to a pool?
 What zoning restrictions do I face?
 Who should install my pool and how long will it take?
 What should I know about safety and insurance?
Above-Ground Pools
Because these pools are installed rather than built they are more economical than in-ground pools
to purchase.
The most basic above-ground pools, requiring no filtration equipment -- also called splasher
pools -- will run as little as a few hundred dollars to $1000 for more substantial models.
Larger, more elaborate above-ground pools with filtration equipment will cost between $1,000-
$8,000, excluding extras like decking, landscaping and accessories.
In-Ground Pools
Design and construction costs make in-ground pools more expensive to build.
In-ground pools with minimal patio surrounding and basic fencing start around $20,000.
More elaborate designs will run between $40,000 to $100,000+. Choice of pool design
and building materials, patio materials, landscaping, lighting and extra features such as spas or
fountains determine the cost.
Ongoing Expenditures

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Chemicals
The cost for pool chemicals averages between $50 and $100 per month depending on your
climate, pool size and frequency of use. Above-ground pools of a similar size will cost the same
as in-ground counterparts.
Opening and Closing A Pool
Hiring a professional to open and close your pool each season will run approximately $150-
$300. Cleaning and storing your pool cover is usually additional.
Maintenance
The largest maintenance expense is a pool's interior finish. Vinyl liners last approximately 5-7
years, painted concrete needs a new coat approximately every five years; a plaster finish may last
10-15 years. Many of the new cement-coated products such as Pebble Tec are meant to last a
lifetime.
Equipment
Equipment lifespans vary tremendously by brand and quality. Other elements such as proper
 water chemistry and location of equipment can affect lifespan. Because pumps are made to push
water rather than draw water, pumps placed at pool level often last longer than those that sit
higher and have to pump harder.
Utilities
While utility bills do increase during a pool's open season, experts disagree on how to manage
the increase.
 
Conditions

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Besides determining the best fit for your yard's dimensions consider your yard's slope, soil type
and accessibility for construction equipment.
Pools are easier to build or install when a yard is level, however, new technology makes it
possible to install a pool in virtually any yard.
Severe conditions such as steeply sloping lots, rocky soil and limited access require special
construction and installation considerations and typcially add to the overall cost and duration of
the project.
Size
Pool size is primarily a personal choice. Some prefer to eliminate grass entirely and fill the space
with pool and patio while others want to include yard in the new landscape.
Be sure you and your contractor have the most up-to-date zoning and building restrictions for
swimming pools and spas, and ask your contractor how the permit process is handled.
Zoning is primarily handled on a local level and typically covers such issues as fencingand
barriers, pool depth requirements for diving boards, set-backs and proximity to utility lines.
Other issues may also be covered.
Choosing a Contractor
 Get referrals from friends and neighbors.
 Talk to at least three builders.
 Determine number of years in business under present name and ownership.
 Ensure contractor is bonded and insured. Get proof.
 Visit their work firsthand and talk with the homeowners about their experience with this
contractor.
 Talk with suppliers about the contractor's status.
 Do they subcontract work or use their own staff?
 Do they have design experience? Do they offer design services?
 It is not customary to pay the full amount up front.
 Get lien waivers for all work completed.
Construction Times
 Anticipate a little dirt in your life during construction of an in-ground pool. Your
contractor can estimate a project completion date but remember Mother Nature doesn't always
cooperate.
 An in-ground pool takes anywhere from three to twelve weeks depending on the
complexity of the project.
 Above-ground pools can be installed in a matter of hours or a few days.
Safety

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Safety is a number one concern for pool and spa owners. Proper enclosures and supervision are a
must at all times to ensure the safety of children, pets and wildlife that may wander near the pool.
Many specialty safety products are available on the market, including water alarms, high-tech
laser technologies, safety covers and personal safety accessories like life jackets and pool floats.
Insurance
Insurance coverage for swimming pools is part of homeowners insurance. Some insurance
companies raise premiums for owning a swimming pool and others do not. Speak with your
insurance agent prior to purchasing or building your pool.
Conditions
 + enlarge image
Besides determining the best fit for your yard's dimensions consider your yard's slope, soil type
and accessibility for construction equipment.
Pools are easier to build or install when a yard is level, however, new technology makes it
possible to install a pool in virtually any yard.
Severe conditions such as steeply sloping lots, rocky soil and limited access require special
construction and installation considerations and typcially add to the overall cost and duration of
the project.
Size
Pool size is primarily a personal choice. Some prefer to eliminate grass entirely and fill the space
with pool and patio while others want to include yard in the new landscape.

+ enlarge image
Be sure you and your contractor have the most up-to-date zoning and building restrictions for
swimming pools and spas, and ask your contractor how the permit process is handled.
Zoning is primarily handled on a local level and typically covers such issues as fencing and
barriers, pool depth requirements for diving boards, set-backs and proximity to utility lines.
Other issues may also be covered.
Choosing a Contractor

+ enlarge image
 Get referrals from friends and neighbors.
 Talk to at least three builders.
 Determine number of years in business under present name and ownership.
 Ensure contractor is bonded and insured. Get proof.
 Visit their work firsthand and talk with the homeowners about their experience with this
contractor.
 Talk with suppliers about the contractor's status.
 Do they subcontract work or use their own staff?
 Do they have design experience? Do they offer design services?
 It is not customary to pay the full amount up front.
 Get lien waivers for all work completed.
Construction Times
 Anticipate a little dirt in your life during construction of an in-ground pool. Your
contractor can estimate a project completion date but remember Mother Nature doesn't always
cooperate.
 An in-ground pool takes anywhere from three to twelve weeks depending on the
complexity of the project.
 Above-ground pools can be installed in a matter of hours or a few days.
Safety
Safety is a number one concern for pool and spa owners. Proper enclosures and supervision are a
must at all times to ensure the safety of children, pets and wildlife that may wander near the pool.
Many specialty safety products are available on the market, including water alarms, high-tech
laser technologies, safety covers and personal safety accessories like life jackets and pool floats.
Insurance
Insurance coverage for swimming pools is part of homeowners insurance. Some insurance
companies raise premiums for owning a swimming pool and others do not. Speak with your
insurance agent prior to purchasing or building your pool.