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5 Working Paper Central Proteciton Schemes
5 Working Paper Central Proteciton Schemes
1. INTRODUCTION
The working paper is a preliminary assessment of the social protection framework in Urban India.
The assessment is limited to understanding the evolution of some of the urban related schemes and
to document the presently operational schemes in India. An extensive compilation of existing schemes
of social protection (both urban specific and those for both rural and urban areas) has been done.
The schemes have been classified into the type of assistance that they provide as well as target
groups that they address. The presently operational schemes in India with respect to social protection
has been discussed as part of this working paper.
TABLE 1: EVOLUTION OF SCHEMES FOR HOUSING AND BASIC SERVICES IMPROVEMENT FOR URBAN POOR
VAMBAY
JnNURM
SHASU
PMAY-
BSUP-
IHSDP
NSDP
UBSP
2022
EIUS
ILCS
AHP
RAY
Aspects Addressed
Year of
Start
1974
1990
1991
2005
2005
2009
2014
Slum Relocation
In situ
rehabilitation
Basic Services
Community
Infrastructure
Land and Tenure
Policy Changes
Access to credit
Asset Creation
and Management
Integrating real
estate markets
Institutional
Capacity Building
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VAMBAY
JnNURM
SHASU
PMAY-
BSUP-
IHSDP
NSDP
UBSP
2022
EIUS
ILCS
AHP
RAY
Aspects Addressed
Inclusion of non-
slum urban poor
Note : N RY : N ehru Rozga r Yo ja na; PMI U PE P: Pri m e M ini ste r’ s I nt egrat ed U rba n Po ver ty a nd
Em ploym ent Prog ram me ; SJS RY : S war na Jayanti Sha hari Ro zgar Yoja na; N ULM : Na tio nal Ur ban
Liv elihood Mis sio nSourc e: Natio nal Insti tute of Ur b an A ffai rs , 2 0 1 9 , Co mpil ed fro m Re spe cti ve
Progra mme s
The number of urban specific and total schemes operational in India by sector is shown in Figure 1.
The highest number of schemes are for livelihood and skill development in both overall and urban
categories. New initiatives like the smart cities mission have many projects that address the aspect
of livelihood development. The urban specific programmes with respect to women and children are
very few. There are no programmes for specially abled, homeless or for disaster risk reduction. There
are however, several schemes where urban specific criteria have been given for identification of
beneficiaries in the schemes that are implemented in both urban and rural areas. These relate to
nutrition programmes and education sector programmes.
CENTRAL SCHEMES
60 55
50 42
38
40 33
29
30 22 22
20 15
8 11
10 4 5 3
1 1 0 1 0
0
Health & Education Livelihood & WASH DRR Poverty Women Children Homeless
Nutrition Skill reduction
Development
Source: Natio nal I ns titut e of U rba n Af fairs , 20 1 9; C omp iled fro m Re sp ecti v e P rogra m me s
Poverty-targeted cash transfers for poor people or households are based on their needs or a means
test. The main objective of such a program is to lift the household to some level of locally defined
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minimum standard of living (minimum income or nationally defined poverty line). Usually, they
provide regular and predictable transfers. Common variants include guaranteed minimum income
programs, last-resort programs, targeted transfers for needy families, and so on.
Cash transfers for families with children and for families taking care of orphans or vulnerable children
aim to alleviate the cost of raising a child, rather than targeting poverty reduction. Family allowances
can take various forms, such as universal transfers for all children under a fixed age, child benefits
to specific groups of children, birth grants or demographically motivated incentives for multiple
births, and so on.
Public-private charity, such as zakat, uses private funds that are gathered by public institutions and
distributed to the individuals or households in need. Emergency support is given in cash (one time or
occasional) to individuals affected by emergencies or a shock caused by weather conditions, fire or
flooding, food crisis, human-caused crisis, economic downturn, or other.
