Table of Contents

Topic Pg. No.

Part I : Introduction 1-5
1.1 Background of the Report 2
1.2 Rationale of the Study 3
1.3 Statement of the Problems 3
1.4 Scope and Delimitation of the Report 3
1.5 Objectives of the Report 4
 1.5.1 Broad Objective 4
 1.5.2 Specific Objective 4
1.6 Methodology 4
 1.6.1 Research Type 4
 1.6.2 Sources of Data 4
♣ 1.6.2.1 Primary Sources of Data 4
♣ 1.6.2.2 Secondary Sources of Data 4
 1.6.3 Data Collection Procedure 5
♣ 1.6.3.1 Secondary Data 5
♣ 1.6.3.2 Primary Data 5
1.7 Tools Used for Analysis 5
Part II : Overview of Sonali Bank Ltd. 6-18
2.1 Historical Background 7-9
2.2 Vision of Sonali Bank Limited 9
2.3 Mission of Sonali Bank Limited 9
2.4 Corporate Profile 10
2.5 Credit Rating of Sonali Bank Limited 11
2.6 Evaluation & Comments of World Bank about Sonali Bank Ltd. 12
 2.6.1 Aided Memoire 12-13
 2.6.2 Performance Indicator for SBL 14
2.7 Board of Directors of Sonali Bank Limited 15
2.8.1 Organogram of Sonali Bank Limited 16
2.8.2 Organogram of Sonali Bank Limited 17
2.9 Product and Services of Sonali Bank Limited 18
 Part III : ANALYSIS & EVALUATON 19-26
3.1 Definition of Bank 20-21
3.2 Traditional Banking Activities 21-22
3.3 Types of Bank 22-23
 3.3.1 Types of Retail Banks 22-23
 3.3.2 Types of Investment Banks 23
 3.3.3 Central Banks 23
 3.3.4 Islamic Banks 23
3.4 Bank Channels 23-24
3.5 Functions of Bank 24-25
3.6 Services of Bank 25-26
Part IV : FINDINGS & RECOMMENDATION AND CONCULATION of 27-43
SBL
4.0 General Banking 28
4.1 Account Opening Procedure 28
Account Opening Sector
4.2.1 Savings Account 29
4.2.2 Sonali Bank Daily Profit Account (SBDP) 29-30
4.2.3 Foreign Currency Account 30
4.2.4 Non-resident Foreign Currency Deposit (NFCD) Account 31
4.2.5 Resident Foreign Currency Deposit (RFCD) Account 32
4.2.6 Features of Current Account 32
4.3. Various Deposit scheme 33
 4.3.1 Fixed Deposit Receipt (FDR) 33
 4.3.2 Other Deposit Scheme 33
4.4. Various Credit scheme 33
 4.4.1 Rural Credit 33-34
 4.4.2 Microcredit 34-35
 4.4.3 Other Credit Scheme 35
4.5 Locker Service 36
4.6 Automated Service 36
 4.6.1 ATM 36
  4.6.2 Q-Cash 36
 4.6.3 Online and SMS Banking 36-37
4.7 Islami Banking by Sonali Bank Ltd 37
 4.7.1 Savings 37
4.8 Clearing Section Procedure 37-39
4.9 Remittance 39-40
4.10 Cash Section 40-42
4.11 General Banking Cheque Book Issue 42-43

Analysis of the Data 44-45

: Findings of the Study 46-47

Conclusions & Recommendations 48-51

Bibliography 52