Personal

Account
Opening
Form

sc.com/bd
 Personal Account Opening Form
Please complete all details in CAPITAL letter and strike out the non-applicable fields/boxes
I/We are applying to open an account in your branch/bank. Currency: Taka Dollar Euro Pound
My/Our account related, and personal details are provided below:
Mode of Operation: Singly Jointly Either/Survivor
Account Title in Bangla Purpose of Opening Account:

Account Title in English

Type of Account: Super Savers Premium Super Savers

eSavers Current SND RFCD NFCD
NFCD FC Graduate Account
Child Education Savers Others Present Address (Residential Address):

Account Number
Master Upazila/Thana District Post Code

1 Please tell us about yourself (Applicant) Nearest Landmark Country

Gender: Male Female Third Gender
Permanent Address:
Date of Birth: D D / M M / Y Y Y Y
Upazila/Thana District Post Code
Country of Birth:
Nearest Landmark Country
Place of Birth:
Work Address:
Please check “√ ” Yes or No for each of the following
questions:
Yes/No
1. Are you a U.S. Resident? Upazila/Thana District Post Code
2. Are you a U.S. Citizen? Nearest Landmark Country
3. Are you holding a U.S. Permanent Resident Card
Mailing Address: Residential Address Permanent Address
(Green Card)?
I hereby confirm the information provided above is true, accurate and complete. Subject to Work Address
applicable local laws, I hereby consent for Standard Chartered PLC or any of its affiliates
(collectively ‘‘the Bank’’) to share my information with domestic and overseas tax authorities Contact Number:
where necessary to establish my tax liability in any jurisdiction.
Home :

Office :
eTIN Number:
Mobile Number:
E-mail :
Are you an existing customer of the Bank? Occupation (with Designation):
Yes (in that case please go to section 2 directly)
Existing Account Number Organisation’s Name:
Existing Card Number
Amount of Initial Deposit:
Note: You may go to section 2 directly, however, you must ensure your existing data are
correct & up-to-date. If any data need to be changed then please fill up those specific fields
below & we will update that accordingly replacing your existing data already recorded with us. Source of Fund(s):
No (please fill up the fields below)
Information on Joint Applicant/Legal Guardian
Father’s Name: 2 (for joint accounts and in case of legal guardian relationships)

Mother’s Name: Yes (for joint applicant, please complete the fields below)
No (you may go to section 3 directly)
Husband/Wife’s Name:
Gender: Male Female Third Gender
National ID Number:
For adult Resident Bangladesh Nationals Date of Birth: D D / M M / Y Y Y Y

Birth Registration Certificate Number

Country of Birth:
Passport Number (If any):
Place of Birth:
Date of Issue:

Expiry Date: Please check “√ ” Yes or No for each of the following

questions:
Yes/No
Country of Issuance: 1. Are you a U.S. Resident?
2. Are you a U.S. Citizen?
Nationality: 3. Are you holding a U.S. Permanent Resident Card
August 2019

(For foreign national, copy of valid passport with VISA has to be mandatorily collected.)
(Green Card)?
Residence Status: Resident Non-Resident I hereby confirm the information provided above is true, accurate and complete. Subject to
If needed, information should be obtained according to the Guidelines on Foreign Exchange applicable local laws, I hereby consent for Standard Chartered PLC or any of its affiliates
Transactions issued by Bangladesh Bank and supporting documents may also be obtained as per (collectively ‘‘the Bank’’) to share my information with domestic and overseas tax authorities
where necessary to establish my tax liability in any jurisdiction.
the Bank’s requirement.
1 of 16
eTIN Number: Organisation’s Name:

Mobile Number: Amount of Initial Deposit:

Are you an existing customer of the Bank? Source of Fund(s):

Yes (in that case please go to section 2 directly) 3 Please consider these valuable services
Existing Account Number
Existing Card Number For First Applicant and Joint Applicant
Note: You may go to section 2 directly, however, you must ensure your existing data are correct &
up-to-date. If any data need to be changed then please fill up those specific fields below & we will Debit Card
update that accordingly replacing your existing data already recorded with us.
Name to be printed on the Card: Your Full Name as stated in your
No (please fill up the fields below) Account Opening Form will appear on the Debit Card up to a maximum
number of 21 characters (including blank spaces). Please note that
Father’s Name: should your Full Name be more than 21 characters, your First and Last
Name as stated in your Account Opening Form will appear on your
Mother’s Name: Debit card.
Husband/Wife’s Name: You will be automatically subscribed to our iBanking and Electronic
Banking Services, including monthly eStatements, SMS Banking and
National ID Number: Electronic Alerts. You may use these Electronic Banking Services after
For adult Resident Bangladesh Nationals activation.
Birth Registration Certificate Number I/We hereby declare that I/we agree to have my/our security items (viz.,
Cheque book, Debit Card and other security items) delivered to my/our
Passport Number (If any): mailing address and also understand that Debit Card will be delivered in
deactivated status for security reason.
Date of Issue:
4 Introducer’s Information
Expiry Date:

Country of Issuance: Name of the Introducer

Account Name
Nationality:
(For foreign national, copy of valid passport with VISA has to be mandatorily collected.) Account Number

Residence Status: Resident Non-Resident Contact : Phone Mobile

If needed, information should be obtained according to the Guidelines on Foreign Exchange
Transactions issued by Bangladesh Bank and supporting documents may also be obtained as per
the Bank’s requirement.
Name of Branch Signature & Date
Present Address (Residential Address):
Relationship between Introducer & Applicant :

Upazila/Thana District Post Code Signature Verified

(Name & Signature of Bank Official with Seal & Date)

Nearest Landmark Country 5 Information of Nominee

Permanent Address: Number of Nominee:

I/We hereby nominate the following person(s) to receive the fund of this
account after my/our death. I/We reserve the right to cancel/amend this
Upazila/Thana District Post Code nomination at any point in time using appropriate forms and giving at least
30 days lead time to the Bank. I/We further declare that the Bank will not be
Country liable for any payment affected according to my/our instruction. This
Nearest Landmark
nomination will be applicable for all existing and future accounts with and
services from your Bank, unless otherwise specified by me/us.
Work Address:
Nominee Details

Upazila/Thana District Post Code Full Name

Date of Birth (dd/mm/yyyy)

Nearest Landmark Country

Mailing Address: Residential Address Permanent Address Country of Birth

Work Address Occupation

Contact Number:
Father’s Name
Home :
Mother’s Name
Office :
August 2019

Husband/Wife’s Name
E-mail :
Present Address
Occupation (with Designation):
2 of 16
 Address
Permanent Address Relationship with Account Holder/Operator
Mobile Number
Identification Document: Email Address
Account Operator
National ID (NID) Number
6 Minor Account Declaration
Passport Number If one or more account holder is minor, I being the guardian of below
referred account holder hereby declare that account holder is a minor.
Expiry Date His/her relevant information are provided in the attached form. The
account will be operated under the signature of mine until s/he attains
Birth Registration Certificate Number the age of majority prescribed by law or until my further declaration.

eTIN Number:
Name of the account holder (Minor):
[For Non-resident Bangladesh Nationals and Foreign Nationals*, copy
of the Passport must be provided. For adult Resident Bangladesh
Date of Birth:
Nationals, NID must be provided. And for Minor without NID/passport,
Birth Registration Certificate along with Authentication Certificate from
reputable individuals** has to be provided as per Bank’s satisfaction. Name of the guardian:
That Authentication Certificate must contain the individual’s photo-
graph (with attestation on top). Besides, Bank can collect additional
information and supporting documents at its sole discretion to be Relationship with the minor:
satisfied about the identity of the individual in addition to the informa-
tion and documents.] 7
Signature of the guardian:

Relationship with the Account Holder 7 Information Specific to Credit Cards

Percentage (%) nominated for This section is Applicable for only First Applicant.
Select Your Choice of Card :
Guardian of Minor Nominee: Visa Signature Signature Star Mastercard Platinum
In case the nominee is minor, information on the individual who will Visa Platinum Platinum Star Mastercard Titanium
receive the money as per section 103 (2) of The Bank Company Act,
1991 in the event of death of the account holder(s) where the Visa Gold Visa Silver (Classic) Mastercard Gold
nominee still remains a minor:
Your name, as you would like it on the card
(leave one space between names, do not use title and nick name, with spaces maximum 19
Name characters allowed):

Father’s/Husband’s Name

Date of Birth Residence Type (ownership of residence):

Owned/Family Owned Rented Company provided

Present Address
Educational Qualification
Post Graduate Graduate HSC Other
Permanent Address
Standing Instruction (Mandatory)

Yes, I would like to have my Account automatically debited each

Valid Identification Document
month for payment of my credit card dues as follows:

*Monthly Payment % Minimum amount Due

% of current balance
Relationship with the Nominee
Note: *If this is left blank, your account will be debited for the Minimum Amount Due.
*In case of non-resident Bangladeshi/foreign national nominee and if the
*Conditions apply (as stated in Credit Card Terms & Conditions)
proceeds of the relevant account is payable to that nominee, the prevailing
provisions of Foreign Exchange Regulations will be applicable.
**Reputable individuals of the society refer to Member of the Parlia- Card Cheque Application
ment, Mayor, Deputy Mayor and Councillors of the City Corporation,
Gazetted Officials of grade nine (9) and above as per National Pay Please supply one (1) Cheque Book:
Scale, Teachers of Public University, Chairman and Vice-Chairman of Yes
Upazila Parishad, Chairman of Union Parishad, Mayor and Councillors *Note: First Cheque Book of 10 leaves at free of cost
of Municipality, Professor of Private University, Principal of Private
College, Head Master of Private High School, Editor of National Daily Mailing Instructions for Card delivery
Newspaper, Notary Public, Officials of grade seven (7) and above as per
National Pay Scale of Semi-Autonomous/Autonomous/Government
Entities and Officials of grade nine (9) and above as per National Pay Your Card will be delivered to your
Scale of Bangladesh Bank. Residence address Office address
August 2019

(address as mentioned in this Application Form)

Nominated person in case of emergency contact Please be informed that if we are unable to deliver your Card at your
mailing address, the Card may be forwarded to your preferred branch.
Name Please mention your preferred branch for Card delivery:
3 of 16
 8 Information Specific to Personal Loan Declaration of Total Value of Expenditure

I would like to obtain a Personal Loan for the purpose of

Amount applied for: BDT
Purpose of the Personal Loan
Tenure
Directorship with other Bank
Name of the Bank
Spouse Contact No.
Expected expenditure for this purpose will be approximately BDT
Preferred Date of Instalment I also understand that the maximum amount of the loan will be
determined by the Bank at its discretion, if approved. However, the
Yes No Bank reserves the right to accept or reject my application at its
discretion without assigning any notice whatsoever.
Furthermore, I will be held responsible and liable at any point in time if
Spouse Profession it is found that the proceeds of the loan is used for the purpose other
than the reasons declared above.

9 Information on your other bank accounts/Other Loan Accounts/Other Credit Card

Type of Account operated (Please Tick)
Bank and Branch Name
Deposit Account Loan Account Credit Card

10 Transactional Profile

Monthly Anticipated Income Monthly Anticipated Turnover:

(In case of organisation):
Total Total
No. of Highest No. of Highest
Anticipated Type of Anticipated
Type of Anticipated Amount Anticipated Amount
Transaction(s) Withdrawal Transaction(s)
Deposit Transaction(s) of Single Transaction(s) of Single
Amount Amount
[Monthly] Transaction [Monthly] Transaction
[Monthly] [Monthly]

Cash Withdrawal
Cash (Including
(Including Online
Online & ATM)
& ATM)

Deposit through Payment through

transfer/Instrument transfer/instrument

Foreign Inward Foreign Outward

Remittance Remittance

Receipt of Export Payment against

Proceed Import

Deposit/transfer from Deposit/transfer in

BO (Stock market) BO (Stock market)
Account Account
Others Others
(Specify) (Specify)

Total Probable Total Probable

Deposit Withdrawal

DECLARATION

I/We the following signatory/signatories hereby confirm that the transaction profile declared above is regular and normal transaction of my/our
account or account of the organisation. I/we also confirm that, if needed I/we will amend/update the transaction profile.

Signature of Customer/Account Operator Signature of Customer/Account Operator

FOR BANK USE

Account No. Unique Customer ID Code (Relationship No.)

Transaction Profile of the customer has been reviewed as per the direction of Bangladesh Financial Intelligence Unit.

