CONFIDENTIAL 27 Aug 2020-17:25:09

WARNING:

1) In providing any credit information to any Bank or Financial Institution, Bangladesh Bank expressly disclaims any liability in respect of any claims, loss and damages,
charges, expenses, costs howsoever, caused by wrong information by any Bank or Financial Institution or by disclosing CIB report to the Borrower after receiving credit
information from the Bangladesh Bank.

2) The CIB report is strictly confidential and not to be disclosed to the Borrower or any other party. The report is to be used only by the concerned Bank/Financial
Institution requesting for CIB report. Any violation of this will involve penalty of Tk. 1 (one) lakh as per Bangladesh Bank order 1972, chapter –IV, article – 48.

Credit Information Bureau - Bangladesh Bank

Date of Inquiry User ID FI Code Branch Code FI Name

27-Aug-2020 05:25:06 PM SIN057635 057 0016 Al-Arafah Islami Bank Ltd.

INQUIRED

Trade name ALAM DAIRY FARM

Proprietorship District CHATTOGRAM Proprietorship Postal code 4370

Proprietorship Address GOBINDARKHI, WARD # 09, PATIYA NID 1526109682777

POUROSHOVA

Owner Name SHAFIUL ALAM (MONI) Owner Address TALUKDAR BARI, GOBINDARKHIL, PATIYA
POUROSHOVA

Father's name NURUL ALAM Postcode 4371

Mother's name ROWSHAN ARA BEGUM District CHATTOGRAM

DOB 10/03/1978 TIN

Matched found CIB Contract code : H4358588474

SUBJECT INFORMATION

CIB subject code: G0000263775 Type of subject: INDIVIDUAL

Title, Name: MD, SHAFIUL ALAM (MONI) Reference number (Ref.): 1 (CIB Subject Code:G0000263775)

Title, Father's name: MOHAMMAD, NURUL ALAM Sector type: PRIVATE

Title, Mother's name: MOSAMMAT, ROWSHAN ARA BEGUM Sector code: 903050 (Retail Traders)

Title, Spouse Name: MOSAMMAT, FARAHANA YESMIN ID type:

Date of birth: 10/03/1978 ID number:

Gender: MALE ID issue date:

District(Country): CHATTOGRAM(BD) ID issue country:

NID: 1526109682777 Telephone

TIN: Remarks:

ADDRESS

Address Type Address Postal code: District Country

Permanent TALUKDER BARI, NORTH GOBINDARKHIL,PATIYA, 4370 CHATTOGRAM BD

Present TALUKDER BARI, NORTH GOBINDARKHIL,PATIYA, 4370 CHATTOGRAM BD

LINKED PROPRIETORSHIP(S) LIST

PROPRIETORSHIP CONCERN

CIB subject Q0000204829 Reference number (Ref.): 2 (CIB Subject Trade Name: S ALAM DAIRY FARM
code: Code:Q0000204829)

Sector type: PRIVATE Sector code: 903050 (Retail Traders) Telephone

number:

CONFIDENTIAL 27 Aug 2020-17:25:09 1/5

CONFIDENTIAL 27 Aug 2020-17:25:09
ADDRESS

Address Type Address Postal code: District Country

Business TALUKDAR BARI UTTOR GOVINDARKHIL PATIYA PORASHOVA PATIYA 4370 CHATTOGRAM BD

Factory HAIDGAO PATIYA 4370 CHATTOGRAM BD

PROPRIETORSHIP CONCERN

CIB subject R0000782951 Reference number (Ref.): 3 (CIB Subject Trade Name: S ALAM DAIRY FIRM
code: Code:R0000782951)

Sector type: PRIVATE Sector code: 903050 (Retail Traders) Telephone

number:

ADDRESS

Address Type Address Postal code: District Country

Business HAIDGAON, POTIYA POUROSHOVA 4370 CHATTOGRAM BD

1. SUMMARY OF FACILITY(S) AS BORROWER & CO-BORROWER

No of reporting Institutes: 1 Total Overdue Amount: 0

No of Living Contracts: 1 No of Stay order contracts: 0

Total Outstanding Amount: 455,089 Total Outstanding amount for Stay 0

Order Contracts:

