TECHNO ECONOMIC FEASIBILIY

CUM PROJECT PROFILE

ON
READY MADE GARMENT
MANUFACTURING UNIT
UNDER P.M.E.G.P

Name of the Unit &Address : M/S. MEERA INDUSTRIES

Add:- BENAGARIA

P.O- MUGMA

Block- NIRSA

DHANBAD

2. Constitution : Proprietary Concerned

3. Name of the Proprietor : MEERA KUMARI MAHATO

W/O ASHOK KUMAR MAHATO

Add:- BENAGARIA

P.O- MUGMA

Block- NIRSA

DHANBAD

4. Location of the Unit : RURAL

5. Category of the proprietor : (Ladies Group)

6. Name of the Product : Ready Made Garments items

(manufacturing)

7. Date of Commencement of the unit : Proposed Unit

8. Per capita Investment

over fixed Assets : Rs.1,00,000.00

9. Capacity value : Rs. 2,00,000.00

10. Total Capital Investment

Fixed Capital : Rs. 68000.00
Working Capital : Rs. 1,32,000.00

11. No. of Working days : 26 Working Days in a Month

300 Working Days in a Year,
Daily Working Hour 8 hrs.
12. Mobile No. : 9431554043

INTRODUCTION
Garment manufacturing Is well demanded industry , day to day requirement
is essential part of Indian houses and food. Now a days demanded every
where.

TECHNICAL KNOW LEDGE & EXPERIENCE :-

I have completed my study. I have an excellent knowledge and 3 years
working experience in this field.

LOCATION OF UNIT :-

Nirsa is near to Dhanbad Market.It is based on so,also attached with

Bengal so location of the unit is very good for this work. All these places are
well populated and known for these markets.

Employment per capita

The proposed unit based over Rs. 1 lakhs for one employment under
P.M.E.G.P. Schemes

Capacity/ Annually

On doing work it is estimated Rs. 2,00,000/will be the annual capacity. These

may varies time to time on the prevailed demand in the market.

Fixed Costs

Fixed costs comprises of the investment upon land, office, machine as well as
some pre operative expenses.
A. Land
Land Cost - Nil
B. Furniture & Fixture
a) Sewing Machine(2)
= 30,000.00
b)Picco machine (2)
= 20,000.00
 c) Cutting Machine(set) = 5,000.00
d) tool box

= 5,000.00
e)misllenious items
= 5,000.00
Total = Rs. 65,000.00
C. PRE OPERATIVE EXPENSES
Wooden work of office costing approx = Rs. 3,000.00
with Chairs and others.
D. Total Fixed Investment
Land – Nil
Machines = Rs 65,000.00
Pre operative expenses = Rs. 3000.00
Total = Rs.68,000.00
E. VARIABLE COSTS
i) Cloth,Thread,butten etc.

= Rs.37,200.00

ii) Salary & Wages / PM

Manager – 01-Self – NIL
Skilled works – 01-@ 100/- days = Rs. 3,000.00

iii) Power & Utility / PM

Electricity = Rs. 2,000.00
 iv) Other Expenses / PM
a) Traveling = Rs. 300.00
b) Transporting = Rs. 1000.00
c) Telephone / mobile = Rs. 200.00
d) Insurance = Rs. 200.00
e) Postage, stationary
Bill book, Receipt = Rs. 100.00

Total = Rs. 1800.00

F. TOTAL VARIABAL COSTS / PM
1)RAW matterial Etc

= Rs. 37,200.00

2) Salaries & wages = Rs. 3,000.00

3) Power / Electricity = Rs. 2,000.00
4) Other expenses = Rs. 1800.00
Total = Rs. 44,000.00

G. Working capital for 03 months

44,000 x 3 = Rs.1,32,000.00
H. Total capital Investment
Fixed Capital = Rs. 68,000.00
Working Capital = Rs. 1,32,000.00
Total = Rs. 2,00,000.00
I. Means of fianance under PMEGP
1. Own contribution @ 05% = Rs. 10,000.00
(women-Category)
2. Margine money/ subsidy = Rs. 70,000.00
@ 35% rural Area
1. Term Loan = Rs. 68,000.00
2. Working Capital Loan = Rs. 1,32,000.00
J. FINANCIAL ARRANGEMENTS FORM BANKS
Bank Loan = Rs. 2,00,000.00
Margin Money = Rs 70,000.00
Own Contribution = Rs 10,000.00
After 3 years, margin money will be converted into subsidy till this period it
is considered as a part of loan for 3 years

K. WORKING CAPITAL INVESTMENT FOR A YEAR

44000x 12 = Rs 5,28,000.00
L. RECEIPT FROM SALES
Shirt,paint,baby suit,slwar suit etc
= 60,833.00
60,833x12 = 7,30,000 .00
M. BANKING ECONOMICS
Rs.7,30,000 -5,28,000.00 = Rs 2,02,000.00
A)Interests as per R.B.I rules if taking 12%for Term Loan
(68,000.00)
 = 8,160.00
B) Working Capital Loan if taking 13% interests
for C.C ( 1,32,000 )amount = 17,160.00
C)principal amount @EMI for 60 months = 39,999.00
TOTAL = 65,319.00
C)NET PROFIT =2,02,000.00 - 65,319.00.00
=1,36,681.00(ANNUAL)
=11,390.00(MONTHLY)
Hence this project is technically feasible and economically viable.

SIGNATURE OF CANDIDATE