Reason for changing/ not changing Anticipated Transaction Profile of the customer:
August 2019

Name Seal, Signature & Date of the attesting bank official

4 of 16
 MOST IMPORTANT DOCUMENT/MÖvnK m¤§wZcÎ Customer Copy/Kv÷gvi Kwc

(For Personal Account Opening Only) /ïaygvÎ cv‡m©vbvj GKvD›U I‡cwbs‡q cÖ‡hvR¨
(Please read and sign to confirm that all information relevant to your Bank Account has been provided to you at the time of Account opening)
(wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o I ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi GKvD›U †Lvjvi mgq GKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)
Accountholder's Declaration: I confirm that I have understood & agreed with all the following product features:
GKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ AvwQ I m¤§wZ Ávcb KiwQ:
I agree with the interest rate applicable for my Account which is available in the product brochure/interest rate matrix in Standard Chartered Bank branch
and interest accrual in my account will start from the date of account opening.
e¨vsK KZ…©K cÖKvwkZ †cÖvWv± †eªvwkIi/B›Uv‡i÷ nv‡ii ZvwjKv Abyhvqx Avgvi mÂqx wnmv‡ei cÖ‡hvR¨ B›Uv‡i‡÷i nvi wnmve †Lvjvi mgq Avgv‡K Rvbv‡bv n‡q‡Q Ges GKvD›U †Lvjvi ZvwiL †_‡K Avgvi
GKvD‡›Ui B›Uv‡i÷ MYbv ïiæ n‡e|
Fees & Charges: Fees and charges have been explained to me and I have read and understood the latest Schedule of Charges.
wd I PvR© mg~n: wd I PvR©mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK PvR©mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|
Ancillary Products: I understand that Phone Banking (Telephone Identification Number), SMS Banking and Debit Card (charge applicable) are
mandatory for my Account.
mnvqK †cÖvWv±mg~n : Avwg AeMZ AvwQ †h, †dvb e¨vswKs (†Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges †WweU KvW© (PvR© cÖ‡hvR¨) Avgvi GKvD‡›Ui Rb¨ eva¨Zvg~jK|
Turnaround Time: I understand that it may require minimum two working days to deliver my Debit Card and Chequebook.
Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeB †c‡Z Kgc‡ÿ `yÕwU Kg©w`em mgq jvM‡e|
Discretion of the Bank: I understand that the Interest rate, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered Bank.
e¨vsK Gi GLwZqvi: Avwg AeMZ AvwQ †h, B›Uv‡i‡÷i nvi wKsev wd I PvR©mg~n ÷¨vÛvW© PvUvW© e¨vsK-Gi GKK wm×v‡šÍ †h †Kv‡bv mgq cwieZ©b n‡Z cv‡i|
I/We hereby declare that I/we agree to have my/our security items (viz. Cheque book, Internet Banking PIN, Contact Centre TIN, Debit Card and other security items)
delivered to my/our mailing address and also understand that Debit Card will be delivered in deactivated status for security reason.
Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡`i e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeB, B›Uv‡bU e¨vswKs wc.AvB.Gb, KbU¨v± †m›Uvi wU.AvB.Gb, †WweUKvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug
mg~n) e¨vsK KZ…©K Avgvi/Avgv‡`i †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|
If there is no transaction initiated by me for 2 years in case of Savings Account and 1 year in case of Current Account then the account will be classified as 'Dormant'.
mvÂqx wnmv‡ei †ÿ‡Î 2 eQi Ges PjwZ wnmv‡ei †ÿ‡Î 1 eQi Avgvi Øviv †Kv‡bv †jb‡`b bv n‡j I wnmve ÔWi‡g›UÕ e‡j MY¨ n‡e|
I agree an interest charge will be applicable on my account if balance is overdrawn which is mentioned in the Schedule of Charges.
Avwg GB g‡g© m¤§Z nw”Q †h Avgvi A¨vKvD›U n‡Z e¨v‡jÝ IfviWªb n‡j wkwWDj Ae PvR© Abyhvqx B›Uv‡ió PvR© Kiv n‡e|
I agree that I can apply for the Graduate Account between the age of 18 to 26. Upon reaching the age of 26, my account will be converted to E-savers Account. I also
agree that I need to submit a photocopy of my valid student ID card and show my original student ID card for verification purpose.
Avwg m¤§wZ cÖKvk KiwQ †h MÖ¨vRy‡qU GKvD›U-Gi Rb¨ Av‡e`bKv‡j Avgvi eqm 18 †_‡K 26 eQ‡ii AšÍe©Z©x n‡Z n‡e| Avgvi eqm 26 eQi c~Y© nIqv gvÎB Avgvi MÖ¨vRy‡qU GKvD›UwU B-‡mfvim GKvD›U wn‡m‡e
cwiewZ©Z n‡e| Avwg AeMZ AvwQ †h, Av‡e`b Kivi Rb¨ Avgv‡K Kvh©Ki I ˆea ÷z‡W›U AvBwW Kv‡W©i d‡UvKwc Rgv w`‡Z n‡e Ges wPwýZKib I hvPvBKi‡Yi Rb¨ Avmj AvBwW KvW©wU cÖ`k©b Ki‡Z n‡e|
Child Education Savers (CES): Account holder must be below 18 years of age. Guardian must have a transactional account at Standard Chartered Bank for the fund
to be credited in this CES account through Standing Instruction (SI). One SI is allowed per account and withdrawal of fund will result in closure of the CES Account.
Maximum up to 60 monthly deposits with each deposit amount ranging from BDT 5,000 to BDT 100,000, can be made. After completion of all monthly deposits, the
CES account will be closed and total amount will be credited to the linked transactional account of the guardian. Complimentary Insurance coverage is available with
this account. Please refer to product brochure or website for details on insurance coverage.
PvBì GWz‡Kkb †mfvi GKvD›U‡nvìv‡ii eqm byb¨Zg 18 eQi n‡Z n‡e| wm,B,Gm GKvD‡›U ÷¨vwÛs Bb÷ªvKkb (Gm,AvB) gva¨‡g dvÛ †µwWU UªvÝdv‡ii Rb¨ AwffveK‡K Aek¨B ÷¨vÛvW© PvU©vW© e¨vs‡Ki
mv‡_ U¨©vbR¨vKkbvj GKvD›U _vK‡Z n‡e| cÖwZ GKvD‡›U ïaygvÎ GKwU ÷¨vwÛs Bb÷ªvKkb †mUAvc Kiv hv‡e Ges GKvD›U †_‡K m¤cyY© dvÛ D‡Ëvj‡bi mv‡_ wm,G,Gm GKvD›UwU eÜ n‡q hv‡e| cÖwZgv‡m 5,000
UvKv †_‡K ïiæ K‡i 100,000 UvKv ch©šÍ me©‡gvU 60wU gvwmK wW‡cvwRU Kiv hv‡e| mKj gvwmK wW‡cvwRU m¤cbœ nIqvi ci wm,B,Gm GKvDw›U eÜ n‡q hv‡e Ges me©‡gvU cwigvY mshy³ UªvbR¨vKkbvj GKvD‡›U
UªvÝdvi n‡q hv‡e| GB GKvD‡›Ui mv‡_ BÝy‡iÝ c¨v‡KR AšÍf‚©³ Av‡Q| Bbm¨y‡iÝ Kfv‡iR m¤c‡K© we¯ÍvwiZ Rvb‡Z †cÖvWv± eªwkDi †`Lyb A_ev I‡qemvBU wfwRU Kiæb|

Interest application/B›Uv‡i÷ A¨vcwj‡Kkb: I understand that/Avwg AeMZ AvwQ †h,

Interest in my Super Savers Premium Account will be accrued on monthly average balance and applied on monthly basis.
Avgvi mycvi †mfvim wcÖwgqvg GKvD›U-Gi B›Uv‡i÷ MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡e gvwmK wfwˇZ|
Interest in my Super Savers/eSavers/School Banking Account will be accrued on monthly average balance and applied on quarterly basis.
Avgvi mycvi †mfvim/B-†mfvim/¯‹zj e¨vswKs GKvD›U-Gi B›Uv‡i÷ MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡Z ‰ÎgvwmK wfwˇZ|
For overdrawn balance, interest charge will be applied quarterly for current account.
Kv‡i›U A¨vKvD›U n‡Z IfviWªb e¨v‡jÝ Gi †¶‡Î ˆÎgvwmK wfwˇZ B›Uv‡ió Av‡ivc n‡e|

Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvR¨

I agree that if the Salary is not credited/deposited in my account for three (3) consecutive months, the Bank will have the right to de-enroll me from the Payroll Banking
benefits at any point in time.
GKvav‡i wZb gvm Avgvi †eZb GB GKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c‡ivj e¨vswKs myweavw` GB GKvD‡›U cÖ‡hvR¨ n‡e bv|
Credits reversal or refunds of salary from the Payroll accounts will be done based on the instruction from the employers if there is an erroneous instruction from the
employer.
fzjekZ m¨vjvix GKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc‡Y©i Rb¨ Avgvi wb‡qvMKZ©vi BÝUªvKkb cÖ‡hvR¨ n‡e|

Special features applicable only for eSavers Account:/ ïaygvÎ B-†mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:
Usage of Alternate Channels*: I understand that for eSavers Account, all transactions are supposed to be carried out through the Alternate Channels of Standard
Chartered Bank.
Avwg AeMZ AvwQ †h, B-†mfvim GKvD›U-Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvUvW© e¨vsK-Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|
Chequebook: "Account Payee Only" pre-printed Chequebook is available for eSavers Accounts. (no bearer or cash withdrawal is allowed through this cheque)
†PKeB: B-†mfvim GKvD‡›Ui Rb¨ ÒGKvD›U †cwq IbwjÓ wcÖ-wcÖ‡›UW †PKeB cvIqv hv‡e| (GB †P‡Ki gva¨‡g bM` D‡Ëvjb wKsev evn‡Ki gva¨ †jb‡`b MÖnY‡hvM¨ bq)

I understand that I will be able to enjoy the benefits of a Credit Card and or Personal Loan and/or USD RFCD account with International Debit Card along with my
account as part of Easy/Employee Banking Value Pack subject to fulfillment of the Bank's Credit norms. The annual fees for the Cards and Processing fee for Personal
Loan will be discounted as appropriate. The activation, usage and retention of the Credit Card will be solely at my discretion.
Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK GKvD‡›Ui cvkvcvwk BwR A_ev Bwe f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/B›Uvib¨vkbvj †WweW KvW©mn Wjvi AviGdwm-
wW GKvD›U/cv‡m©vbvj †j‡bi myweav Dc‡fvM Ki‡ev| Kv‡W©i †ÿ‡Î n«vmK…Z evwl©K wd Ges cv‡m©vbvj †jv‡bi †ÿ‡Î n«vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| †µwWU KvW© mwµqKiY, e¨envi Ges Pvjy
ivLv Avgvi we‡ePbvaxb n‡e|

I/we understand also agree that I/we will duly notify the bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non
Resident Taka (NRT) account from the date specified on the notification. I understand this NRT marking will have consequences of restricting several types of
transactions as per applicable laws of Bangladesh. Similarly I/we will duly notify the bank regarding arrival in Bangladesh from abroad on temporary/permanent basis
August 2019

and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.
Avwg/Avgiv AveMZ AvwQ Ges m¤§Z n‡qwQ †h, Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_fv‡e Avgvi/Avgv‡`i hvÎvi ZvwiL e¨vsK-†K AewnZ Ki‡e| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K
AewnZ Kiv ZvwiL †_‡K Avgvi/Avgv‡`i GKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx GKvD‡›U wewfbœ †jb‡`i mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ
AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡`i evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Ki‡ev Ges GKvD›UwU wbevmx (Resident) wn‡m‡e we‡evwPZ n‡e D³ cÖZ¨veZ©‡bi welqwU e¨vsK-†K
AewnZ Ki‡Yi ZvwiL †_‡K|
Schedule of Fees & Charges (Abridged)/PvR©mg~‡ni ZvwjKv (ms‡ÿwcZ)
Super Savers Premium Super Savers Account eSavers Account School Banking Current Account RFCD Account Graduate Child Education
Charges/ Account Account
mycvi †mfvim GKvD›U B-†mfvim GKvD›U Kv‡i›U GKvD›U AviGdwmwW GKvD›U Account Savers
PvR©mg~n mycvi †mfvim wcÖwgqvg ¯‹zj e¨vswKs GKvD›U
MÖ¨vRy‡qU GKvD›U PvBì GWz‡Kkb
GKvD›U †mfvim
Tk. 600 & USD 30
Debit Card
Annual Free (International Debit USD 30
(1st year Fee Card for FCY Current (International
will be Tk. 600 Not Applicable Account)
Debit Card) Tk. 300
collected 600 UvKv cÖ‡hvR¨ bq 300 UvKv Not
upfront) 600 UvKv I 30 BDGm
30 BDGm Wjvi Applicable
Wjvi (BDGm Wjvi Kv‡i›U
†WweU KvW© evwl©K GKvD›U-G B›Uvib¨vkbvj
(B›Uvib¨vkbvj †WweU cÖ‡hvR¨ bq
KvW©-Gi PvR©)
wd (1g eQ‡ii wd †WweU KvW©-Gi PvR©)
GKvD›U †Lvjvi
mgq cÖ‡`q)

*For Employee Banking, Debit Card Fee is applicable according to Payroll agreements

Up to Tk, 5,000 0
Accounts
Above Tk 5,000 up to Tk. 25,000 Tk. 100 half yearly Not
Maintenance Not
Above Tk. 25,000 Tk. 300 half yearly Not Applicable Tk. 500 half yearly Not Applicable Applicable
Fee Applicable
cÖ‡hvR¨ bq cÖ‡hvR¨ bq
GKvD›Um 5,000 UvKv ch©šÍ -0
500 UvKv Aa©evwl©K cÖ‡hvR¨ bq cÖ‡hvR¨ bq
†gBb‡U‡bÝ wd 5,000 UvKvi D‡×© Ges 25,000 UvKv ch©šÍ -100 UvKv Aa©evwlK
25,000 UvKvi D‡×© -300 UvKv Aa©evwlK
* Account Maintenance Fee is not applicable for Employee Banking

Minimum Balance Requirement:

Super Savers Premium Account Tk. 5,00,000
mycvi †mfvim wcÖwgqvg GKvD›U 5,00,000 UvKv
Super Savers Account Tk. 1,00,000
mycvi †mfvim GKvD›U 1,00,000 UvKv
eSavers Account Tk. 50,000
B-†mfvim GKvD›U 50,000
Current Account Tk. 1,00,000
Kv‡i›U GKvD›U 1,00,000
Graduate Account Not Applicable
MÖ¨vRy‡qU GKvD›U cÖ‡hvR¨ bq

Minimum Standing Instructions:.

