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Economic & Social Issues Schemes For Rbi Grade B - Sebi Grade A - Nabard 2020
Economic & Social Issues Schemes For Rbi Grade B - Sebi Grade A - Nabard 2020
SCHEMES FOR
RBI GRADE B|SEBI GRADE A|NABARD
2020
PART 5
The schemes pertaining to the Agriculture and Rural Sectors have been covered in a separate
document. Some of the schemes maybe common, like they may be coming under a ministry
concerned with the topic mentioned in the ESI syllabus and also catering to the Rural sector. So, they
have been included in both the documents to avoid confusion.
Part 1- Schemes related to Employment Generation (including social security schemes), Skill
Development, Financial Inclusion and Information Technology (IT)
Part 3- Women, Child Development and Social Justice (SC, ST, Senior Citizens, Divyang and Minority)
1 Reading Mission
Launched By: Haryana
Aim: To encourage reading habit among the young students of the state.
Key Features:
• The scheme is on the lines of the ‘Reading Mission 2022’, launched by the central
government.
• Under this initiative, monthly book review sessions and mass book reading are to be organised
by students in educational institutions.
Eligibility: To avail benefit of the scheme, the annual family income should be less than Rs 1,80,000
or a total landholding of less than two hectares.
Key Features:
• The scheme provides social security to people in terms of life/accidental insurance cover and
pensionary benefits to individual families.
• The eligible beneficiary family will get Rs 500 per month.
• Out of this amount, the premium for the life insurance of a member of the age group of 18 to
50 years will be paid from his account at the rate of Rs 330 per year.
• In case of death of the beneficiary, cover insurance of two lakh rupees will be given.
Eligibility:
• Total family income should be less than Rs. 10,000 per month in rural areas and Rs. 12,000/-
per month in urban areas.
• Total land holding of the family should be less than 3 acres of wetland or 10 acres of dry land
or 10 acres of both wet and dry land together.
• Monthly electricity consumption should be less than 300 units.
• No family member should be Government employee or pensioner
• The family should not own 4 wheeler (Taxi, Auto, Tractors Exempted)
• No family member should pay income tax.
Key Features:
• Under the scheme various welfare pensions will be delivered to the old age pensioners.
• The old age pensioners age has also been reduced from 65 to 60 years.
• The disabled pensions (DP) will be Rs. 3000 per month whereas the pension amount for CKDU
(Chronic kidney disease of unknown)/dialysis pensions will be Rs. 5,000-Rs. 10,000 per month.
• The beneficiaries will be delivered with the pension services through volunteers equipped with
smartphones.
Key Features:
• The initiative is a call and app-based door delivery of various state government services.
• Under the initiative, the officials would visit the citizens’ homes and would provide the
required services.
• To avail the services at home, citizens, particularly senior citizens and the disabled, can call
helpline number (080-44554455) and request the service needed by providing details of their
address.
Key Features:
• Under the scheme, state government has started door to door delivery of pension to the
beneficiaries.
• It is the first of its kind in India.
Key Feature:
• Under the scheme, one tourist point with a fund of 50 lakh rupees will be created in each
and every assembly segment of the state.
Key Features:
• The app can be used by anyone in the state to lodge a complaint which will be directly
registered at Commission.
• The app will ease the people as one of the major challenges is that most people are not aware
of where to go and report a case of child rights violations.
Eligibility:
• The annual income of the bride’s family must be less than five lakh rupees to avail the scheme.
• Minimum age should be 18 years and 21 years for the bride and bridegroom respectively.
• The family has to register their marriage under the Special Marriage (Assam) Rules, 1954.
• Minimum education should be 10th standard. However, minimum educational qualification
criteria have been relaxed for the tribes and workers of tea gardens.
• The eligible bride and bridegroom must apply for the scheme before the date of their wedding.
Key Features:
• Under the scheme, the state government will offer 10 grams of gold as a gift to every adult
bride who has completed at least 10th standard and has registered her marriage. (The
government will not give the gold directly but Rs. 30,000 to purchase 10 gms of gold.)
Key Features:
• The unique number "81142-77777" has been subscribed for the helpline, which is an extension
of the 'Nirbhaya Yojana' that aims to ensure safety of women.
• The service will be functional from 9 a.m. to 6 p.m. every day and will be exclusively handled
by women officers at the UPSRTC headquarters and regional offices.