1.(A) SUMMARY OF THE FUNDED FACILITIES AS BORROWER & CO-BORROWER

Total Outstanding Amount: 455,089

Contract UC SMA SS DF BL BLW Terminated Requested Stay Order

Category
No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

Installments 1 455,089 0 0 0 0 0 0 0 0 0 0 0 0 1 700,000 0 0

Non- 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5,000,000 0 0
Installments

Credit 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Cards

Total 1 455,089 0 0 0 0 0 0 0 0 0 0 0 0 2 5,700,000 0 0

1.(B) SUMMARY OF THE NON-FUNDED FACILITIES AS BORROWER & CO-BORROWER

Total Outstanding Amount: 0

Type of Financing Living Terminated Requested Stay order

No. Amount No. Amount No. Amount No. Amount

Guarantee (GU) 0 0 0 0 0 0 0 0

Letter of credit (LC) 0 0 0 0 0 0 0 0

Other indirect facility (OF) 0 0 0 0 0 0 0 0

Total 0 0 0 0 0 0 0 0

2. SUMMARY OF FACILITY(S) AS GUARANTOR

No of reporting Institutes: 2 Total Overdue Amount: 0

No of Living Contracts: 2 No of Stay order contracts: 0

Total Outstanding Amount: 2,020,435 Total Outstanding amount for Stay 0

Order Contracts:

2.(A) SUMMARY OF THE FUNDED FACILITIES AS GUARANTOR

CONFIDENTIAL 27 Aug 2020-17:25:09 2/5

CONFIDENTIAL 27 Aug 2020-17:25:09
Total Outstanding Amount: 2,020,435

Contract UC SMA SS DF BL BLW Terminated Requested Stay Order

Category
No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

Installments 1 23,042 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Non- 1 1,997,393 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Installments

Credit 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Cards

Total 2 2,020,435 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2.(B) SUMMARY OF THE NON-FUNDED FACILITIES AS GUARANTOR

Total Outstanding Amount: 0

Type of Financing Living Terminated Requested Stay order

No. Amount No. Amount No. Amount No. Amount

Guarantee (GU) 0 0 0 0 0 0 0 0

Letter of credit (LC) 0 0 0 0 0 0 0 0

Other indirect facility (OF) 0 0 0 0 0 0 0 0

Total 0 0 0 0 0 0 0 0

REQUESTED CONTRACT DETAILS

SL Type of Facility Phase Role FI Branch Request Total CIB subject CIB contract FI contract
Contract code code date Requested code code code
Amount

1 Installment Bai-Muazzal Requested Borrower 057 0016 27/06/2019 700,000 R0000782951 F0000699024 _F0000699024
(Instalment
Payment)

2 NonInstallment Bai-Muazzal Requested Borrower 057 0016 27/08/2020 5,000,000 Q0000204829 H4358588474 _H4358588474

DETAILS OF INSTALLMENT FACILITY(S)

Ref FI code Branch code CIB contract code FI contract code

1 (CIB Subject ### ### Y0000470400 ###

Code:G0000263775)

Role: Guarantor Date of Last Update: Contract History

Phase: Living Date of Law suit: -

Date Outstanding Overdue NPI Status Default
Facility: Term Date of last payment: 31/03/2020
30/06/2020 23,042 0 0 UC No
Loan
31/05/2020 23,042 0 0 UC No
Starting date: 26/04/2018 Date of classification:
30/04/2020 23,042 0 0 UC No
End date of contract: 25/04/2020 Date of last rescheduling:
31/03/2020 23,042 0 0 UC No
Sanction Limit: 500,000 Method of payment: Authorization to Direct
Current Account Debit 29/02/2020 45,532 0 0 UC No

Total Disbursement 500,000 Payments periodicity: Monthly Installments 31/01/2020 67,838 0 0 UC No

Amount:
31/12/2019 89,981 0 0 UC No
Total number of 24 Number of time(s) 000000
installments: rescheduled: 30/11/2019 111,968 0 0 UC No

Installment Amount: 22,843 Remaining installments 23,042 31/10/2019 133,787 0 0 UC No

Amount:
30/09/2019 155,436 0 0 UC No
Remaining installments 1 Reorganized credit: NO
31/08/2019 176,929 0 0 UC No
Number:
31/07/2019 198,258 0 0 UC No
Security Amount: 0 Basis for
classification:qualitative
judgment:

CONFIDENTIAL 27 Aug 2020-17:25:09 3/5

CONFIDENTIAL 27 Aug 2020-17:25:09
Third Party guarantee 0 Remarks:
Amount:
Security Type:

