Research1

International Journal of Applied Business and Economic

 REFERENCES
Norizan Abdul Razak, Jalaluddin Abdul Malik, and Murad Saeed (2013), A Development of Smart Village
Implementation Plan for Agriculture: A Pioneer Project in Malaysia; Proceedings of the 4 th International
Conference on Computing and Informatics, ICOCI 2013, 28-30 August, 2013 Sarawak, Malaysia. Universiti
Utara Malaysia; pp 24.
A. Surendra Kumar, Dr. D. Venkatrama Raju (2015), A Study on Banking Services of New Generation Banking;
International Journal of Science and Research (IJSR), ISSN (Online): 2319-7064, Volume 4, Issue 10, pp
459-462.

Tauffiqu Ahamad, Jitendra Kumar Pandey (2015), A Study on Development of Rural Areas Through Industries in
India, International Journal of Applied Research, Volume 1, Issue 4, ISSN Print: 2394-7500, ISSN Online: 2394-
5869, pp 93- 96.
S. Aparna Pavani (2016), A Study on Indian Rural Banking Industry- Issues and Challenges, International
Conference on Recent Innovations in Engineering, Science, Humanities and Management (ICRIESHM),
ISBN 978-93-86171-02- 3, pp 154-163.
Dr. A Vinayagamoorthy, M Ganesan (2015), A Study on Rural Consumer Perception towards Internet Banking
Services In Salem District, International Journal of Applied Research, Volume 1, Issue 12, ISSN Print: 2394-7500,
ISSN Online: 2394-5869, pp. 726-732.
Dr. Preeti Singh (2013), An Exploratory Study on Internet Banking Usage in Semi - Urban Areas in India,
International Journal of Scientific and Research Publications, Volume 3, Issue No. 8, ISSN 2250-3153, pp
1-5.
Nishi Sharma (2012), An Empirical Study of Rural Customer’s Satisfaction from E-Banking in India, Journal of
Internet Banking and Commerce (JIBC), vol. 17, no. 3.
Sushmita Mukherjee (2011), Application of Ict In Rural Development: Opportunities And Challenges, Global
Media Journal – Indian Edition, ISSN 2249-5835, Vol. 2, No. 2.
P. N. Ananth and M. Karthikeyan (2014), Application of science and technology in rural areas (ASTRA): An
Ethiopian context, ISABB Journal of Food and Agriculture Science, Article Number: 48E757244874, ISSN 1937-3244,
Vol. 4, No.1, pp. 1-12.
Assessment of Impact of Information Technology on Rural Areas of India (2010), A report by International
Development Research Center (IDRC), Canada.
Dr. Harshita Bhatnagar (2015), Awareness and Adoption of Technology in Banking Especially by Rural Areas
Customers: A Study of Udaipur Rural Belt, Pacific Business Review International, Volume 7, Issue 11.
Olalekan S. Akinola (2012), Cashless Society, Problems and Prospects, Data Mining Research Potentials,
International Journal of Computer Science and Telecommunications, ISSN 2047-3338, Volume 3, Issue 8, pp
49-55.
Dhanraj N., Prof. Dr. R. Sai Kumar (2016), Challenges and Issues of Indian Rural Banking Industry, AIJRRLJSM,
ISSN Online 2455-6602, Volume 1, Issue 4 pp 10-21.
Dr. Chilumuri Srinivasa Rao (2013), Consumer Awareness in Rural India with special reference to E-Banking
services of State Bank of India, ISSN - 2250-1991, Volume 2, Issue 2, pp. 46-48.
Pradosh Nath (2014), ICT for Economic and Social Transformation an Empirio -Theoretical Review of Indian
Initiatives, CSSP Electronic Working Paper Series, Paper No. 4, ISSN: 0976- 2051.
Rahul Midha (2016), Digital India: Barriers & Remedies, International Conference on Recent Innovations in Sciences,
Management, Education and Technology (ICRISMET), ISBN: 978-93-86171-04-7, pp 256-261.
Edward J. Malecki (2003), Digital development in rural areas: potentials and pitfalls, Journal of Rural Studies, Vol.
19, pp 201–214.
Jiaqin Yang, Mike Whitefield, Rina Bhanot (2005), Communications of the IIMA, Volume 5, Issue 4, pp 63-72.
Apurva Singh (2013), E-Banking in Suburban India, IRACST- International Journal of Research in Management & Technology
(IJRMT), ISSN: 2249-9563, Vol. 3, No. 6, pp 189-198.
 • RBI (2002) Summary of The Report of The Central Board of Directors on the Working of The Reserve Bank Of
India For The Year Ended June 2002
• Reddy, A. A. 2006. ‘Productivity growth in regional rural banks’, Economic and Political Weekly, Vol.XLI,
No.11, March 18th, 2006 pp. 1079-1086.
• Reddy, A. A. 2005. ‘Banking Sector Deregulation and Productivity Change Decomposition of Indian Banks’,
Finance India, Vol.XIX No.3, September, 2005 Pages 983-1001.
• Reddy, A. A. and Praduman Kumar 2006. ‘Occupational Structure of workers in Rural Andhra Pradesh’ Journal
of Indian School of Political Economy, pp. 180-195 Jan-July 2006