• Women passengers can lodge their complaints on the general helpline number, 1800-180-
2877, after 6 p.m.
10 Rojgar Sangi’
Launched By: Chhattisgarh
11 Madhu App
Launched By: Odisha
• The app has been named after freedom fighter social reformer Madhusudan Das.
Aim: It is aimed at helping school students in learning their lessons taught in school classrooms
through videos and practicing them.
Key Features:
• Under this scheme, a stipend of Rs 5,000 has been credited in the accounts of beneficiary
junior lawyers with the click of the button.
• Each beneficiary will attain the grant money in their bank accounts on a monthly basis.
Key Features:
• The scheme will be applicable if the treatment expenditure crosses Rs 1,000.
• It will be applicable in more than 130 super speciality hospitals in Hyderabad, Bangalore and
Chennai , apart from hospitals in the state.
• 510 kinds of medicines will be available in government hospitals from December 15th 2019.
• WHO standard medicines will be available in all government hospitals from next April.
Key Features:
• ESTAC is a series of startup acceleration programmes created through a strategic partnership
between the state government (Start-up Punjab Cell) and AIC, Indian School of Business,
Mohali.
• The programme focuses on supporting technology-led, scalable and investible growth stage
startups in areas of government-enabled and private sector driven businesses.
• The first of the series of ESTAC programme focuses on agri-tech startups, while the subsequent
ones will relate to e-mobility, grain procurement, electric metering and other agricultural
innovations.
• It will be a six-month programme commencing from March 1, 2020.
• Ten selected startups will be given the opportunity to participate in the ESTAC programme and
secure pilot projects with the government of Punjab.
15 Sahachari Scheme
Launched By: Kerala
Key Features:
• This scheme aims to provide encouragement to NCC/NSS/SPC units functioning in schools who
offer assistance to differently-abled students with over 40% disability in their studies as well
as other extra-curricular activities.
• Certificates and plaques will be awarded to 3 best NCC/NSS/SPC units, who offer service to the
much needy differently-abled students.
• For this work, they will be given an amount of Rs. 40,000/- for each.
16 Vijayamritham Scheme
Launched By: Kerala
Aim: To provide motivation and to become the helping hand for differently-abled persons.
Key Features:
• It provides a one-time cash award to meritorious differently-abled persons who have scored
high marks in Degree/ Equivalent courses, Post Graduate (PG) & Professional courses.
• The students from Government / Aided Colleges/ Other Affiliated Institutions (Parallel
colleges, Distance Education Centres) are eligible for this scheme.
18 Abhinandan Scheme
Launched By: Assam
Aim: To support students who wish to pursue higher education from good institutes or are already
doing so
Eligibility Criteria:
• The applicant student should be a permanent resident of the state of Assam.
• The education loan should have been availed from a commercial or regional rural bank
recognized by the Reserve Bank of India.
• The education loan should be of a minimum of Rs 1 lakh.
• The loan should have been sanctioned before March 31, 2019.
• The scheme also covers education loans sanctioned after March 31, 2019. However, in case of
such loans, the subsidy will be provided only after 25% of the total sanctioned loan amount
has been disbursed.
Key Features:
• The “Abhinandan Education Loan Subsidy Scheme” was launched along with the housing loan
subsidy scheme “Aponar Apon Ghar”.
• Under this scheme, the Assam government will provide a one-time subsidy of Rs 50,000 to
students who have availed education loan for higher studies.
• The scheme covers all commercial banks and regional rural banks.
Eligibility/Applicability:
• The scheme is applicable from the academic year 2019-20 in all the government, private
aided, private unaided schools/junior colleges. It will also include residential schools and
colleges in the state.
• The scheme is not applicable to dropouts from school or colleges.
• Government employees and income taxpayers are also not eligible for the scheme.
Key Features:
• The scheme will be implemented from January 26, 2020 (Republic Day).
• Mothers and guardians of school-going children from lower income groups will get financial
assistance of Rs 15,000 annually under the scheme.
• The scheme was allocated a budget of around Rs 6,455 crore for 2019-20, which is nearly 20%
of the total education budget of Rs 32,618 crore of Andhra Pradesh.
Key Features:
• Under the scheme , youth would be trained in any one of the following sports – kabbadi,
volleyball, cricket or ball badminton.
