Economic & Social Issues Schemes FOR Rbi Grade B - Sebi Grade A - Ibps Afo 2019

ECONOMIC & SOCIAL ISSUES
SCHEMES
FOR
RBI GRADE B|SEBI GRADE A|IBPS AFO
2019
PART 1
1|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

Contents
Part 1..................................................................................................................................................................... 6
1.1 Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana ..................................................................... 6
1.2 Pradhan Mantri Laghu Vyapari Maan Dhaan Yojana ............................................................................... 7
1.3 SHREYAS (Scheme for Higher Education Youth in Apprenticeship and Skills) ........................................... 8
1.4 GI Cloud – MeghRaj .............................................................................................................................. 10
1.5 ‘SWAYATT’ (Startups, Women and Youth Advantage Through eTransactions) ....................................... 10
1.6 GeM Start-up Runway Initiative ............................................................................................................ 10
1.7 Samadhan (Software Application for Monitoring and Disposal, Handling of Industrial Disputes) Portal . 11
1.8 Ombudsman Scheme for Digital Transactions (OSDT) ........................................................................... 11
1.9 ATAL BIMIT VYAKTI KALYAN YOJANA .................................................................................................... 11
1.10 Skill Saathi Scheme ............................................................................................................................... 12
1.11 Jan Shikshan Sansthans (JSS) ................................................................................................................ 13
1.12 Aspirational Skilling Abhiyan ................................................................................................................. 14
1.13 Udyam Abhilasha ................................................................................................................................. 15
1.14 Cyber Surakshit Bharat Initiative ........................................................................................................... 15
1.15 Coal Mine Surveillance and Management System (CMSMS).................................................................. 16
1.16 Khan Prahari App.................................................................................................................................. 16
1.17 Integrate to Innovate (i2i) Programme.................................................................................................. 16
1.18 Jatan and Darshak ................................................................................................................................ 17
1.19 Project Cyber Shikshaa ......................................................................................................................... 17
1.20 Ideate for India - Creative Solutions using Technology .......................................................................... 18
1.21 Green Skill Development Programme (GSDP) ....................................................................................... 18
1.22 Cyber Crime Prevention against Women and Children (CCPWC) Portal ................................................. 18
1.23 ‘e-Sahaj’ Portal ..................................................................................................................................... 19
1.24 PENCIL (Platform for Effective Enforcement for No Child Labour) Portal ............................................... 19
1.25 STRIVE (Skills Strengthening for Industrial Value Enhancement) ........................................................... 20
1.26 Skills Acquisition and Knowledge Awareness for Livelihood Promotion (SANKALP) ............................... 21
1.27 Pradhan Mantri Vaya Vandana Yojana (PMVVY) ................................................................................... 22
1.28 PowerTex India Scheme........................................................................................................................ 23
1.29 SHAKTI (Scheme for Harnessing and Allocating Koyala Transparently in India) ...................................... 23
UTTAM (UNLOCKING TRANSPARENCY BY THIRD PARTY ASSESSMENT OF MINED COAL) App ............................ 24
1.30 Pandit Deendayal Upadhayay Sanchar Kaushal Vikas Pratisthan ........................................................... 24
1.31 Sampoorna Bima Gram Yojana ............................................................................................................. 24
1.32 Tarang Sanchar Portal .......................................................................................................................... 25
1.33 Digitally Safe Consumer Campaign........................................................................................................ 25
1.34 Cyber Swachhta Kendra (Botnet Cleaning and Malware Analysis Centre) .............................................. 25

1.35 UMANG (Unified Mobile Application for New-age Governance) ........................................................... 25
1.36 Pravasi Kaushal Vikas Yojana ................................................................................................................ 26
1.37 'Bharat Ke Veer'.................................................................................................................................... 26
1.38 TAMRA (Transparency, Auction Monitoring and Resource Augmentation) Portal.................................. 26
1.39 Start-up Sangam Initiative .................................................................................................................... 27
1.40 Scheme for Capacity Building in Textile Sector (SAMARTH) ................................................................... 27
1.41 Scheme for IPR Awareness – Creative India; Innovative India ............................................................... 28
1.42 Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) ............................................................................... 29
1.43 National Apprenticeship Promotion Scheme (NAPS) ............................................................................. 29
1.44 Pradhan Mantri Yuva Yojana (PM-YUVA) .............................................................................................. 30
1.45 IndiaSkillsOnline Learning Portal ........................................................................................................... 31
1.46 Stand Up India Scheme ......................................................................................................................... 32
1.47 Startup India Programme ..................................................................................................................... 32
1.48 Atal Innovation Mission ........................................................................................................................ 34
1.49 Innovation Programme for Students ..................................................................................................... 36
1.49.1 NIDHI (National Initiative for Developing and Harnessing Innovations).......................................... 36
1.49.2 Uchhattar Avishkar Yojana ............................................................................................................ 36
1.49.3 Impacting Research, Innovation and Technology (IMPRINT) .......................................................... 37
1.50 Government e-Marketplace ................................................................................................................. 38
National Mission on Government e-Marketplace: ............................................................................................ 39
1.51 Ude Desh ka Aam Nagrik ...................................................................................................................... 39
1.52 BHIM (Bharat Interface for Money) ...................................................................................................... 40
1.53 Digishala............................................................................................................................................... 40
1.54 Zero Defect, Zero Effect (ZED) Scheme ................................................................................................. 40
1.55 National Career Service (NCS) ............................................................................................................... 41
1.56 Skill India Portal .................................................................................................................................... 41
1.57 Pradhan Mantri Kaushal Vikas Yojana (PMKVY)..................................................................................... 42
1.58 National Skill Development Mission (NSDM)......................................................................................... 43
1.59 Atal Pension Yojana .............................................................................................................................. 46
1.60 Nai Manzil ............................................................................................................................................ 46
1.61 Pradhan Mantri Suraksha Bima Yojana (PMSBY) ................................................................................... 47
1.62 Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) .............................................................................. 47
1.63 Pradhan Mantri Mudra Yojana (PMMY) ................................................................................................ 48
1.64 Sovereign Gold Bond Scheme ............................................................................................................... 49
1.65 Gold Monetization Scheme .................................................................................................................. 49
1.66 USTTAD (Upgrading the Skills and Training in Traditional Arts/Crafts for Development) ........................ 50
1.67 Digital India .......................................................................................................................................... 50

1.68 DigiLocker ............................................................................................................................................ 51
1.69 PAHAL (Direct Benefit Transfer of LPG) ................................................................................................. 51
1.70 Amended Technology Upgradation Fund Scheme (ATUFS).................................................................... 51
1.71 Pro-Active Governance and Timely Implementation (PRAGATI) ............................................................ 52
1.72 Pandit Deendayal Upadhyay Shramev Jayate Programme..................................................................... 52
1.72.1 Shram Suvidha Portal .................................................................................................................... 53
Aim/Objective: The objective of Portal is to consolidate information of Labour Inspection and its enforcement. . 53
Key Features: ....................................................................................................................................................... 53
1.72.2 Random Inspection Scheme .......................................................................................................... 53
Aim/Objective: To bring in transparency in labour inspection. ............................................................................. 53
Key Features: ....................................................................................................................................................... 53
1.72.3 Universal Account Number ........................................................................................................... 53
Aim/Objective: To improve accessibility and portability of the Provident Fund account. ...................................... 53
Key Features: ....................................................................................................................................................... 53
1.72.4 Apprenticeship Protsahan Yojana ................................................................................................. 53
1.73 Pradhan Mantri Jan Dhan Yojana (PMJDY) ............................................................................................ 53
1.74 Deen Dayal Upadhyaya Grameen Kaushalya Yojana.............................................................................. 54
1.75 Make in India Programme .................................................................................................................... 55
1.76 Visvesvaraya PhD Scheme for Electronics and IT ................................................................................... 56
1.77 eBiz Portal ............................................................................................................................................ 56
1.78 eTAAL ................................................................................................................................................... 57
1.79 UDAAN ................................................................................................................................................. 57
1.80 National Pension System ...................................................................................................................... 57
1.81 Prime Minister’s Employment Generation Programme (PMEGP) .......................................................... 58

Budget Estimates 2019-20 (In Crores) for schemes mentioned in the passage:
Scheme Budget Estimates 2019-20 (In Crores)

Centrally Sponsored Schemes (CSS)
Core of the Core Schemes
National Social Assistance Program 9200.00
Mahatma Gandhi National Rural 60000.00
Employment Guarantee Program
Umbrella Scheme for Development of 5445
Schedule Castes
Umbrella Programme for Development of 3810
Scheduled Tribes
Minorities
Other Vulnerable Groups
Core Schemes
Green Revolution 12561
White Revolution 2240
Blue Revolution 560
Pradhan Mantri Krishi Sinchai Yojna (PMKSY) 9682
Pradhan Mantri Gram Sadak Yojna (PMGSY) 19000
Pradhan Mantri Awas Yojna (PMAY) 25853
National Rural Drinking Water Mission 10001
Swachh Bharat Mission 12644
National Health Mission 33651
National Education Mission 38547
National Programme of Mid-Day Meal in 11000
Schools
Umbrella ICDS 27584
Mission for Protection and Empowerment 1330
for Women
National Livelihood Mission - Ajeevika 9774
Jobs and Skill Development 7260
Environment, Forestry and Wildlife 886
Urban Rejuvenation Mission: AMRUT and 13750
Smart Cities Mission
Modernization of Police Forces 3462
Infrastructure Facilities for Judiciary 720
Border Area Development Programme 825
Shyama Prasad Mukherjee Rurban Mission 800
Rashtriya Gram Swaraj Abhiyan (RGSA) 822
Rashtriya Swasthya Bima Yojna (RSBY) 6556

Note: In this document, we shall be covering the Government schemes which are related to the
sectors forming a part of the ESI Syllabus. We shall also cover those schemes which might be not
directly linked to the syllabus but stand a chance to appear in the examination.
The schemes pertaining to the Agriculture and Rural Sectors have been covered in a separate
document. Some of the schemes maybe common, like they may be coming under a ministry
concerned with the topic mentioned in the ESI syllabus and also catering to the Rural sector. So,
they have been included in both the documents to avoid confusion.
We shall be covering the schemes grouped into 5 parts:
Part 1- Schemes related to Employment Generation (including social security schemes),

Skill Development, Financial Inclusion and Information Technology (IT)
Part 2- Schemes related to Health and Education
Part 3- Women, Child Development and Social Justice (SC, ST, Senior Citizens, Divyang
and Minority)
Part 4- Drinking Water & Sanitation, Urbanization and Poverty Alleviation
Part 5- Schemes launched by different state/UTs in 2018 and 2019
Part 1
1.1 Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana
Launch Year: 2019
Type of Scheme: Central Sector Scheme
Nodal Ministry: Ministry of Labour and Employment
Aim: PM-SYM scheme is meant for old-age protection and social security of unorganised workers.
Budget Allocation: Rs 500 crore (in Budget 2019-20)
Eligibility Criteria:
• Should be an unorganized worker.
• Entry age should be between 18 and 40 years.
• Monthly income should be Rs 15,000 or below.
• Should not be covered under New Pension Scheme (NPS), Employees’ State Insurance
Corporation (ESIC) scheme or Employees’ Provident Fund Organization (EPFO).
• Should not be an income taxpayer.
Salient Features:
• Each subscriber shall receive minimum assured pension of Rs 3000/- per month after attaining
the age of 60 years.

• If the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the
pension received by the beneficiary as family pension. Family pension is applicable only to
spouse.
• Subscriber’s contributions shall be made through ‘auto-debit’ facility from his/ her savings bank
account/ Jan- Dhan account. Contribution needs to be made from the date of joining till the age
of 60 years.
• Monthly contribution varies from Rs. 55 per month at the age of 18 years to Rs. 200 per month
at the age of 40 years. Matching contribution would be made by the Central Government.
Enrollment Procedure:
• The Unorganized Worker (UW) will be required to visit the nearest Common Services Centre
(CSC) and get enrolled for PM-SYM using Aadhaar Card and Savings bank/ Jan Dhan account
number on self-certification basis. First subscription to be paid in cash and auto debit from next
month onwards.
• Later, facility will be provided where the UW can also visit the PM-SYM web portal or can
download the mobile app and self-register using Aadhar number/ savings bank account/ Jan
Dhan account number on self-certification basis.
Enrollment agencies:
• The enrolment will be carried out by all the Common Services Centers in the country.
Fund Management:
• PM-SYM will be a Central Sector Scheme administered by the Ministry of Labour and
Employment and implemented through Life Insurance Corporation of India and CSC e-
Governance Services India Limited (CSC SPV).
• LIC will be the Pension Fund Manager and responsible for Pension pay out.
1.2 Pradhan Mantri Laghu Vyapari Maan Dhaan Yojana

Launch Year: 2019
Aim: To provide a pension for shopkeeper’s/ retail traders and self-employed persons for providing
monthly minimum assured pension of Rs 3000.
Budget Allocation: Rs 750 crore (Budget 2019-20)
Eligibility:
• The scheme is open to Laghu Vyaparis, who are self-employed and working as shop owners,
retail traders, rice mill owners, oil mill owners, workshop owners, commission agents, brokers of
real estate, owners of small hotels, restaurants and other Laghu Vyaparis.
• Age group of 18-40 years
• Laghu Vyapari whose annual turnover does not exceed Rs 1.5 crore, based on self-declaration.
GSTIN is required only for those with turnover above Rs. 40 lakhs.
• Who has a savings bank account in his/her name and Aadhar number.
• The following are not eligible to join the Scheme:

✓ If covered under National Pension Scheme (NPS) contributed by the Central Government
or Employees’ State Insurance Corporation Scheme under the Employees’ State Insurance
Act, 1948 or Employees’ Provident Fund Scheme under the Employees’ Provident Fund
and Miscellaneous Provisions Act, 1952.
✓ He is an income-tax assessee.
Pension Fund:
• The Central Government will establish a Pension Fund to be administered by Life Insurance
Corporation of India in consultation with the Government.
• The eligible subscriber, who joins the Scheme, shall subscribe to the Pension Fund.
• The Central Government shall also contribute to the Pension Fund the equal amount as
contributed by an eligible subscriber.
• The contribution from subscriber and government varies from Rs 55 to Rs 200 per month.
Benefits of the Scheme

