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  • 1st Month Budget PDF

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    Carson Ahrens
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    This document provides instructions for a student to draft their first monthly budget. It explains that income and expenses should be listed separately, with groceries separated from eating out. Unexpected purchases like vending machine items or pop should also have their own category. Large recurring expenses cannot be lumped into a miscellaneous category. The budget includes space to list income, expenses, expense percentages, and both short-term, intermediate, and long-term financial goals.

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    This document provides instructions for a student to draft their first monthly budget. It explains that income and expenses should be listed separately, with groceries separated from eating out. Unexpected purchases like vending machine items or pop should also have their own category. Large recurring expenses cannot be lumped into a miscellaneous category. The budget includes space to list income, expenses, expense percentages, and both short-term, intermediate, and long-term financial goals.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    Download as pdf or txt
    16 views1 page

    1st Month Budget PDF

    Uploaded by

    Carson Ahrens
    This document provides instructions for a student to draft their first monthly budget. It explains that income and expenses should be listed separately, with groceries separated from eating out. Unexpected purchases like vending machine items or pop should also have their own category. Large recurring expenses cannot be lumped into a miscellaneous category. The budget includes space to list income, expenses, expense percentages, and both short-term, intermediate, and long-term financial goals.

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    © All Rights Reserved
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    PERSONAL & BUSINESS FINANCE NAME: _____________________________

    BUDGET - HOMEWORK DATE DUE: __________________________

    1st Month “Draft” Budget and Goals


    List your monthly income and expenses to begin building your budget.
    You can’t list Food as an expense. You must separate groceries from eating out. Many students are
    very surprised on what they spend eating out. If you are one to routinely buy pop/candy bar, etc. at
    the gas station, separate those purchases; you will more than likely be surprised by what you spend.
    Separate expenses that you routinely have or large expenses. It’s okay to have a miscellaneous
    category, however, it isn’t for routine or large purchases.
    Percent column – Figure the percent of each category according to your total expenses.
    Expenses Amount Percent Income Amount

    TOTAL EXPENSES TOTAL INCOME

    LIST OF GOALS
    Short-Term Goals
    1. _____________________________________________________________________
    2. _____________________________________________________________________
    Intermediate Goals
    1. _____________________________________________________________________
    2. _____________________________________________________________________

    Long-Term Goals
    1. ____________________________________________________________________
    2. ____________________________________________________________________

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