Ma’am, Shall I proceed ?

Good afternoon all

Next slide please

Our presentation contain case plot,

which involve company background, cause of natural catastrophe and events that take place during
2011 and 2012. And their impact on travellers insurance

And,

There is Business analysis, climate change response analysis

At last we will discuss answer of some of the question that mention in the case.

Next slide please

So, in company’s background,

Travellers insurance was founded by J.G. Batterson and nine Hartford businessmen in 1864 . Which is
the second-largest US commercial property-casualty insurance and the third largest US personal
insurance company.

They provided a range of commercial, property, and casualty insurance products to businesses,
government agencies, associations, and individuals in the US as well as in Ireland, Canada, U.K. and
Brazil.

In 2009, Company was added to the Dow Jones Industrial Average Index, which is a stock
market index that tracks 30 large, publicly-owned companies trading on the New York Stock
Exchange.

The company’s competitive position in the marketplace was based on various factors, some of
them are like:

-premiums charged                                       -contract terms and conditions, 

-products and services offered                      -claim service 
- broker and client relationships and -local presence    

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So here in this slide we will discuss upon natural cause of catastrophe and travellers loss due
to these events,
So here in this graph, they show natural catastrophe event, which is divided into segment
like - Geographical event, metrological event, hydrological event and climatological event vs.
no to event that occur. and We can see that no of event is increase from 1980 to 2010 .
And from other fig, we can observe that catastrophe loss shows volatile trend for travelers
insurance and this volatility is due to
 Climate change trends
 Change in exposure and insured value
 Natural annual variability
 And others
They mansion that during 20 year period beginning from 1980, catastrophe loss rose to 3.5% and
it increased to 7.3% from 2009 to 2012

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So in 2011, according to national climate data center, these 15 events occurred and caused more
than $1 billion damages, which leads insurance industry toward huge concern.

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So this trend continued in 2012 and also caused more than $1 billion loss.

So Next part will be explain