Child Education Savers Tk. 5,000
PvBì GWz‡Kkb †mfvim 5,000

Important Notes:
• 15% VAT is applicable for all fees and charges
• Govt. Excise Duty is applicable annually for all Accounts
• The Bank reserves the right to amend the Schedule of Rates & Charges at any time
• For Priority Banking Customers, separate Schedule of Fees & Charges is applicable.
• For Employee Banking clients, fees and charges shall apply as per Employee Banking agreement.
¸iæZ¡c~Y© Z_¨:
• mKj wd I PvR©mg~‡ni Ici †_‡K 15% f¨vU cÖ‡hvR¨
• mKj GKvD‡›Ui Ici evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨
• †h †Kv‡bv gyn~‡Z© †h †Kvb B›Uv‡i÷ †iU I PvR© cwieZ©‡bi wmØvšÍ e¨vsK KZ…©K msiwÿZ
• cÖv‡qvwiwU e¨vswKs Gi Rb¨ PvR© mg~‡ni ZvwjKv cÖ‡hvR¨
• Ggcøqx e¨vswKs‡qi Rb¨ Ggcøqx e¨vswKs Pzw³ Abymv‡i wd Ges PvR© cÖ‡hvR¨

12-wWwRU wU,AvB,Gb MÖn‡Yi †ÿÎ m¤úªmviY: AvqKi Aa¨v‡`‡ki aviv 184A Gi ms‡kvab
A_© AvBb, 2016 Gi gva¨‡g AvqKi Aa¨v‡`k, 1984 Gi aviv 184A Gi Dcaviv (1) †Z bZzb wZbwU K¬R (y), (z) Ges (za) ms‡hvRb K‡i wb¤œewY©Z e¨w³i Rb¨ 12 wWwRU wU,AvB,Gb MÖnY eva¨Zvg~jK
Kiv n‡q‡Q-
(1) miKvi A_ev miKv‡ii †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui ev cÖPwjZ †Kvb AvBb, Av‡`k ev `wj‡ji gva¨‡g cÖPwjZ MwVZ †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui Kg©Pvix (employee),
hw` wZwb mswkøó Avq eQ‡ii †h †Kv‡bv mgq 2015 mv‡j †NvwlZ PvKwi (†eZb I fvZvw`) Av‡`k, 2015 Gi `kg †MÖW Z`yaŸ© †MÖ‡W A_ev 2015 mv‡j †NvwlZ †h †Kvb †c-†¯‹‡ji `kg †MÖW ev Z`yaŸ© †MÖ‡Wi
mgZzj¨ †Kvb †MÖ‡W †eZb-fvZvw` MÖnY K‡ib ;
(2) Monthly Payment Order (MPO) Gi AvIZvq miKvi gvwmK 16000/- UvKv Gi †ewk A_© cvb Ggb †Kvb e¨w³ ;
(3) e¨e¯’vcbv I cÖkvmwbK c‡` ev Drcv`‡bi mycvifvBRix c‡` wb‡qvwRZ †Kvb employee, Zvi †eZb-fvZvw` hv-B †nvK bv †Kb|
• Any individual who has taxable income needs to have e-TIN.
• In case of private sector, any individual working in Managerial, Administrative or Supervisory capacity needs to have e-TIN regardless of his/her annual income.
August 2019

• In case of government sector, any individual within pay-scale grade 10 or above or receives more than BDT 16,000 per month from the government needs to have e-TIN.

For more details, please refer to Schedule of Charges available at all Standard Chartered branches.
we¯ÍvwiZ Z‡_¨i Rb¨ AbyMÖn K‡i ÷¨vÛvW© PvUvW© e¨vsK-Gi †h †Kv‡bv eªv †_‡K PvR©mg~‡ni ZvwjKv msMÖn Kiæb
 MOST IMPORTANT DOCUMENT/MÖvnK m¤§wZcÎ Bank Copy/e¨vsK Kwc

(For Personal Account Opening Only) /ïaygvÎ cv‡m©vbvj GKvD›U I‡cwbs‡q cÖ‡hvR¨
(Please read and sign to confirm that all information relevant to your Bank Account has been provided to you at the time of Account opening)
(wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o I ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi GKvD›U †Lvjvi mgq GKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)
Accountholder's Declaration: I confirm that I have understood & agreed with all the following product features:
GKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ AvwQ I m¤§wZ Ávcb KiwQ:
I agree with the interest rate applicable for my Account which is available in the product brochure/interest rate matrix in Standard Chartered Bank branch
and interest accrual in my account will start from the date of account opening.
e¨vsK KZ…©K cÖKvwkZ †cÖvWv± †eªvwkIi/B›Uv‡i÷ nv‡ii ZvwjKv Abyhvqx Avgvi mÂqx wnmv‡ei cÖ‡hvR¨ B›Uv‡i‡÷i nvi wnmve †Lvjvi mgq Avgv‡K Rvbv‡bv n‡q‡Q Ges GKvD›U †Lvjvi ZvwiL †_‡K Avgvi
GKvD‡›Ui B›Uv‡i÷ MYbv ïiæ n‡e|
Fees & Charges: Fees and charges have been explained to me and I have read and understood the latest Schedule of Charges.
wd I PvR© mg~n: wd I PvR©mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK PvR©mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|
Ancillary Products: I understand that Phone Banking (Telephone Identification Number), SMS Banking and Debit Card (charge applicable) are
mandatory for my Account.
mnvqK †cÖvWv±mg~n : Avwg AeMZ AvwQ †h, †dvb e¨vswKs (†Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges †WweU KvW© (PvR© cÖ‡hvR¨) Avgvi GKvD‡›Ui Rb¨ eva¨Zvg~jK|
Turnaround Time: I understand that it may require minimum two working days to deliver my Debit Card and Chequebook.
Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeB †c‡Z Kgc‡ÿ `yÕwU Kg©w`em mgq jvM‡e|
Discretion of the Bank: I understand that the Interest rate, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered Bank.
e¨vsK Gi GLwZqvi: Avwg AeMZ AvwQ †h, B›Uv‡i‡÷i nvi wKsev wd I PvR©mg~n ÷¨vÛvW© PvUvW© e¨vsK-Gi GKK wm×v‡šÍ †h †Kv‡bv mgq cwieZ©b n‡Z cv‡i|
I/We hereby declare that I/we agree to have my/our security items (viz. Cheque book, Internet Banking PIN, Contact Centre TIN, Debit Card and other security items)
delivered to my/our mailing address and also understand that Debit Card will be delivered in deactivated status for security reason.
Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡`i e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeB, B›Uv‡bU e¨vswKs wc.AvB.Gb, KbU¨v± †m›Uvi wU.AvB.Gb, †WweUKvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug
mg~n) e¨vsK KZ…©K Avgvi/Avgv‡`i †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|
If there is no transaction initiated by me for 2 years in case of Savings Account and 1 year in case of Current Account then the account will be classified as 'Dormant'.
mvÂqx wnmv‡ei †ÿ‡Î 2 eQi Ges PjwZ wnmv‡ei †ÿ‡Î 1 eQi Avgvi Øviv †Kv‡bv †jb‡`b bv n‡j I wnmve ÔWi‡g›UÕ e‡j MY¨ n‡e|
I agree an interest charge will be applicable on my account if balance is overdrawn which is mentioned in the Schedule of Charges.
Avwg GB g‡g© m¤§Z nw”Q †h Avgvi A¨vKvD›U n‡Z e¨v‡jÝ IfviWªb n‡j wkwWDj Ae PvR© Abyhvqx B›Uv‡ió PvR© Kiv n‡e|
I agree that I can apply for the Graduate Account between the age of 18 to 26. Upon reaching the age of 26, my account will be converted to E-savers Account. I also
agree that I need to submit a photocopy of my valid student ID card and show my original student ID card for verification purpose.
Avwg m¤§wZ cÖKvk KiwQ †h MÖ¨vRy‡qU GKvD›U-Gi Rb¨ Av‡e`bKv‡j Avgvi eqm 18 †_‡K 26 eQ‡ii AšÍe©Z©x n‡Z n‡e| Avgvi eqm 26 eQi c~Y© nIqv gvÎB Avgvi MÖ¨vRy‡qU GKvD›UwU B-‡mfvim GKvD›U wn‡m‡e
cwiewZ©Z n‡e| Avwg AeMZ AvwQ †h, Av‡e`b Kivi Rb¨ Avgv‡K Kvh©Ki I ˆea ÷z‡W›U AvBwW Kv‡W©i d‡UvKwc Rgv w`‡Z n‡e Ges wPwýZKib I hvPvBKi‡Yi Rb¨ Avmj AvBwW KvW©wU cÖ`k©b Ki‡Z n‡e|
Child Education Savers (CES): Account holder must be below 18 years of age. Guardian must have a transactional account at Standard Chartered Bank for the fund
to be credited in this CES account through Standing Instruction (SI). One SI is allowed per account and withdrawal of fund will result in closure of the CES Account.
Maximum up to 60 monthly deposits with each deposit amount ranging from BDT 5,000 to BDT 100,000, can be made. After completion of all monthly deposits, the
CES account will be closed and total amount will be credited to the linked transactional account of the guardian. Complimentary Insurance coverage is available with
this account. Please refer to product brochure or website for details on insurance coverage.
PvBì GWz‡Kkb †mfvi GKvD›U‡nvìv‡ii eqm byb¨Zg 18 eQi n‡Z n‡e| wm,B,Gm GKvD‡›U ÷¨vwÛs Bb÷ªvKkb (Gm,AvB) gva¨‡g dvÛ †µwWU UªvÝdv‡ii Rb¨ AwffveK‡K Aek¨B ÷¨vÛvW© PvU©vW© e¨vs‡Ki
mv‡_ U¨©vbR¨vKkbvj GKvD›U _vK‡Z n‡e| cÖwZ GKvD‡›U ïaygvÎ GKwU ÷¨vwÛs Bb÷ªvKkb †mUAvc Kiv hv‡e Ges GKvD›U †_‡K m¤cyY© dvÛ D‡Ëvj‡bi mv‡_ wm,G,Gm GKvD›UwU eÜ n‡q hv‡e| cÖwZgv‡m 5,000
UvKv †_‡K ïiæ K‡i 100,000 UvKv ch©šÍ me©‡gvU 60wU gvwmK wW‡cvwRU Kiv hv‡e| mKj gvwmK wW‡cvwRU m¤cbœ nIqvi ci wm,B,Gm GKvDw›U eÜ n‡q hv‡e Ges me©‡gvU cwigvY mshy³ UªvbR¨vKkbvj GKvD‡›U
UªvÝdvi n‡q hv‡e| GB GKvD‡›Ui mv‡_ BÝy‡iÝ c¨v‡KR AšÍf‚©³ Av‡Q| Bbm¨y‡iÝ Kfv‡iR m¤c‡K© we¯ÍvwiZ Rvb‡Z †cÖvWv± eªwkDi †`Lyb A_ev I‡qemvBU wfwRU Kiæb|

Interest application/B›Uv‡i÷ A¨vcwj‡Kkb: I understand that/Avwg AeMZ AvwQ †h,

Interest in my Super Savers Premium Account will be accrued on monthly average balance and applied on monthly basis.
Avgvi mycvi †mfvim wcÖwgqvg GKvD›U-Gi B›Uv‡i÷ MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡e gvwmK wfwˇZ|
Interest in my Super Savers/eSavers/School Banking Account will be accrued on monthly average balance and applied on quarterly basis.
Avgvi mycvi †mfvim/B-†mfvim/¯‹zj e¨vswKs GKvD›U-Gi B›Uv‡i÷ MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡Z ‰ÎgvwmK wfwˇZ|
For overdrawn balance, interest charge will be applied quarterly for current account.
Kv‡i›U A¨vKvD›U n‡Z IfviWªb e¨v‡jÝ Gi †¶‡Î ˆÎgvwmK wfwˇZ B›Uv‡ió Av‡ivc n‡e|

Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvR¨

I agree that if the Salary is not credited/deposited in my account for three (3) consecutive months, the Bank will have the right to de-enroll me from the Payroll Banking
benefits at any point in time.
GKvav‡i wZb gvm Avgvi †eZb GB GKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c‡ivj e¨vswKs myweavw` GB GKvD‡›U cÖ‡hvR¨ n‡e bv|
Credits reversal or refunds of salary from the Payroll accounts will be done based on the instruction from the employers if there is an erroneous instruction from the
employer.
fzjekZ m¨vjvix GKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc‡Y©i Rb¨ Avgvi wb‡qvMKZ©vi BÝUªvKkb cÖ‡hvR¨ n‡e|

Special features applicable only for eSavers Account:/ ïaygvÎ B-†mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:
Usage of Alternate Channels*: I understand that for eSavers Account, all transactions are supposed to be carried out through the Alternate Channels of Standard
Chartered Bank.
Avwg AeMZ AvwQ †h, B-†mfvim GKvD›U-Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvUvW© e¨vsK-Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|
Chequebook: "Account Payee Only" pre-printed Chequebook is available for eSavers Accounts. (no bearer or cash withdrawal is allowed through this cheque)
†PKeB: B-†mfvim GKvD‡›Ui Rb¨ ÒGKvD›U †cwq IbwjÓ wcÖ-wcÖ‡›UW †PKeB cvIqv hv‡e| (GB †P‡Ki gva¨‡g bM` D‡Ëvjb wKsev evn‡Ki gva¨ †jb‡`b MÖnY‡hvM¨ bq)

I understand that I will be able to enjoy the benefits of a Credit Card and or Personal Loan and/or USD RFCD account with International Debit Card along with my
account as part of Easy/Employee Banking Value Pack subject to fulfillment of the Bank's Credit norms. The annual fees for the Cards and Processing fee for Personal
Loan will be discounted as appropriate. The activation, usage and retention of the Credit Card will be solely at my discretion.
Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK GKvD‡›Ui cvkvcvwk BwR A_ev Bwe f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/B›Uvib¨vkbvj †WweW KvW©mn Wjvi AviGdwm-
wW GKvD›U/cv‡m©vbvj †j‡bi myweav Dc‡fvM Ki‡ev| Kv‡W©i †ÿ‡Î n«vmK…Z evwl©K wd Ges cv‡m©vbvj †jv‡bi †ÿ‡Î n«vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| †µwWU KvW© mwµqKiY, e¨envi Ges Pvjy
ivLv Avgvi we‡ePbvaxb n‡e|