• Each eligible subscriber under this Scheme shall receive assured minimum monthly pension of Rs
3000 after attaining the age of 60 years.
• Benefits on disablement: If an eligible subscriber has given regular contributions and become
permanently disabled due to any cause before attaining his age of 60 years, and is unable to
continue to contribute under this Scheme, his spouse shall be entitled to continue with the
Scheme subsequently by payment of regular contribution as applicable or exit the Scheme by
receiving the share of contribution deposited by such subscriber, with interest as actually earned
thereon by the Pension Fund or the interest at the savings bank interest rate thereon, whichever
is higher.
• Benefits to the family on death of an eligible subscriber: During the receipt of pension, if an
eligible subscriber dies, his spouse shall be only entitled to receive 50%. of the pension received
by such eligible subscriber, as family pension and such family pension shall be applicable only to
the spouse.
• Benefits on leaving the Pension Scheme:
✓ In case an eligible subscriber exits this Scheme within a period of less than 10 years from
the date of joining the Scheme by him, then the share of contribution by him only will be
returned to him with savings bank rate of interest payable thereon.
✓ If an eligible subscriber exits after completion of a period of 10 years or more from the
date of joining the Scheme by him but before his age of sixty years, then his share of
contribution only shall be returned to him along with accumulated interest thereon as
actually earned by the Pension Fund or the interest at the savings bank interest rate
thereon, whichever is higher.
1.3 SHREYAS (Scheme for Higher Education Youth in Apprenticeship and Skills)
Launch Year: 2019
Nodal Ministry: Ministry of Human Resource and Development
Implementing Agencies: Sector Skill Councils
Aim: To enhance the employability of Indian youth by providing ‘on the job work exposure’ and
earning of stipend.
Target: It is proposed to cover 50 lakh students by 2022.
Objective:
• To improve employability of students by introducing employment relevance into the learning
process of the higher education system.
• To forge a close functional link between education and industry/service sectors on a sustainable
basis.
• To provide skills which are in demand, to the students in a dynamic manner.
• To establish an ‘earn while you learn’ system into higher education.
• To help business/industry in securing good quality manpower.
• To link student community with employment facilitating efforts of the Government.
Target Beneficiary:
• Students in degree courses, primarily non-technical, with a view to introduce employable skills
into their learning and promote apprenticeship as integral to education.
Operation of the Scheme:

• The primary scheme will be operated in conjunction with National Apprenticeship Promotion
Scheme (NAPS) which provides for placing of apprentices up to 10% of the total work force in
every business/industry.
• The scheme will be implemented by the Sector Skill Councils (SSCs), initially the Banking Finance
Insurance Services (BFSI), Retail, Health care, Telecom, Logistics, Media, Management services,
ITeS and Apparel. More sectors would be added over time with emerging apprenticeship
demand and curriculum adjustments.
Key Features
• It is a central government scheme for providing industry apprenticeship opportunities to the
general graduates exiting in April 2019 through the National Apprenticeship Promotional
Scheme (NAPS).
• SHREYAS is a programme basket comprising the initiatives of three Central Ministries, namely
the Ministry of Human Resource Development, Ministry of Skill Development &
Entrepreneurship and the Ministry of Labour & Employment viz the National Apprenticeship
Promotion Scheme (NAPS), the National Career Service (NCS) and introduction of BA/BSc/BCom
(Professional) courses in the higher educational institutions.
SHREYAS Portal: It will enable educational institutions and industry to log in and provide their
respective demand and supply of apprenticeship.
Key Stakeholders:
• Institutions: The higher education institutions would explain the scheme along with various
options to the students who are in the final year.
• Sector Skill Councils: Identify industries for apprenticeship and also conduct assessment leading
to certification.
• National Skill Development Corporation: Monitor the programme, progress of the apprentices
and would finance the programme by disbursing the claims from the business enterprises.

1.4 GI Cloud – MeghRaj
Launch Year: 2019
Nodal Ministry: Ministry of Electronics and Information Technology
Services Offered by: National Informatics Centre (NIC)
Key Features:
• This initiative is to implement various components including governance mechanism to ensure
proliferation of Cloud in the government.
• The focus of this initiative is to accelerate delivery of e-services in the country while optimizing
ICT spending of the Government.
• It will ensure optimum utilization of the infrastructure and speed up the development and
deployment of eGov applications.
Advantages:
• Optimum utilization of existing infrastructure
• Efficient service delivery
• A security framework for the entire GI Cloud will lead to less environmental complexity and less
potential vulnerability.
• Increased user mobility
• Reduced effort in managing technology
• Ease of first time IT solution deployment
• Cost reduction
1.5 ‘SWAYATT’ (Startups, Women and Youth Advantage Through eTransactions)

Launch Year: 2019
Nodal Ministry: Ministry of Commerce and Industry
Aim: The aim is to bring the key stakeholders in the Indian entrepreneurial ecosystem into GeM,
which is the national procurement portal.
Objectives:
• To promote inclusiveness by catapulting various categories of sellers and service providers.
• Take proactive steps to facilitate the training and registrations of such specific category of
manufacturers and sellers.
• Develop women entrepreneurship and encourage participation of the MSME sector and Start-
ups in public procurement.
1.6 GeM Start-up Runway Initiative

Launch Year: 2019
Aim:
• Enable Startups to introduce their unique innovations to government and PSU buyers.
• Assess utility and market acceptability of startup products/services.
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• Ultimately spur hyper-local job-creation and wealth generation to achieve inclusive growth by
way of helping startups.
Key Features:
• It is a unique concept initiated by GeM to promote entrepreneurship through innovation.
• This program is an opportunity for agile and lean Startups to reach out to the universe of
Government Buyers by offering products and services that are unique in concept, design,
process and functionality through StartUp Runway corner.
1.7 Samadhan (Software Application for Monitoring and Disposal, Handling of

Industrial Disputes) Portal
Launch Year: 2019
Aim: The portal aims at hassle free and timely disposal of Industrial Disputes in a simple and
transparent manner.
Key Features:
• The portal has been launched on a pilot basis for workers belonging to 5 states – Chhattisgarh,
Delhi, Karnataka, Rajasthan, and Odisha.
• The portal will only aid industries belonging in the central sphere, essentially public sector
companies, banks, insurance, major ports, mines, Food Corporation of India, among others.
1.8 Ombudsman Scheme for Digital Transactions (OSDT)

Note: This scheme has been covered in the course.
Go to > Finance and Management Current Affairs > RBI Notification Videos - October 2018 to March
2019 > Ombudsman Scheme for Digital Transactions.
1.9 ATAL BIMIT VYAKTI KALYAN YOJANA

Launch Year: 2018
Launched by/Implementing Agency: Employee's State Insurance Corporation (ESIC)
Aim: It aims to financially support those who lost their jobs or rendered jobless for whatsoever
reasons due to changing employment pattern.
Target Beneficiary: Its beneficiaries will be insured persons covered under Employees’ State
Insurance Act, 1948 for period of 2 years continuously.
Eligibility Conditions for Insured Persons:

• Employees covered under Section 2(9) of the ESI Act 1948.
• The Insured Person (IP) should have been rendered unemployed during the period the relief is
claimed.
• The Insured Person should have been in insurable employment for a minimum period of 2
years.
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• The Insured Person should have contributed not less than 78 days during each of the preceding
four contribution periods.
• The contribution in respect of him should have been paid or payable by the employer.
• The contingency of the unemployment should not have been as a result of any punishment for
misconduct or superannuation or voluntary retirement.
• Aadhar and Bank Account of the Insured Person should be linked with insured person database.
• In case the IP is working for more than one employers and is covered under the ESI scheme he
will be considered unemployed only in case he is rendered unemployed with all employers.
Key Features
• The scheme provides relief to the extent of 25% of the average per day earning during the
previous four contribution periods to be paid up to maximum 90 days of unemployment once in
lifetime of the Insured Person.
• The claim for relief under the Atal Beemit Kalyaan Yojana will be payable after the 3 months of
his/her clear unemployment.
• Workers will be able to draw 47% of their total contributions towards ESIC after remaining
unemployed for at least 3 months from date of leaving their previous jobs. They can choose to
receive the cash at one go or in instalments. It will be applicable to all factories and
establishments employing at least 10 workers.
1.10 Skill Saathi Scheme

Nodal Ministry: Ministry of Skill Development and Entrepreneurship
Aim/Purpose:
• Help candidates develop their skills and learning abilities.
• It aims to counsel 1 crore candidates from the age group of 15– 35 years pan India from August
2018.
Objectives:
• Create awareness about the Skill India Mission and inform the youth of India about vocational
education and its opportunities.
• Sensitize prospective candidates about available market opportunities under the Skill India
Mission, including horizontal and vertical pathways.
• Facilitate Psychometric Testing and Face-To-Face Counselling interventions to create an
individual-level impact to guide aspirants to make the right choice of training and subsequent
employment/entrepreneurship.
• Facilitate understanding of the concepts of New India, the prospects of India becoming the Skill
Capital of the World and how the new generation of youth can become drivers of change.
Target Beneficiaries:
Students/candidates, school & college dropouts, young adults from the community, college
students, polytechnic students, ITI students, diploma students, graduates, post-graduates, NEET
category (Not in Employment education or Training) and the youth of India at large, preferably in
the age group of 15 – 35 years.
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Key Features
• Facilitate Awareness and Guidance among the Candidates about the available courses as per
their aptitude and Psychometric Test results and availability of skill training prospects.
• Counselling will be conducted on a standardized module/content as defined by NSDC/MSDE.
• Capacity Building of Counsellors to fulfil the objective of the scheme.
• Skills on Wheels – Skills on Wheels will be a part of the Skill Saathi in order to create awareness
about skill development among youth at their doorsteps. Specially branded vehicles shall tour
the villages/towns for propagating the skill India mission and counsel the students.
• The scheme will have outcome based payouts.
• Mind mapping/ Psychometric test/ interest mapping would also be encouraged through
appropriate incentive structure.
1.11 Jan Shikshan Sansthans (JSS)

Launch Year:
• The scheme of Jan Shikshan Sansthans had its genesis formerly known as Shramik Vidyapeet,
was established in 1967.
• In the year 2000, the scheme was renamed as Jan Shikshan Sansthan and its coverage was
extended to rural areas covering non-literates, neo literates and persons having rudimentary
level of education.

(Note: It was transferred from Ministry of Human Resource Development to Ministry of Skill
Development and Entrepreneurship in July, 2018)
Aim/Purpose:
To provide vocational training to non-literate, neo-literate, as well as school drop-outs by identifying
skills as would have a market in the region of their establishment.
Funding:
• It is set up under the aegis of either a voluntary organization or a University or as an
independent agency under Societies Registration Act, 1860.
• It is funded through 100% annual grant from the Government of India.
Scope of Work of Jan Shikshan Sansthans:

• Develop appropriate curriculum and training modules covering vocational elements general
awareness and life enrichment components.
• Training equivalent to courses designed by the Directorate of Adult education, National Institute
of Open Schooling and Director General Employment & Training.
• Provide training to a pool of resource persons and master trainers for conducting training.
• Administer simple tests and award certificates.
• Network with employers and industries for trainees to get suitable placements.
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New Guidelines released by Central Government in January 2019
• Alignment of JSS course and curriculum with National Skill Qualification Framework (NSQF) to
standardize training.
• Decentralization of powers for JSSs by providing accountability and independence to district
administration.
• To identify and promote traditional skills in the district through skilling / upskilling.
• Evidence-based assessment system.
• Easy Online certification.
• Linking JSS to Public Finance Management system to maintain transparency and accountability
of the ecosystem.
• Creating livelihood linkages.
• Training of Trainers to develop the capacity through National Skills Training Institutes.
1.12 Aspirational Skilling Abhiyan

Launch Year: 2018
Aim/Purpose: To facilitate strengthening of governance and institutional infrastructure in the
aspirational districts by supporting skilling initiatives.
Objectives:
• Mapping of skill profile of the district.
• Appraisal of district skill ecosystem.
• Identifying district specific challenges and potential areas of support required in the district.
• Development of District Skill Development Plan through consultation process.
• Implementation support for the work plan to the districts.
Approach and Strategy

• Institutional mechanisms to ensure coordination among Central, State and District
Administration
(i) District Skill Committee
(ii) District Skill Development Plan
• Convergence of Initiatives of the Central and State Governments
• Documentation of dissemination of best practices
• Partnering with expert organizations and leveraging their strengths and reach for assisting
districts.
• Ministry of Skill Development and Entrepreneurship (MSDE) to provide Technical and Financial
Assistance.
Key Features
• Aspirational Skilling Abhiyan has been conceived to aid and complement the program.
• The campaign shall support the skilling initiatives/component of the aspirational districts by
addressing district level challenges.
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• Dedicated team of over 150 officers from MSDE, Directorate General of Training (DGT), National
Skill Development Agency (NSDA), National Skill Development Corporation (NSDC) are being
deputed to work with these districts in three phases.
1.13 Udyam Abhilasha

Launch Year: 2018
Implementing Agency: SIDBI
What is it? A National Level Entrepreneurship Awareness Campaign launched in Aspirational

Districts identified by NITI Aayog in 28 States between 3rd October to 8th October, 2018.
Aim/Objective:
• To inspire rural youth in aspirational districts to be entrepreneurs by assisting them to set up
their own enterprise.
• To impart trainings through digital medium across the country.
• To create business opportunities for CSC Village Level Entrepreneurs (VLEs).
• To focus on women aspirants in these aspirational districts to encourage women
entrepreneurship.
• To assist participants to become bankable and avail credit facility from banks to set up their own
enterprise.
Target:
• 13,800 youths from aspirational districts would be trained on entrepreneurship
• At least 20% of the youth would be able to start their own enterprise
• Around 10 % participants would be given new logins on udyamimitra for availing MUDRA loan.
• At least 20 % women to be empowered to start own business/ enterprise.
Process and Mechanism:

