Commercial bank Management Name:

Class Test Roll No. ___________________ Division:

_______________________

1. Redeemable Non-Cumulative Preference Share Capital is a part of Tier _________Capital

2. Total working capital requirement of SSI would be equivalent to requirement of maximum

______________ months of the annual output value:

3. In CMA Data, form III, ‘Short term Investment in Subsidiary and Associates’ is treated as
______________Assets

4. The provisioning requirement of Standard Home Loan from ICICI Bank would be______________%
of Balance outstanding

5. The CET1 Capital Requirement of State Bank of India as on 30 th June 2020 would be
_____________per cent of Risk Weighted Assets

6. Sales of an SSI unit for the previous year were Rs.200 lac. These are projected at Rs.300 lac for next
year. As per Turnover method (Nayak Committee), the level of maximum Permissible Bank working
capital limits to be sanctioned would be ______________________________________
a. Rs.40 lac
b. Rs.60 lac
c. Rs.20 lac
d. Rs.100 lac

7. In the above, problem, the borrower has a margin of Rs.30 lac .The level of working capital to be
sanctioned by the bank Would be __________________lacs

a. Rs.40 lac
b. Rs.45 lac
c. Rs.50 lac
d. Rs.60 lac

8. Current assets of a company are Rs.800 lac and other current liabilities Rs.80 lac, the amount of PBF
as per 2nd method of lending as suggested by Tandon Committee would be
________________________________________________
a. Rs.720 lac
b. Rs.640 lac
c. Rs.520 lac
d. Rs.440 lac

9. In the above question, be the MPBF as per 1st method of lending of Tandon Committee would be
_________________________________
a. Rs.540 lac
b. Rs.520 lac
c. Rs.440 lac

10. If the amount of net working capital is Rs.250 in the above case, PBF as per 2nd method would
be________________________
a. Rs.720 lac
b. Rs.540 lac
c. Rs.520 lac
d. Rs.470 lac

11. If the amount of net working capital in the above question is Rs.170 lac. The amount of excess
borrowing, as per 2nd method of lending would be____________
a. Rs.120 lac
b. Rs.80 lac
c. Rs.50 lac

1 | Page
d. Rs.30 lac

12. An asset would be classified as doubtful if it has remained in the substandard category for
a period of ___________months
13. CC/OD account becomes NPA after remaining in ____________________condition for 90 days.

14. The asset created out of the financing from bank (Vehicle purchased out of Auto Loan) becomes the
________________ of the Bank

15. Mortgage is a charge created on _________________________________assets

2 | Page