L0422 Education Loan - SBI Student Loan Scheme

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Education Loan SBI Student Loan Scheme
Table of Contents
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L0422
20130 Education Loan S
Part 1 of 1 -
Question 1 of 25 1.0 Points
In SBI Student Loan scheme, margin for loan upto Rs.4 lacs for studies in India is :
A. 5%
B. 10%
C. Nil
D. 25%
Clear Selection
Clicking the Clear Selection will clear the Selected Answer

Our branches can issue the capability certificate for the students going abroad for higher studies.
A. True
B. False
C. Can’t Say
D. Depends on case to case basis
Clear Selection

What is the security for loans up to Rs.4 lacs under SBI Student Loan?
A. Co-obligation of Parent
B. No collateral security
C. Both (A) &(B)
D. TPG
Clear Selection

What is the maximum loan under SBI Student Loan for studies in India :
A. 5 Lac
B. 10 Lac
C. 15 Lac
D. 20 Lac
Clear Selection

Concession in interest for girl students availing SBI Student Loan is :
A. 1 %
B. 0.75 %
C. No concession
D. 0.50 %
Clear Selection

Which of the following documents is mandatory for securing Education loan – SBI Student Loan Scheme :
A. Ration card
B. PAN card
C. Passport
D. Voter-id
Clear Selection

What is the percent of penal interest to be charged for loans above Rs.4 lacs for the overdue amount &
overdue period under SBI Student Loan?
A. 1%
B. 2%
C. 3%
D. 4%
Clear Selection

SBI Student Loan for studies abroad can be sanctioned up to
A. Rs.10 lacs
B. Rs.15 lacs
C. Rs.30 lacs
D. Rs.25 lacs
Clear Selection

What is the maximum age limit prescribed for the students availing education loan – SBI Student Loan
Scheme -
A. 21 years
B. 25 years
C. 30 years
D. No age limit
Clear Selection

What is the norm for repayment when Education loan is sanctioned under SBI Student Loan scheme :
A. 1 year after completion of the course

B. 6 Months after completion of the course
C. 1 year after the completion of the course or 6 months after taking up a job ,whichever
is earlier.
D. 1 years after the completion of the course or 1 Year after taking up a job, whichever is
earlier.
Clear Selection

What is the margin for studies in India for loans above Rs.4 lacs under SBI Student Loan:
A. 5%
B. 10%
C. Nil
D. 20%
Clear Selection

What is the margin for studies abroad for loans above Rs.4 lacs under SBI Student Loan:
A. 5%
B. Nil
C. 15%
D. 20%
Clear Selection

What is the processing fee for loans up to Rs.4 lacs under SBI Student Loan scheme
A. 0.5%
B. 0.75%
C. 1.0%
D. NIL
Clear Selection

What is the maximum tenure of the loan above Rs. 7.5 lacs under SBI Student Loan scheme?
A. 5 yrs
B. 7 yrs
C. 10 yrs
D. 12 yrs
Clear Selection

An interest rate concession is given to girl students availing education loans under
A. SBI Student Loan
B. SBI Scholar Loan
C. SBI Student Loan to Staff / Ward of Staff
D. All of the above
Clear Selection

Application for educational loan – SBI Student Loan Scheme, should not be rejected without the
concurrence of
A. BM
B. AGM
C. GM
D. Next higher authority
Clear Selection

What is the security for loan above Rs. 7.5 lacs under SBI Student Loan?
B. Tangible collateral security along with assignment of future income of the student for
payment of instalments
C. Third Party Guarantee
D. Both (A) & (B)
Clear Selection

What is the norm for repayment when second loan is sanctioned under SBI Student Loan scheme?
A. 1 year after completion of 1st loan

B. 2 years after completion of 1st loan
C. 1 year after the completion of the second course or 6 months after taking up a job
whichever is earlier.
D. 2 years after the completion of the second course or 6 months after taking up a job
whichever is earlier.
Clear Selection

What is the rate of interest concession if full interest is repaid during moratorium period under SBI Student
Loan?
A. 1%
B. 0.05%
C. 0.75 %
D. 1.25%
Clear Selection

Loan applications under SBI Student Loan have to be disposed off within a period of
A. 7 days
B. 7 weeks
C. 9 days
D. 2 weeks
Clear Selection

Which of the following expenses can be considered for arriving at loan amount under SBI Student Loan
scheme?
A. Fee payable to college/hostel including examination fee

B. Expenses like study tours, project work, theses etc.
C. Purchase of computers
D. All of these
Clear Selection

Which of the following courses are not eligible under SBI Student Loan scheme?
A. Vocational training & skill development study courses

