POS Codes and Their Meaning
A&H
ATAMF/ATIMRF 100/200/300 ~ A71 Family Policy
ATLMI/A71MRI 100/200/300 ~ 471 individual Policy
BK-000 OR AD&D 10,000/20,000/30,000 rcrers tothe acidental dent amount, ute accident isX2 aed common cnr x
thismumber)
KA71 means kids are also covered under the policy (you wil te able tose the age ofthe oldest hice atthe time the
application was wetten onthe right side ofthis code)
134M 50/75/100/150 ~ H34 policy (ooktothefar right tosee he age when the applicant aplie there are two ages it meant
both pouses are covered)
KHB4M (moans thr tes or covered es well)
CIM 10,000/25,000/50,000 ~ Critical lines jooktothefarrighttoxes the age when the applicant spligifthere are two.
‘es it ears bothspouses are covered)
‘51034 OR CLOMCR/CLOMCD 50/70/100/150/200 - Cancer Inpatient Amount
BH-100/CANCER 10-100 - Diagnosis Amount (:omesn: 1900, 100 means 10,009)
KCLOMCD (rears theirkdsae covered as wal)
Life Products
Primary Policies
WLRFN - Whole Life Regular Female Non-Smoker
WLRMS - Whole Life Regular Male Smoker
WLRPN - Whole Life Preferred Female Non-Smoker
WLPMS - Whole Life Preferred Male Smoker
WLEXFN/WLEFN - Whole Life Executive Female Non-Smoker
‘WLEXMS/WLEMS - Whole Life Executive Male Smoker
‘WISFN - Whole Life Select Female Non-Smoker
‘WISMS -Whole Life Select Male Smoker
‘SRGWLEN - Senior Graded Whole Life Female Non-Smoker (note that amount will only show reflective
of which year they are in the policy)
SRGWLMS - Senior Graded Whole Life Male Smoker (note that amount will only show reflective of
which year they are in the policy)LLPUGSFN — Paid Up at 65 Female Non Smoker
LLPUGSMS ~ Paid Up at 65 Male Smoker
NNTLOOFCD —Term to 100 Female
NTLOOMCD - Term to 100 Male
TRC1OFN ~ 10 Year Term Renewable & Convertible Female Non-Smoker (cin alsobe soli as ier]
‘TRCLOMS ~ 10 Year Term Renewable & Convertible Male Smoker (can slo bo sodas arider)
TRC2OFN ~20 Year Term Renewable & Convertible Female Non-Smoker (cn slsobe sold 9 ier)
‘TRCZOMS ~ 20 Year Term Renewable & Convertible Male Smoker (cn ako be soldas rider)
Riders
TERM ILL/TIR- Terminal Illness Rider
ADB — Accidental Death Benefit (tissue ago ts ferent than the WL twat 2dcod ata later dat by phone)
Wp — Waiver of Premium (issue ages diferent than the WL was added alter date by phone)
TLCH/TLCR ~ Child Rider
TLSRN ~ Term Life Spouse Rider Non-Smoker
TLSRS ~ Term Life Spouse Rider Smoker
CIR~ Critical liness Rider
Inthe comments ection you wil sometimes see other codes
RATED mears they were rates
‘ANAC means cancel request
(XLINSDE SAVE means the cnt canceled on tho vorfaton cll
‘LR means palcy delivered
‘TRIAL meane wae tailed
NOWOP mers they appted for WP butt was excluded
POLMO means the palcy was medifed
LOAN means they missed» payment anda premium (or multiple) cameout ofthe cents automatic premium ln, othe company loan the
enttheircashvaue
“TINE mears the policy wert complet because the compary needed mere info to approve the potcy