Other subjects linked to the same contract

CIB subject code Role Name

K0000349203 Borrower FARHANA DAIRY FARM

D0000855248 Guarantor LIAKAT ALI

DETAILS OF NONINSTALLMENT FACILITY(S)

Ref FI code Branch code CIB contract FI contract code

code

1 (CIB Subject ### ### Y0000505239 ###

Code:G0000263775)

Role: Guarantor Date of Last Update: Contract History

Phase: Living Date of Law suit: -

Date SancLmt Outstand Overdue Status Default
Facility: Working capital financing Date of last payment:
30/06/2020 2,000,000 1,997,393 0 UC No
Starting date: 07/01/2018 Date of classification:
31/05/2020 2,000,000 1,997,393 0 UC No
End date of contract: 06/01/2019 Date of last rescheduling:
30/04/2020 2,000,000 1,997,393 0 UC No
Subsidized credit Y/N: Number of time(s) 000000
31/03/2020 2,000,000 1,997,393 0 UC No
rescheduled
29/02/2020 2,000,000 1,997,393 0 UC No
Security Amount: 0 Reorganized credit: NO
31/01/2020 2,000,000 1,749,488 0 UC No
Third Party guarantee 0 Basis for
Amount: classification:qualitative 31/12/2019 2,000,000 1,749,488 0 UC No
judgment:
30/11/2019 2,000,000 1,749,488 0 UC No
Security Type: 50 (Real estate Remarks:
(Land,Building,Flat,etc.)) 31/10/2019 2,000,000 1,749,488 0 UC No

Other subjects linked to the same contract 30/09/2019 2,000,000 1,749,488 0 UC No

31/08/2019 2,000,000 1,749,488 0 UC No

CIB subject code Role Name
31/07/2019 2,000,000 1,749,488 0 UC No
D0000378687 Borrower FARHANA DAIRY FIRM

DETAILS OF INSTALLMENT FACILITY(S)

Ref FI code Branch code CIB contract FI contract code

code

2 (CIB Subject 057 0034 B0000448544 1708330000161

Code:Q0000204829)

Role: Borrower Date of Last Update: Contract History

Phase: Living Date of Law suit: -

Date Outstanding Overdue NPI Status Default
Facility: Bai-Muazzal Date of last payment: 30/06/2020
30/06/2020 455,089 0 0 UC No
(Instalment
Payment) 31/05/2020 489,949 0 0 UC No

Starting date: 16/07/2019 Date of classification: 30/04/2020 489,949 0 0 UC No

End date of contract: 16/07/2022 Date of last rescheduling: 31/03/2020 489,949 0 0 UC No

Sanction Limit: 500,000 Method of payment: Other 29/02/2020 507,379 0 0 UC No

Total Disbursement 500,000 Payments periodicity: Monthly 31/01/2020 524,809 0 0 UC No

Amount: Installments
31/12/2019 542,389 0 0 UC No
Total number of 36 Number of time(s) 000000
installments: rescheduled: 30/11/2019 559,669 0 0 UC No

Installment Amount: 17,430 Remaining installments 455,089 31/10/2019 577,099 0 0 UC No

Amount:
30/09/2019 594,529 0 0 UC No
Remaining installments 25 Reorganized credit: NO
31/08/2019 611,959 0 0 UC No
CONFIDENTIAL 27 Aug 2020-17:25:09 4/5
CONFIDENTIAL 27 Aug 2020-17:25:09
Number:
31/07/2019 629,389 0 0 UC No
Security Amount: 0 Basis for
classification:qualitative
judgment:

Third Party guarantee 1,000,000 Remarks:

Amount:

Security Type: 79 (Other Securities)

Other subjects linked to the same contract

CIB subject code Role Name

A0002060862 Guarantor MONIRUL ISLAM

L8640288445 Guarantor ABDUL AZIZ

NOTES:

1. For any inconsistency, Banks/NBFIs should communicate to CIB immediately.

2. FI code indicates code of Banks/NBFIs
3. Information indicated with `*`, if any, have not been incorporated in CIB report due to stay order of the Honorable High Court.
4. In case of stay order on a borrower/owner/director/guarantor, Banks/NBFIs are advised to verify whether the stay order has been vacated or extended further.
5. All amounts are expressed in Taka.

CONFIDENTIAL 27 Aug 2020-17:25:09 5/5