B. Medical courses in USSR, China, Nepal &other countries not recognized by Medical
council of India
C. Courses conducted by universities through distance mode of learning
D. All of these
Clear Selection

What is the maximum no. of loans in a family under SBI Student Loan scheme?
A. 1
B. 2 only
C. 3 only
D. No ceiling
Clear Selection

The processing of education loan applications should be monitored by the controllers and RACPCs on
_______ basis.
A. Daily
B. Weekly
C.
Fortnightly
0 0 false true 0 D. Monthly
Education Loan SBI Student Loan Scheme
Table of Contents

0 false
Part 1 of 1 -
In SBI Student Loan scheme, margin for loan upto Rs.4 lacs for studies in India is :
A. 5%
B. 10%
C. Nil
D. 25%
Clear Selection

Our branches can issue the capability certificate for the students going abroad for higher
studies.
A. True
B. False
C. Can’t Say
D. Depends on case to case basis
Clear Selection

What is the security for loans up to Rs.4 lacs under SBI Student Loan?
B. No collateral security
C. Both (A) &(B)
D. TPG
Clear Selection

What is the maximum loan under SBI Student Loan for studies in India :
A. 5 Lac
B. 10 Lac
C. 15 Lac
D. 20 Lac
Clear Selection

Concession in interest for girl students availing SBI Student Loan is :
A. 1 %
B. 0.75 %
C. No concession
D. 0.50 %
Clear Selection

Which of the following documents is mandatory for securing Education loan – SBI
Student Loan Scheme :
A. Ration card
B. PAN card
C. Passport
D. Voter-id
Clear Selection

What is the percent of penal interest to be charged for loans above Rs.4 lacs for the
overdue amount & overdue period under SBI Student Loan?
A. 1%
B. 2%
C. 3%
D. 4%
Clear Selection

SBI Student Loan for studies abroad can be sanctioned up to
A. Rs.10 lacs
B. Rs.15 lacs
C. Rs.30 lacs
D. Rs.25 lacs
Clear Selection

What is the maximum age limit prescribed for the students availing education loan – SBI
Student Loan Scheme -
A. 21 years
B. 25 years
C. 30 years
D. No age limit
Clear Selection

What is the norm for repayment when Education loan is sanctioned under SBI Student
Loan scheme :
A. 1 year after completion of the course

B. 6 Months after completion of the course
C. 1 year after the completion of the course or 6 months after taking up
a job ,whichever is earlier.
D. 1 years after the completion of the course or 1 Year after taking up a
job, whichever is earlier.
Clear Selection

What is the margin for studies in India for loans above Rs.4 lacs under SBI Student Loan:
A. 5%
B. 10%
C. Nil
D. 20%
Clear Selection

What is the margin for studies abroad for loans above Rs.4 lacs under SBI Student Loan:
A. 5%
B. Nil
C. 15%
D. 20%
Clear Selection

What is the processing fee for loans up to Rs.4 lacs under SBI Student Loan scheme
A. 0.5%
B. 0.75%
C. 1.0%
D. NIL
Clear Selection

What is the maximum tenure of the loan above Rs. 7.5 lacs under SBI Student Loan
scheme?
A. 5 yrs
B. 7 yrs
C. 10 yrs
D. 12 yrs
Clear Selection

A. SBI Student Loan

B. SBI Scholar Loan
C. SBI Student Loan to Staff / Ward of Staff
D. All of the above
Clear Selection

Application for educational loan – SBI Student Loan Scheme, should not be rejected
without the concurrence of
A. BM
B. AGM
C. GM
D. Next higher authority
Clear Selection

What is the security for loan above Rs. 7.5 lacs under SBI Student Loan?
B. Tangible collateral security along with assignment of future income
of the student for payment of instalments
D. Both (A) & (B)
Clear Selection

What is the norm for repayment when second loan is sanctioned under SBI Student Loan
scheme?
A. 1 year after completion of 1st loan

B. 2 years after completion of 1st loan
C. 1 year after the completion of the second course or 6 months after
taking up a job whichever is earlier.
D. 2 years after the completion of the second course or 6 months after
taking up a job whichever is earlier.
Clear Selection

What is the rate of interest concession if full interest is repaid during moratorium period
under SBI Student Loan?
A. 1%
B. 0.05%
C. 0.75 %
D. 1.25%
Clear Selection

Loan applications under SBI Student Loan have to be disposed off within a period of
A. 7 days
B. 7 weeks
C. 9 days
D. 2 weeks
Clear Selection

