QUESTION 1 PRESENT VALUE

P 1000
n 5
int 4%
n CF INTEREST
1 100 96.1538462 $96.15
2 100 92.4556213 $188.61
3 100 88.8996359 $277.51
4 100 85.4804191 $362.99 NPV
5 100 82.1927107 $445.18 $445.18
TOTAL 500 445.182233 $1,370.44
821.927107 ANNUITY DUE ANNUITY ORDINARY
$445.18 $462.99
QUESTION 2
P 1500
n 10
int 6%
n CF INTEREST
1 150 141.509434 $141.51
2 150 133.499466 $275.01
3 150 125.942892 $400.95
4 150 118.814049 $519.77 NPV
5 150 112.088726 $631.85 $1,104.01
6 150 105.744081 $737.60
7 150 99.758567 $837.36 ANNUITY DUE ANNUITY ORDINARY
8 150 94.1118557 $931.47 $1,104.01 $1,170.25
9 150 88.7847695 $1,020.25
10 150 83.7592165 $1,104.01
TOTAL 1500 1104.01306 6599.782371
837.592165
QUESTION 3
P 5000
n 10
int 10%
n CF INTEREST
1 500 454.545455 $454.55
2 500 413.22314 $867.77
3 500 375.6574 $1,243.43
4 500 341.506728 $1,584.93
5 500 310.460662 $1,895.39
6 500 282.236965 $2,177.63
7 500 256.579059 $2,434.21 ANNUITY DUE
8 500 233.25369 $2,667.46 $3,072.28
9 500 212.048809 $2,879.51
10 500 192.771645 $3,072.28
TOTAL 5000 3072.28355 $19,277.16
3377.82084
 NPV
$3,072.28

ANNUITY ORDINARY
$3,379.51
QUESTION 1
P 1000
n 5
int 4%
FV ?
n formula(1ST WAY) Future CF command(2ND WAY) FV (3RD WAY) Future CF
1 1040 40 $1,000.00 1040 40
2 1081.6 81.6 $2,040.00 1081.6 81.6
3 1124.864 124.864 $3,121.60 1124.864 124.864
4 1169.85856 169.85856 $4,246.46 1169.85856 169.85856
5 1216.6529024 216.6529024 $5,416.32 1216.6529024 216.6529024
6 1265.319018496 265.319018496 $6,632.98 1265.319018496 265.319018496
7 1315.93177923584 315.931779236 $7,898.29 1315.9317792358 315.93177923584
8 1368.56905040527 368.569050405 $9,214.23 1368.5690504053 368.56905040528
9 1423.31181242149 423.311812421 $10,582.80 1423.3118124215 423.31181242149
10 1480.24428491834 480.244284918 $12,006.11 1480.2442849184 480.24428491835
total 12486.3514078769 2486.35140788 62158.7851969236 12486.351407877 2486.351407877
FV comman $5,416.32 $5,632.98 1216.6529024
 QUESTION 2
P 1500
n 10
int 6%
FV ?
FV ( 4RTH WAY) Future CF n formula Future CF command
1040 40 1 1590 90 $1,500.00
1080.6 80.6 2 1685.4 185.4 $3,090.00
1122.864 122.864 3 1786.524 286.524 $4,775.40
1166.85856 166.85856 4 1893.71544 393.71544 $6,561.92
1212.6529024 212.6529024 5 2007.3383664 507.338366 $8,455.64
1260.319018496 260.319018496 6 2127.77866838 627.778668 $10,462.98
1309.9317792358 309.931779236 7 2255.44538849 755.445388 $12,590.76
1361.5690504053 361.569050405 8 2390.7721118 890.772112 $14,846.20
1415.3118124215 415.311812421 9 2534.2184385 1034.21844 $17,236.97
1471.2442849184 471.244284918 10 2686.27154481 1186.27154 $19,771.19
12441.351407877 2441.35140788 total 20957.4639584 5957.46396 99291.0659731
 QUESTION 3
P 5000
n 10
int 10%
FV ?
FV Future CF FV Future CF n formula
1590 90 1590 90 1 5500
1685.4 185.4 1684.4 184.4 2 6050
1786.524 286.524 1784.524 284.524 3 6655
1893.71544 393.71544 1890.71544 390.71544 4 7320.5
2007.3383664 507.3383664 2003.3383664 503.338366 5 8052.55
2127.778668384 627.778668384 2122.778668384 622.778668 6 8857.805
2255.445388487 755.445388487 2249.4453884871 749.445388 7 9743.5855
2390.7721117963 890.772111796 2383.7721117963 883.772112 8 10717.9441
2534.218438504 1034.2184385 2526.218438504 1026.21844 9 11789.7385
2686.2715448143 1186.27154481 2677.2715448143 1177.27154 10 12968.7123
20957.463958386 5957.46395839 20912.463958386 5912.46396 11 14265.5835
12 15692.1419
total 117613.561
Future CF command FV Future CF FV Future CF
500 $5,000.00 5500 500 5500 500
1050 $10,500.00 6050 1050 6049 1049
1655 $16,550.00 6655 1655 6653 1653
2320.5 $23,205.00 7320.5 2320.5 7317.5 2317.5
3052.55 $30,525.50 8052.55 3052.55 8048.55 3048.55
3857.805 $38,578.05 8857.805 3857.805 8852.805 3852.805
4743.5855 $47,435.86 9743.5855 4743.5855 9737.5855 4737.5855
5717.94405 $57,179.44 10717.94405 5717.94405 10710.9441 5710.94405
6789.73846 $67,897.38 11789.738455 6789.73846 11781.7385 6781.73846
7968.7123 $79,687.12 12968.7123005 7968.7123 12959.7123 7959.7123
9265.58353 $92,655.84 14265.58353055 9265.58353 14255.5835 9255.58353
10692.1419 $106,921.42 15692.141883605 10692.1419 15681.1419 10681.1419
57613.5607 576135.607197 87655.8353055 37655.8353 87610.8353 37610.8353