TECHNO ECONOMIC FEASIBILIY

CUM PROJECT PROFILE

ON
SPICE GRINDING UNIT
UNDER P.M.E.G.P

1. Name of the Unit : M/S RUPESH ENTERPRISES

Address : VILL-JHINJHI PAHARI

P.O-KATRASBAZAR
PS- KATRASGARH
DHANBAD(JHARKHAND)
2. Constitution : Proprietary Concerned

3. Name of the Proprietor : VILL-JHINJHI PAHARI

P.O-KATRASBAZAR
PS- KATRASGARH
DHANBAD(JHARKHAND)

4. Location of the unit : JHINJHI PARAHI,Dhanbad

5. Category of Proprietors : Individual (O,B.C)/Rural/

6. Name of the Product : Spice Grinding unit

7. Date of Commencementof the unit : Proposed Unit

8. Per capita Investment
 over fixed Assets : Rs. 40,833.00

9. Capacity value : Rs. 3,50,000.00

10. Total Capital Investment

Fixed Capital : Rs.1,28 ,600.00
Working Capital : Rs. 2,21,400.00

11. No. of Working days : 26 Working Days in a Month

300 Working Days in a Year, Daily
Working Hour 8 hrs.
12. Mobile No. : 9234222985

INTRODUCTION
Spice Grinding is well demanded industry , It is F.M.C.G. Product . day to day
requirement
of masala is essential part of indian dices. Now a days pure masala demanded
every where.
TECHNICAL KNOW LEDGE & EXPERIENCE :-

I have completed my study. I have an excellent knowledge and 5 years working

experience in the field of Spice marketing.

PROCESS&TECNOLOGY

First step -cleaning of the raw material to climinate dust and undesirable
particles.

Second step-Grinding of the cleaned up raw material.

Third step-screening of grinded products to separate the solid particles.

Fourth step-p acking the grinded product in wrappers.

Fifth step -ready for dispatch.

LOCATION OF UNIT :-

Jhinjhi parahi is near to Katras Market. So, location of the unit is very
good for work. All these places are counted as heart of town and known for
these markets.

Employment per capita

The proposed unit based over Rs. 1 lakhs for one employment under P.M.E.G.P.
Schemes

Capacity/ Annually

On doing work it is estimated Rs. 3,50,000/will be the annual capacity. These

may varies time to time on the prevailed demand in the market.

Fixed Costs

Fixed costs comprises of the investment upon land, office, machine as well as
some pre operative expenses.

A. Land
Land Cost - Nil
B. Furniture & Fixture
a) Grinding Machine(polariser)
 (Capacity:100kgs) =70,000.00
b)Electric Motor 10 H.P =20,000.00
b)Turmaric Cutting Machine =10,000.00
c)Punching Machine
(250gms to 05 kgs ) =5,000.00
d)Hydraulic Packing Machine =13,000.00
e)Weight Machine =5,600.00

Total = Rs. 1,23,600.00

C. PRE OPERATIVE EXPENSES
Wooden work of office costing approx = Rs. 5000.00
with Chairs and tables
D. Total Fixed Investment
Land – Nil
Machines for grindings = Rs 1,23,600.00
Pre operative expenses = Rs. 5000.00
Total = Rs.1,27,600.00
E. VARIABLE COSTS
i) Different items of spice;Termeric ,Chilli
Black pepper, Ginger,Cardamom ,Musk,Cumin seed Etc. = Rs. 50,000.00

ii) Salary & Wages / PM

Manager – 01-Self – NIL
Skilled works – 05-@ 100/- days = Rs. 15,000.00

iii) Power & Utility / PM

 Electricity = Rs. 4,000.00

iv) Other Expenses / PM

a) Traveling = Rs. 500.00
b) Transporting = Rs. 2,000.00
c) Telephone / mobile = Rs. 500.00
d) Insurance = Rs. 300.00
e) Postage, stationary
Bill book, Receipt = Rs. 500.00

f) Rent (15’ x 10’ Shop) = Rs. 1,000.00

Total = Rs. 4,800.00
F. TOTAL VARIABAL COSTS / PM
1) Items of Different spice;Termeric ,Chilli
Black pepper, Ginger,Cardamom ,Musk,Cumin seed Etc
= Rs. 50,000.00

2) Salaries & wages = Rs. 15,000.00

3) Power / Electricity = Rs. 4,000.00
4) Other expenses = Rs. 4,800.00
Total = Rs. 73,800.00

G. Working capital for 03 months

73,800 x 3 = Rs.2,21,400.00
H. Total capital Investment
Fixed Capital = Rs. 1,28,600.00
 Working Capital = Rs. 2,21,400.00
Total = Rs. 3,50,000.00
I. Means of fiancé under PMEGP
1. Own contribution @ 05% = Rs. 17,500.00
(o.b.c-Category)
2. Margine money/ subsidy = Rs. 1,22,500.00
@ 35% rural Area
1. Term Loan = Rs. 1,28,600.00
2. Working Capital Loan = Rs. 2,21,400.00
J. FINANCIAL ARRANGEMENTS FORM BANKS
Bank Loan = Rs. 3,50,000.00
Margin Money = Rs 1,22,500.00
Own Contribution = Rs 17,500
After 3 years, margin money will be converted into subsidy till this period it is
considered as a part of loan for 3 years
K. WORKING CAPITAL INVESTMENT FOR A YEAR
73,800 x 12 = Rs 8,85,600.00
L. RECEIPT FROM SALES
Items of Different spice;Termeric ,Chilli
Black pepper, Ginger,Cardamom ,Musk,Cumin seed Etc =1,07,125.00
1,07,125x12 =12,85,500 .00
M. BANKING ECONOMICS
Rs.12,85,500 -8,85,600.00 = Rs 3,99,900.00
A)Interests as per R.B.I rules if taking 12%
 for Term Loan ,1,28,600.00 =15,432.00
B) Working Capital Loan if taking 13% interests
for C.C ( 2,21,400 )amount =28,782.00
C)principal amount @EMI for 60 months =87,499.00
TOTAL=1,31,713.00
C)NET PROFIT =3,99,900.00 - 1,31,713.00
=2,68,186.00(ANNUAL)
=22,348.00(MONTHLY)
Hence this project is technically feasible and economically viable.

CANDIDATE SIGNATURE