BIAN - Banking Industry Architecture Network

- Overview -

BIAN – Banking Industry Architecture Network

A UNIQUE OPPORTUNITY TO ACCESS LEADING EDGE KNOW HOW IN BANKING SERVICE ORIENTED
ARCHITECTURE

BIAN is a new association which globally drives Service Oriented Architecture in the Banking Industry.
You are kindly invited to join this association.

What are the goals of BIAN?

BIAN’s goal is to enhance the flexibility and agility of IT systems by improving the integration architecture
by services.
Business changes in banks are often hindered by an inflexible IT. And the main issues for the high
resistance to change in Banking IT Systems are tightly coupled integration architectures and not
integrated application silos. Banking specific semantic services are the key to enable this flexibility.
The value of BIAN is the strong focus on this common understanding for banking functional services. This
will lead over time to a set of standardized services.

So the target of BIAN is:

“To enable faster strategic and operational changes of the banking business by providing
systematically defined banking services based on a broad consensus in the banking industry.”

What are the deliverables of BIAN?

BIAN will deliver content and results in three areas: Service Definition, Architecture and Building Blocks.
Service Definition
BIAN is focused on semantic definitions only.
Definition of business functional services for Retail-, Private and Corporate banking

Architecture
In the stream Architecture BIAN defines the appropriate guidelines and methodologies and all the
concepts to ensure consistent services:
Meta Model
Methodologies and Guidelines.
Service Quality
Service Landscape
Object Model

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Building Blocks - Successful Transition to a SOA

BIAN collects the know how of members in order to describe the necessary elements to implement
and run a SOA successfully through different maturity stages including
Roadmap and Implementation
Business Architecture
Processes and Organisation
Banking Software
Skills, Soft Factors

BIAN emerges from IVN – Industry Value Network for Banks

Many banks believe a Service-Oriented Architecture (SOA) offers the best potential for giving institutions
the agility and efficiency they need.
With this in mind, several leading banks joined with SAP in 2005 to use their combined knowledge and
experience to develop standards that could facilitate the establishment of SOA in banking.
This collaboration has evolved in 2007 into a global community comprised of 130 participants representing
36 financial institutions and software providers.
It has identified more than 180 important services and defined 70 of those services in detail. In addition,
it has created a first version of a SOA architecture with a meta model, a service landscape and a business
object model. Additionally several building blocks have been described already.
The IVN community decided to create a large visibly independent global organization to ensure that the
organization structure facilitated the creation of de facto banking industry standards.

BIAN – a non profit organization with banks and providers as members.

This new independent organisation will be an Association:
The guiding principles for the association are:
global community (English speaking)
not for profit
no tax implications for the members
no risk position for participants
no impact of balance sheet of participants
The members of BIAN are:
Banks (organizations with a banking licence)
Brokers, Integral organizations such as SWIFT
Providers (Software Companies, Consultants, Service Provider, Auditors..)
It is expected that the majority of the existing 36 IVN members will join BIAN.

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The benefits for the members

The benefits for the members are
short term
Participate in a network of leading experts and get access to highly valuable information
and experience. With the active participation the members’ representatives bring leading-
edge know how into their organisation.
Acquire unique insight into the banking view on a specific functional
(not technical) SOA. Leading banks and providers of SOA are members of BIAN.
Receive valuable best-practice guidance for a SOA implementation in banks.
Lower risk of the member’s own SOA approach through sharing experience from others
Receive intensive multiple-day Banking SOA introduction training
Get access to all results of IVN
Providers can extend solutions based on a broad business demand and establish new
partnership models. The also have easy access to (prospective) customers and can network
to collectively learn
mid term
The existence of banking functional services enables banks to easier integrate standard
software components
Banks are able to decide for new business models and for a “Buy-and-make” because they
can rely on the semantic interoperability of own services and 3rd party services, ensured
through the agreements within the BIAN community.
Providers can develop SOA compliant solutions based on market needs and agreed models
and semantics, which will give them a competitive edge.
Software Packages branded (in the future perhaps also certified) by BIAN could become a
great value for the providers as well as for their banking customers.

The organizational set up of BIAN

In order to ensure a smooth migration from today’s IVN to the future the management and organization
structure of BIAN is based on the successful experience of IVN which was shaped in a way to facilitate the
creation of an independent association.
In the first two years BIAN will be operated by SAP.

Members and Membership fees

All existing IVN members have an automatic right to join BIAN. New members will be accepted by the
Board of Directors. It is the target to get a global members community with delegates of all continents.
The members have to confirm their participation for the first two years. Afterwards the obligation is for
one year.

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The membership fees are on an annual basis. In order to finance the start up costs of BIAN there is also a
funding fee. It is expected that the funding fee will be paid back after 3 years if BIAN is financially viable.
The funding fee has to be paid by all members entering BIAN within the first two years.
The fees are the following:

Annual fee Single funding fee

Banks 20’000 EUR 20’000 EUR
Large organizations
(more than 250 employees) 30’000 EUR 30’000 EUR
Other organizations
(less than 250 employees) 10’000 EUR 10’000 EUR

Working Mode and members activity

The main tasks of BIAN are:
To develop semantic services
To develop the architecture framework to design services
To define Building Blocks needed to run a SOA successfully in a bank
The content will be developed in teams which work physically and virtually together. It is expected that
at least one participant of a member works actively in one team.
BIAN will have approximately 4 physical meeting where all participants align the results of the definition
teams and each participant gets the big picture. These meetings are also used to discuss major
developments and get access to best practices for SOA. The definition teams work independently on
physical and virtual basis.
The effort for one participant will not exceed 10 days per period.

Intellectual property
The solution for the intellectual property will be formed in a way that the owner of all definitions will be
the association BIAN.

Going Live
The following steps are planned to go live:
1. Letter of Intent returned by the founding members 31 December, 2007
2. Founding of the Association “BIAN” 1st Quarter 2008
3. Inaugural meeting and Starting Working Mode 1st Quarter 2008
4. Application of additional members ongoing
5. Plenary meetings in Europe May and November 2008
6. Regional meetings for the Americas and APJ currently in consideration

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For further information please contact:

Mr. Oliver Kling

Oliver.kling@sap.com
c/o SAP AG
Dietmar-Hopp-Allee 16
69190 Walldorf, Germany
T +49/6227/7-47386
F +49 6227/78-39266
M +49/171/3085394

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