• SIDBI has partnered with CSC e-Governance Services India Limited, a Special Purpose Vehicle,
(CSC SPV) set up by the Ministry of Electronics & IT, Govt. of India for implementing the
campaign through their CSCs.
• SIDBI is also partnering other stakeholders including Banks, NABARD, NBFCs, SFBs, District
Industries Centres, State Govt. etc. to be a part of this campaign and ensure multifold impact.
• CSC Village Level entrepreneurs (VLEs) would play role of catalyst for these aspiring
entrepreneurs by providing handholding support to the aspirants to establish new units.
1.14 Cyber Surakshit Bharat Initiative

Launch Year: 2018
Aim: It aims at strengthening the cybersecurity ecosystem in India, in line with Prime Minister
Narendra Modi’s vision for a ‘Digital India’.
Key Features:
• It operates on the three principles of awareness, education and enablement.
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• It is the first public-private partnership of its kind and will leverage the expertise of the IT
industry in cybersecurity.
• The founding partners of the consortium include some of the leading IT companies such as
Microsoft, Intel, WIPRO, Redhat and Dimension Data.
• Its knowledge partners include Cert-In, NIC, NASSCOM and the FIDO Alliance and premier
consultancy firms Deloitte and EY.
1.15 Coal Mine Surveillance and Management System (CMSMS)

Launch Year: 2018
Nodal Ministry: Ministry of Coal
Developed by: Central Mine Planning and Design Institute (CMPDI) and Bhaskarcharya Institute of
Space Application and Geo-informatics (BISAG)
Objective: Its objective is reporting, monitoring and taking suitable action on unauthorized coal
mining activities.
Key Features:
• The CMSMS is web based GIS application through which location of sites for unauthorized
mining can be detected.
• The basic platform used in the system is of Ministry of Electronics & Information Technology’s
(MeiTY) map which provides village level information.
1.16 Khan Prahari App

Launch Year: 2018
Developed by: Central Mine Planning and Design Institute (CMPDI) and Bhaskarcharya Institute of
Space Application and Geo-informatics (BISAG)
Key Features:
• It is tool used for reporting any activity taking place related to illegal coal mining like rat hole
mining, pilferage etc.
• Using it, one can upload geo-tagged photographs of incident along with textual information
directly to system.
• It uses both satellite data and human information to capture information on unauthorized
mining activities.
• Once incident is reported through this app, information will be automatically directed to nodal
officers to take suitable action on those activities.
• The complainant can also track his complaint through it without identity being revealed.
1.17 Integrate to Innovate (i2i) Programme

Launch Year: 2018
Launched by: Invest India under Department for Promotion of Industry and Internal Trade (DPIIT) in
partnership with energy companies
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Aim: It aims to foster collaboration between startups and large corporations of the energy sector.
Key Features:
• It is a 3-month programme which will provide opportunity for startups for collaboration and
conversation around valuable energy transitions by bringing their ideas to life with guidance
and support from corporates.
• The selected startups will receive cash prize grant of up to Rs 5 lakh along with opportunity to
pilot their product with corporates.
• The corporates will offer selected startups access to technology, technical and commercial
mentorship and access to potential customers through corporate network of partners.
• Startups from innovators across various stages of energy life-cycle i.e. generation, transmission
and distribution, storage and consumption in multiple sectors such as households, industry,
farm, infrastructure, utility, building and transport are invited under this programme.
1.18 Jatan and Darshak

Launch Year: 2018
Developed by: Centre for Development for Advanced Computing (C-DAC), Pune
Jatan:
• It is a software.
• The objective was to make a digital imprint of all the objects preserved in museums.
• It will help researchers, curators and also people interested in the field.
Darshak:
• It is a mobile based application.
• It allows real-time museum visitors gather all details about objects or artifacts simply by
scanning a QR code placed near the object.
1.19 Project Cyber Shikshaa

Launch Year: 2018
Launched by: Microsoft & Data Security Council of India (DSCI) in association with Information
Security Education and Awareness (ISEA) of Ministry of Electronics & IT (MeitY) have launched
Project Cyber Shikshaa for skilling women engineering graduates in the niche field of Cyber Security.
Training: Centre of Advance Computing (CDAC) will impart training to the selected women
candidates from all over India
Objectives:
• The primary objective of Project Cyber Shikshaa is to connect with underserved women from
Tier 2 / Tier 3 cities and to align a career path for them in Cyber Security.
• There has been a steep rise in the demand for skilled workforce in this domain and
representation of women in the Cyber Security workforce has been low compared to that of the
overall IT industry average.
• Cyber Shikshaa intends to bridge the gap between the demand and supply of talented
professionals as well as enhance the number of women working in the field of Cyber Security.
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1.20 Ideate for India - Creative Solutions using Technology
Launch Year: 2018
Nodal Ministry: Ministry of Electronics and Information Technology (MeitY)
Launched by: National e-Governance Division (NeGD) in collaboration with Intel India, with support
from the Department of School Education and Literacy (DoSE&L)
Aim: The aim of this National Challenge is to give school students across the country a platform and
opportunity to become solution creators for the problems they see around them and their
communities.
Key Features:
• The National Challenge is open to students of classes 6 - 12 all across the country - all 29 States
and 7 Union Territories and aims to reach out to at least 1 million youth over the next 3 months.
• There are 11 core theme areas on which students can share their ideas- healthcare services,
education services, digital services, environment, women safety, traffic, infrastructure,
agriculture, social welfare, disability and tourism.
• The Challenge requires students to access online videos and understand how to identify
problems and share a 90 second video explaining the problem and their proposed solution.
1.21 Green Skill Development Programme (GSDP)

Launch Year: 2018
Nodal Ministry: Ministry of Environment Forest and Climate Change
Aim: It is an initiative for skill development in the environment and forest sector to enable India's
youth to get gainful employment and/or self-employment.
Target:
• The number of people to be covered under GSDP will be 80,000 during 2018-19, 2.25 lakh during
2019-20 and about 5 lakh people by the year 2021.
• More than 30 programmes have been identified, which will be conducted in 84 institutions
across the country.
Key Features:
• The programme endeavors to develop green skilled workers having technical knowledge and
commitment to sustainable development.
• It will help in the attainment of the Nationally Determined Contributions (NDCs), Sustainable
Development Goals (SDGs), National Biodiversity Targets (NBTs), as well as Waste Management
Rules (2016).
1.22 Cyber Crime Prevention against Women and Children (CCPWC) Portal
Launch Year: 2018
Nodal Ministry: Ministry of Home Affairs
Objective:
• To have an effective mechanism to handle cybercrimes against women and children in the
country.
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• To report complaints pertaining to Child Pornography/Child Sexual Abuse Material or sexually
explicit content.
Main Features of the Scheme:

• Online cybercrime reporting platform
• One national level cyber forensic laboratory
• Training of Police officers, judges & prosecutors
• Cybercrime awareness activities
• Research & Development
1.23 ‘e-Sahaj’ Portal

Launch Year: 2018
Aim: The aim is to strike a healthy balance between meeting the imperatives of national security
and facilitating ease of doing business and promoting investment in the country.
Key Features:
• It will facilitate applicant to submit application online and also to view its status from time to
time.
• The online portal will make security clearance process standardized, faster, transparent and easy
to monitor.
• The objective of national security clearance is to evaluate potential security threats, including
economic threats, and provide risk assessment before clearing investment and project proposals
in key sectors.
1.24 PENCIL (Platform for Effective Enforcement for No Child Labour) Portal
Launch Year: 2017
Aim:
• PENCIL is an electronic platform that aims at involving Centre, State, District, Governments, civil
society and the general public in achieving the target of child labour free society.
• It ensures effective enforcement of the provisions of the Child Labour Act and smooth
implementation of the National Child Labour Project (NCLP) scheme.
Components of the Platform

• Child Tracking System
• Complaint Corner
• State Government
• National Child Labour Project and
• Convergence.
Implementation
• The Districts will nominate District Nodal Officers (DNOs) who will receive the complaints and
within 48 hours of receiving, they will check the genuineness of the complaint and take the
rescue measures in coordination with police, if the complaint is found to be genuine.
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National Child Labour Project
Launch Year: 1988
Objective
• To eliminate all forms of child labour.
• To identify and withdraw of all child and adolescent workers in the project area from child
labour.
• To contribute to the withdrawal of all young workers from occupation and facilitating them
with vocational training opportunities for such adolescents through the existing scheme of skill
developments.
• To create awareness amongst stakeholders, target communities, the orientation of NCLP and
other functionaries on the issues of child labour.
• To create monitoring, tracking and reporting system in Child Labour.
Applicability of the Scheme

• It applies to all child workers below 14 years of age in the identified target area.
• Adolescent workers below 18 years of age in the target area engaged in hazardous works.
Implementation of the Scheme

• National Child Labour Project Scheme was successfully implemented in coordination with State,
District administration and Civil society.
• Elimination of Child Labour is the joint responsibility of the Ministry of Labour and Employment
and the State Governments.
• This scheme is implemented in the areas of high concentration of child labour.
• The implementation of the project is carried out at the district level by the dedicated District
Project Society (DPS) set up for the NCLPS.
1.25 STRIVE (Skills Strengthening for Industrial Value Enhancement)

Launch Year: 2017
Aim/Purpose:
• Create awareness through industry clusters/ geographical chambers that would address the
challenge of involvement of Micro, Small and Medium-sized Enterprises (MSMEs).
• Integrate and enhance delivery quality of ITIs.
Key Features
• It is a central sector project, with half of the project outlay as World Bank assistance.
• It is an outcome-based project, marking a shift in government’s implementation strategy in
vocational education and training from inputs to results.
• The scheme will incentivize ITIs to improve overall performance including apprenticeship by
involving SMEs (Small Scale Enterprises), business association and industry clusters.
• It will develop robust mechanism for delivering quality skill development training by
strengthening institutions- National Skill Development Corporation (NSDC), State Skill
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Development Missions (SSDMs), Sector Skill Councils, ITIs and National Skill Development
Agency (NSDA) etc.
• It will support universalization of National Skills Qualification Framework (NSQF) including
National Quality Assurance Framework (NQAF) across skill development schemes.
• It will provide required push to National Skill Development Mission 2015 and its various sub
missions.
• It is also aligned to flagship Government programs such as Make in India and Swachhta
Abhiyan.
1.26 Skills Acquisition and Knowledge Awareness for Livelihood Promotion (SANKALP)
Launch Year: 2017
Aim/Purpose:
• It aims to implement the mandate of the National Skill Development Mission.
• It will focus on the overall skilling ecosystem covering both Central (MSDE, NSDA and NSDC) and
State agencies.
Objectives:
• Convergence: Creating convergence among all skill training activities, both State-led and
Government of India funded, at the state level.
• Quality: Improving the quality of skill development programs through building a pool of quality
trainers, developing model curriculum and content, and standardizing assessment and
certification.
• Evaluation System: Establishing a robust monitoring and evaluation system for skill training
programs.
• Inclusiveness & Opportunity: Providing access to skill training opportunities to the
disadvantaged sections. Creating industry-led and demand-driven skill training capacity.
Components of the Scheme

The following would be set up under SANKALP:
• National Skill Certification Body: To put in place a mechanism for independent, standardized
and credible skills assessment.
• National Accreditation board within NSDA: To standardize registration and accreditation
criteria for training providers & training centres for both long term and short-term skill
ecosystem.
• National Skill Research Division within NSDA: To establish an independent think tank in the
skills domain to analyze the labour market trends and inform policy action.
• Development of Labour Market Information System (LMIS)
• Kaushal Mart: To ensure that skilling resources and reference material are readily available to
skill seekers through verified content providers.
• Takshila (National Portal for trainers): Is being developed as National Portal for Trainers and
Assessors, that shall manage the database and life-cycle of trainers and assessors.
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• Skills Fund: A Skills Fund has been provisioned under SANKALP with an aim to set up industry
lead and job oriented skill training institutions.
• India International Skill Centers (IISC): IISCs are being set up to train candidates for overseas
placements. India by tapping into its demography can leverage global skill manpower shortage
to its advantage.
Key Features:
• It is an outcome-oriented project being implemented in mission mode with the support of the
World Bank.
• It is a Centrally Sponsored Scheme.
• SANKALP will provide market relevant training to 3.5 crore youth.
1.27 Pradhan Mantri Vaya Vandana Yojana (PMVVY)

Launch Year: 2017
Nodal Ministry: Ministry of Finance
Implementing Agency: Life Insurance Corporation
Aims:
• To protect elderly persons aged 60 years and above against a future fall in their interest income
due to the uncertain market conditions.
• To provide social security during old age.
Eligibility Criteria Policy term:

• Minimum Entry Age: 60 years (completed)
• Maximum Entry Age: No limit
Policy Term and other Conditions:

• Policy Term: 10 years
• Investment limit: Rs 15 lakh per senior citizen (Note: Originally the investment limit is Rs 7.5
lakh which was doubled in 2018)
• Minimum Investment Limit: The minimum investment in the scheme to avail Rs.1000 per month
is Rs.1.5 lakh.
• Minimum Pension: Rs 1,000 per month
• Maximum Pension: Rs 10,000 per month
Scheme Validity: As per the announcement made in the Budget 2018, the scheme will remain open
for subscription till 31st March 2020.
Benefits:
• Scheme provides an assured return of 8% p.a. payable monthly (equivalent to 8.30% p.a.
effective) for 10 years.
• Pension is payable at the end of each period, during the policy term of 10 years, as per the
frequency of monthly/ quarterly/ half-yearly/ yearly as chosen by the pensioner at the time of
purchase.
• The scheme is exempted from Service Tax/ GST.
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• On survival of the pensioner to the end of the policy term of 10 years, Purchase price along with
final pension installment shall be payable.
• Loan up to 75% of Purchase Price shall be allowed after 3 policy years (to meet the liquidity
needs). Loan interest shall be recovered from the pension installments and loan to be recovered
from claim proceeds.
• The scheme also allows for premature exit for the treatment of any critical/ terminal illness of
self or spouse. On such premature exit, 98% of the Purchase Price shall be refunded.
• On death of the pensioner during the policy term of 10 years, the Purchase Price shall be paid to
the beneficiary.
1.28 PowerTex India Scheme

