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AMERICAN SAVINGS BANK Processing Month: 03-20 7130

1000 CONTINENTAL DRIVE, SUITE 300
KING OF PRUSSIA, PA 19406 Association Number: 681008
866-944-0055
Merchant Number: 7130555536323033
Routing Number: xxxxx0765
Deposit Account Number: xxxxxx0707

AAA ROOFERS HAWAII LLC

Amount Deducted:
ANTOINETTE MAMUAD
$ 216.21
99-1135 IWAENA ST STE 15
AIEA HI 96701-3266

Plan Summary
Plan Number of Amount of Number of Amount of Net Average Disc Disc Discount
Code Sales Sales Credits Credits Sales Ticket P/I % Due
VS 01 7,410.93 00 .00 7,410.93 7,410.93 2.8500 211.21
VD 00 .00 00 .00 .00 .00 2.8500 .00
VB 00 .00 00 .00 .00 .00 2.8500 .00
MC 00 .00 00 .00 .00 .00 2.8500 .00
MD 00 .00 00 .00 .00 .00 2.8500 .00
MB 00 .00 00 .00 .00 .00 2.8500 .00
AM 00 .00 00 .00 .00 .00 2.8500 .00
DS 00 .00 00 .00 .00 .00 2.8500 .00
DD 00 .00 00 .00 .00 .00 2.8500 .00
DZ 00 .00 00 .00 .00 .00 2.8500 .00
DJ 00 .00 00 .00 .00 .00 2.8500 .00
** 01 7,410.93 00 .00 7,410.93 7,410.93 211.21

Deposits
Reference Tran Plan Number of Amount of Amount of Discount Net
Day Number Code Code Sales Sales Credits Paid Deposit
19 90001027662 D T 01 7,410.93 .00 .00 7,410.93
Deposit Totals 1 7,410.93 .00 .00 7,410.93

Fees
Count Amount Rate % Rate Per Item Description Fees Paid Total

OTHER FEES:
MONTHLY SERVICE FEE .00 5.00
Total Other Fees: 5.00
Total Fees Due: 5.00

Discount Due 211.21

Fees Due 5.00
Amount Deducted 216.21

PLAN CODES TRANSACTION CODES

VS -VISA MC -MASTERCARD DS -DISCOVER JC -JCB T -ALL PLANS D -DEPOSIT
VL -VISA LARGE TICKET ML -MASTERCARD LARGE TICKET DD -DISCOVER DEBIT AM -AMERICAN EXPRESS 1 -PLAN ONE C -CHARGEBACK
VD -VISA DEBIT MD -MASTERCARD DEBIT DZ -DISCOVER BUSINESS DB -DEBIT 2 -PLAN TW O A -ADJUSTMENT
VB -VISA BUSINESS MB -MASTERCARD BUSINESS DJ -DISCOVER JCB EC -ELECTRONIC CHECK 3 -PLAN THREE B -CHARGEBACK REVERSAL
V$ -VISA CASH ADVANCE M$ -MASTERCARD CASH ADVANCE D$ -DISCOVER CASH ADV EB -EBT PP -PAYPAL
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Card associations periodically review their interchange rate programs and debit network fees and modify them as they
deem appropriate. This is to advise you that the payment card brands have recently announced modifications to many
of their interchange rates and debit network fees. Rates and qualification criteria for certain categories of interchange
and debit network fees are being changed, including certain categories of downgraded transactions. Effective with
your April 2020 statement, you may notice changes in your rates and your relative qualification percentages as we
implement these changes.
American Express is increasing the network fee by 0.01% from 0.15%. Effective April 2020, this fee will be assessed
at 0.16% of the sales volume for American Express transactions, as applicable for credit card transactions. This fee
will appear on your statement identified as network fee. Card associations periodically review their interchange rate
programs and debit network fees modifying them as they deem appropriate. This is to advise you that the payment
brands have recently announced modifications to many of their interchange rates and debit network fees. Rates and
qualification criteria or certain categories of interchange and debit network fees are being changed, including certain
categories of downgraded transactions. Effective with your April 2020 statement, you may notice changes in your
rates and in your relative qualification percentages as we implement these changes.
If your merchant account is set with Discover Dues and Assessments, effective April 2020, Discover is increasing the
Dues and Assessments fee from 0.13% to 0.14% which is multiplied by your gross sales volume for Discover full
acquiring credit and non-pin (signature) debit card transactions. This fee will appear as a separate line item in the
summary of card fees identified as Discover Dues and Assessments. Effective April 2020, Discover is introducing a
program Integrity Fee of $0.05 per U.S. mid submission level or U.S. base submission level qualified transaction. This
fee will appear on your statement identified as ds program integrity fee. Effective April 2020, visa will begin assessing
new rates for the existing visa account verification fee.
With this change the Visa Account Verification fee will be broken out into three separate fees and you will be assessed
the following fees: $0.035 for credit, $0.030 for debit and $0.070 for international zero dollar authorizations to verify
a cardholder's account is in good standing prior to submitting an authorization. This fee will appear as a separate line
item in the summary of card fees identified as int account verification, account verification crd and/or account
verification dbt applicable.
You can see a summary of these announced changes available to you on www.cardpointe.com. If you need assistance
finding the referenced document, please call the customer service number listed on your merchant statement to request
a copy. Continuing your merchant account with us or use of your merchant account after 30 days will represent your
acceptance to these terms.

PLAN CODES TRANSACTION CODES

VS -VISA MC -MASTERCARD DS -DISCOVER JC -JCB T -ALL PLANS D -DEPOSIT
VL -VISA LARGE TICKET ML -MASTERCARD LARGE TICKET DD -DISCOVER DEBIT AM -AMERICAN EXPRESS 1 -PLAN ONE C -CHARGEBACK
VD -VISA DEBIT MD -MASTERCARD DEBIT DZ -DISCOVER BUSINESS DB -DEBIT 2 -PLAN TW O A -ADJUSTMENT
VB -VISA BUSINESS MB -MASTERCARD BUSINESS DJ -DISCOVER JCB EC -ELECTRONIC CHECK 3 -PLAN THREE B -CHARGEBACK REVERSAL
V$ -VISA CASH ADVANCE M$ -MASTERCARD CASH ADVANCE D$ -DISCOVER CASH ADV EB -EBT PP -PAYPAL
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Based upon recent card organization changes as well as our own pricing considerations, effective with your April
Month-End Billing, your discount rates for Visa, MasterCard, Discover, PIN Debit and American Express Full
Acquiring transactions, as applicable, will increase by 0.10%. An increase of 0.10% represents a fee increase of 10
cents per $100 in sales. This change will appear beginning with your April month-end statement. Continuing your
merchant account with us or use of your merchant account after 30 days will constitute your acceptance to these
terms.