• For the training purpose , the centre would be set up in 430 village panchayats and in 7 town
panchayats in Tiruvarur district.
• The scheme will be implemented with at a total cost of ₹ 2.55 crore.
• The Rural Development Department of Tamil Nadu had been entrusted with the responsibility
of creating playground for these sports in the villages and town panchayats.
24 Yashaswini Scheme
Launched By: Goa
Aim: To strengthen the socio-economic empowerment of women in Goa.
Key Features:
• Under this scheme, interest free loans up to Rs. 5 lakhs with a tenure of 5 years will be given
to women self-help groups by the state government of Goa.
• The loan amount will be paid in four installments and repayment of the loan starts from the
second year.
• The loan amount will be paid in a total of four installments. The repayment of the loan will
begin from the second year.
25 Project Suraksha
Launched By: Kerala
• The district panchayat of Kochi in association with the District Child Protection Unit (DCPU) has
rolled out a project called ‘Suraksha’, in 10 high schools under its jurisdiction.
Key Features:
• It has been launched on an experimental basis to keep drugs away from campuses by reviving
School Protection Groups (SPGs) which are now largely defunct.
• The idea is to stir up a mass people’s movement without which there can be no effective
mechanism to prevent the penetration of drugs into schools.
• Efforts are on to create a network of mentors or informers to alert about potential drug
peddling around schools.
27 Aarogyasri scheme
Launched By: Andhra Pradesh
Aim: To provide free medical treatment to the poor
Eligibility
• It is applicable to people having an annual income of up to Rs 5 lakh and the eligible people
will be given Aarogyasri cards.
• The scheme will be applicable to those people whose treatment amount crosses Rs 1,000.
Funding:
• Patients will be provided financial aid of Rs 225 per day, to a maximum of Rs 5000 per
month, during the recovery or resting period after the operation.
• Pensions will also be provided ranging from Rs 3,000 to Rs 10,000 to patients depending
upon their disease
28 Study in Gujarat
Launched By: Gujarat
Aim: To make Gujarat State an educational hub at national and international level
Key Features:
• Under this initiative, awareness camps will be held across all the districts of the state regarding
cyber safety.
• The initiative will help in educating women about how the web is used by anti-social
elements and child predators to commit various types of crimes.
• The campaign mainly aims to help the women and children in the state become aware of good
cyber practices, as only awareness can contribute to the creation of responsible netizens.
Key Features:
• It is a farm school (Krishi Patasala) project for housewives.
• Krishi Patasala programme will be implemented across the State with focus on farm houses.
• In the first phase, housewives will be imparted training in traditional farming practices.
• Upon completion of training, they will be encouraged to set up vegetable gardens in the
backyard.
31 Nethanna Nestham
Launched By: Andhra Pradesh
Aim: To improve the financial condition of the traditional handloom weavers
Key Features:
• The scheme plans to provide financial aid to about 85,000 families across the State for five
years.
• It will extend an aid of ₹24,000 every year for each handloom weaver family that is currently
running a loom.
• The total amount a family would get by the end of the term would be ₹1.2 lakh in five years.
32 Project Sama
Launched By: Kerala
Motto: Women Empowerment through education
Key Features:
• Kerala Chief Minister Pinarayi Vijayan has inaugurated a Class 10 and higher secondary
equivalency programme named ‘Sama’, for Kudumbashree workers.
• It has been organised by the Kerala State Literacy Mission Authority.
• It would give women who had left their studies mid-way a fresh opportunity to continue their
education and gain confidence.
• It would also open the doors for them to higher education and job avenues.
• It will be implemented in 1,000 local self-government institutions in the State in the first phase.
• Fifty women each will be included in Class 10 and higher secondary equivalency courses from
each local self-government institution.
• As many as one lakh women will benefit from the two courses in the 1,000 local bodies.
• The funds for these will be expended from the women component project of the local bodies
or the general purpose fund.
Key Features:
• Under the 'Jalasathi' programme, over 5,000 women will be engaged in Odisha to supply safe
drinking water.
• The programme will be initially implemented in eight wards of Bhubaneswar Municipal
Corporation under the 5T initiative of the Housing and Urban Development.
• It will be implemented in the remaining wards of the city as well as other urban areas of the
state in the next phases. The initiative is expected to benefit around 70 lakh people in urban
areas.
