Terms and Conditions for FD + COVID – 19 Cover

These are the terms and conditions governing the complimentary Reliance COVID-19
Protection Insurance being offered by YES Bank Limited (“YES Bank”) to Individual Resident
Indian Customers in the age group of 3 months to less than 60 years (“the Customer”), who
will be booking new Fixed Deposit with YES Bank Limited between May 15, 2020 to June 30,
2020 (“Offer Period”)

1. The Customer booking a new Fixed Deposit for an amount of minimum INR
1,00,000/- (Rupees One Lakh Only) for a minimum term of one year with YES Bank
Limited during the Offer Period will be eligible to receive a complimentary **Reliance
COVID-19 Protection Insurance - Diagnosis Cover (“COVID-19 Policy”) with Sum
Insured of Rs. 25,000/- for a period of one year commencing from the date of issuance
of COVID-19 Policy (“Offer”).

2. The Customer is eligible only for one COVID-19 Policy irrespective of number of FDs
booked during the Offer Period.

3. Availing the Offer is entirely voluntary in nature and the Customer shall be deemed
to avail it at their free will, informed consent and volition.

4. For Fixed Deposit in joint name booked during Offer Period by the Customer , only
the Primary Fixed Deposit holder shall be eligible for the Offer.

5. The Customer who are renewing the existing Fixed Deposit during the Offer Period
will not be entitled for the Offer.

6. **Issuance of COVID-19 Policy by Reliance General Insurance Company Limited

(“Insurer”) is subject to the following:-
a) The Customer shall provide the consent for availing the COVID-19 Policy as
per the format required by Insurer;
b) The Customer shall provide details of the nominee and other information as
required by Insurer for the purpose of issuing the COVID-19 Policy;
c) All the details and confirmation provided by the Customer shall be true and
correct;
d) Other terms and conditions of Insurer related to COVID-19 policy.

7. COVID-19 Policy is not a YES BANK product and all the claims under the COVID-19
Policy will be solely decided upon by the Insurer. YES BANK shall not be responsible
to the Customer for recovery, processing, clearing of claims related to COVID-19
policy, in any manner whatsoever.

8. By participating in this Offer, the Customer agrees to be bound by the Terms and
Conditions of this Offer (which may be amended or varied from time to time by YES
Bank without any notice whatsoever). All decisions taken by YES BANK in connection
with this Offer shall be final and binding on the Customer.
9. YES Bank reserves the right to extend or terminate this Offer or alter any of the Terms
and Conditions at any time without assigning any reason whatsoever and without
giving any notice.

10. This Offer is on a standalone basis only and shall not to be combined, consolidated or
attached along with any other Offer(s) being granted or will be granted by YES BANK.

11. These Terms and Conditions shall be in addition to and not in substitution/
derogation to the terms and conditions governing the Fixed Deposit(s) booked with
YES BANK as set out in the website.

12. Last date to submit the consent and nominee details for the policy is 12th July, 2020.