I/we understand also agree that I/we will duly notify the bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non
Resident Taka (NRT) account from the date specified on the notification. I understand this NRT marking will have consequences of restricting several types of
transactions as per applicable laws of Bangladesh. Similarly I/we will duly notify the bank regarding arrival in Bangladesh from abroad on temporary/permanent basis
August 2019

and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.
Avwg/Avgiv AveMZ AvwQ Ges m¤§Z n‡qwQ †h, Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_fv‡e Avgvi/Avgv‡`i hvÎvi ZvwiL e¨vsK-†K AewnZ Ki‡e| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K
AewnZ Kiv ZvwiL †_‡K Avgvi/Avgv‡`i GKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx GKvD‡›U wewfbœ †jb‡`i mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ
AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡`i evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Ki‡ev Ges GKvD›UwU wbevmx (Resident) wn‡m‡e we‡evwPZ n‡e D³ cÖZ¨veZ©‡bi welqwU e¨vsK-†K
AewnZ Ki‡Yi ZvwiL †_‡K|
Schedule of Fees & Charges (Abridged)/PvR©mg~‡ni ZvwjKv (ms‡ÿwcZ)
Super Savers Premium Super Savers Account eSavers Account School Banking Current Account RFCD Account Graduate Child Education
Charges/ Account Account
mycvi †mfvim GKvD›U B-†mfvim GKvD›U Kv‡i›U GKvD›U AviGdwmwW GKvD›U Account Savers
PvR©mg~n mycvi †mfvim wcÖwgqvg ¯‹zj e¨vswKs GKvD›U
MÖ¨vRy‡qU GKvD›U PvBì GWz‡Kkb
GKvD›U †mfvim
Tk. 600 & USD 30
Debit Card
Annual Free (International Debit USD 30
(1st year Fee Card for FCY Current (International
will be Tk. 600 Not Applicable Account)
Debit Card) Tk. 300
collected 600 UvKv cÖ‡hvR¨ bq 300 UvKv Not
upfront) 600 UvKv I 30 BDGm
30 BDGm Wjvi Applicable
Wjvi (BDGm Wjvi Kv‡i›U
†WweU KvW© evwl©K GKvD›U-G B›Uvib¨vkbvj
(B›Uvib¨vkbvj †WweU cÖ‡hvR¨ bq
KvW©-Gi PvR©)
wd (1g eQ‡ii wd †WweU KvW©-Gi PvR©)
GKvD›U †Lvjvi
mgq cÖ‡`q)

*For Employee Banking, Debit Card Fee is applicable according to Payroll agreements

Up to Tk, 5,000 0
Accounts
Above Tk 5,000 up to Tk. 25,000 Tk. 100 half yearly Not
Maintenance Not
Above Tk. 25,000 Tk. 300 half yearly Not Applicable Tk. 500 half yearly Not Applicable Applicable
Fee Applicable
cÖ‡hvR¨ bq cÖ‡hvR¨ bq
GKvD›Um 5,000 UvKv ch©šÍ -0
500 UvKv Aa©evwl©K cÖ‡hvR¨ bq cÖ‡hvR¨ bq
†gBb‡U‡bÝ wd 5,000 UvKvi D‡×© Ges 25,000 UvKv ch©šÍ -100 UvKv Aa©evwlK
25,000 UvKvi D‡×© -300 UvKv Aa©evwlK
* Account Maintenance Fee is not applicable for Employee Banking

Minimum Balance Requirement:

Super Savers Premium Account Tk. 5,00,000
mycvi †mfvim wcÖwgqvg GKvD›U 5,00,000 UvKv
Super Savers Account Tk. 1,00,000
mycvi †mfvim GKvD›U 1,00,000 UvKv
eSavers Account Tk. 50,000
B-†mfvim GKvD›U 50,000
Current Account Tk. 1,00,000
Kv‡i›U GKvD›U 1,00,000
Graduate Account Not Applicable
MÖ¨vRy‡qU GKvD›U cÖ‡hvR¨ bq

Minimum Standing Instructions:.

Child Education Savers Tk. 5,000
PvBì GWz‡Kkb †mfvim 5,000

Important Notes:
• 15% VAT is applicable for all fees and charges
• Govt. Excise Duty is applicable annually for all Accounts
• The Bank reserves the right to amend the Schedule of Rates & Charges at any time
• For Priority Banking Customers, separate Schedule of Fees & Charges is applicable.
• For Employee Banking clients, fees and charges shall apply as per Employee Banking agreement.
¸iæZ¡c~Y© Z_¨:
• mKj wd I PvR©mg~‡ni Ici †_‡K 15% f¨vU cÖ‡hvR¨
• mKj GKvD‡›Ui Ici evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨
• †h †Kv‡bv gyn~‡Z© †h †Kvb B›Uv‡i÷ †iU I PvR© cwieZ©‡bi wmØvšÍ e¨vsK KZ…©K msiwÿZ
• cÖv‡qvwiwU e¨vswKs Gi Rb¨ PvR© mg~‡ni ZvwjKv cÖ‡hvR¨
• Ggcøqx e¨vswKs‡qi Rb¨ Ggcøqx e¨vswKs Pzw³ Abymv‡i wd Ges PvR© cÖ‡hvR¨

12-wWwRU wU,AvB,Gb MÖn‡Yi †ÿÎ m¤úªmviY: AvqKi Aa¨v‡`‡ki aviv 184A Gi ms‡kvab
A_© AvBb, 2016 Gi gva¨‡g AvqKi Aa¨v‡`k, 1984 Gi aviv 184A Gi Dcaviv (1) †Z bZzb wZbwU K¬R (y), (z) Ges (za) ms‡hvRb K‡i wb¤œewY©Z e¨w³i Rb¨ 12 wWwRU wU,AvB,Gb MÖnY eva¨Zvg~jK
Kiv n‡q‡Q-
(1) miKvi A_ev miKv‡ii †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui ev cÖPwjZ †Kvb AvBb, Av‡`k ev `wj‡ji gva¨‡g cÖPwjZ MwVZ †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui Kg©Pvix (employee),
hw` wZwb mswkøó Avq eQ‡ii †h †Kv‡bv mgq 2015 mv‡j †NvwlZ PvKwi (†eZb I fvZvw`) Av‡`k, 2015 Gi `kg †MÖW Z`yaŸ© †MÖ‡W A_ev 2015 mv‡j †NvwlZ †h †Kvb †c-†¯‹‡ji `kg †MÖW ev Z`yaŸ© †MÖ‡Wi
mgZzj¨ †Kvb †MÖ‡W †eZb-fvZvw` MÖnY K‡ib ;
(2) Monthly Payment Order (MPO) Gi AvIZvq miKvi gvwmK 16000/- UvKv Gi †ewk A_© cvb Ggb †Kvb e¨w³ ;
(3) e¨e¯’vcbv I cÖkvmwbK c‡` ev Drcv`‡bi mycvifvBRix c‡` wb‡qvwRZ †Kvb employee, Zvi †eZb-fvZvw` hv-B †nvK bv †Kb|
• Any individual who has taxable income needs to have e-TIN.
• In case of private sector, any individual working in Managerial, Administrative or Supervisory capacity needs to have e-TIN regardless of his/her annual income.
• In case of government sector, any individual within pay-scale grade 10 or above or receives more than BDT 16,000 per month from the government needs to have e-TIN.
August 2019

For more details, please refer to Schedule of Charges available at all Standard Chartered branches.
we¯ÍvwiZ Z‡_¨i Rb¨ AbyMÖn K‡i ÷¨vÛvW© PvUvW© e¨vsK-Gi †h †Kv‡bv eªv †_‡K PvR©mg~‡ni ZvwjKv msMÖn Kiæb
 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw` Customer Copy/ Kv÷gvi Kwc

Dear Applicant, m¤§vwbZ Av‡e`bKvix,

Thank you for your application for Standard Chartered Credit card. To ensure ÷¨vÛvW© PvU©vW© †µwWU KvW© -G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K©
clarity regarding the Bank’s offer, we request you to go through the declaration and AeMwZi Rb¨ wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi
salient points given below and sign your acceptance for the same. m¤§wZm~PK ¯^v¶i cÖ`vb Kiæb|
Yes No
Customer Declaration/MÖvnK A½xKvibvgv n¨uv bv
I am aware of the Schedule of Charges (mentioned overleaf) applicable to Credit Card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
I am aware of the interest rate (mentioned overleaf) applicable for Credit Card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ my‡`i nvi (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
I am aware of the monthly payment requirements of Credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ wba©vwiZ gvwmK †c‡g›U m¤c‡K© Avwg AeMZ AvwQ|
I am aware that the monthly assignment of credit limit is at the sole direction of the Bank.
†µwWU KvW©-Gi †µwWU wjwgU wba©vi‡b e¨vsK me©¯^Z¡ msi¶b K‡i Ges GB e¨vcv‡i Avwg AeMZ AvwQ|
I am aware that the Application processing may take upto 2-3 weeks time from the date of receipt of the Application, provided the Application is
complete with all the relevant documents and all verification are positive.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Av‡e`bcÎwU e¨vsK KZ©…K MÖn‡Yi ci Zv cÖwµqvKi‡Y 2-3 mßvn mgq jvM‡Z cv‡i (hw` h_vh_fv‡e Av‡e`bcÎwU c~iY, cÖ‡qvRbxq KvMRcÎ
mshy³KiY Ges KvMRcÎ hvPvBKi‡Yi djvdj BwZevPK n‡q _v‡K|
I have applied for Credit Card without any undue influence.
†Kv‡bv iKg AhvwPZ cÖfve QvovB Avwg †µwWU KvW©-Gi Rb¨ Av‡e`b K‡iwQ|
I have been explained about all benefits, features and uses of Credit Card.
†µwWU KvW©-Gi myweavw`, e¨envi Ges ÁvZe¨ welqmg~n m¤c‡K© Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q|
I am aware that the Bank has the right to reject my application without assigning any reason.
Avwg AeMZ AvwQ †h, †Kv‡bv iKg KviY cÖ`k©b QvovB e¨vsK †µwWU KvW© Gi Rb¨ Avgvi Av‡e`b evwZj Ki‡Z cv‡i|
I am aware that the Bank may seek to verify or confirm the validity of my information.
Avwg AeMZ AvwQ †h, Avgvi cÖ`Ë Z_¨vw`i mZ¨Zv cix¶Y I hvPvB Kivi AwaKvi e¨vsK msi¶Y K‡i|
I am confirming that currently I am not a defaulter of any bank(s) or any financial institution(s).
Avwg †NvlYv KiwQ †h, GB gyû‡Z© †Kvb e¨vsK wKsev Avw_©K cÖwZôv‡bi Kv‡Q Avwg wWdëvi (FY‡Ljvcx) bB)|
I do not have any Credit Card(s) other than the one mentioned in the Credit Card Application Form. I am also aware that I cannot have unsecured
credit limit of more than BDT 1,000,000 from Standard Chartered Bank on Credit Card as per regulatory directive.
†µwWU Kv‡W©i Av‡e`b c‡Î D‡jøL Kiv nqwb Ggb †Kvb †µwWU KvW© Avgvi †bB| evsjv‡`k e¨vsK-Gi wbqg Abyhvqx †µwWU KvW©-G †Kvb RvgvbZ e¨ZxZ 10 j¶ UvKvi AwaK mxgv
÷¨vÛvW© PvU©vW© e¨vsK Avgv‡K cÖ`vb Ki‡e bv- GB Z_¨ Avgv‡K Rvbv‡bv n‡q‡Q|
I am aware that my Credit Card is subject to the existing regulatory requirements and any future regulations that might be imposed by the Government.
Avwg AeMZ AvwQ †h, cÖPwjZ Ges Avmbœ mKj miKvix wewamg~n Avgvi †µwWU Kv‡W©i Dci cÖ‡hvR¨ n‡e|
I understand that my Credit Card and PIN should not be given away to anyone in any situation. However, while canceling or replacing the Card(s), it
is my responsibility to hand-over the Card(s) to authorised bank official after cutting it into halves.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Ges wcb b¤^iwU Kb Ae¯’v‡ZB n¯ÍvšÍi †hvM¨ bq| Avgvi †µwWU KvW© evwZj wKsev cwieZ©‡bi Rb¨ Avwg KvW©wU †K‡U `yÕfv‡M fvM K‡i wbR
`vwq‡Z¡ e¨vs‡Ki `vwqZ¡c~Y© Awdwmqv‡ji nv‡Z n¯ÍvšÍi Ki‡ev|
I hereby declare that I agree to have my security items (viz, Client Care Centre TIN, Card Cheque, Internet Banking PIN, Credit Card PIN and other security
items) delivered to my mailing address and also understand that Card Cheque and Credit Card will be delivered in deactivated status for security reason.
Avwg †NvlYv KiwQ †h, Avgvi e¨vsK m¤cwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, K¬vB›U †Kqvi †m›Uvi wU,AvB,Gb, KvW© †PK, B›Uvi‡bU e¨vswKb wc,AvB,Gb, †µwWU KvW© wc,AvB,Gb I Ab¨vb¨ wmwKDwiwU
AvB‡Ug mg~n) e¨vsK KZ©…K Avgvi †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, KvW© †PK I †µwWU KvW© wbivcËvi ¯^v‡_© wbw®Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|

Documents Submitted/cÖ‡qvRbxq KvMRcÎ

Salary Slip/ Pay Slip/Salary Certificate
m¨vjvwi w¯øc/†c- w¯øc/m¨vjvwi mvwU©wd‡KU eTIN/eTIN certificate/IT-88 etc.
Copy of Passport/ Driving License/Voter ID/Others (Please specify) BwUAvBGb/BwUAvBGb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
cvm‡cv‡U©i Kwc/WªvBwfs jvB‡mÝ/‡fvUvi AvBwW/Ab¨vb¨ (AbyMÖnc~e©K D‡jøL Kiæb) Memorandum/Article of Association
Bank Statements †g‡gvivÛvg/AvwU©‡Kjm Ae G¨v‡mvwm‡qkb
e¨vsK †÷U‡g›U Standing Instruction to debit my account toward Credit Card Payments
Trade License †µwWU KvW© †c‡g‡›Ui †¶‡Î GKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
†UªW jvB‡mÝ Others (Please specify)
National ID (NID) No. Ab¨vb¨ (AbyMÖnc~e©K D‡jøL Kiæb)
b¨vkbvj AvBwW (GbAvBwW) bs