Launch Year: 2017
Nodal Ministry: Ministry of Textiles
Aim: To boost common infrastructure and modernization of the power loom sector in the country.
It has two sub-schemes:

1. Pradhan Mantri Credit Scheme (PMCS) for powerloom weavers: Under it, financial
assistance, including margin money subsidy and interest reimbursement, will be given as
against the credit facility under Pradhan Mantri Mudra Yojana to the decentralized power
loom units.
2. Solar energy scheme (SEC) for powerlooms:
• Under it, financial subsidy for the installation of the Solar Photo Voltaic Plants will be
provided to alleviate the problems of power cuts.
• Government will provide subsidy of 50% to power loom units having maximum eight
looms for adopting solar energy for captive use either in grid or off grid system.
Recent Update in January 2019
• Union Minister Smriti Irani has launched a scheme for development of knitting and knitwear
sector under PowerTex India, which will be in operation up to March 31, 2020.
• The scheme envisages creation of new service centres on public private partnership (PPP)
model by industry and association in the knitting and knitwear clusters.
1.29 SHAKTI (Scheme for Harnessing and Allocating Koyala Transparently in India)
Launch Year: 2017
Objective: To make coal available to all the Thermal Power Plants of the country in a transparent
and objective manner and at the same time ensure that the benefits of linkage coal are transferred
to the end consumers.
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UTTAM (UNLOCKING TRANSPARENCY BY THIRD PARTY ASSESSMENT OF MINED COAL) App
Launch Year: 2018
Developed by: Ministry of Coal and Coal India Limited (CIL)
Aim: It aims to provide an App for all citizens and coal consumers to monitor the process of Third
Party Sampling of coal across CIL subsidiaries.
Key Features:
• UTTAM App ensures accountability, transparency, effectiveness and efficiency in coal
ecosystem. It provides a platform for monitoring of sampling and coal dispatches.
• The App is designed with an aim to make the citizens a stakeholder in the coal ecosystem.
• It ensures transparency and efficiency in the coal quality monitoring process and brings coal
governance closer to people.
1.30 Pandit Deendayal Upadhayay Sanchar Kaushal Vikas Pratisthan

Launch Year: 2017
Nodal Ministry: Ministry of Communications
Aim: To supplement the telecom skilled manpower creation for the growth of telecom sector and to
generate livelihood for the youth of the nation.
Key Features:
• Ministry will impart training to 10,000 people from 10 States/UTs in the first phase.
• Ministry also plans to established more than 1,000 Sanchar Kaushal Vikas Pratisthan in future.
1.31 Sampoorna Bima Gram Yojana

Launch Year: 2017
Nodal Ministry: Ministry of Communications
Aim: It aims to provide affordable life insurance services to people living in rural areas of the
country through postal network
Key Features:
• At least one village having a minimum of 100 household will be identified in each of the revenue
districts of the country and intends to cover all the households with a minimum of one Rural
Postal Life Insurance (RPLI) in that village.
• It covers all the villages under Sansad Adarsh Gram Yojana.
Rural Postal Life Insurance (RPLI)

• It was introduced in 1995 on the recommendations of the Malhotra Committee.
• It provides insurance cover to people residing in rural areas, especially weaker sections and
women living in rural areas.
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1.32 Tarang Sanchar Portal
Launch Year: 2017
Developed by: It has been developed in Public Private Partnership (PPP) mode by Department of
Telecommunications with Industry.
Function: It is web portal for information sharing on Mobile Towers and Electromagnetic frequency
(EMF) Emission Compliance.
1.33 Digitally Safe Consumer Campaign

Launch Year: 2017
Launched by: Ministry of Consumer Affairs partnered with Google India
Key Features
• It is a nationwide campaign and a part of a larger effort to better protect consumer interests
online.
• This is a year-long campaign will provide training and information on online safety tools.
• The education campaign will include multiple workshops across the country and will feature
write ups, posters, and more.
1.34 Cyber Swachhta Kendra (Botnet Cleaning and Malware Analysis Centre)
Launch Year: 2017
Aim: To create a secure cyber space by detecting botnet infections in India and to notify, enable
cleaning and securing systems of end users so as to prevent further infections.
Key Features:
• The "Cyber Swachhta Kendra" (Botnet Cleaning and Malware Analysis Centre) is being operated
by Indian Computer Emergency Response Team (CERT-In) for analyzing BOTs/malware
characteristics and providing information and enabling citizens for removal of BOTs/malware.
• In addition, "Cyber Swachhta Kendra" will strive to create awareness among citizens to secure
their data, computers, mobile phones and devices such as home routers.
Some other Security Tools

• USB Pratirodh: It is a desktop security solution to protect from USB mass storage device threats.
• AppSamvid: It is a desktop solution to protect systems by allowing installation of genuine
applications through white listing. It helps in preventing threats from malicious applications.
• M-Kavach: It is an indigenously developed mobile application to address the security threats in
mobiles.
1.35 UMANG (Unified Mobile Application for New-age Governance)

Launch Year: 2017
Developed by: MeitY and NeGD (National e-Governance Division)
Key Features:
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• It intends to provide major services offered by Central and State Government departments,
Local bodies and other utility services from private organizations.
• It provides a unified approach where citizens can install one application to avail multiple
government services.
• The UMANG app integrates with the core government services of Aadhaar, DigiLocker, Rapid
Assessment System and Bharat Bill Payment System.
• The app is currently available in 13 languages including English, Hindi, Assamese, Gujarati,
Bengali, Kannada, Odia, Punjabi, Malayalam, Marathi, Tamil, Telgu and Urdu.
1.36 Pravasi Kaushal Vikas Yojana

Launch Year: 2017
Nodal Ministry: Ministry of Skill Development and Entrepreneurship (MSDE) and Ministry of
External Affairs (MEA)
Implemented by: National Skill Development Corporation (NSDC) through its training partners
Aim: It aims at imparting skill training to Indian youth seeking employment overseas.
Key Features:
• Indian youth will be trained and certified under the scheme.
• MEA’s role would be to support Pre-Departure Orientation Training (PDOT), which will include
language and soft skills training modules.
• Training offered will also be backed by an internationally recognized assessment and
certification system.
1.37 'Bharat Ke Veer'

Launch Year: 2017
Launched by: Akshay Kumar and Rajnath Singh (Home Minister)
Key Features:
• It is a fund raising initiative of Ministry of Home Affairs on behalf of members of the Indian
paramilitary forces.
• It allows donations of up to Rs 15 lakhs to an individual's account and donations to the "Bharat
Ke Veer" corpus.
• Bharat Ke Veer corpus would be managed by a committee made up of eminent persons of
repute and senior government officials, in equal number, who would decide to disburse the
fund equitably to the Braveheart family on need basis.
• The amount so donated will be credited to the account of ‘Next of Kin’ of those of Central Armed
Police Force or National Disaster Response Force soldiers.
1.38 TAMRA (Transparency, Auction Monitoring and Resource Augmentation) Portal

Launch Year: 2017
Nodal Ministry: Ministry of Mines
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Features:
• It is a web based portal and mobile app has been conceptualized to provide the status of mining
block auctioned/ to be auctioned in India to the public in a 'transparent' manner.
• TAMRA will be an interactive platform for all the stakeholders to compress the timelines for
statutory and other clearances as it would help minimize the gestation period for commencing
production.
• Further, TAMRA covers block-wise, state-wise and mineral-wise information of the blocks to be
auctioned, monitors various statutory clearances, and also highlights the additional resources
generated through e-Auction.
• In case of delay in obtaining any clearances, TAMRA will send triggers to the concerned authority
so that the remedial steps can be taken immediately by those responsible.
1.39 Start-up Sangam Initiative

Launch Year: 2017
Nodal Ministry: Ministry of Petroleum and Natural Gas
Aim: It aims to develop new business models, marketing plans, technology and innovations in heavy
oil and gas industry sector by supporting 30 start-ups.
Key Features:
• 10 oil and gas PSUs have setup Rs 320 crore venture capital fund to encourage start-ups based
on innovative ideas in the energy sector.
• The corpus was created by contributions from India Oil Corporation (IOL), ONGC, Engineers
India, Oil India, Numaligarh Refinery, Bharat Petroleum Corporation (BPCL), Hindustan
Petroleum Corporation (HP), GAIL, Balmer Lawrie and Mangalore Refinery and Petrochemicals.
• The selected start-ups will work in various energy fields such as converting waste plastics to
petroleum fuels, solar stove, multipurpose fuel from agricultural waste biomass and leak
detectors for liquefied natural gas (LNG).
• Start-ups in technology field will get 30 months to submit proof of concept whereas start-ups
with business ideas will be given 18 months.
• These oil and gas PSUs will buy out these projects submitted by selected startups in given time
frame based on merit to do more innovations.
1.40 Scheme for Capacity Building in Textile Sector (SAMARTH)

Launch Year: 2017
Aim: To provide skill to the youth for gainful and sustainable employment in the textile sector.
Objectives:
• To provide demand driven, placement oriented NSQF (National Skills Qualification Framework)
Compliant skilling programme to incentivize organized textile and related sectors excluding
Spinning and Weaving.
• To promote skilling and skill up-gradation in the traditional sectors of Handlooms, Handicrafts,
Sericulture and Jute.
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• To provide Sustainable livelihood to all sections of the society across the country via wage or
self-employment.
Target: To train 10 lakh persons (9 lakh in organised and 1 lakh in traditional sector) over a period of
3 years (2017-20).
Institutional Mechanism
• Inter-Ministerial Committee (IMC)
✓ An IMC under the Chairpersonship of the Minister of Textiles will be constituted.
✓ The IMC will have an overall supervisory role to monitor the progress of the scheme on a
half-yearly basis.
• Empowered Committee
✓ There shall be an inter-ministerial Empowered committee to be chaired by the Secretary
(Textiles)
✓ The Committee shall have the following manadate:
❖ Effective monitoring and implementation of the scheme.
❖ Approval of the Detailed Project Reports submitted by the implementing agency.
❖ Approval of Standard Operating Procedures relating to various aspect of the
scheme.
❖ Provide interpretation to the operational guidelines.
1.41 Scheme for IPR Awareness – Creative India; Innovative India

Launch Year: 2017
Implementing Agency: Cell for IPR Promotion and Management (CIPAM) under the aegis of the
Department for Promotion of Industry and Internal Trade (DPIIT)
Aim: It aims at raising IPR awareness amongst students, youth, authors, artists, budding inventors
and professionals to inspire them to create, innovate and protect their creations and inventions
across India including Tier 1, Tier 2, Tier 3 cities as well as rural areas in the next 3 years.
Targets:
• 4000 IP awareness workshops/seminars in academic institutions and the industry across India.
• 40 training programmes (Training of Trainers) to create a resource pool of persons for
conducting IPR Awareness workshops/seminars.
• 5 workshops with eminent International speakers on IP in the global context.
• 270 IP training and sensitization programmes for enforcement agencies and judiciary
Key Features:
• The scheme targets to conduct IP awareness workshops/seminars in collaboration with industry
organizations, academic institutions and other stakeholders across the country.
• It is also proposed to undertake training programmes to create a resource pool of trainers who
would conduct the IP Awareness workshops/seminars for the public, enforcement agencies and
judiciary.
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• These awareness programmes will be tailored for 4 categories:
(i) Primary School (up to Grade 8)
(ii) Secondary School (Grade 9 to Grade 12)
(iii) University/ College
(iv) Industry, including MSMEs and Startups.
1.42 Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)

Launch Year: 2016
Aim:
• The Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) Plan Scheme has been designed to
incentivize employers for generation of new employment, where Government of India will
be paying the 8.33% EPS contribution of the employer for the new employment.
• The scheme serves two purposes; one, it encourages job creation by the employers by
incentivizing them, and on the other hand, gets a large number of workers find jobs.
Eligibility Criteria for Establishments:

• Should be registered with EPFO and have a valid Labour Identification Number (LIN) that one can
acquire under the Shram Suvidha Portal.
• Should have a valid organizational PAN.
• Should have added new employees on or after 01.04.2016.
Eligibility Criteria for Employees:
• Should have joined in the establishment on or after 01.04.2016.
• Should not have been a regular employee in any EPF registered establishment prior to this.
• The monthly wages of the new employee should be less than Rs. 15,001.
Duration of the PMRPY Scheme:

• The Pradhan Mantri Rojgar Protsahan Yojana is scheduled to be in operation for a span of 3
years.
• The Government of India will however continue to contribute towards the EPS at 8.33% which
the employer is to make for the next three years. Therefore, all the eligible new employees will
be covered under the scheme till the year 2019-2010.
How will it be achieved?

