THE ISSUES TO BE DISCUSSED IN THE WEBINAR TODAY

EMERGING ISSUES IN THE BANKING INDUSTRY POST COVID-19

1. AN OVERVIEW OF BANKING INDUSTRY IN INDIA
 THE NEW KINDS OF BANKS
 OUR BANKS VS INTERNATIONAL BANKS
 SOME LATEST HAPPENINGS
 EXAMPLES: YES BANK, IDBI BANK
 TAKEOVERS AND AMALGMATIONS

2. CREDIT OFF TAKE IS AN INDICATOR OF ECONOMIC

PROGRESS
3. THE COVID-19 IMAPACT AND THE COUNTER STRATEGY OF RBI
 DEFERMENT OF EMIs
 DEFERMENT OF RECOVERY OF INTEREST IN CC/OD
ACCOUNTS
 REDUCTION IN CRR
 REDUCTION IN POLICY RATES
 INTRODUCTION OF LTROs AND TLTROs
 ENHANCING THE BORROWING LIMIT UNDER MSF
SCHEME
 REDUCTION IN EBLR OF FBIL
 TLTRO 2.0 FOR ₹50000 CRORE FOR NBFCs AND MFIs
 PROVISION FOR SPECIAL LIQUIDITY FACILITY FOR MFs
 PROVISION FOR SPECIAL LIQUIDITY FACILITY FOR
MSMEs
 ENCOURAGE THE CUSTOMERS TO USE DIGITAL MODE
FOR TRANSACTIONS
 INCREMENTAL CREDIT TO MSMEs, AUTOMOBILE AND
RESIDENTIAL HOUSING IS EXEMPTED FROM THE
MAINTENANCE OF CRR
 NO INSOLVENCY PROCEEDINGS CAN BE INITIATED FOR
ONE YEAR
 THE AMOUNT HAS BEEN RAISED FROM 1 LAKH TO 1
CRORE TO INITIATE INSOLVENCY PROCESS
 NEW DEFINITION OF MSMEs
4. THE CAPITALISATION OF BANKS FOR MEETING THE
INTERNATIONAL STANDARDS – BASEL III NORMS

5. NPA MANAGEMENT
6. HOW TO REVIVE THE ECONOMY – ROLE OF THE BANKS

7. CYBER FRAUDS/ CYBER CRIME: OMBUDSMAN SCHEME FOR

DIGITAL TRANSACTIONS