I, _______________________________________________ have read and understood Avwg,________________________________________________ DcwiwjøwLZ Ges

the above statements and the contents mentioned overleaf. I also confirm that the Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg †NvlYv KiwQ †h, GB Av‡e`bc‡Î
declaration provided by me in this form is true and correct. I confirm that I have not Avgvi cÖ`Ë Z_¨vw` m¤c~Y© wbf©‚j Ges mZ¨| Avwg AviI †NvlYv KiwQ †h, Avgvi †µwWU KvW©
given any cash or cheque to any person of the Bank for the approval of this Credit Av‡e`bcÎwU Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb
Card Application or for any other purpose in relation to this Application. e¨w³‡K †Kvbiæc bM` UvKv A_ev †PK cÖ`vb Kwiwb|

I also confirm that Mr./Ms. ________________________________________________, Avwg †NvlYv KiwQ †h, Rbve/Rbvev _______________________________________,

Bearing BDO/RM code ____________________________ has explained to me all the wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW© PvU©vW© †µwWU KvW© mswkøó
features of Standard Chartered Credit Card. welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|

I acknowledge that I have received a copy of this MID. Avwg wbwðZ KiwQ †h GB A½xKvi bvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|

Applicant’s Signature Application Number

Date (dd/mm/yy)
*Conditions apply/*kZ© cÖ‡hvR¨

August 2019
 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
I Frees & Fees I
Please make a note of the following Schedule of Charges, so that you remain fully Avcbvi †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i wb‡Pi
informed as to the charges applicable to your Credit Card. ZvwjKvwU AbymiY Kiæb :
Visa/Mastercard Platinum Visa Signature
Visa Silver (Classic) Visa/Mastercard Gold Visa Platinum STAR Visa Signature STAR MasterCard Titanium
wfmv wmjfvi (K¬vwmK) wfmv/gv÷viKvW© †Mvì wfmv/gv÷viKvW© cøvwUbvg wfmv wmM‡bPvi gv÷viKvW© UvB‡Uwbqvg
wfmv cøvwUbvg ÷vi wfmv wmM‡bPvi ÷vi

General/mvaviY
Payment due date from statement date / 15 days/15 w`b
†÷U‡g‡›U D‡jøwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq
5% or Taka 500, whichever is higher
Minimum amount due / b~b¨Zg e‡Kqv /5% ev 500 UvKv (G †ÿ‡Î †h wU m‡e©v”P)

Cash advance limit / K¨vk A¨vWfvÝ wjwgU 50% of credit limit/†µwWU wjwg‡Ui 50%
Maximum interest-free days available (in case of 100% payment of
statement balance on or before due date)/
45 days /45 w`b
m‡e©v”P B›Uv‡ió wd« w`em (wba©vwiZ Zvwi‡Li g‡a¨ wKsev Zvi c~‡e©B 100% †÷U‡g›U e¨v‡jÝ
cwi‡kv‡ai †¶‡Î cÖ‡hvR¨)
Fees / wd
Annual fee (Primary card)/evwl©K wd (cÖvBgvix KvW©)
* For standalone Titanium credit card holders / * ÷¨vÛ-A¨v‡jvb UvBUvwbqvg †µwWU KvW© †nvìvi‡`i Rb¨ *Tk. 5,000/5,000 UvKv
Tk. 1,500/1,500 UvKv Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv Tk. 10,000/10,000 UvKv
** For customers enjoying multiple credit card products from **Tk. 3,500/3,500 UvKv
Standard Chartered Bank/ ** ÷¨vÛvW© PvU©vW© e¨vsK Gi GKvwaK †µwWU KvW© †nvìvi‡`i Rb¨

Annual fee (for each Supplementary card)/ evwl©K wd (cÖwZwU mvwcø‡g›Uvwi KvW© Gi Rb¨) *FREE/wd« *FREE / wd«
*For 1st and 2nd supplementary card/ *(1g I 2q mvwcø‡g›Uvwi KvW©) **Tk. 500/500 UvKv
Tk. 1,000/1000 UvKv
**Tk. 1,000 / 1,000 UvKv
**For 3rd supplementary card and onwards/**3q mvwcø‡g›Uvwi KvW© I cieZ©x Kv‡W©i †ÿ‡Î
Card replacement fee/KvW© cwieZ©‡bi wd Tk. 200/200 UvKv Tk. 500/500 UvKv Tk. 1,000/1,000 UvKv Tk. 500/500 UvKv
Late payment fee (if minimum due is not paid within due date) Tk. 450/450 UvKv Tk. 600/600 UvKv Tk. 1,000/1,000 UvKv Tk. 750/750 UvKv
†jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨)
Over limit fee/Ifvi wjwgU wd Tk. 1,000/1,000 UvKv Tk. 1,500/1,500 UvKv Tk. 1,000/1000 UvKv
Global usage privileges/†Møvevj BD‡mR wcÖwf‡jR FREE/ wd«

FREE/ wd« (Only Card holder) FREE/ wd« (Card holder and Not Applicable/cÖ‡hvR¨ bq
Access to Signature Lounge/wmM‡bPvi jvD‡Ä cÖ‡ekvwaKvi Not Applicable/cÖ‡hvR¨ bq any 3 persons)
Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^viwkc wd Not Applicable/cÖ‡hvR¨ bq FREE/ wd« Not Applicable/cÖ‡hvR¨ bq
USD 27 (For the Primary Card holder, USD 27 (For the Primary Card holder, unlimited FREE
Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd Not Applicable/cÖ‡hvR¨ bq 3 FREE visits per calendar year) visits and for guest 6 FREE visits per calendar year) Not Applicable/cÖ‡hvR¨ bq

Passenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m Not Applicable/cÖ‡hvR¨ bq FREE/wd« (Up to 2 persons) FREE/wd« (Up to 4 persons) FREE/wd« (Up to 2 persons)
Other Fees & Charges/Ab¨vb¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
26% per annum/evwl©K 26%
Finance charge on retail and cash transactions is calculated from the transaction date. Accrued Interest for retail transaction is waived on the cycle date upon full payment
Finance charges of last statement balance by payment due date or is billed otherwise. Accrued interest for cash transactions is always billed from the transaction date. Fund transfers from
dvBbvÝ PvR© your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance transaction, and incur cash advance fee.
wi‡UBj Ges bM` †jb‡`‡bi Dci avh©K…Z wdb¨vÝ PvR© †jb‡`b m¤ú‡bœi ZvwiL †_‡K wn‡me n‡e| wbw`©ó Zvwi‡Li †fZi me©‡kl †÷U‡g›U e¨v‡j‡Ýi m¤c~Y© e‡Kqv A_© cwi‡kva mv‡c‡¶ wewjs †gqv`Kv‡ji †kl Zvwi‡L wi‡UBj
†jb‡`‡bi Dci Rgv B›Uv‡i÷ gIKzd n‡e, Ab¨_vq we‡ji mv‡_ †hvM Kiv n‡e| bM` †jb‡`‡bi Dci Rgv B›Uv‡i÷ eiveiB †jb‡`‡bi ZvwiL †_‡K we‡j †hvM Kiv n‡e| ÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc
e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨ n‡e Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|
Cash advance fee/K¨vk A¨vWfvÝ wd 2.5% of the withdrawal amount/bM` D‡Ëvj‡bi kZKiv 2.5 fvM
Duplicate statement fee (last 2 months)/Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm) Tk. 300/300 UvKv
Duplicate statement fee (beyond last 2 months)
Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨) Tk. 500/500 UvKv

Returned cheque fee (due to insufficient fund)/wiUvb©W †PK wd (Ach©vß dvÛ Gi Kvi‡b) Tk. 500/500 UvKv Tk. 1,000/1,000 UvKv
CIB Processing Fee/wmAvBwe cÖ‡mwms wd Tk. 100/100 UvKv
Certificate charge/mvwU©wd‡KU PvR© FREE/wd«
Credit card life insurance coverage/†µwWU KvW© Rxeb exgv Kfv‡iR 0.35% of the statement balance as at the statement date/†÷U‡g›U Zvwi‡L D‡jøwLZ e¨v‡j‡Ýi kZKiv 0.35 fvM
Cheque book issuance fee/†PK eyK Bm¨y‡qÝ wd: FREE/ wd«
* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv)
* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv) 20 Leaves: Tk. 200/20 cvZvi †PKeyK : 200 UvKv
Card cheque processing fees/KvW© †PK cÖ‡mwms wd 2% of the Card Cheque amount (Minimum Tk. 500)/2% KvW© †PK GgvD›U (b~b¨Zg 500 UvKv)
InstaBuys finance charges/BÝUvevBm dvBb¨vÝ PvR©mg~n 13.25% p.a. (Flat Rate)/evwl©K 13.25% (d¬¨vU †iU)
InstaBuys pre-closure fee/BÝUvevBm wcÖ-†K¬vRvi wd 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2%
International Transaction Charge/B›Uvib¨vkbvj UªvÝR¨vKkvb PvR© 3% of transaction amount/†gvU †jb‡`‡bi 3%
Instant loan finance charges/BÝU¨v›U †jvb dvBb¨vÝ PvR©mg~n 10.5%/12.5% p.a. (flat rate)/evwl©K 10.5%/12.5% (d¬¨vU †iU)
Instant loan processing fee/BÝU¨v›U †jvb cÖ‡mwms wd 2% of loan amount/†jvb A¨vgvD‡›Ui 2%
Instant loan pre-closure fee/BÝU¨v›U †jvb wcÖ-†K¬vRvi wd 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2%
SMS Banking Transaction Alert fee
/GmGgGm e¨vswKs UªvÝR¨vKkvb GjvU© wd FREE/ wd«

Internet Banking/B›Uvi‡bU e¨vswKs FREE/ wd«

e-Statements/B-†÷U‡g›Um FREE/ wd«
Auto Billspay/A‡Uv wejm-†c FREE/ wd«

Instant Loan maintenance fee (applicable for Zero-Interest Instant For 3 months: 3% of loan amount/3 gvm: †jvb GgvD‡›Ui 3% For 6 months: 5% of loan amount/6 gvm: †jvb GgvD‡›Ui 5%
Loan only)/BÝU¨v›U †jvb †gB‡›U‡bÝ wd (ïaygvÎ wR‡iv B›Uv‡i÷ BÝU¨v›U †jv‡bi †¶‡Î cÖ‡hvR¨) For 9 months: 7.5% of loan amount/9 gvm: †jvb GgvD‡›Ui 7.5% For 12 months: 10% of loan amount/12 gvm: †jvb GgvD‡›Ui 10%
15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡e Effective from 1 August 2019 / 1 AvM÷ 2019 †_‡K Kvh©Ki n‡e

Other Key Points KwZcq D‡jøL‡hvM¨ welq

Blocking of card (in case of non-payment)
If you are availing multiple Credit Cards from Standard Chartered Bank, we reserve the right to
block all the Cards if any of the Cards goes into delinquency due to non-payment. Your Card will
only be reinstated once payment on each account is regulated and as per the Bank’s policy.
Disclosure of Information
You authorise the Bank to use and disclose detailed information relating to the Credit Card
application and/or Credit Card Account, your relationship with the Bank to any credit rating
agency, bank, financial institution, leasing company, any regulatory authority with jurisdiction over
the bank; any person required by a court of competent jurisdiction; any agent , contractor or third
party service providers of the Bank, any potential assignee of the Bank, any company within the
Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such
disclosure will be made for purposes as the Bank may in its sole discretion require and without
any reference to you.
Please note
KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)
hw` Avcwb ÷¨vÛvW© PvU©vW© e¨vs‡Ki GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv
Kivi `iƒb KvW©wU e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi
¶gZv msi¶Y K‡i| †KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv
hv‡e|
Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkb
Avcbvi †µwWU KvW© Av‡e`bcÎ, †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi I cÖKv‡ki
AwaKvi msi¶Y K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb cÖ‡qvMKvix ms¯’v,
Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³ A_ev ÷¨vÛvW© PvU©vW©
MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶Y K‡i| †m‡¶‡Î
Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|
j¶¨bxq
August 2019

• Your Application Form and all supporting documents will form part of Bank’s records and will not
be returned
• The Bank may communicate you through electronic means such as SMS, e-mail or facsimile
• The Bank reserves the right to reject this Application without assigning any reason
• Subject to approval of this Application, assignment of credit limit is at the sole discretion of the
Bank
• Avcbvi Av‡e`bcÎ Ges Zrmswkøó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g
†hvMv‡hvM Ki‡e|
• †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i|
• Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|
 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw` Bank Copy/
Bank e¨vsK
Copy/Kwce¨vsK Kwc