• Government of India will be paying the full employer's contribution towards EPF (3.67%) & EPS
(8.33%) for new employment for the first 3 years.
1.43 National Apprenticeship Promotion Scheme (NAPS)

Launch Year: 2016
Nodal Ministry: Ministry of Skill Development and Entrepreneurship (MSDE)
Aim: The main objective of the scheme is to promote apprenticeship training and to increase the
engagement of apprentices from present 2.3 lakh to 50 lakh cumulatively by 2020.
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Component of the Scheme
• Share 25% of the prescribed stipend, subject to a maximum of INR 1,500 per month per
apprentice to the employer.
• Share of cost of basic training with Basic Training Providers (BTP); up to INR 7,500 for 3 months/
500 hours.
Scope of the Scheme

• This scheme will cover all categories of apprentices except the Graduate, Technician and
Technician (Vocational) apprentices which are covered by the scheme administered by Ministry
of Human Resource Development.
Implementing Agencies
• Regional Directorates of Apprenticeship Training (RDATs) under the control of Directorate
General of Training (DGT) will act as implementing agencies in their regions for Central Public
Sector Undertaking and establishments operating their business in 4 or more States.
• State Apprenticeship Advisers will act as implementing agencies for state public sector and
private establishments under their jurisdiction.
Eligibility and Requirements for Employers

• Employer validation through TIN/TAN and EPFO/ESIC/LIN/ any other identifier decided by Govt.
• Aadhar linked bank account
Eligibility and Requirements for Apprentices
1.44 Pradhan Mantri Yuva Yojana (PM-YUVA)

Launch Year: 2016
Aim:
• The Scheme aims at creating an enabling ecosystem for Entrepreneurship development through
Entrepreneurship education and training.
• Advocacy and easy access to entrepreneurship support network and Promoting social
enterprises for inclusive growth.
Objectives:
• Educate and equip potential and early stage entrepreneurs.
• Connect entrepreneurs in enabling networks of peers, mentors, incubators, funding and
business services.
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• Coordinate and support entrepreneurs through Entrepreneurship Hubs (E-Hubs).
• Catalyze a culture shift to support aspiring entrepreneurs.
Duration of the Project

• It will be implemented in collaboration with Wadhwani Foundation, a California (USA) based
non-profit public benefit corporation for a duration of five years (2016-17 to 2020-21).
Target Beneficiaries:
• Traditional students enrolled in degree programme across undergraduate/ postgraduate
courses/ PhD programme/ Diploma.
• School Students.
• Students in Industrial Training Institutes (ITIs).
• All citizens including unorganized sector, women, and existing entrepreneurs in rural as well as
urban areas, who would like to take up entrepreneurship education through coordination and
support programmes.
Implementation:
• The Yojana will be supported by a network of Entrepreneurship and Coordination Hubs (E-
hubs).
• The enrolled colleges, schools and ITIs under this program will be the implementation arm of the
Project.

• Entrepreneurship Mart: Delivered through Massive Open Online Courses (MOOCs) and will be
facilitated by faculty with in-class discussions and experimental learning.
• Creating Mentors: Creation of a national network of high quality- screened mentors by
leveraging existing networks and successful local entrepreneurs.
• Entrepreneurship Resource and Coordination Hubs (E-hubs): Establish a network of E-hubs to
coordinate and support entrepreneurship development programs.
• Entrepreneurship Promotion: Create a culture of dynamic entrepreneurship through events,
branding and marketing along with entrepreneurship research & advocacy.
• Factory on Wheels: Bring entrepreneurship and job opportunities at the door-step of under-
privileged youth from remote and rural areas.
1.45 IndiaSkillsOnline Learning Portal

Launch Year: 2016
Nodal Ministry: It is an initiative of the National Skill Development Corporation (NSDC) under the
Ministry of Skill Development and Entrepreneurship.
Aim/Purpose: Bring online learning to the skill-aspirants registered for skill training schemes.
Objectives:
• Take anytime, anywhere skilling opportunities to the skill aspirants.
• Leverage technology to further the objective behind the Skill India Mission.
• Expand the reach and effectiveness of the skilling initiative.
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• Contribute towards assuring quality of the output of the skilling initiatives across the country.
1.46 Stand Up India Scheme

Launch Year: 2016
Aim: It aims at promoting entrepreneurship among women and scheduled castes and tribes.
Eligibility:
• SC/ST and/or women entrepreneurs above 18 years of age.
• Loans under the scheme is available only for greenfield projects. Greenfield signifies first time
venture of the beneficiary in the manufacturing, services or trading sector.
• In case of non-individual enterprises, 51% of the shareholding and controlling stake should be
held by either SC/ST and/or Women Entrepreneur.
• Borrower should not be in default to any bank/financial institution.
Objectives: The objective of the scheme is to facilitate bank loans between Rs 10 lakh and Rs 1
Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman
borrower per bank branch for setting up a greenfield enterprise.
Salient Features:
• The scheme would be operated by all the branches of scheduled commercial banks of India.
• Refinance is provided through SIDBI.
• The borrower shall be required to bring in a minimum of 10% of the project cost as his own
contribution.
• Size of Loan: Composite loan of 75% of the project cost inclusive of term loan and working
capital. The stipulation of the loan being expected to cover 75% of the project cost would not
apply if the borrower’s contribution along with convergence support from any other schemes
exceeds 25% of the project cost.
• Interest Rate: The rate of interest would be lowest applicable rate of the bank for that category
(rating category) not to exceed (base rate (MCLR) + 3%+ tenor premium).
• Security: Besides primary security, the loan may be secured by collateral security or guarantee
of Credit Guarantee Fund Scheme for Stand-Up India Loans (CGFSIL) as decided by the banks.
• Repayment: The loan is repayable in 7 years with a maximum moratorium period of 18 months.
• Working Capital: For drawal of Working capital up to 10 lakh, the same may be sanctioned by
way of overdraft. Rupay debit card to be issued for convenience of the borrower. Working
capital limit above 10 lakh to be sanctioned by way of Cash Credit limit.
• Margin Money: The Scheme envisages 25% margin money which can be provided in
convergence with eligible Central / State schemes.
1.47 Startup India Programme

Launch Year: 2016
Nodal Ministry: Ministry of Commerce
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Aim/Objective: To build a strong ecosystem that is conducive for the growth of startup businesses,
to drive sustainable economic growth and generate large scale employment opportunities.
Process and Mechanism/Focus Areas

A) Simplification and Handholding:
• Compliance Regime based on Self-Certification -
✓ Startups shall be allowed to self-certify compliance (through the Startup mobile app) with 9
labour and environment laws. In case of the labour laws, no inspections will be conducted for
a period of 3 years.
• Startup India Hub -
✓ To create a single point of contact for the entire Startup ecosystem and enable knowledge
exchange and access to funding.
• Rolling-out of Mobile App and Portal
• Legal Support and Fast-tracking Patent Examination at Lower Costs
• Relaxed Norms of Public Procurement for Startups
• Faster Exit for Startups
✓ The Insolvency and Bankruptcy Code 2016 will provide faster process of wounding up of
business within a period of 90 days.
B) Funding Support and Incentives:

• Providing Funding Support through a Fund of Funds with a Corpus of INR 10,000 crore
✓ The day to day operations of the Fund of Funds will be managed by SIDBI.
• Credit Guarantee Fund for Startups

✓ Credit guarantee mechanism through National Credit Guarantee Trust Company (NCGTC)/
SIDBI is being envisaged with a budgetary Corpus of INR 500 crore per year for the next four
years (2016-2020).
• Tax Exemption on Capital Gains

✓ With this objective, exemption shall be given to persons who have capital gains during the
year, if they have invested such capital gains in the Fund of Funds recognized by the
Government.
✓ In addition, existing capital gain tax exemption for investment in newly formed
manufacturing MSMEs by individuals shall be extended to all Startups.
• Tax Exemption to Startups for 3 years

✓ The profits of Startup initiatives are exempted from income-tax for a period of 3 years. The
exemption shall be available subject to non-distribution of dividend by the Startup.
Inter-Ministerial Board
• The Inter-Ministerial Board setup by Department of Industrial Policy and Promotion validates
Startups for granting tax related benefits. The Board comprises of the following members:
✓ Joint Secretary, Department for Promotion of Industry and Internal Trade, Convener
✓ Representative of Department of Biotechnology, Member
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✓ Representative of Department of Science & Technology, Member
Latest Definition of a Start-up

In February 2019, the Department for Promotion of Industry and Internal Trade (DPIIT) released a
gazette notification which has widened the definition of start-ups from the earlier definition under
the ‘Startup India, Stand Up India’ Scheme.
In the new definition, an entity will be considered a startup,

• Till up to 10 years from its incorporation date.
• If an entity’s turnover for any of the financial years since its incorporation hasn’t exceeded INR
100 Cr.
Amendment related to Investment Limit of Angel Investors

• In February 2019, the investment limit of angel investors to seek exemption under the Income
Tax Act, 1961 has been increased to Rs 25 crore from Rs 10 crore by the Department for
Promotion of Industry and Internal Trade (DPIIT).
States’ Startup India Rankings 2018

The Department for Promotion of Industry and Internal Trade (DPIIT) under the Ministry of
Commerce has released the first ever States’ Startup India Rankings 2018.
Parameters of Ranking
The ranking framework spreads over 7 pillars and across 38 action points.
Rankings
• Best Performer: Gujarat
• Top Performers: Karnataka, Kerala, Odisha, and Rajasthan.
• Leaders: Andhra Pradesh, Bihar, Chhattisgarh, Madhya Pradesh, and Telangana.
• Aspiring Leaders: Haryana, Himachal Pradesh, Jharkhand, Uttar Pradesh, and West Bengal.
• Emerging States: Assam, Delhi, Goa, Jammu & Kashmir, Maharashtra, Punjab, Tamil Nadu, and
Uttarakhand.
• Beginners: Chandigarh, Manipur, Mizoram, Nagaland, Puducherry, Sikkim, and Tripura.
1.48 Atal Innovation Mission

Launch Year: 2016
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Launched by: NITI Aayog
Aim: To promote a culture of innovation and entrepreneurship in the country.
Objective:
• To create and promote an ecosystem of innovation and entrepreneurship across the country at
school, university, research institutions, MSME and industry levels.
• It is envisaged as an umbrella innovation organization that would play an instrumental role in
alignment of innovation policies between central, state and sectoral innovation schemes.
Core Function:
• Entrepreneurship promotion through Self-Employment and Talent Utilization (SETU), wherein
innovators would be supported and mentored to become successful entrepreneurs.
• Innovation Promotion: to provide a platform where innovative ideas are generated
Major Initiatives taken under Atal Innovation Mission (AIM)
A) Atal Tinkering Labs (ATL)- Atal Innovation Mission has established Atal Tinkering Labs (ATLs) in
schools across India.
• Objective: The objective of this scheme is to foster curiosity, creativity and imagination in
young minds; and inculcate skills such as design mindset, computational thinking, adaptive
learning, physical computing etc.
• Eligibility: Schools (minimum Grade VI - X) managed by Government, local body or private
trusts/society to set up ATL.
• Financial Support: AIM will provide grant-in-aid of Rs. 20 Lakh to each school that includes a
one-time establishment cost of Rs. 10 lakh and operational expenses of Rs. 10 lakh for a
maximum period of 5 years to each ATL.
B) Atal Incubation Centers-

• Objective: AIM intends to support the establishment of new incubation centres called Atal
Incubation Centres (AICs) that would nurture innovative start-up businesses in their pursuit
to become scalable and sustainable enterprises.
• Eligibility: Entities such as such as higher educational institutions, R&D institutes, corporate
sector, alternative investment funds registered with SEBI, business accelerators, group of
individuals, and individuals are eligible to apply.
• Financial Support: AIM will provide a grant-in-aid of up to Rs. 10 crore for a maximum period
of 5 years to cover the capital and operational expenditures to establish the AIC.
C) Atal New India Challenges- Fostering product innovations and aligning them to the needs of
various sectors/ministries.
The vision of ANIC is two-fold:
• Help create products from existing technologies relevant for national and social causes
(productization);
• Help new deep-tech products find markets and early customers (commercialization) in the
context of India.
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D) Mentor India Campaign-
• A national Mentor network in collaboration with public sector, corporates and institutions, to
support all the initiatives of the mission.
E) Atal Community Innovation Center-

• The program is directed to encourage the spirit of innovation through solution driven design
thinking to serve the society.
• It will focus on undeserved/unserved regions of the country which at present lack a vibrant
startup and innovation ecosystem.
F) Atal Research & Innovation for Small Enterprises (ARISE)

• ARISE is an initiative to promote research, innovation and competitiveness of Indian
startups and small enterprises including Micro, Small, and Medium enterprises.
• The program’s objective is to catalyze research, innovation, find solutions to the sectoral
problems and subsequently trigger creation of new industrial sectors, through support of
Central Government Ministries / Departments, who will become the first buyer of the
solutions / products innovated under the ARISE program by start-ups and small enterprises.
1.49 Innovation Programme for Students
1.49.1 NIDHI (National Initiative for Developing and Harnessing Innovations)

Objectives:
• To promote student startups,
• To take forward student innovations in Innovation and Entrepreneurship Development Centres
(IEDC)/NewGen IEDC programme to commercialization stage,
• To accelerate the journey of idea to prototype by providing initial funding assistance.
Implementing Agency: For the purpose of implementing the Startup-NIDHI programme,

Entrepreneurship Development Institute of India, Ahmedabad, would be the implementing agency.
Salient Features:
• The programme NIDHI would help the startups with initial / ignition funding and hence would be
called Startup-NIDHI.
• Startup-NIDHI aims to support 20 student startups in each year financially.
• Startup-NIDHI would financially support each of the selected startups with Rs 10 lakhs which will
be given as ignition grant/award.
1.49.2 Uchhattar Avishkar Yojana

Launch Year: 2016
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Nodal Ministry: It is a joint programme of Ministry of Human Resource and Development (MHRD)
and Department of Science and Technology (DST).
Aim: The main aim of the scheme is to make students more accustomed with the outer world and
give them market-oriented mind set
Objectives:
• To promote innovation in IITs addressing issues of manufacturing industries
• To spur innovative mindset of the student
• To co-ordinate action between academia and industry
• To strengthen labs and research facilities
1.49.3 Impacting Research, Innovation and Technology (IMPRINT)

Launch Year: 2015
Nodal Ministry: Ministry of Human Resource and Development (MHRD)
National Coordinator: IIT Kanpur
Aim: To address the major science and engineering challenges that India must address and
champion to enable, empower and embolden the nation for inclusive growth and self-reliance.
Objective:
• To identify areas of immediate relevance to society requiring innovation
• To direct scientific research into identified areas
• To ensure higher funding support for research into the identified areas
• To measure outcomes of the research effort with reference to impact on the standard of living in
the rural/urban areas.
Salient Features:
• It is the first of its kind MHRD supported Pan-IIT + IISc joint initiative.
• This novel initiative with twofold mandate is aimed at:
1. Developing new engineering education policy
2. Creating a road map to pursue engineering challenges
IMPRINT 2
• IMPRINT-2 has been approved by Government of India with a revised strategy under which,
this national initiative will be jointly funded and steered by MHRD and Department of
Science and Technology (DST).
• Proposals under IMPRINT II Projects should
(a) address any declared theme (thrust area) under one of the 10 domains of IMPRINT
(b) connect either with already identified or new research topics defined by the PI under the
same 10 domains.
Important Features of IMPRINT 2

