Division of Negros Occidental

Schools Governance and Operations Division

HUMAN REOURCE DEVELOPMENT SECTION
Email address: dnohrd_032015@yahoo.com
Contact Nos.: 09199469114/09053434976/09063023123/09665538687

2020 SUMMER INSET

Digital Learning Modality

After the session on Financial Literacy,

1. Reflect on how this will affect you as a person and as a teacher in terms of your
financial status.
2. State your commitment on what you will do to sustain or improve your financial
literacy.
3. Please answer directly below. Please observe the same alignment, spacing, font
style, and font size. There are no limits as to the number of words, paragraphs, or
pages.

“There’s a difference between interest and commitment. When you are interested in
doing something, you do it only when it’s convenient. When you’re committed to
something, you accept no excuses; only results.” Kenneth Balanchard

1. Well, personally, I do really need to be financially literate since I find it hard to spend
my money wisely. It is indeed quite a challenge for me to save for future purposes
because I do have lots of expenses to cater like the needs of my family and my
personal needs as well, and with that, I somehow get lost in tract like, “where did all
my money go?”. After I watched this session, I realized that saving is a must and in
order to achieve it, self-discipline is a necessity. Being financial literate can help you
as a person who knows how to manage your finances and will keep you on tract
with all your expenses. Spending here and there without any sense can make you
penniless when time comes. As a teacher, being financial literate can help you to be
more responsible and innovative when it comes to spending, especially that we
have sometimes personal financial contribution for the beautification of our
classroom and expenses in some other school stuffs.

2. In order to sustain my financial literacy, attending seminars and watching videos

regarding this matter is of great help. Self-discipline is a key to maintain and sustain
my goals in saving money. Starting from now, I will try to have a record of my
finances to keep tract all my expenses and how am I going to spend it covering all
my personal needs and the needs of my family.

FINANCIAL LITERACY
Ma. Tressa G. Elbanbuena
Principal III – La Castellana NHS