Dear Applicant, m¤§vwbZ Av‡e`bKvix,

Thank you for your application for Standard Chartered Credit card. To ensure ÷¨vÛvW© PvU©vW© †µwWU KvW© -G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K©
clarity regarding the Bank’s offer, we request you to go through the declaration and AeMwZi Rb¨ wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi
salient points given below and sign your acceptance for the same. m¤§wZm~PK ¯^v¶i cÖ`vb Kiæb|
Yes No
Customer Declaration/MÖvnK A½xKvibvgv n¨uv bv
I am aware of the Schedule of Charges (mentioned overleaf) applicable to Credit Card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
I am aware of the interest rate (mentioned overleaf) applicable for Credit Card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ my‡`i nvi (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
I am aware of the monthly payment requirements of Credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ wba©vwiZ gvwmK †c‡g›U m¤c‡K© Avwg AeMZ AvwQ|
I am aware that the monthly assignment of credit limit is at the sole direction of the Bank.
†µwWU KvW©-Gi †µwWU wjwgU wba©vi‡b e¨vsK me©¯^Z¡ msi¶b K‡i Ges GB e¨vcv‡i Avwg AeMZ AvwQ|
I am aware that the Application processing may take upto 2-3 weeks time from the date of receipt of the Application, provided the Application is
complete with all the relevant documents and all verification are positive.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Av‡e`bcÎwU e¨vsK KZ©…K MÖn‡Yi ci Zv cÖwµqvKi‡Y 2-3 mßvn mgq jvM‡Z cv‡i (hw` h_vh_fv‡e Av‡e`bcÎwU c~iY, cÖ‡qvRbxq KvMRcÎ
mshy³KiY Ges KvMRcÎ hvPvBKi‡Yi djvdj BwZevPK n‡q _v‡K|
I have applied for Credit Card without any undue influence.
†Kv‡bv iKg AhvwPZ cÖfve QvovB Avwg †µwWU KvW©-Gi Rb¨ Av‡e`b K‡iwQ|
I have been explained about all benefits, features and uses of Credit Card.
†µwWU KvW©-Gi myweavw`, e¨envi Ges ÁvZe¨ welqmg~n m¤c‡K© Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q|
I am aware that the Bank has the right to reject my application without assigning any reason.
Avwg AeMZ AvwQ †h, †Kv‡bv iKg KviY cÖ`k©b QvovB e¨vsK †µwWU KvW© Gi Rb¨ Avgvi Av‡e`b evwZj Ki‡Z cv‡i|
I am aware that the Bank may seek to verify or confirm the validity of my information.
Avwg AeMZ AvwQ †h, Avgvi cÖ`Ë Z_¨vw`i mZ¨Zv cix¶Y I hvPvB Kivi AwaKvi e¨vsK msi¶Y K‡i|
I am confirming that currently I am not a defaulter of any bank(s) or any financial institution(s).
Avwg †NvlYv KiwQ †h, GB gyû‡Z© †Kvb e¨vsK wKsev Avw_©K cÖwZôv‡bi Kv‡Q Avwg wWdëvi (FY‡Ljvcx) bB)|
I do not have any Credit Card(s) other than the one mentioned in the Credit Card Application Form. I am also aware that I cannot have unsecured
credit limit of more than BDT 1,000,000 from Standard Chartered Bank on Credit Card as per regulatory directive.
†µwWU Kv‡W©i Av‡e`b c‡Î D‡jøL Kiv nqwb Ggb †Kvb †µwWU KvW© Avgvi †bB| evsjv‡`k e¨vsK-Gi wbqg Abyhvqx †µwWU KvW©-G †Kvb RvgvbZ e¨ZxZ 10 j¶ UvKvi AwaK mxgv
÷¨vÛvW© PvU©vW© e¨vsK Avgv‡K cÖ`vb Ki‡e bv- GB Z_¨ Avgv‡K Rvbv‡bv n‡q‡Q|
I am aware that my Credit Card is subject to the existing regulatory requirements and any future regulations that might be imposed by the Government.
Avwg AeMZ AvwQ †h, cÖPwjZ Ges Avmbœ mKj miKvix wewamg~n Avgvi †µwWU Kv‡W©i Dci cÖ‡hvR¨ n‡e|
I understand that my Credit Card and PIN should not be given away to anyone in any situation. However, while canceling or replacing the Card(s), it
is my responsibility to hand-over the Card(s) to authorised bank official after cutting it into halves.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Ges wcb b¤^iwU Kb Ae¯’v‡ZB n¯ÍvšÍi †hvM¨ bq| Avgvi †µwWU KvW© evwZj wKsev cwieZ©‡bi Rb¨ Avwg KvW©wU †K‡U `yÕfv‡M fvM K‡i wbR
`vwq‡Z¡ e¨vs‡Ki `vwqZ¡c~Y© Awdwmqv‡ji nv‡Z n¯ÍvšÍi Ki‡ev|
I hereby declare that I agree to have my security items (viz, Client Care Centre TIN, Card Cheque, Internet Banking PIN, Credit Card PIN and other security
items) delivered to my mailing address and also understand that Card Cheque and Credit Card will be delivered in deactivated status for security reason.
Avwg †NvlYv KiwQ †h, Avgvi e¨vsK m¤cwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, K¬vB›U †Kqvi †m›Uvi wU,AvB,Gb, KvW© †PK, B›Uvi‡bU e¨vswKb wc,AvB,Gb, †µwWU KvW© wc,AvB,Gb I Ab¨vb¨ wmwKDwiwU
AvB‡Ug mg~n) e¨vsK KZ©…K Avgvi †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, KvW© †PK I †µwWU KvW© wbivcËvi ¯^v‡_© wbw®Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|

Documents Submitted/cÖ‡qvRbxq KvMRcÎ

Salary Slip/ Pay Slip/Salary Certificate
m¨vjvwi w¯øc/†c- w¯øc/m¨vjvwi mvwU©wd‡KU eTIN/eTIN certificate/IT-88 etc.
Copy of Passport/ Driving License/Voter ID/Others (Please specify) BwUAvBGb/BwUAvBGb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
cvm‡cv‡U©i Kwc/WªvBwfs jvB‡mÝ/‡fvUvi AvBwW/Ab¨vb¨ (AbyMÖnc~e©K D‡jøL Kiæb) Memorandum/Article of Association
Bank Statements †g‡gvivÛvg/AvwU©‡Kjm Ae G¨v‡mvwm‡qkb
e¨vsK †÷U‡g›U Standing Instruction to debit my account toward Credit Card Payments
Trade License †µwWU KvW© †c‡g‡›Ui †¶‡Î GKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
†UªW jvB‡mÝ Others (Please specify)
National ID (NID) No. Ab¨vb¨ (AbyMÖnc~e©K D‡jøL Kiæb)
b¨vkbvj AvBwW (GbAvBwW) bs

I, _______________________________________________ have read and understood Avwg,________________________________________________ DcwiwjøwLZ Ges

the above statements and the contents mentioned overleaf. I also confirm that the Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg †NvlYv KiwQ †h, GB Av‡e`bc‡Î
declaration provided by me in this form is true and correct. I confirm that I have not Avgvi cÖ`Ë Z_¨vw` m¤c~Y© wbf©‚j Ges mZ¨| Avwg AviI †NvlYv KiwQ †h, Avgvi †µwWU KvW©
given any cash or cheque to any person of the Bank for the approval of this Credit Av‡e`bcÎwU Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb
Card Application or for any other purpose in relation to this Application. e¨w³‡K †Kvbiæc bM` UvKv A_ev †PK cÖ`vb Kwiwb|

I also confirm that Mr./Ms. ________________________________________________, Avwg †NvlYv KiwQ †h, Rbve/Rbvev _______________________________________,

Bearing BDO/RM code ____________________________ has explained to me all the wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW© PvU©vW© †µwWU KvW© mswkøó
features of Standard Chartered Credit Card. welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|

I acknowledge that I have received a copy of this MID. Avwg wbwðZ KiwQ †h GB A½xKvi bvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|

Applicant’s Signature Application Number

Date (dd/mm/yy)
*Conditions apply/*kZ© cÖ‡hvR¨

August 2019
 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
I Frees & Fees I
Please make a note of the following Schedule of Charges, so that you remain fully Avcbvi †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i wb‡Pi
informed as to the charges applicable to your Credit Card. ZvwjKvwU AbymiY Kiæb :
Visa/Mastercard Platinum Visa Signature
Visa Silver (Classic) Visa/Mastercard Gold Visa Platinum STAR Visa Signature STAR MasterCard Titanium
wfmv wmjfvi (K¬vwmK) wfmv/gv÷viKvW© †Mvì wfmv/gv÷viKvW© cøvwUbvg wfmv wmM‡bPvi gv÷viKvW© UvB‡Uwbqvg
wfmv cøvwUbvg ÷vi wfmv wmM‡bPvi ÷vi

General/mvaviY
Payment due date from statement date / 15 days/15 w`b
†÷U‡g‡›U D‡jøwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq
5% or Taka 500, whichever is higher
Minimum amount due / b~b¨Zg e‡Kqv /5% ev 500 UvKv (G †ÿ‡Î †h wU m‡e©v”P)

Cash advance limit / K¨vk A¨vWfvÝ wjwgU 50% of credit limit/†µwWU wjwg‡Ui 50%
Maximum interest-free days available (in case of 100% payment of
statement balance on or before due date)/
45 days /45 w`b
m‡e©v”P B›Uv‡ió wd« w`em (wba©vwiZ Zvwi‡Li g‡a¨ wKsev Zvi c~‡e©B 100% †÷U‡g›U e¨v‡jÝ
cwi‡kv‡ai †¶‡Î cÖ‡hvR¨)
Fees / wd
Annual fee (Primary card)/evwl©K wd (cÖvBgvix KvW©)
* For standalone Titanium credit card holders / * ÷¨vÛ-A¨v‡jvb UvBUvwbqvg †µwWU KvW© †nvìvi‡`i Rb¨ *Tk. 5,000/5,000 UvKv
Tk. 1,500/1,500 UvKv Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv Tk. 10,000/10,000 UvKv
** For customers enjoying multiple credit card products from **Tk. 3,500/3,500 UvKv
Standard Chartered Bank/ ** ÷¨vÛvW© PvU©vW© e¨vsK Gi GKvwaK †µwWU KvW© †nvìvi‡`i Rb¨

Annual fee (for each Supplementary card)/ evwl©K wd (cÖwZwU mvwcø‡g›Uvwi KvW© Gi Rb¨) *FREE/wd« *FREE / wd«
*For 1st and 2nd supplementary card/ *(1g I 2q mvwcø‡g›Uvwi KvW©) **Tk. 500/500 UvKv
Tk. 1,000/1000 UvKv
**Tk. 1,000 / 1,000 UvKv
**For 3rd supplementary card and onwards/**3q mvwcø‡g›Uvwi KvW© I cieZ©x Kv‡W©i †ÿ‡Î
Card replacement fee/KvW© cwieZ©‡bi wd Tk. 200/200 UvKv Tk. 500/500 UvKv Tk. 1,000/1,000 UvKv Tk. 500/500 UvKv
Late payment fee (if minimum due is not paid within due date) Tk. 450/450 UvKv Tk. 600/600 UvKv Tk. 1,000/1,000 UvKv Tk. 750/750 UvKv
†jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨)
Over limit fee/Ifvi wjwgU wd Tk. 1,000/1,000 UvKv Tk. 1,500/1,500 UvKv Tk. 1,000/1000 UvKv
Global usage privileges/†Møvevj BD‡mR wcÖwf‡jR FREE/ wd«

FREE/ wd« (Only Card holder) FREE/ wd« (Card holder and Not Applicable/cÖ‡hvR¨ bq
Access to Signature Lounge/wmM‡bPvi jvD‡Ä cÖ‡ekvwaKvi Not Applicable/cÖ‡hvR¨ bq any 3 persons)
Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^viwkc wd Not Applicable/cÖ‡hvR¨ bq FREE/ wd« Not Applicable/cÖ‡hvR¨ bq
USD 27 (For the Primary Card holder, USD 27 (For the Primary Card holder, unlimited FREE
Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd Not Applicable/cÖ‡hvR¨ bq 3 FREE visits per calendar year) visits and for guest 6 FREE visits per calendar year) Not Applicable/cÖ‡hvR¨ bq

Passenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m Not Applicable/cÖ‡hvR¨ bq FREE/wd« (Up to 2 persons) FREE/wd« (Up to 4 persons) FREE/wd« (Up to 2 persons)
Other Fees & Charges/Ab¨vb¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
26% per annum/evwl©K 26%
Finance charge on retail and cash transactions is calculated from the transaction date. Accrued Interest for retail transaction is waived on the cycle date upon full payment
Finance charges of last statement balance by payment due date or is billed otherwise. Accrued interest for cash transactions is always billed from the transaction date. Fund transfers from
dvBbvÝ PvR© your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance transaction, and incur cash advance fee.
wi‡UBj Ges bM` †jb‡`‡bi Dci avh©K…Z wdb¨vÝ PvR© †jb‡`b m¤ú‡bœi ZvwiL †_‡K wn‡me n‡e| wbw`©ó Zvwi‡Li †fZi me©‡kl †÷U‡g›U e¨v‡j‡Ýi m¤c~Y© e‡Kqv A_© cwi‡kva mv‡c‡¶ wewjs †gqv`Kv‡ji †kl Zvwi‡L wi‡UBj
†jb‡`‡bi Dci Rgv B›Uv‡i÷ gIKzd n‡e, Ab¨_vq we‡ji mv‡_ †hvM Kiv n‡e| bM` †jb‡`‡bi Dci Rgv B›Uv‡i÷ eiveiB †jb‡`‡bi ZvwiL †_‡K we‡j †hvM Kiv n‡e| ÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc
e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨ n‡e Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|
Cash advance fee/K¨vk A¨vWfvÝ wd 2.5% of the withdrawal amount/bM` D‡Ëvj‡bi kZKiv 2.5 fvM
Duplicate statement fee (last 2 months)/Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm) Tk. 300/300 UvKv
Duplicate statement fee (beyond last 2 months)
Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨) Tk. 500/500 UvKv