• Principal objective is to translate knowledge into viable technology
• IMPRINT-2 is open to all MHRD funded Higher Education Institute (HEI) including Centrally
Funded Technical Institution (CFTI)
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• Project with industry support will be preferred
1.50 Government e-Marketplace

Launch Year: 2016
Aim: It aims to enhance transparency, efficiency and speed in public procurement.
Salient Features:
• It is a one stop portal to facilitate online procurement of common use Goods & Services
required by various Government Departments / Organizations / PSUs.
• It provides the tools of e-bidding, reverse e-auction and demand aggregation to facilitate the
government users achieve the best value for their money.
• Directorate General of Supplies and Goods (DGS&D) with technical support of National
eGovernance Division under Ministry of Electronics and Information Technology (MeitY)
has developed GeM portal for procurement of both products and services.
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National Mission on Government e-Marketplace:
What is it? It was launched on 5th September 2018 till 17th October 2018 to accelerate the
adoption and use of procurement by major Central Ministries, States and UTs and their agencies
(including CPSUs/PSUs, Local Bodies) on the GeM platform.
Objectives:
• Promote inclusiveness by catapulting various categories of sellers and service providers.
• Increase transparency and efficiency in public procurement, including corruption free
governance.
• Achieve cashless, contactless and paperless transaction, in line with Digital India objectives.
• Increase overall efficiency leading to significant cost saving on government expenditure in
procurement.
• Maximize ease in availability of all types of products and services bought by Government
buyers.
Womaniya Initiative:
Launch Year: 2019
Aim: To develop women entrepreneurship on the margins of society to achieve gender-inclusive
economic growth.
Key Features:
• It is an initiative of GeM to enable women entrepreneurship on the margins of the society to
achieve gender-inclusive economic growth.
• The initiative would enable women entrepreneurs and women self-help groups to sell
handicrafts and handloom, jute and coir products, home décor and office furnishings,
directly to various government ministries, departments and institutions.
1.51 Ude Desh ka Aam Nagrik

It also known as UDAN-RCS (Ude Desh ka Aam Nagrik – Regional Connectivity Scheme)
Launch Year: 2016
Nodal Ministry: Ministry of Civil Aviation
Aim: It aimed at making air travel affordable and widespread, to boost inclusive national economic
development, job growth and air transport infrastructure development of all regions and states of
India.
Key Features:
• The scheme UDAN envisages providing connectivity to un-served and under-served airports of
the country through revival of existing air-strips and airports.
• The scheme would be in operation for a period of 10 years.
• Airfare for a one-hour journey of 500 km has been capped at an all-inclusive charge of Rs. 2,500.
For longer routes and flight duration, the pricing will vary.
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• A single person will be entitled to buy 9 to 40 seats in a flight. However, only 50% of the seats
will be sold at Rs 2500 per seat per hour. The airlines can sell the rest of the tickets at market
rates.
1.52 BHIM (Bharat Interface for Money)

Launch Year: 2016
Developed by: National Payments Corporation of India (NPCI)
Aim: It aims to facilitate e-payments directly through banks as part of the 2016 Indian banknote
demonetization and drive towards cashless transactions.
Key Features:
• BHIM allow users to send or receive money to or from UPI payment addresses, or to non-UPI
based accounts by scanning a QR code with account number and IFSC code or MMID (Mobile
Money Identifier) Code.
• Users can create their own QR code for a fixed amount of money, which is helpful in merchant-
seller-buyer transactions.
• Currently there is no charge for transactions from Rs 1 to Rs 1 lakh.
1.53 Digishala
Launch Year: 2016
Aim: It aims to promote cashless transactions post-demonetisation, especially in rural and semi-
urban areas.
Key Features:
• It is a free-to-air channel (Doordarshan DTH Channel) to educate and inform the people about
the various modes of digital payments.
• The channel will help people understand the use of Unified Payments Interface (UPI), USSD,
Aadhaar-Enabled Payments System, electronic wallets, debit and credit cards.
• The minister also launched a website (www.cashlessindia.gov.in) which will serve as a repository
of knowledge regarding digital payments.
• Both the channel and website were launched as a part of the ‘Digi Dhan Abhiyan’, a campaign
conceptualized by the Government of India to enable every citizen, small trader and merchant to
adopt digital payments in their everyday financial transactions.
1.54 Zero Defect, Zero Effect (ZED) Scheme

Launch Year: 2016
Nodal Ministry: Ministry of MSME
Aim: It aims to rate and handhold all MSMEs to deliver top quality products using clean technology
Objectives:
• Develop an Ecosystem for Zero Defect Manufacturing in MSMEs
• Promote adaptation of Quality tools/systems and Energy Efficient manufacturing
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• Enable MSMEs for manufacturing of quality products
• Encourage MSMEs to constantly upgrade their quality standards in products and processes
• Drive manufacturing with adoption of Zero Defect production processes and without impacting
the environment
• Support ‘Make in India’ campaign
• Develop professionals in the area of ZED manufacturing and certification
1.55 National Career Service (NCS)

Launch Year: 2015
Nodal Ministry: Mission Mode Project under Ministry of Labour and Employment
Aim:
• It aims to bridge the gap between those who need jobs and those who want to hire them,
between people seeking career guidance and training and those who can provide the
counselling and training.
• NCS brings jobseekers, employers, counselors, trainers and placement organizations together on
one platform by offering convergence of information that enlightens minds and empowers
people.
Components of National Career Service

1. NCS Portal: The NCS Portal links job-seekers, employers, counsellors and training providers,
all through Aadhaar-based authentication. Registration is online and free of charge.
2. Career Centres – Hubs of Career related services: In case people are unable to register
online, they can register themselves Development by visiting the nearest Career Centre and
get notifications on all kinds of jobs, career counseling, job fairs and various other
employment-related services. The Government is transforming Job Fairs Employment
Exchanges and University Placements Employment Information Guidance Bureaus into
Career Centres.
3. Call Centre - A helpline to get started on the NCS platform: A multilingual call centre to
cater to the needs of those who face difficulty in registration or have other queries. The Call
Centre is operational from Tuesday to Sunday, 8 AM to 8 PM (1800-425-1514).
1.56 Skill India Portal

Launch Year: 2015
Aim/Purpose:
• To bring the entire candidate and training partner database on a single platform.
• To act as an integrated platform for all skilling initiatives and schemes run by various central
ministries, state governments, NSDC and Corporates among others.
Key Features
• To provide an online collaborative platform to help disseminate reliable information on skill
options, opportunities, information on various providers and by providing an interface to
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enquire, explore, access and engage with various affiliated and accredited training partners and
infrastructure providers.
• Skill India Portal initiative is mainly targeted at citizens seeking to enhance their existing skills.
1.57 Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

Launch Year: 2015
Implementing Agency: National Skills Development Corporation (NSDC)
Objective: To enable a large number of Indian youth to take up industry-relevant skill training that
will help them in securing a better livelihood.
Target: The scheme will cover 1 crore youth during the period 2016-20 in Phase 2 (PMKVY 2.0).
Eligible Beneficiaries: The scheme is applicable to any candidate of Indian nationality who:
• An unemployed youth, college / school dropout
• Has a verifiable identity proof - Aadhaar / Voter id and a bank account
Components of the Scheme:

• Short Term Training: at PMKVY Training Centres (TCs) will benefit candidates of Indian
nationality who are either school/college dropouts or unemployed. Training in Soft Skills,
Entrepreneurship, Financial and Digital Literacy will also be imparted.
• Recognition of Prior Learning: Individuals with prior learning experience or skills shall be
assessed and certified. It aims to align the competencies of the unregulated workforce of the
country to the NSQF. MSDE has launched a dedicated portal for this.
• Special Projects: It is a platform that will facilitate trainings in special areas and/or premises of
Government bodies, Corporates or Industry bodies, and trainings in special job roles not defined
under the available Qualification Packs (QPs)/National Occupational Standards (NOSs).
• Kaushal and Rozgar Mela: Social and community mobilization is extremely critical for the
success of PMKVY. It would ensure transparency and accountability and help leverage the
cumulative knowledge of the community for better functioning.
• Placement: Placement opportunities would be provided to candidates who are trained and
certified under the scheme. Support for entrepreneurship development would also be provided.
• Monitoring: To ensure that high standards of quality are maintained by PMKVY Training Centres,
NSDC and empaneled Inspection Agencies shall use various methodologies, such as self-audit
reporting, call validations, surprise visits, and monitoring through the Skills Development
Management System (SDMS).
Implementation:
• The scheme would be implemented through National Skill Development Corporation (NSDC).
• In addition, Central / State Government affiliated training providers would also be used for
training under the scheme.
• All training providers will have to register on the SMART (Skill Management & Accreditation of
Training Centres) portal before being eligible for participating under this scheme.
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• Training would include soft skills, personal grooming, behavioral change for cleanliness, good
work ethics.
• Sector Skill Councils and the State Governments would closely monitor skill training that will
happen under PMKVY.
SMART (Skill Management & Accreditation of Training Centres) Portal

• It provides a single window IT application that focusses on the Accreditation, Grading, Affiliation
and continuous monitoring of the Training Centres (TC) in the skill ecosystem.
• It intends to address issues like quality benchmarks, fostering excellence in training centres,
enabling trainees to make informed choices with regard to Training Centres etc.
• It aims at convergence of efforts of all the stakeholders in the skill ecosystem in providing the
standardized infrastructure.
Pradhan Mantri Kaushal Kendras

Launch Year:
• In 2017, India’s first Pradhan Mantri Kaushal Kendra (PMKK) was inaugurated at Mandir Marg,
New Delhi.
• It has been set up Pradhan Mantri Kaushal Vikas Yojana by National Skill Development
Corporation (NSDC) in collaboration with New Delhi Municipal Council (NDMC).
Implementing Agency: National Skill Development Corporation
Purpose/Objective:
• Create benchmark institutions that demonstrate aspirational value for competency-based skill
development training.
• Focus on elements of quality, sustainability and connection with stakeholders in skills delivery
process.
YUVA Skill Development Programme

• It is a Delhi Police initiative under Pradhan Mantri Kaushal Vikas Yojana.
• Delhi Police has tied up with NSDC and Confederation of Indian Industry (CII) for providing mass
job linked skill training for the selected youth.
Launch Year: 2017
Aim/Purpose:
• The police would engage with the youth who are prone to drug addiction and other crimes.
• To connect with youth by upgrading their skill as per their competencies.
• Provide them with gainful employment.
Target Beneficiary:
• Youth in the age of 17-25 years belonging to categories such as school dropouts, juvenile
offenders, victims of crimes and families in dire state due to incarceration of the bread earner of
the family.
1.58 National Skill Development Mission (NSDM)

Launch Year: 2015
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Aim/Purpose:
• To create convergence across sectors and States in terms of skill training activities.
• To expedite decision making across sectors to achieve skilling at a faster pace.
Objectives:
• Create an end-to-end implementation framework for skill development which provides
opportunities for life-long learning.
• Align employer/industry demand and workforce productivity with trainees’ aspirations for
sustainable livelihoods.
• Establish and enforce cross-sectoral, nationally and internationally acceptable standards for
skill training in the country.
• Build capacity for skill development in critical un-organized sectors and enable such workers to
transition into formal sector employment.
• Offer a passage for overseas employment through specific programmes mapped to global job
requirements and benchmarked to international standards.
• Enable pathways for transitioning between the vocational training system and the formal
education system, through a credit transfer system.
• Promote convergence and co-ordination between skill development efforts of all Central
Ministries/Departments/States/implementing agencies.
Mission Statement:
To rapidly scale up skill development efforts in India, by creating an end-to-end, outcome-focused
implementation framework, which aligns demands of the employers for a well-trained skilled
workforce with aspirations of Indian citizens for sustainable livelihoods.
Mission Strategy:
National Skill Development Mission will initially consist of seven sub-missions under its purview.
Each sub-mission will act as a building block for achieving the overall objectives of the Mission. Key
focus areas of the sub-mission include:
• Addressing the long-term and short-term skilling needs through revamp of existing institutional
training framework and establishing new institutions
• Undertake sector specific skill training initiatives
• Ensure convergence of existing skill development programmes
• Leverage existing public infrastructure for skilling
• Focus on training of trainers
• Facilitate overseas employment, and
• Promote sustainable livelihoods.