The final example is non-contributory funeral grants and burial allowances where families may
receive a transfer, for example, to cover losses of income or extra costs associated with the death
of a family member.
Conditional cash transfers are periodic monetary benefits given to poor households or other
beneficiaries who comply with specific requirements. Program conditions are usually intended to
encourage investments in human capital, such as school attendance, immunizations, health check-
ups, nutrition clinics, and so on. Education conditional cash transfers are different from stipends in
that such transfers generally target families at high risk of dropout from schools (typically poor).
Social pensions (non-contributory) include (a) old-age social pensions or benefits paid to the elderly
from tax financed (rather than contribution-financed) sources; (b) disability social pensions or
benefits paid to support either a person with disability or a household with such a member; (c) war
veterans’ benefits paid in cash to war veterans, disabled veterans, and so on. Veterans’ benefits also
include support for education and other social services for veterans’ households as well as
survivorship pensions for families.
School feeding involves in-kind food transfers that provide meals or snacks for children at school to
encourage enrolment and attendance. They are also provided as take-home rations.
Public works provide income support in cash wages or food, in exchange for work. These programs
typically provide short-term employment at low wages for unskilled and semiskilled workers on
labour-intensive projects such as road construction and maintenance, irrigation infrastructure,
reforestation, and soil conservation. Public works programs are generally seen as a means of providing
income support to the poor in critical times, rather than as a way to get the unemployed back into
the labor market. In the latter case, they should be classified under active labor market programs.
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Fee waivers and targeted subsidies include (a) housing and utility allowances and discounts to help
households meet the costs of housing and utilities; (b) health waivers and reduced medical fees
targeted to vulnerable groups to relieve them of the need to pay full or partial costs for health
services, such as government-subsidized health insurance premiums; (c) education fee waivers meant
to assist households in meeting the costs of schooling; (d) utility and electricity subsidies for those
who cannot afford full payments, given as rebates to their bills or write-offs of debt to utilities; and
(e) agricultural inputs subsidies.
Other social assistance includes (a) scholarships and school stipends meant to help households meet
the costs of schooling; (b) social care services, such as free or subsidized public care for the elderly
or disabled, family counselling, and child protection services; (c) other cash programs, including
merit-based benefits and benefits for families of prisoners.
The social assistance mechanism under consideration include Conditional Cash Transfer (CCT);
Unconditional Cash Transfer (UCT); Unconditional in kind Transfer (UKT); Fee Waiver (FW); Social
Assistance (SA); School Feeding (SF); Public Works (PW); and Others (O). The CCTs can be seen to be
more for women and for poor and BPL families (Figure 2). The UKT schemes are more concentrated
for children, women and livelihood and skill development. The UCTs are more for children’s
education and homeless children. There are many schemes that are classified as others because they
do not have a specific type of assistance. Apart from this, there are many schemes that give multiple
types of social assistances simultaneously (Table 3). Sectors that have more than one type of
assistance include livelihood and skill development, poverty reduction, women and children. The
programmes and schemes are structured as multiple assistances to help improve/strengthen the
benefit delivery and address vulnerabilities in multiple mechanisms. Table 5 gives the scheme wise
categorisation of schemes by type of assistance.
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Adolescents
BPL / Poor
Neo-natal
Homeless
Students
Children
families
Women
Elderly
Total
All
Aspect
Health &
Nutirtion
53
Education
26
Livelihood &
Skill
Development
71
WASH
11
DRR
29
Poverty
Reduction
36
Women
24
Children
11
Homeless
15
Total 100 64 3 54 5 34 3 17 9
Note: Here bar represents one scheme. The colours denote the different types of social protection as indicated below:
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Schemes with single Schemes with two types Schemes with three types
Aspect
type of assistance of assistance of assistance
Health & Nutrition 30 2 2
Education 27 1 0
Livelihood & Skill 38 7 1
Development
WASH 9 1 0
DRR 22 0 0
Poverty reduction 23 6 2
Women 9 4 1
Children 24 5 0
Homeless/Specially Abled 9 3 0
For the urban sector, there are some schemes that are no schemes for homeless and specially abled
in the urban sector. Figure 3 gives the types of social assistances for the urban specific schemes.