Reference:

1. Agarwal, B.P. 1982. Commercial Banks in India, Classical Publishing Company, New Delhi.
2. Agarwal, R.K.1991.Evaluation of Working of Regional Rural Banks, Mittal Publications, New Delhi.
3. Ahmed, R.1998. Rural Banking and Economic Development, Mittal Publications, New Delhi.
4. Ansari, Md. A. 1988. Working of RRBs in Eastern UP, Anmol Publication, New Delhi.
5. Banking Statistics, quarterly Handout, 1997 to 2004.
6. Dhingra, I.C.1992. Rural Banking in India, Sultan Chand and Sons. New Delhi.
7. Financial Express April 24, 1986
8. Kalkundrickars, A.B. (1990), Regional Rural Banks and Economic Development (Delhi) Daya Publishing
House.
9. Kumar Raj "Growth and Performance of RRBs in Haryana" 1993, Anmol Publications, New Delhi.
10. NABARD (National Bank for Agriculture and Rural Development), 2000. “Task Force on Supportive Policy
and Regulatory framework for Micro Finance in India, summary and Recommendations’.
www.nabard.org/what/what.htm
11. Naidu. L.K. (1988), "Bank Finance for Rural Artisans" (New Delhi) Ashish Publishing Housing.
12. Patel K.V. and Shete, NB "RRB performance and prospectus, " Prajanan, JanMarch 1980 pp. 1-40.
13. Ramachandran, V. K, and Swaminathan, Madhura (2002), “Rural Banking and Landless Labour Households,
Institutional Reform and Rural Credit Markets in India,” Journal of Agrarian Change,2, 4, Oct., pp 502-544.
14. RBI, Report on Trend and Progress of Banking in India, 1997 to 2002.
15. Report of the Ghosh Committee to Consider Final Accounts of Banks, RBI Publications, Mumbai.
16. Report of the Khusro Committee to review the Agricultural Credit System in India, RBI Publications, Mumbai.
17. Report of the Narasimham Committee (1) on the Financial System, Nabhi Publications, New Delhi, 1993.
18. Report of the Narasimham Committee (2) on the Banking Sector Reforms, Nabhi Publications, New Delhi.
19. Report of the Shetty Committee to review of System of Lending under Consortium Arrangement, RBI
Publications, Mumbai, 1992.
20. Reserve Bank of India (RBI) , 1991. Report of the Committee on the Financial System (chaired by M.
Narasimham). Bombay: Reserve Bank of India.
21. Sinha Roy, B.P. 1994, RRBs in West Bengal, Mittal Publications, New Delhi.
22. Statistical Tables Relating to Banks in India, 2004-05.