Net Banking Disclaimer Document.

DISCLAIMER

The contents of this Website are for general information only. Pragathi Krishna Gramin Bank makes reasonable
effort to ensure that the information provided on the Web Site is correct, but does not guarantee or warrant
its accuracy, correctness, validity, completeness or suitability for any purpose or the information downloaded
are free of viruses or harmful components. Anyone using the information/material provided on Website and/or
downloading the components shall be doing so at his own judgment and risk and Pragathi Krishna Gramin Bank
does not accept any responsibility in this regard, including but not limited to:-

i) Any errors in or omissions in the contents of the Website including but not limited to technical
inaccuracies and typographical errors,
ii) Any third party Websites or contents therein directly or indirectly accessed through links in the
Web Site,0
iii) The unavailability of this Website or any portion thereof.
iv) Your use of the site.

Data Transmission and Display:

Pragathi Krishna Gramin Bank shall not be liable for any inaccuracy, error or delay in, or omission of:

 Any data, information or message; or

 The transmission or delivery of any such data, information or message; or
 Any loss or damage arising from or occasioned by any such inaccuracy, error, delay, omission, non-
performance.

Pragathi Krishna Gramin Bank does not warrant that the services and products offered through the
Internet/Mobile Banking will be uninterrupted or error free. There may be delays, omissions, Interruptions and
inaccuracies in the products, services, information or other materials beyond the control of the Bank available
in the Internet/Mobile Banking site or links attached to the site.

Hyperlinks:

Any hyper link to other Internet sites is at customer’s own risk, the contents of which and the accuracy of
opinions expressed are not verified, monitored or endorsed by Pragathi Krishna Gramin Bank in any way or
manner.

Usage of User ID and Passwords:

The customer shall play an important role in preventing online fraud. The customer should be careful not to
divulge his User Id, Passwords, or Both to anybody knowingly or accidentally. The customer
1
 Net Banking Disclaimer Document.

Should also not provide or facilitate unauthorized use of the User ID and Passwords provided to him for
Internet and Mobile Banking. The customer shall immediately notify Pragathi Krishna Gramin Bank in writing,
delivering via e-mail/registered post/courier, if customer forgets or becomes aware of loss of / unauthorized
use of User Id, Login Password/Transaction password. The customer will be solely responsible and liable for
such transactions that might have occurred prior to Bank disabling the services to the customer.

The customer also has to bring to the Bank’s notice any failure by customer to receive a message from Pragathi
Krishna Gramin Bank indicating that an instruction/request received and executed or any failure by customer
to receive an accurate written confirmation of an execution or any receipt by customer of confirmation of an
instruction/order and/or execution which customer did not place or any inaccurate information in customer’s
account balances or transaction history. If customer fails to notify Pragathi Krishna Gramin Bank immediately
upon such occurrence, neither Pragathi Krishna Gramin Bank nor any of its employees/directors/shareholders
will be responsible / liable to the customer/others with respect to the consequences there under.

Trademarks, Logos and Service Marks:

The Bank owns the trademark, logos and service marks displayed on the website. These may not be used,
modified, reproduces, stored in a retrieval system, transmitted, copied or distributed in any other way for
commercial or public purposes.

Downloads:

Any information/page downloaded from the website is at the customer’s own risk and the Bank will not hold
itself responsible/liable for any direct or indirect damage/loss caused by any viruses, Trojans, worms, etc
during such downloads.

Warranty:

All information and material available on the website is “Without any Warranty of accuracy, security, freedom
from virus attacks and non-infringement” of any kind express or implied.

Limitation of Liability:

Under no circumstances shall Pragathi Krishna Gramin Bank liable to any User for any loss, claim, liability or
damages of any kind and/or any special, direct, incidental, punitive, exemplary or consequential damages of
any kind whatsoever resulting from:-

2
 Net Banking Disclaimer Document.

 The use of or the inability to use the Web Site or its content / materials;
 The failure of performance, error omission, interruption, defect, delay in operation, transmission or
system failure;
 Any computer viruses or harmful components;
 Any other reason;

even if, Pragathi Krishna Gramin Bank had been advised of the possibility of such claim, loss, liability or
damages.

Materials / contents displayed on the Web Site shall be used only for the personnel purpose of the user and
not for any commercial purpose and under no circumstances the user shall distribute, modify, transmit, make
copies, or use the contents of the Web Site for public or commercial purposes without the written permission
of Pragathi Krishna Gramin Bank.

Pragathi Krishna Gramin Bank reserves its right to correct, amend or modify the contents or any part of the
contents of the Web Site at any time, at its sole discretion.

Accessing and Browsing the Web Site, by implication, means that the User had gone through and agreed to
abide by the Terms and Conditions and the Disclaimers of this Web Site.

*************************************************************************************