• The Mission will consist of a Governing Council at apex level, a Steering Committee and a
Mission Directorate (along with an Executive Committee) as the executive arm of the Mission.
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• Mission Directorate will be supported by three other institutions: National Skill Development
Agency (NSDA), National Skill Development Corporation (NSDC), and Directorate General of
Training (DGT).
• At the State level, States are being encouraged to create State Skill Development Missions
(SSDM) along the lines of National Skill Development Mission.
National Skill Development Agency (NSDA)

• It is an autonomous body under Ministry of Skill Development and Entrepreneurship that
anchors the National Skill Qualifications Framework and allied quality assurance mechanisms for
synergizing skill initiatives in the country.
• It was set up in 2013.
Major Functions:
• Operationalize and implement National Skills Qualification Framework (NSQF).
• To establish and operationalize a Quality Assurance (QA) framework embedded in NSQF to
improve consistency of outcomes in the skills landscape, which will include laying down a
framework for training, assessment and certification processes and agencies in the country.
National Skill Development Corporation (NSDC)

• National Skill Development Corporation (NSDC) is a not-for-profit public limited company
incorporated on July 31, 2008 under section 25 of the Companies Act, 1956 (corresponding to
section 8 of the Companies Act, 2013).
• NSDC was set up by Ministry of Finance as Public Private Partnership (PPP) model.
• The Government of India through Ministry of Skill Development & Entrepreneurship (MSDE)
holds 49% of the share capital of NSDC, while the private sector has the balance 51% of the
share capital.
Major Functions:
• To promote skill development by catalyzing creation of large, quality and for-profit vocational
institutions.
• To provide funding to build scalable and profitable vocational training initiatives.
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1.59 Atal Pension Yojana
Launch Year: 2015 (It had replaced Swavalamban scheme)
Nodal Ministry: Ministry of Finance.
Implementing Agency: Pension Fund Regulatory and Development Authority (PFRDA) through
National Pension System (NPS) architecture
Aim:
To address the longevity risks among the workers in unorganized sector and to encourage the
workers in unorganized sector to voluntarily save for their retirement.
Eligibility:
• It is applicable to all citizen of India aged between 18-40 years.
• The focus will be on unorganized sector workers.
• Should make contributions for a minimum of 20 years.
Benefit:
• Fixed pension for the subscribers ranging between Rs. 1000 to Rs. 5000 (subscribers would start
receiving the pension from the age of 60 years). The contribution levels would vary and would
be low if subscriber joins early and increase if he joins late.
• After death of subscriber, the same amount of pension is guaranteed to his/her spouse for life.
• There is no exit to the scheme before the age of 60.
Funding:
Government would provide:
• Fixed pension guarantee for the subscribers;
• Would co-contribute 50% of the subscriber contribution or Rs. 1000 per annum, whichever is
lower, to eligible subscribers (those who are not covered by any Statutory Social Security
Schemes and is not income taxpayer);
• Would also reimburse the promotional and development activities including incentive to the
contribution collection agencies to encourage people to join the APY.
Enrolment Agencies: All Points of Presence (Service Providers) and Aggregators under Swavalamban
Scheme would enrol subscribers through architecture of National Pension System.
Additional Fact: The existing subscribers of Swavalamban Scheme would be automatically migrated
to APY, unless they opt out.
1.60 Nai Manzil

Launch Year: 2015
Nodal Ministry: Ministry of Minority Affairs
Aim: It aims to benefit the minority youths who do not have a formal school leaving certificate in
order to provide them formal education and skills and enable them to seek better employment and
livelihoods in the organised sector.
Salient Features:
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• It intends to cover people in between 17 to 35 age group from all minority communities as well
as Madrasa students.
• The central scheme is designed to address educational and livelihood needs of minority
communities lagging behind in terms of educational attainments.
• It aims to provide educational intervention by giving the bridge courses to the trainees and
getting them Certificates for Class XII and X from distance medium educational system.
• It seeks to provide trade basis skill training in four courses at the same time of formal education,
in field of (i) Manufacturing (ii) Engineering (iii) Services (iv) Soft skills.
1.61 Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Launch Year: 2015
Aim: To enhance the level of insurance penetration in the country and to provide insurance cover to
common people especially poor and the under-privileged sections of the society. It is an accidental
death insurance scheme.
Eligibility: The Scheme will be available to people in the age group 18 to 70 years with bank
account.
Premium: It is aimed at covering the uncovered population at a highly affordable premium of just
Rs.12 per year.
Risk coverage:
• Rs. 2 lakh for accidental death and permanent total disability.
• Rs. 1 lakh for permanent partial disability.
Terms of Risk Coverage: A person has to opt for the scheme every year. He/She can also prefer to
give a long-term option of continuing in which case his/her account will be auto-debited every year
by the bank.
Implementation:
• The scheme will be offered by Public Sector General Insurance Companies or any other General
Insurance Company who are willing to offer the product on similar terms with necessary
approvals and tie up with banks for this purpose.
• Participating Bank will be the Master policy holder on behalf of the participating subscribers.
• It will be the responsibility of the participating bank to recover the appropriate annual premium
in one instalment, as per the option, from the account holders on or before the due date
through ‘auto-debit’ process and transfer the amount due to the insurance company.
1.62 Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Launch Year: 2015
Aim: To enhance the level of insurance penetration in the country and to provide insurance cover to
common people especially poor and the under-privileged sections of the society.
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Eligibility: People in the age group of 18 to 50 years having a savings bank account who give their
consent to join / enable auto-debit.
Premium: Rs.330/- per annum per member and is renewable every year.
Risk Coverage: Rs.2 Lakh in case of death for any reason.
Implementation: The scheme will be offered by Life Insurance Corporation and all other life insurers
who are willing to join the scheme and tie-up with banks for this purpose.
Key Features
• The policy provides life coverage for 1 year and the insured can renew the policy every year.
• According to one’s own choice, the insured can walk out of the scheme at any time and rejoin it
in future.
1.63 Pradhan Mantri Mudra Yojana (PMMY)

Launch Year: 2015
Aim: To fund the unfunded. To provide loans up to 10 lakh to non-corporate, non-farm, small/micro
enterprises.
Components: Under the MUDRA scheme, 3 types of loans allotted by Micro Units’ Development
and Refinance Agency (MUDRA) Bank are:
✓ Shishu: covering loans upto Rs. 50,000
✓ Kishor: covering loans above Rs. 50,000 and upto 5 lakhs
✓ Tarun: covering loans above Rs. 5 lakh and up to 10 lakhs
Eligibility:
• Any Indian Citizen who has a business plan for a non-farm sector income generating activity such
as manufacturing, processing, trading or service sector, and
• Whose credit need is less than Rs 10 lakh can approach either a Bank, MFI, or NBFC for availing
of Micro Units Development & Refinance Agency Ltd. (MUDRA) loans under Pradhan Mantri
Mudra Yojana (PMMY).
Salient Features:
• No processing fee
• No collateral
• Repayment period of loan is extended up to 5 years
• Applicant should not be defaulter of any Bank / Financial Institution
• All banks viz. Public Sector banks, Private Sector Banks, Regional Rural Banks, State Co-operative
Banks, Urban Co-operative Banks, Foreign Banks and Non-Banking Finance Companies (NBFCs)/
Micro Finance Institutions (MFIs) are required to lend under the scheme.
What is MUDRA Bank?
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• MUDRA Bank is a public sector financial institutions in India which was set up under Pradhan
Mantri MUDRA Yojana.
• It provides loans at low rates to micro-finance institutions and non-banking financial institutions
which then provide credit to MSMEs.
1.64 Sovereign Gold Bond Scheme

Launch Year: 2015
Aim: To help reduce India’s over dependence on gold imports and change the habits of Indians from
saving in physical form of gold to a paper form with Sovereign backing.
What is Sovereign Gold Bond?

SGBs are government securities denominated in grams of gold. They are substitutes for holding
physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash
on maturity. The Bond is issued by Reserve Bank on behalf of Government of India.
Salient Features:
• The Bonds will be restricted for sale to resident Indian entities including individuals, Hindu
Undivided Families (HUFs), Trusts, Universities and Charitable Institutions.
• The Bonds will be denominated in multiples of gram(s) of gold with a basic unit of 1 gram.
• The investment limit per fiscal year is 4 kg for individuals, 4 Kg for Hindu Undivided Family (HUF)
and 20 Kg for Trusts and similar entities notified by the Government from time to time.
• The Government will issue bonds with a rate of interest which will be calculated on the value of
the gold at the time of investment.
• Bonds will be available both in demat and paper form.
• Bonds can be used as collateral for loans.
• Bonds to be easily sold and traded on exchanges to allow early exits for investors who may so
desire.
• On maturity, the redemption will be in rupee amount only which would not be a fixed sum but
linked to the price of gold.
1.65 Gold Monetization Scheme

Launch Year: 2015
Aim/Objective: To mobilize gold held by households and institutions of the country and facilitate its
use for productive purposes, and in the long run, to reduce country’s reliance on the import of gold.
Salient Features:
• This scheme will replace the existing Gold Deposit Scheme, 1999.
• All Scheduled Commercial Banks (including RRBs) banks will be eligible to implement the
scheme.
• The deposits can be made for a short-term period of 1-3 years; a medium-term period of 5-7
years and a long-term period of 12-15 years.
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• The principal and interest on Short Term Bank Deposit (STBD) shall be denominated in gold. In
the case of Medium and Long-Term Gold Deposit the principal will be denominated in gold.
• All deposits under the scheme shall be made at the Collection and Purity Testing Centres (CPTC).
• The minimum deposit at any one time shall be 30 grams of raw gold and there is no maximum
limit for deposit under the scheme.
1.66 USTTAD (Upgrading the Skills and Training in Traditional Arts/Crafts for
Development)
Launch Year: 2015
Nodal Ministry: Ministry of Minority Affairs
Aim: It aims at preserving & promoting the rich heritage of the traditional arts & crafts of the
Minority communities.
Salient Features:
• It envisages boosting the skill of craftsmen, weavers and artisans who are already engaged in the
traditional ancestral work.
• Under the scheme, assistance will be provided to traditional artisans to sell their products in
order to make them more compatible with modern markets.
• It is fully funded by Union Government
• Applicable for all areas in India.
1.67 Digital India

Launch Year: 2015
Aim: It aims to transform the country into a digitally empowered society and knowledge economy.
Vision: The Digital India programme centered on three key vision areas:
1. Digital Infrastructure as a Utility to Every Citizen
2. Governance & Services on Demand
3. Digital Empowerment of Citizens
Nine Pillars of Growth under Digital India

1. Broadband Highways
2. Universal Access to Mobile Connectivity
3. Public Internet Access Programme
4. e-Governance: Reforming Government through Technology
5. e-Kranti: NeGP 2.0
6. Information for All
7. Electronics Manufacturing
8. IT for Jobs
9. Early Harvest Programmes
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e-Sampark
• e-Sampark is a mechanism used by the Government of India to contact citizens electronically
and is a part of the Digital India Campaign.
• The multi-faceted platform facilitates not only seamless communication between the
government and citizens, but also maintains a database of contacts of the nodal officers,
representatives and citizens. In addition, users can also view the previous campaigns
conducted.
1.68 DigiLocker
Launch Year: 2015
Key Features:
• DigiLocker provides an account in cloud to every Indian citizen to access authentic
documents/certificates such as driving license, vehicle registration, academic mark list in digital
format from the original issuers of these certificates.
• The storage space provided was 100 MB initially which was later increased to 1 GB. The
individual file size for upload cannot exceed 10 MB.
1.69 PAHAL (Direct Benefit Transfer of LPG)

Launch Year:
• The Direct Benefit Transfer of LPG (DBTL) or PAHAL (Pratyaksh Hanstantrit Labh) scheme was
earlier launched on June 1, 2013.
• The modified scheme is being re-launched in 54 districts on 15th November 2014 in the 1st
Phase and in the rest of the country on 1st January 2015.
Nodal Ministry: Ministry of Petroleum and Natural Gas

Aim: To reduce diversion and eliminate duplicate or bogus LPG connections.
Key Features:
• Under the scheme, LPG cylinders are sold at market rates and entitled consumers get the
subsidy directly into their bank accounts.
• It is done either through bank account or Aadhaar linkage.
1.70 Amended Technology Upgradation Fund Scheme (ATUFS)

Launch Year: 2015
Target: The scheme specifically targets:

• Employment generation and export by encouraging apparel and garment industry, which will
provide employment to women in particular and increase India’s share in global exports.
• Promotion of Technical Textiles, a sunrise sector, for export and employment.
• Promoting conversion of existing looms to better technology looms for improvement in quality
and productivity.
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• Encouraging better quality in processing industry and checking need for import of fabrics by the
garment sector.
Key Features:
• The scheme would give a boost to “Make in India” in the textiles sector.
• It is expected to attract investment to the tune of one lakh crore rupees, and create over 30 lakh
jobs.
• There is a provision of one-time capital subsidy for eligible benchmarked machinery at the rate
of 15% for garmenting and technical textiles segments with a cap of Rs. 30 crore and at the rate
of 10% for weaving, processing, jute, silk and handloom segments with a cap of Rs. 20 crore.
1.71 Pro-Active Governance and Timely Implementation (PRAGATI)

Launch Year: 2015
Aim: The platform is aimed at addressing common man’s grievances, and simultaneously
monitoring and reviewing important programmes and projects of the Government of India as well
as projects flagged by State Governments.
Key Features:
• It is a three-tier system (PMO, Union Government Secretaries, and Chief Secretaries of the
States)
• Prime Minister will hold a monthly programme where he will interact with the Government of
India Secretaries, and Chief Secretaries through Video-conferencing enabled by data and geo-
informatics visuals.
1.72 Pandit Deendayal Upadhyay Shramev Jayate Programme

Launch Year: 2014
Aim: To create conducive environment for industrial development and doing business with ease and
also expanding government support to impart skill training for workers.
Sub-schemes/initiatives under it:

• Shram Suvidha Portal
• Random Inspection Scheme
• Universal Account Number (UAN)
• Apprenticeship Protsahan Yojana
• Revamped Swasthya Bima Yojana
(Note: Rashtriya Swasthya Bima Yojana and Revamped Rashtriya Swasthya Bima Yojana would be
covered while discussing schemes under the Health Sector (Part 2 document).
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1.72.1 Shram Suvidha Portal
Aim/Objective: The objective of Portal is to consolidate information of Labour Inspection and its
enforcement.
Key Features:
• The portal facilitates businessmen to get all kinds of registrations and submit returns that are
required under labour laws at a single online window.
• It would allot Unique Labour Identification Number (LIN) to Units to facilitate online registration.
• Bring transparency and accountability in enforcement of labour laws.
• File self-certified and simplified single online annual return for multiple labour laws to ease the
complexity of compliance.
• Unified ECR (Electronic Challan cum return) under EPFO/ESIC to encourage compliance by
reducing transaction costs and promoting ease of business.
• It would allow mandatory uploading of inspection Reports within 72 hours by the Labour
inspectors.
1.72.2 Random Inspection Scheme

Aim/Objective: To bring in transparency in labour inspection.
Key Features:
• Serious matters are to be covered under the mandatory inspection list.
• A computerized list of inspections will be generated randomly based on pre-determined
objective criteria.
• Complaints based inspections will also be determined centrally after examination based on data
and evidence.
• There will be provision of Emergency List for inspection of serious cases in specific
circumstances.
1.72.3 Universal Account Number

Aim/Objective: To improve accessibility and portability of the Provident Fund account.
Key Features:
• Complete information for approximately 4 crore subscribers of EPF has been centrally compiled
and digitized and a UAN has been allotted to all.
• It is a 12-digit number which is allotted by the EPFO.
1.72.4 Apprenticeship Protsahan Yojana