Which of the following expenses can be considered for arriving at loan amount under SBI
Student Loan scheme?
A. Fee payable to college/hostel including examination fee

B. Expenses like study tours, project work, theses etc.
C. Purchase of computers
D. All of these
Clear Selection

Which of the following courses are not eligible under SBI Student Loan scheme?
A. Vocational training & skill development study courses

B. Medical courses in USSR, China, Nepal &other countries not
recognized by Medical council of India
C. Courses conducted by universities through distance mode of
learning
D. All of these
Clear Selection

What is the maximum no. of loans in a family under SBI Student Loan scheme?
A. 1
B. 2 only
C. 3 only
D. No ceiling
Clear Selection

The processing of education loan applications should be monitored by the controllers and
RACPCs on _______ basis.
A. Daily
B. Weekly
C. Fortnightly
D. Monthly
Clear Selection

What is the security for loans above Rs.4 lacs and upto Rs.7.5 lacs under SBI Student
Loan?
B. Collateral security at least equivalent to loan amount
D. Both (A) & (C)
Clear Selection
Submit for Grading
takeAssessmentF
Clear Selection

What is the security for loans above Rs.4 lacs and upto Rs.7.5 lacs under SBI Student Loan?
B. Collateral security at least equivalent to loan amount
D. Both (A) & (C)
Clear Selection
Submit for Grading
takeAssessmentF
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Education Loan SBI Scholar Loan Scheme
Table of Contents

505 false
L0423
Part 1 of 1 -
“No Dues Certificate” need not be insisted upon as a pre-condition for considering Education Loan – SBI
Scholar Loan :
A. True
B. False
C. Depends on Case to Case Basis
D. Can’t say
Clear Selection

Margin for loan above Rs. 7.5 lacs upto Rs. 20 lacs in Education Loan – SBI Scholar Loan Scheme -
A. 5%
B. 10%
C. Nil
D. 25%
Clear Selection

The SBI Scholar Loan can be released prior to a student securing a formal admission letter :
Clear Selection

Under SBI Scholar Loan scheme, for List-B approved Institutions , with tangible collateral security of full
value and with Parent/Guardian as co- borrower, maximum loan amount is
A. Up to Rs. 10 Lacs
B. Rs. 30 Lacs
C. Rs. 20 Lacs
D. Rs. 7.5 Lacs
Clear Selection

If loan is sanctioned under SBI Scholar Loan Scheme, it starts for repayment from :
A. 6 months after completion of the course

B. 6 months after the completion of the course or 6 months after taking up a job,
whichever is earlier
C. 1 Year after the completion of the course or 6 months after taking up a job, whichever
is earlier
D. 1 Year after the completion of the course or 1 Year after taking up a job, whichever is
earlier
Clear Selection

SBI Scholar Loan scheme, at present, approved premier institutions are covered under
A. One group – A only

B. Three groups – A, B & C
C. Two groups – A & B
D. Four groups - A,B,C & D only
Clear Selection

Under SBI Scholar Loan scheme, for List-A approved Institutions, with tangible collateral security of full
value & Parent/Guardian as co-borrower, maximum loan amount is
A. Rs 15 lacs
B. Rs 25 lacs
C. Rs 30 lacs
D. No maximum limit
Clear Selection

Main purpose/eligibilty criteria for SBI Scholar Loan Scheme in Education loan for :
A. Higher Education
B. Graduation & Post Graduation
C. Professional/Technical Courses through Selection Process/Entrance Test in any of the
selected institutes
D. None of above
Clear Selection

What is the maximum tenure of the loan upto Rs. 7.5 lacs under SBI Scholar Loan scheme?
A. 5 yrs
B. 7 yrs
C. 10 yrs
D. 12 yrs
Clear Selection

Now SBI Scholar Loan can be sanctioned by
A. Only campus branches

B. All MMGS-III & above incumbency branches in addition to campus branches
C. Only RACPC/RASMECC
D. Only RBO’s
Clear Selection

Submit for Grading
takeAssessmentF

L0422 Education Loan - SBI Student Loan Scheme

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Education Loan SBI Student Loan Scheme

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A. 1 year after completion of the course

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A. 1 year after completion of 1st loan

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A. Fee payable to college/hostel including examination fee

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A. Vocational training & skill development study courses

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Education Loan SBI Student Loan Scheme

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20130 Education Loan S

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A. 1 year after completion of the course

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A. SBI Student Loan

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A. 1 year after completion of 1st loan

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A. Fee payable to college/hostel including examination fee

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A. Vocational training & skill development study courses

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Submit for Grading