Table 4 gives the scheme wise categorisation of schemes by type of assistance and Table 5 and 6
gives the type of assistance for overall schemes and urban schemes respectively for the different
target groups.
Total
Women
Children
Homeless
Students
BPL / Poor
Adolescents
All
Aspect
Poverty Reduction
10
Women
4
Children 1
Homeless 0
Total 7 10 2 2 2 5 1 5
Note : Her e bar re pre se nts o ne sch em e. The colours de not e the di ffe re nt ty pes of social
prot ectio n a s i ndicat ed below .
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Social SA Others O
Fee Wavier FW
Assistance
Schemes with single type Schemes with two types of Schemes with three
Aspect
of assistance assistance types of assistance
Health & Nutrition 4 0 0
Education 1 0 0
Livelihood & Skill 8 0 0
Development
WASH 1 0 0
DRR 0 0 0
Poverty reduction 2 0 1
Women 1 1 0
Children 1 0 0
Homeless 0 0 0
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Families ; Educationally
Backward Blocks (EBBs)
Mid Day Meal Scheme (MDMS) Students √
Inclusive Education for the disabled at Disabled Students √
secondary school (IEDSS)
Scheme for providing a Quality Children √
Education in Madarsas (SPQEM)
National Means cum Merit Scholarship Children in BPL/ Poor √
Scheme Families
Scheme for Infrastructure Children (SC/ ST/ OBC/ √
Development in Minority Institutions Minorities)
(IDMI)
National Scheme for Incentive to the Girl Children (SC/ ST/ OBC/ √
Girl Child for Secondary Education Minorities) below 16 years of
age
Pre-matric Scholarship Scheme Children (SC/ ST/ OBC/ √
Minorities)
Samagra Shiksha Abhiyan Children √ √
Saakshar Bharat All ; Primary focus on Women √ √
& SC/ ST/ OBC/ Minorities
Jan Shikshan Sansthan (JSSs) All specially BPL/ Poor √
Families, SC/ ST/ Women/
Migrants/ Slum Dwellers/
Working Children/ etc.
Sarva Shiksha Abhiyan (SSA) Children (6-14 years age √ √
group)
Rashtriya Madhyamik Shiksha Abhiyan Children (15-16 years age √ √
(RMSA) group)
Vocationalisation of Secondary Children √
Education
Rastriya Ucchatar Shiksha Abhiyan Children / Youth √
(RUSA)
National Initiative for Design Children / Youth √
Innovation
Scheme for incentivizing state Children / Youth √
governments for expansion of higher
education institutions
Central Sector Interest Subsidy Children in BPL/ Poor √
Scheme, 2009 on Model Education Families
Loan Scheme of IBA
Scheme of Community Development Youth √
through Polytechnics
National Apprenticeship Training Youth √
Scheme (NATS)
Support for Distance Education & Web √
Based Learning (NPTEL)
National Programme of Earthquake √
Engineering Education (NPEEE)
Technology Development Mission √
Direct Admission of Students Abroad Students (12th pass) √
Livelihood & Skill Development
Smart City Mission All √
Atal Mission for Rejuvenation & Urban All specially BPL/ Poor √
Transformation AMRUT Families
HRIDAY All √
Scheme for Satellite Towns around All √
seven megacities
PMAY BPL/ Poor families √
Deendayal Antyoday Yojana- National BPL/ Poor families, √ √
Urban Livelihood Mission DAY- NULM unorganised sector workers
Credit Risk Guarantee Fund Scheme BPL/ Poor Families √
Unnat Bharat Abhiyan All √
Swachh Bharat Mission All √
NITI Aayog- Atal Incubation Centres All √
NITI Aayog- Atal Tinkering Labs Students √