• The Jalasathis will serve as the links between consumers and the Public Health Engineering
Organisation (PHEO) or WATCO.
• The Jalasathis will be responsible for testing of water quality, facilitating new water
connections and regularising connections, reassessing of demands, reading of meter, bill
generation and delivery, collection of water charges and facilitating complaints redressal.
34 Abhay
Launched By: Uttar Pradesh
• U.P. Police has launched a women-friendly initiative named as ‘Abhay’ which was launched by
the Prakasam district police of Andhra Pradesh earlier.
Key Feature:
• Under the pilot project, policemen will escort women who are stranded safely to their homes
between 9 p.m. and 5 a.m.
35 Meat on Wheels
Launched By: Telangana
• A group of SHG (Self Help Group) women from Irkode village of Siddipet district have come up
with innovative concept of "Meat on Wheels".
Aim: To serve indigenous non-vegetarian pickle recipes and fried chicken to the people.
Key Features:
• The vehicle carries the slogan Mana Siddipet Mana Mamsa Utpattulu (Our Siddipet- Our non-
vegetarian recipes).
• SHG Women have got proper training at National Meat Research Centre (NMRC), Hyderabad.
39 Saubhagyavati Scheme
Launched By: Madhya Pradesh
Aim: To provide electricity to poor people
Key Features:
• The poor people will have to pay a fixed amount every month for electricity.
• Using of power will not affect the monthly electricity bills.
47 Mission Shakti
Launched By: Maharashtra
Aim: To train athletes from tribal areas for international sports events such as Olympics.
Key Features:
• The mission is directed towards 6 sporting disciplines namely- archery, shooting, volleyball,
swimming, weightlifting and gymnastics.
• It will help Maharashtra government to hunt for talented athletes in remote areas of
Chandrapur and Gadchiroli.
• International-quality facilities will be provided with a view to increase our medal tally in
Olympics.
Recent Update: On 3rd September, the Delhi cabinet has given approval to include students of Other
Backward Caste (OBCs) and general category in the Jai Bhim Mukhyamantri Pratibha Vikas Yojana and
also to increase the financial assistance from Rs 40,000 to Rs 1 lakh for coaching of competitive
examinations.
51 Pasupu-Kumkuma Scheme
Launched By: Andhra Pradesh
Aim: To provide financial assistance to women victims, registered with Self Help Groups (SHGs)
Key Features:
• The primary objective of the scheme is to promote the social and economic empowerment of
women in the state.
• Under this scheme, the beneficiaries of SHGs Groups will be provided with Rs. 10,000 in three
phases.
• The beneficiaries are also provided with a smartphone to enable them to avail government
services on a digital platform.
68 #10Hafte10Baje10Minute Campaign
Launched By: Delhi
Aim: To fight against dengue
Key Features:
• Delhi CM has appealed to Delhi residents to give 10 minutes every Sunday from September 1
till November 15, to ensure there is no stagnant water in their houses or surroundings to
prevent the breeding of dengue-career mosquitoes.
• After inspecting your home at 10am, call 10 of your friends and encourage them too to inspect
their homes.
69 Champions Campaign
Launched By: Delhi
Aim: To fight against dengue and encourage people’s participation in the campaign.
Key Feature:
• Delhi CM urged people to encourage their friends to inspect their homes on Sunday to clean
stagnant water.
76 Project Gaushala
Launched By: Madhya Pradesh
Aim: To protect abandoned cows
Key Feature:
• People can adopt a cow for a minimum period of 15 days and can go on supporting it till
animal’s lifetime.
79 Mo Parivar Programme
Launched By: Odisha
Aim: It is aimed at encouraging environment protection, blood donation and the welfare of Odias in
distress.
Focus Area:
• Environment
• Health Care Services
• Assistance to poor and deprived people
81 No Government Jobs for those with more than two kids starting from 2021
Launched By: Assam
• It will become effective from 1st January 2021.
85 Farishte Dilli Ke
Launched By: Delhi
Aim: It aimed at felicitating citizens who take accident victims to hospitals.
Key Feature:
• Under the scheme, the government provides a reward of Rs 2,000 and a certificate to a good
samaritan for taking the accident victims to a hospital.
87 Urjagiri Campaign
Launched By: Uttarakhand
Aim: It aims at stopping power theft and saving