Returned cheque fee (due to insufficient fund)/wiUvb©W †PK wd (Ach©vß dvÛ Gi Kvi‡b) Tk. 500/500 UvKv Tk. 1,000/1,000 UvKv
CIB Processing Fee/wmAvBwe cÖ‡mwms wd Tk. 100/100 UvKv
Certificate charge/mvwU©wd‡KU PvR© FREE/wd«
Credit card life insurance coverage/†µwWU KvW© Rxeb exgv Kfv‡iR 0.35% of the statement balance as at the statement date/†÷U‡g›U Zvwi‡L D‡jøwLZ e¨v‡j‡Ýi kZKiv 0.35 fvM
Cheque book issuance fee/†PK eyK Bm¨y‡qÝ wd: FREE/ wd«
* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv)
* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv) 20 Leaves: Tk. 200/20 cvZvi †PKeyK : 200 UvKv
Card cheque processing fees/KvW© †PK cÖ‡mwms wd 2% of the Card Cheque amount (Minimum Tk. 500)/2% KvW© †PK GgvD›U (b~b¨Zg 500 UvKv)
InstaBuys finance charges/BÝUvevBm dvBb¨vÝ PvR©mg~n 13.25% p.a. (Flat Rate)/evwl©K 13.25% (d¬¨vU †iU)
InstaBuys pre-closure fee/BÝUvevBm wcÖ-†K¬vRvi wd 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2%
International Transaction Charge/B›Uvib¨vkbvj UªvÝR¨vKkvb PvR© 3% of transaction amount/†gvU †jb‡`‡bi 3%
Instant loan finance charges/BÝU¨v›U †jvb dvBb¨vÝ PvR©mg~n 10.5%/12.5% p.a. (flat rate)/evwl©K 10.5%/12.5% (d¬¨vU †iU)
Instant loan processing fee/BÝU¨v›U †jvb cÖ‡mwms wd 2% of loan amount/†jvb A¨vgvD‡›Ui 2%
Instant loan pre-closure fee/BÝU¨v›U †jvb wcÖ-†K¬vRvi wd 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2%
SMS Banking Transaction Alert fee
/GmGgGm e¨vswKs UªvÝR¨vKkvb GjvU© wd FREE/ wd«

Internet Banking/B›Uvi‡bU e¨vswKs FREE/ wd«

e-Statements/B-†÷U‡g›Um FREE/ wd«
Auto Billspay/A‡Uv wejm-†c FREE/ wd«

Instant Loan maintenance fee (applicable for Zero-Interest Instant For 3 months: 3% of loan amount/3 gvm: †jvb GgvD‡›Ui 3% For 6 months: 5% of loan amount/6 gvm: †jvb GgvD‡›Ui 5%
Loan only)/BÝU¨v›U †jvb †gB‡›U‡bÝ wd (ïaygvÎ wR‡iv B›Uv‡i÷ BÝU¨v›U †jv‡bi †¶‡Î cÖ‡hvR¨) For 9 months: 7.5% of loan amount/9 gvm: †jvb GgvD‡›Ui 7.5% For 12 months: 10% of loan amount/12 gvm: †jvb GgvD‡›Ui 10%
15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡e Effective from 1 August 2019 / 1 AvM÷ 2019 †_‡K Kvh©Ki n‡e

Other Key Points KwZcq D‡jøL‡hvM¨ welq

Blocking of card (in case of non-payment)
If you are availing multiple Credit Cards from Standard Chartered Bank, we reserve the right to
block all the Cards if any of the Cards goes into delinquency due to non-payment. Your Card will
only be reinstated once payment on each account is regulated and as per the Bank’s policy.
Disclosure of Information
You authorise the Bank to use and disclose detailed information relating to the Credit Card
application and/or Credit Card Account, your relationship with the Bank to any credit rating
agency, bank, financial institution, leasing company, any regulatory authority with jurisdiction over
the bank; any person required by a court of competent jurisdiction; any agent , contractor or third
party service providers of the Bank, any potential assignee of the Bank, any company within the
Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such
disclosure will be made for purposes as the Bank may in its sole discretion require and without
any reference to you.
Please note
KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)
hw` Avcwb ÷¨vÛvW© PvU©vW© e¨vs‡Ki GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv
Kivi `iƒb KvW©wU e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi
¶gZv msi¶Y K‡i| †KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv
hv‡e|
Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkb
Avcbvi †µwWU KvW© Av‡e`bcÎ, †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi I cÖKv‡ki
AwaKvi msi¶Y K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb cÖ‡qvMKvix ms¯’v,
Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³ A_ev ÷¨vÛvW© PvU©vW©
MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶Y K‡i| †m‡¶‡Î
Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|
j¶¨bxq
August 2019

• Your Application Form and all supporting documents will form part of Bank’s records and will not
be returned
• The Bank may communicate you through electronic means such as SMS, e-mail or facsimile
• The Bank reserves the right to reject this Application without assigning any reason
• Subject to approval of this Application, assignment of credit limit is at the sole discretion of the
Bank
• Avcbvi Av‡e`bcÎ Ges Zrmswkøó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g
†hvMv‡hvM Ki‡e|
• †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i|
• Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|
 Customer Copy
Dear Customer, Personal Loan
Thank you for your application to avail the "Personal Loan" facility of Standard Chartered Bank. Please read the following and sign
your acceptance for the same.
Interest Rate : The Interest rate has been explained to me which in computed on monthly basis (360 Days). The Interest rate is _________% per annum.
Loan processing fee : Maximum up to 2% of loan amount with 15% VAT applicable. Stamp Charge will be at actual to be paid by customer.
Payment : No fee is required to apply for loan.
No discount/free gift or any other commitment is given whatsoever which is not documented in the loan agreement of Standard Chartered
Bank or any of its authorised representatives.
Discretion of the Bank : The disbursement is at the sole discretion of Standard Chartered Bank and no commitment has been given regarding
the same.
Settlement: At least 6 EMI has to be paid before settling the facility. After payment of the 6th EMI, regular Early Settlement Fee will apply.
The first Equated Monthly Installment (EMI) will be within 30 days from the day of the disbursement of the loan
All charges and fees are subject to 15% VAT, to be paid by the applicant
I have read and understood the terms & conditions in relation to insurance provided to me by my chosen insurance company.
I am applying this Personal Loan as part of a value pack/a standalone product. The components and the other issues of the value packs have
been clearly explained to me. I understand that I am eligible for certain discount on interest rate and/or Processing Fee, if only this Personal
loan is disbursed as part of a value pack. Opting out from one or more products of the value pack will result in cancellation of the discount.
Monetary transactions between customer and Bank officials or third party sales representatives are strictly prohibited. Bank will not be liable for
such transactions under any circumstances
I have not handed over any "Cash" or "Cash Cheque" to the Bank staff.
Acceptance signature of the applicant : Bank official (person who booked the Loan):

Name : .............................................................................................................. Name & Designation : ...........................................................................................

Date : ............................................................................................................... ...............................................................................................................................

Signature : ....................................................................................................... Contact telephone : ..............................................................................................

Signature : ..................................................................... Date : ............................

Bank Copy
Dear Customer, Personal Loan
Thank you for your application to avail the "Personal Loan" facility of Standard Chartered Bank. Please read the following and sign
your acceptance for the same.
Interest Rate : The Interest rate has been explained to me which in computed on monthly basis (360 Days). The Interest rate is ____________ % per annum.
Loan processing fee : Maximum up to 2% of loan amount with 15% VAT applicable. Stamp Charge will be at actual to be paid by customer.
Payment : No fee is required to apply for loan.
No discount/free gift or any other commitment is given whatsoever which is not documented in the loan agreement of Standard Chartered
Bank or any of its authorised representatives.
Discretion of the Bank : The disbursement is at the sole discretion of Standard Chartered Bank and no commitment has been given regarding
the same.
Settlement: At least 6 EMI has to be paid before settling the facility. After payment of the 6th EMI, regular Early Settlement Fee will apply.
The first Equated Monthly Installment (EMI) will be within 30 days from the day of the disbursement of the loan
All charges and fees are subject to 15% VAT, to be paid by the applicant
I have read and understood the terms & conditions in relation to insurance provided to me by my chosen insurance company.
I am applying this Personal Loan as part of a value pack/a standalone product. The components and the other issues of the value packs have
been clearly explained to me. I understand that I am eligible for certain discount on interest rate and/or Processing Fee, if only this Personal
loan is disbursed as part of a value pack. Opting out from one or more products of the value pack will result in cancellation of the discount.
Monetary transactions between customer and Bank officials or third party sales representatives are strictly prohibited. Bank will not be liable for
such transactions under any circumstances
I have not handed over any "Cash" or "Cash Cheque" to the Bank staff.
Acceptance signature of the applicant : Bank official (person who booked the Loan):

Name : .............................................................................................................. Name & Designation : ...........................................................................................

August 2019

Date : ............................................................................................................... ...............................................................................................................................

Signature : ....................................................................................................... Contact telephone : ..............................................................................................

Signature : ..................................................................... Date : ............................
 MÖvn‡Ki A½xKvibvgv
(m¤§vwbZ MÖvnK, AbyMÖn K‡i wbgœewY©Z welq¸wj co–b Ges ¯^v¶i Kivi MÖvnK Kwc
gva¨‡g wbwðZ Kiæb †h mKj cÖ‡qvRbxq Z_¨ Avcbv‡K Rvbv‡bv n‡q‡Q|)
cv‡m©vbvj †jvb
m¤§vwbZ MÖvnK:
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m¤§wZ Rvbvb|
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Av‡e`b wd : †jv‡bi Av‡e`b Kivi Rb¨ †Kvb wd †bIqv n‡e bv|
†jvb †`qv ev bv †`qv m¤ú~Y©iƒ‡c e¨vsK Gi we‡eP¨ : †jvb †`qv ev bv †`qv m¤ú~Y©fv‡e ÷¨vÛvW© PvU©vW© e¨vsK Gi GLwZqvif~³| G msµvšÍ †Kvb cÖwZkÖæwZ Avgv‡K
†`Iqv nqwb|
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†kva Kiv hv‡e|
†jvb Gi cÖ_g wKw¯Í †jvb †`qvi 30 w`‡bi g‡a¨ cÖ`vb Ki‡Z n‡e|
mKj PvR© Gi Dci 15% f¨vU cÖ‡hvR¨ n‡e hv FYMÖnxZv cÖ`vb Ki‡eb|
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n‡q‡Q| Avwg AeMZ AvwQ †h, f¨vjyc¨vK Gi Aax‡b hw` GB cv‡m©vbvj †jvb cÖ`vb Kiv nq, ïaygvÎ Zvn‡jB my‡`i nvi Ges/A_ev cÖ‡mwms wd Gi Dci Qvo
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Avwg ÒWvB‡i± †mj&m wi‡cÖ‡Rb‡UwUfÓ Gi Kv‡Q †Kvb bM` A_© A_ev K¨vk †PK n¯ÍvšÍi Kwiwb|
÷¨vÛvW© PvU©vW© e¨vsK Gi †jvb GwMÖ‡g›U G D‡jøL †bB Ggb †Kvb wWmKvD›U, wd« Dcnvi A_ev Ab¨ †Kvb cÖwZkÖæwZ Avgv‡K †`Iqv nqwb|
e¨vsK Gi Kg©KZ©v/Kg©Pvix‡`i mv‡_ MÖvn‡Ki mKj cÖKvi A_©‰bwZK †jb‡`b m¤ú~Y©fv‡e wbwl×| †Kvb cwiw¯’wZ‡ZB G ai‡bi †jb‡`b Gi Rb¨ e¨vsK `vqe× n‡e bv|

MÖvn‡Ki A½xKvibvgv
(m¤§vwbZ MÖvnK, AbyMÖn K‡i wbgœewY©Z welq¸wj co–b Ges ¯^v¶i Kivi e¨vsK Kwc
gva¨‡g wbwðZ Kiæb †h mKj cÖ‡qvRbxq Z_¨ Avcbv‡K Rvbv‡bv n‡q‡Q|)
cv‡m©vbvj †jvb
m¤§vwbZ MÖvnK:
÷¨vÛvW© PvU©vW© e¨vsK Gi Òcv‡m©vbvj †jvbÓ Gi Rb¨ Av‡e`b Kivq Avcbv‡K ab¨ev`| AbyMÖn K‡i wbgœwjwLZ welq¸wj co–b Ges ¯^v¶i Kivi gva¨‡g Avcbvi
m¤§wZ Rvbvb|
my‡`i nvi : my‡`i nvi Avgv‡K †evSv‡bv n‡q‡Q †hwU gvwmK wfwˇZ (360) wnmve Kiv nq| my‡`i nvi .................%
†jvb cÖ‡mwms wd : eivÏK…Z †jv‡bi m‡e©v”P 2% cÖ‡hvR¨ n‡e cÖ‡mwms wd Gi Dci 15% f¨vU cÖ‡hvR¨| mswkøó ÷¨v¤ú PvR© MÖvnK cÖ`vb Ki‡eb|
Av‡e`b wd : †jv‡bi Av‡e`b Kivi Rb¨ †Kvb wd †bIqv n‡e bv|
†jvb †`qv ev bv †`qv m¤ú~Y©iƒ‡c e¨vsK Gi we‡eP¨ : †jvb †`qv ev bv †`qv m¤ú~Y©fv‡e ÷¨vÛvW© PvU©vW© e¨vsK Gi GLwZqvif~³| G msµvšÍ †Kvb cÖwZkÖæwZ Avgv‡K
†`Iqv nqwb|
AMÖxg †kva : b~¨bZg 6wU gvwmK wKw¯Í cwi‡kva Kivi Av‡M †jvb AMÖxg †kva Kiv hv‡e bv| 6wU wKw¯Í cÖ`v‡bi ci Avwj© †m‡Uj‡g›U wd cÖ`vb mv‡c‡ÿ †jvb AMÖxg
†kva Kiv hv‡e|
†jvb Gi cÖ_g wKw¯Í †jvb †`qvi 30 w`‡bi g‡a¨ cÖ`vb Ki‡Z n‡e|
mKj PvR© Gi Dci 15% f¨vU cÖ‡hvR¨ n‡e hv FYMÖnxZv cÖ`vb Ki‡eb|
Avwg Avgvi g‡bvbxZ BÝy¨‡iÝ †Kv¤úvbx Øviv cÖ`Ë wbqgvejx m¤ú‡K© AeMZ AvwQ|
Avwg GB cv‡mv©bvj †jvbwU f¨vjy c¨vK Gi Aax‡b/Avjv`vfv‡e Av‡e`b K‡iwQ| f¨vjyc¨vK Gi kZ© Ges Ab¨vb¨ welq¸‡jv Avgv‡K cwi®‹vifv‡e e¨vL¨v K‡i ejv
n‡q‡Q| Avwg AeMZ AvwQ †h, f¨vjyc¨vK Gi Aax‡b hw` GB cv‡m©vbvj †jvb cÖ`vb Kiv nq, ïaygvÎ Zvn‡jB my‡`i nvi Ges/A_ev cÖ‡mwms wd Gi Dci Qvo
cÖ‡hvR¨ n‡e| f¨vjyc¨vK Gi Aax‡b cÖ`vbK…Z GK ev GKvwaK †cÖvWv± hw` Avwg MÖnY bv Kwi, Zvn‡j GB Qvo cÖ‡hvR¨ n‡e bv|
August 2019