NOTE: The Apprenticeship Protsahan Yojana has been replaced by the National Apprenticeship
Promotion Scheme (NAPS) with effect from 2016. NAPS comes under the Ministry of Skill
Development and Entrepreneurship. We have covered this scheme separately in the document.
1.73 Pradhan Mantri Jan Dhan Yojana (PMJDY)

Launch Year: 2014
Aim: It aims to expand and make affordable access to financial services, namely, Banking/ Savings &
Deposit Accounts, Remittance, Credit, Insurance, Pension.
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Phases of Implementation
Phase I (15 August 2014 - 14 August 2015)
• Universal access to banking facilities for all households across the country through a bank branch
or a fixed point Business Correspondent (BC) within a reasonable distance.
• To cover all households with at least one basic banking account with RuPay Debit Card with
inbuilt Rs 1 lakh accident insurance cover.
• Financial literacy programme to be taken to the village level.
• Expansion of Direct Benefit Transfer under various government schemes through bank accounts
of the beneficiaries.
• Issuance of Kisan Credit Card is also proposed.
Phase II (15 August 2015 - 14 August 2018)

• Providing micro-insurance to the people.
• Unorganised sector pension schemes like Swavalamban through the Business Correspondents.
Phase III (beyond 14 August 2018)

• The flagship financial inclusion program (PMJDY) will focus on opening accounts from "every
household to every adult".
• Existing Overdraft (OD) limit of Rs 5,000 to be raised to Rs 10,000.
• There will not be any conditions attached for OD up to Rs 2,000.
• Age limit for availing OD facility to be revised from 18-60 years to 18-65 years.
• Under the expanded coverage from "every household to every adult", accidental insurance
cover for new RuPay card holders to be raised from Rs 1 lakh to Rs 2 lakh to new PMJDY
accounts opened after 28.8.18.
Salient Features:
• Provision of zero balance bank accounts.
• Interest on deposit.
• Life insurance cover of Rs. 30,000 payable on death of the beneficiary, subject to fulfillment of
the eligibility condition.
• Easy transfer of money across India.
• Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.
• After satisfactory operation of the account for 6 months, overdraft facility to be permitted.
• In August 2019, RTI reveals that over Rs 1 lakh crore deposited in PMJDY accounts.
1.74 Deen Dayal Upadhyaya Grameen Kaushalya Yojana

Launch Year: 2014
Nodal Ministry: Ministry of Rural Development
Vision: The Vision of DDU-GKY is to “Transform rural poor youth into an economically independent
and globally relevant workforce”.
Aim: It aims to target youth, in the age group of 15–35 years. DDU-GKY is a part of the National
Rural Livelihood Mission (NRLM), tasked with the dual objectives of adding diversity to the incomes
of rural poor families and cater to the career aspirations of rural youth.
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Beneficiary Eligibility:
• Rural Youth:15 - 35 Years
• SC/ST/Women/PVTG/PWD: up to 45 Years
Implementation Model:
DDU-GKY follows a 3-tier implementation model.
• The DDU-GKY National Unit at MoRD functions as the policy-making, technical support and
facilitation agency.
• The DDU-GKY State Missions provide implementation support; and
• The Project Implementing Agencies (PIAs) implement the programme through skilling and
placement projects.
Features:
• Enable Poor and Marginalized to Access Benefits: Demand led skill training at no cost to the
rural poor
• Inclusive Program Design: Mandatory coverage of socially disadvantaged groups (SC/ST 50%;
Minority 15%; Women 33%)
• Shifting Emphasis from Training to Career Progression: Pioneers in providing incentives for job
retention, career progression and foreign placements
• Greater Support for Placed Candidates: Post-placement support, migration support and alumni
network
• Proactive Approach to Build Placement Partnerships: Guaranteed Placement for at least 75%
trained candidates
• Enhancing the Capacity of Implementation Partners: Nurturing new training service providers
and developing their skills
• Regional Focus: Greater emphasis on projects for poor rural youth in Jammu and Kashmir
(HIMAYAT). In the North-East region and 27 Left-Wing Extremist (LWE) districts it is named as
ROSHINI.
• Standards-led Delivery: All program activities are subject to Standard Operating Procedures that
are not open to interpretation by local inspectors. All inspections are supported by geo-tagged,
time stamped videos/photographs.
1.75 Make in India Programme

Launch Year: 2014
Aim/Objective:
• To attract investments from across the globe and strengthen India’s manufacturing sector.
• To utilize the existing Indian talent base, creating additional employment opportunities and
empowering secondary and tertiary sector for sustainable economic growth.
• To improve India’s rank on the Ease of Doing Business index by eliminating the unnecessary laws
and regulations, making bureaucratic processes easier, making the government more
transparent, responsive and accountable.
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Target:
• Target an increase in manufacturing sector growth to 12-14% per annum over the medium term.
• An increase in the share of manufacturing in the country’s Gross Domestic Product from 16% to
25% by 2022.
• To create 100 million additional jobs by 2022 in manufacturing sector.

• The initiative is based on four pillars, which have been identified to give boost to
entrepreneurship in India, not only in manufacturing but also other sectors:
• New Processes: A number of initiatives have been undertaken to ease the business
environment.
✓ Integrating Government of India services on a single window under e-biz portal.
✓ Making land acquisition easier for important projects.
• New Infrastructure: Develop industrial corridors and smart cities, create world class
infrastructure with state-of-the-art technology and high-speed communication.
• New Sectors: FDI has been opened up in Defence Production, Insurance, Medical Devices,
Construction and Railway infrastructure in a big way. Similarly, FDI has been allowed in
Insurance and Medical Devices.
• New Mindset: In order to partner with industry in economic development of the country
Government shall act as a facilitator and not a regulator.
1.76 Visvesvaraya PhD Scheme for Electronics and IT

Launch Year: 2014
Objectives:
• To enhance the number of PhDs in Electronics System Design & Manufacturing (ESDM) and IT/IT
Enabled Services (IT/ITES) sectors in the country.
• Give thrust to R&D, create an innovative ecosystem and enhance India’s competitiveness in
these knowledge intensive sectors.
• To Support 1500 PhD Candidates including both Full-Time (500) and Part-Time (1000) in each of
ESDM and IT/ITES sectors (Total: 3000 PhDs).
Key Features:
• This Scheme provides 25% more fellowship amount than most of the other PhD Schemes.
• Scheme also provides infrastructural grant of ₹ 5,00,000/- per candidate to the academic
institutions for creation/ up-gradation of laboratories.
• Part-time PhD candidates get one time incentive on completion of the PhD.
• Scheme also supports 200 Young Faculty Research Fellowships in the areas of ESDM and IT/ITES
with the objective to retain and attract bright young faculty members in these sectors.
1.77 eBiz Portal

Launch Year: 2013
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Developed by: Infosys under the guidance and aegis of Department for Promotion of Industry and
Internal Trade (DPIIT), Ministry of Commerce & Industry.
Aim: It aims at transforming and developing a conducive business environment in the country.
Key Features:
• The focus of eBiz is to improve the business environment in the country by enabling fast and
efficient access to Government-to-Business (G2B) services through an online portal.
• This will help in reducing unnecessary delays in various regulatory processes required to start
and run businesses.
1.78 eTAAL
Launch Year: 2013
Developed by: National Informatics Centre (NIC)
Key Features:
• eTaal (Electronic Transaction Aggregation and Analysis Layer) is a web portal for dissemination
of e-Transaction statistics of Central and State level e-Governance Projects including Mission
Mode Projects.
• It receives transaction statistics from web based applications periodically on near real time basis.
• eTaal presents quick analysis of transaction counts in graphical form (Bar Chart, Pie Chart,
Bubble Chart, etc.) and as Tabular Statements to give quick view of transactions done by various
e-Governance projects.
• It provides visibility for the National/State level services of e-Governance Projects and presents
status on actual utilization of various systems running at various locations.
1.79 UDAAN
Launch Year: 2012
Implemented by: National Skill Development Corporation (NSDC)
Aim: The programme aims to provide skills training and enhance the employability of unemployed
youth of J&K.
Eligibility: The Scheme covers graduates, postgraduates and three year engineering diploma
holders.
Objective: It has two objectives:

• To provide an exposure to the unemployed graduates to the best of Corporate India;
• To provide Corporate India, an exposure to the rich talent pool available in the State.
1.80 National Pension System

Launch Year: 2004
Implementing Agency: Pension Fund Regulatory and Development Authority (PFRDA)
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Aim/Objective:
• Provide retirement income to all the citizens.
• Inculcate the habit of saving for retirement amongst the citizens.
Eligibility:
• Any Indian Citizen, resident or non-resident, between the age of 18 - 65 years.
• All new employees of Central Government service (except Armed Forces) and Central
Autonomous Bodies joining Government service on or after 1st January 2004.
• All the employees of State Governments, State Autonomous Bodies joining services after the
date of notification by the respective State Governments.
• Private sector employees and unorganized sector workers.
1.81 Prime Minister’s Employment Generation Programme (PMEGP)

Launch Year: It is a credit-linked subsidy programme launched in 2008.
Nodal Ministry: Ministry of MSME
Implemented by:
• The scheme is implemented by Khadi and Village Industries Commission (KVIC) functioning as
the nodal agency at the national level.
• At the state level, the scheme is implemented through State KVIC Directorates, State Khadi and
Village Industries Boards (KVIBs), District Industries Centres (DICs) and banks.
Objectives:
• Generation of sustainable and continuous self-employment opportunities in urban and rural
areas of the country.
• Providing sustainable and continuous employment to a large segment of rural and urban
unemployed youth, traditional and prospective artisans through the establishment of micro-
enterprises.
• Facilitating the financial institution’s participation for higher credit flow to the micro sector.
Eligibility:
• Individuals with age of 18 years or more
• Passing standard VIII is required for a project above Rs 5 lakh in the service sector and above Rs
10 lakh in the manufacturing sector
• Institutions registered under Societies Registration Act- 1860
• Production based co-operative societies
• Self-help groups and charitable trust
Subsidy provided by the government

• General Category States: The eligible subsidy is 25% of the cost of the project in rural areas and
15% in urban areas.
• Special Category States: The eligible subsidy is 35% of the cost of the project in rural areas and
25% in urban areas.
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Rate of Interest and Repayment Schedule: The normal interest rate is applicable to the enterprise
from time to time. The Repayment Schedule ranges from 3 -7 years.
Security: No collateral security nor any third party guarantee is insisted here. Any assets created
from the bank loan should be hypothecated to Bank.
Training: 2 weeks training period is mandatory for all the beneficiaries.
Other Key Features:

• Assistance under the PMEGP is only available to new units that are to be established
• There is no income ceiling for setting up projects
• Existing units or units that are already availing any government subsidy (State or Central) are
ineligible
• Any industry including coir based projects (excluding those mentioned in the negative list) can
take advantage of this scheme
• The per capita investment under the scheme should not exceed Rs 1 lakh in plain areas and Rs
1.5 lakh in hilly areas.
• Maximum project cost Rs 10 lakh in the service sector and Rs 25 lakh in the manufacturing
sector is this limit.
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ECONOMIC & SOCIAL ISSUES

1|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

2|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

3|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

4|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

Scheme Budget Estimates 2019-20 (In Crores)

5|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

We shall be covering the schemes grouped into 5 parts:

Part 1- Schemes related to Employment Generation (including social security schemes),

Part 2- Schemes related to Health and Education

Part 4- Drinking Water & Sanitation, Urbanization and Poverty Alleviation

Part 5- Schemes launched by different state/UTs in 2018 and 2019

6|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

1.2 Pradhan Mantri Laghu Vyapari Maan Dhaan Yojana

7|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

Benefits of the Scheme

Operation of the Scheme:

9|P a g e W WW. E D U T AP . CO . I N QUERY? HELLO@EDUTAP.CO.IN / 8146207241

1.5 ‘SWAYATT’ (Startups, Women and Youth Advantage Through eTransactions)

1.6 GeM Start-up Runway Initiative

1.7 Samadhan (Software Application for Monitoring and Disposal, Handling of

1.8 Ombudsman Scheme for Digital Transactions (OSDT)

1.9 ATAL BIMIT VYAKTI KALYAN YOJANA

Eligibility Conditions for Insured Persons:

1.10 Skill Saathi Scheme

1.11 Jan Shikshan Sansthans (JSS)

Nodal Ministry: Ministry of Skill Development and Entrepreneurship

Scope of Work of Jan Shikshan Sansthans:

1.12 Aspirational Skilling Abhiyan

Approach and Strategy

1.13 Udyam Abhilasha

What is it? A National Level Entrepreneurship Awareness Campaign launched in Aspirational

Process and Mechanism:

1.14 Cyber Surakshit Bharat Initiative

1.15 Coal Mine Surveillance and Management System (CMSMS)

1.16 Khan Prahari App

1.17 Integrate to Innovate (i2i) Programme

1.18 Jatan and Darshak

1.19 Project Cyber Shikshaa

1.21 Green Skill Development Programme (GSDP)

Main Features of the Scheme:

1.23 ‘e-Sahaj’ Portal

Components of the Platform

Applicability of the Scheme

Implementation of the Scheme

1.25 STRIVE (Skills Strengthening for Industrial Value Enhancement)

Components of the Scheme

1.27 Pradhan Mantri Vaya Vandana Yojana (PMVVY)

Eligibility Criteria Policy term:

Policy Term and other Conditions:

1.28 PowerTex India Scheme

It has two sub-schemes:

1.30 Pandit Deendayal Upadhayay Sanchar Kaushal Vikas Pratisthan

1.31 Sampoorna Bima Gram Yojana

Rural Postal Life Insurance (RPLI)

1.33 Digitally Safe Consumer Campaign

Some other Security Tools

1.35 UMANG (Unified Mobile Application for New-age Governance)

1.36 Pravasi Kaushal Vikas Yojana

1.37 'Bharat Ke Veer'

1.38 TAMRA (Transparency, Auction Monitoring and Resource Augmentation) Portal

1.39 Start-up Sangam Initiative