Avwg ÒWvB‡i± †mj&m wi‡cÖ‡Rb‡UwUfÓ Gi Kv‡Q †Kvb bM` A_© A_ev K¨vk †PK n¯ÍvšÍi Kwiwb|
÷¨vÛvW© PvU©vW© e¨vsK Gi †jvb GwMÖ‡g›U G D‡jøL †bB Ggb †Kvb wWmKvD›U, wd« Dcnvi A_ev Ab¨ †Kvb cÖwZkÖæwZ Avgv‡K †`Iqv nqwb|
e¨vsK Gi Kg©KZ©v/Kg©Pvix‡`i mv‡_ MÖvn‡Ki mKj cÖKvi A_©‰bwZK †jb‡`b m¤ú~Y©fv‡e wbwl×| †Kvb cwiw¯’wZ‡ZB G ai‡bi †jb‡`b Gi Rb¨ e¨vsK `vqe× n‡e bv|
 Declaration and Signature
I/We hereby declare that I/we have read and understood the Most Important Document (MID) and Terms and Conditions available at
www.sc.com/bd.If required I shall provide additional information at the request of the Bank.
I have also read and undertsood Bangladesh Bank’s notice on Money Laundering Prevention Act, 2012 (MLPA, amended in 2015) and the Anti
Terrorism Act, 2009 (ATA, amended in 2013), available for download from www.sc.com/bd, and will co-operate the Bank and the regulatory authority
to prevent money laundering and terrorist financing in the country.

Declaration for Credit Card

l/We are applying to open a credit card account with your Bank. All my/our account related & personal information are attached herewith. If required,
l/we shall provide any additional information/documents at the request of the Bank. If the credit card is granted, I shall solely operate the card
account unless otherwise instructed.
I/We declare that the information provided in this Application Form is true, complete and accurate and l/we have not wilfully withheld any material
fact. I shall inform you of any changes thereto. I/We hereby authorize Standard Chartered Bank to verify any information pertaining to this Applica-
tion Form whatever sources it may consider appropriate. I/We accept that Standard Chartered Bank is entitled in its absolute discretion to accept
or reject this Application without assigning any reason whatsoever and that the Application and its supporting documents shall become part of the
Bank's records and shall not be returned to me. I hereby acknowledge that I have read and understood the Terms & Conditions governing to
Standard Chartered credit card (given in the last page of this Application Form) and agree to comply with them. By signing on and/or activating
and/or retaining and/or using my Standard Chartered Credit Card, I will be bound by the Credit Card Terms & Conditions. Upon approval of my
Application l/We agree to pay the prevailing fees. Where requested, I authorize Standard Chartered Bank to issue Supplementary Card (s) for use
on my account to the person (s) named who I undertake is or over 18 years of age, and is a resident of Bangladesh and I agree that you may provide
information to him/her about the account. In consideration of the Bank agreeing to accept my request for sending my Credit Card monthly
statements to my e-mail address in lieu of paper statements sent through courier service, I hereby agree that all statements (whether through
e-Statements service or other means of transmission) sent by the Bank for my Credit Card shall be accepted and upheld by me as correct and
authentic. I declare that I shall not raise any objection against the Bank on its agreeing the same and fully accept the risk and responsibility of
statements transmitted by the Bank. The Bank does not warrant against any external factors affecting the privacy and/or security of e-mails during
internet transmission. I also agree to keep the Bank indemnified against all actions, proceedings, liabilities and claims cases damages costs and
expenses in relations to or arising out of so accepting my request by the Bank and transmission statements and information through e-mail. I assure
the Bank that I shall inform it in writing of any change in my e-mail address or any request for discontinuation of this facility to Card Services,
Standard Chartered Bank The Bank shall not be liable or responsible for data corruption, delay and/or interception of the information so given and
the Bank reserves the right to update and vary such information from time to time and at any time. I hereby agree to indemnify the Bank against any
loss, damage, liability or cost incurred by the Bank on account of any breach by me or the Supplementary Cardholder. I also understand that the
Supplementary Card fees shall be billed in my statement and it shall be my primary responsibility to honour all charges incurred on the Supplemen-
tary Card. The continuation of the membership of the Supplementary Cardholders shall be dependent on the continuation of my membership, I
assume full responsibility for complying with the provisions of the Foreign Exchange Regulation Act 1947, and rules, orders and directives issued
there under. I understand this card can be used for Internet transactions in line with Bangladesh Bank regulations pertaining to Internet transactions
which may change from time to time. I hereby declare that l/we agree to have my security items (viz. Contact Centre TIN, Card Cheque, Internet
Banking PIN, Credit Card PIN and other security items) delivered to my mailing address and also understand that Card Cheque and Credit Card will
be delivered in deactivated status for security reason.
I/We irrevocably authorize and permit the Standard Chartered Bank to disclose and furnish such information that it deems fit concerning my
Application, my business, accounts held with the Bank or my relationship with the Bank to the Bank's associates, branches, assignees, agents or
other parties. I also irrevocably authorize and permit the Bank to disclose information about my Application/account to any credit rating /reference
agency, bank, financial institution, any government regulatory agency or to any one else when the Bank deems it is in its interest to do so. The Bank
will immediately comply with disclosure of information to any authority under any law. The Bank shall have the right to check my credit standing at
any times as and when the Bank may deem fit without reference to me.
Terms & Conditions of Standard Chartered Bank (‘the Bank') for Cardholders availing the Card Cheque service:
In consideration of the Bank agreeing to accept my request for Card Cheque, the Bank may, in its absolute discretion, issue a Card Cheque book
in my name or in the name of my Supplementary Cardholder(s). If a Card Cheque book is issued, I undertake to be fully responsible for its safe
custody at all times and I will immediately notify the Bank if the Card Cheque book or any of the Card Cheques contained therein, is lost or stolen.
I understand that .the Bank may in its absolute discretion, accept from me any stop cheque instructions (either orally or in writing) in cases where I
have lost the relevant Card Cheque or, in other circumstances in which it shall be allowed by the law and agreed by the Bank. Should the Bank
accept any such instruction from me or from some other person purporting to be me, I hereby undertake to indemnify the Bank against any loss,
damage, cost (including any legal cost) or demand incurred by it as a result of, or in connection therewith. I take full responsibility of ensuring
availability of necessary credit limit in my Credit Card while issuing a Card Cheque. I also fully acknowledge, confirm and accept that the Card
Cheque is subject to the laws of Bangladesh. I further acknowledge and confirm that I shall pay the fees and charges as determined by the Bank
for return of Card Cheques where my Card Cheque has been returned due to unavailability of Credit Limit.
I acknowledge that activation of my Card Cheque book will constitute binding and conclusive evidence of my confirmation to be bound by these
Terms and Conditions.

Disclosure Clause :
I/We hereby consent to Standard Chartered Bank Bangladesh (the "Bank"), its officers and agents disclosing information relating to me/us and
my/our account(s) and/or dealing relationship(s) with the Bank, including but not limited to details of my/our facilities, any security taken, transac-
tions undertaken and balances and positions with the Bank, to (i) the head office of the Bank, any of its subsidiaries or subsidiaries of its holding
company, affiliates, representative and branch offices in any jurisdiction (the "Permitted Parties"); (ii) professional advisers and service providers of
the Permitted Parties who are under a duty of confidentiality to the Permitted Parties; (iii) any actual or potential participant or sub participant in
relation to any of the Bank's rights and/or obligations under any agreement between us, or assignee, novatee or transferee (or any agent or adviser
of any of the foregoing); (iv) any rating agency, insurer or insurance broker of, or direct or indirect provider of credit protection to any Permitted Party;
(v) any court or tribunal or regulatory, supervisory, governmental or quasigovernmental authority with jurisdiction over the Permitted Parties.
Declaration for Personal Loan
l have applied for the facility detailed in this application, l hereby acknowledge that l have read, accepted and fully understood the above terms
and conditions including the assignment therein mentioned and its application to the facility granted to me by the Bank, l hereby declare that the
borrowing proceed only shall not be utilized for purchase of any kind of Govt. Securities/Sanchayapatras.
August 2019

l fully understand and thereby authorise the fact that, for ease of monitoring and accounting, the Bank will route these repayments through a special account, which
will be opened in my name in the Bank's book. Furthermore, I understand that the quantum of monthly installments may be re-fixed at the Bank's sole discretion. I
understand and agree that the aggregate of any debit balance in the said special account and my/our Personal Loan Account is the total understanding on
account of Personal Loan Scheme and l and my successors, jointly and separately, will always remain liable to repay this outstanding and any interest and other
charges thereon (If l am not insured).
15 of 16
l hereby warrant that all the information furnished by me in this application is true, complete and accurate in all respects and l have not willfully withheld any material
fact, l acknowledge that the facility requested by me in this application will be made available at the discretion of the Bank.
In case any information provided in this application form mismatch with the information of my account maintained with Standard Chartered Bank, l hereby irrevoca-
bly authorise the Bank to amend the same as per this application form.

Declaration on CIB Undertaking

I/We would like to authorise the Bank to retrieve my/our CIB report through CIB Online system based on the CIB undertaking provided with this application. This
undertaking is valid until we inform the Bank to disregard this instruction. You are also authorised to search CIB report online as and when required by the Bank for
the purpose of applied loan or credit card. Please note that for any change in personal information or directorship (where applicable), we will notify the Bank in
writing to update the CIB database and obtain fresh CIB report.

Undertaking by Nominee
I/We do hereby declare that, I/We have accepted the nomination as given above. I/We may or may not become eligible for the balance amount of the account
holder(s) as nominee(s) and/or being the custodian(s) and trustee(s) of the said balance of the account holder(s). I/We shall follow and comply with the prevailing
laws of the land as nominee(s) and custodian(s) for this nomination.

Please Attach Please Attach Please Attach

Photograph(s) Here Photograph(s) Here Photograph(s) Here
[Applicant] [Joint Applicant] [Nominee/Legal Guardian]
Attested by Attested by Attested by
Introducer Introducer Applicant

Applicant’s Signature Joint Applicant’s Signature Nominee/Legal Guardian’s Signature

For Bank Use Only

Branch ICM Referance No. 1.

2.
Branch Code
Employer Code
Relationship No.
Master ARM/PBM Code

Instt. Class NB ARM Code

LLID Customer Segment Code

QLC Code Product Code

FAM Code
Sector Type Code (if applicable)

Deposit Code
For Individual Lending:
Sector Code Economic Purpose Code

Security Code Product Code

SME Code

Remarks/Comments (Account opening Approver) Remarks/Comments (Account opening Staff)

Approved (BSSM/BOSM/BDM) BDO/Relationship Manager

Branch Manager Name: Name:

Date: Date:

Seal: Seal:

16 of 16
Branch/Booth Directory
Dhaka
Gulshan Branch Motijheel Branch CEPZ Branch
67 Gulshan Avenue Alico Building, 18-20 Motijheel C/A Zone Service Building
Chattogram Export Processing Zone
Gulshan North Branch Chawk Bazar Branch Free Port Road
Gulshan Centre Point 12 Water Works Road, Ward 39, Chattogram City Corporation
House 23 - 26, Road 90, Dalpatty, Chawkbazar P.S. Bandar, Chattogram
Gulshan - 2
Mirpur Branch Bogura
Islamic Banking Centre Dynasty Tower, Plot 01, Road 12, Bogura Branch
Gulshan Centre Point Block G, Section 6, Pallabi, Mirpur Shatani House, Sherpur Road
House 23 - 26, Road 90,
Gulshan - 2 Uttara Branch Khulna
Update Tower, Shahajalal Avenue
Khulna Branch
Banani Booth Plot-1, Sector 6, Uttara
Jibon Bima Bhaban, KDA Avenue
14 Kemal Ataturk Avenue, Banani
Savar Branch
Sylhet
Bashundhara Booth Dhaka Export Processing Zone,
Haveily Center (GF), Ka-11/2/A, Zone Service Complex Sylhet Branch
Jagannathpur, 7 Noya Sharak, Jail Road,
Bashundhara Road, Dhaka. Narayanganj Ward-16
Narayanganj Branch
Dhanmondi Road 5 Branch 26 Shaista Khan Road
House 6, Road 5, Dhanmondi R/A (near Narayanganj Club)

Satmasjid Road Branch Chattogram

Level 2, Taj Lily Green, Plot 51
Chattogram Main Branch
Satmasjid Road, Dhanmondi
Sheikh Mujib Road, Agrabad
Dhaka 1205
Nasirabad Branch
Kakrail Booth
1 Shahid Abdul Halim Road
Karnaphuli Garden City,
East Nasirabad
109 Kakrail Road

Kawran Bazar Branch

53 Kawran Bazar

Sonargaon Booth
L101 Pan Pacific Sonargaon Hotel,
107 Kazi Nazrul Islam Avenue

InterContinental Booth
InterContinental Dhaka Annex Building,
1 Minto Road, Ramna
August 2019

Call our 24-hour Client Care Centre at 8332272 or 16233 (from mobile) or
visit your nearest Standard Chartered branch.