A

Summer Training Report

On
“A STUDY ON PERFORMANCE OF MUTUAL FUNDS AND
ITS AWARENESS IN PRESENT MARKET”
AT
RELIANCE MUTUAL FUND
Submitted in partial fulfillment of the requirement For the
award of degree
Of
Submitted in partial fulfillment of the requirement for the award of
degree of
Master’s of Business Administration
(Session 2019-2020 )
Submittedto : Submitted by:

DIRECTORATE TO THE DISTANCE EDUCATION, SHUBHAM SACHDEVA

KURUKSHETRA UNIVERSITY, Ref.No.: 19244231

KURUKSHETRA Batch: 2019-2020

KURUKSHETRA UNIVERSITY, KURUKSHETRA

 DECLARATION

I, SHUBHAM SACHDEVA, the student of MBA Final Year DIRECTORATE TO THE

DISTANCE EDUCATION hereby declare that this research project report entitled “A STUDY
ON PERFORMANCE OF MUTUAL FUNDS AND ITS AWARENESS IN PRESENT
MARKET” submitted by me for the partial fulfillment of the degree of Master’s of Business
Administration , submitted to Kurukshetra University, Kurukshetra is an original work done
by me.
I also hereby declare that this project report has not been submitted at any time to any other
university or institute for the award of any Degree or Diploma.

Signature of Candidate:

SHUBHAM SACHDEVA
 ACKNOWLEDGEMENTS

The project on “A STUDY ON PERFORMANCE OF MUTUAL FUNDS AND ITS

AWARENESS IN PRESENT MARKET” would not have seen the light of the day without the
following people and their priceless support and cooperation. Hence, I extend my gratitude to
all of them.

As a student of DIRECTORATE TO THE DISTANCE EDUCATION, I am highly indebted

to DR. RAMESH CHANDER SIR DIRECTORATE TO THE DISTANCE EDUCATION ,
who has provided me the necessary information and for the support extended in the
completion of this report. She extended her valuable suggestions and comments on bringing
out this report in the best way possible.

I especially than DR. RAMESH CHANDER SIR, at DIRECTORATE TO THE DISTANCE

EDUCATION who set the ball rolling for my project. He has been a source of inspiration
through their constant guidance; personal interest; encouragement and help. I convey my
sincere thanks to him. In spite of his busy schedule he always found time to guide me
throughout the project. I am also grateful to him for reposing confidence in my abilities and
giving me the freedom to work on my project. Without their invaluable help I would not have
been able to do justice to the project.

SHUBHAM SACHDEVA
 PREFACE

Theoretical knowledge without the practical exposure is of little value. Theoretical Studies in
Classroom are not sufficient to understand the functioning and nature of research. Therefore it
becomes necessary to undergo any research project work. Practical project Supplements the
Theoretical studies i.e. it covers what is left uncovered in the classroom. It exposes a student
to invaluable pleasure of experiences. I complete my research project on the topic “A STUDY
ON PERFORMANCE OF MUTUAL FUNDS AND ITS AWARENESS IN PRESENT
MARKET”. During the research project I got an opportunity to learn valuable things, which I
could have been able to learn from theory classes. In nutshell, whole of my project was
invaluable experience in the pursuit of knowledge. In the forthcoming pages attempt has been
made to present a comprehensive report concerning different aspects of my research. The
overall gain to me will be reflected in the report itself.
 INDEX

Chapter number Topic Pages

CHAPTER 1 INTRODUCTION
1.1) Introduction to the Industry 1-9
1.2) Introduction to the Company 10-25
1.3) Introduction to the Topic 26-31
CHAPTER 2 LITERATURE REVIEW 32-38

CHAPTER 3 RESEARCH METHODOLOGY

3.0) Research methodology
39
3.1) Conceptualization
40
3.2) Significance of the study
40
3.3) Objectives of the study
41
3.4) Scope of the study
41
3.5 ) Research design
42-44
3.6) Collection of data
45
3.7) Sources of data collection
46
3.8) Analytical tool used in the study
47
3.9) Limitations of the study

CHAPTER 4 DATA ANALYSIS & INTERPRETATION 48-65

CHAPTER 5 FINDINGS, SUGGESTION & CONCLUSION

5.1) Findings 66-67
5.2) Suggestions 68-69
5.3) Conclusion 70
BIBLIOGRAPHY
ANNEXURE
 CHAPTER 1
INTRODUCTION
 CHAPTER 2

LITERATURE REVIEW
 CHAPTER 3

RESEARCH
METHODOLOGY
 CHAPTER 4

DATA ANALYSIS &

INTERPRETATION
 CHAPTER 5
FINDINGS, SUGGESTIONS
&CONCLUSIONS
BIBLIOGRAPHY
 BIBLIOGRAPHY

BOOKS

 Avadhani.V.A. (2003) “Investment and Securities Market in India” Himalaya

Publishing House, Mumbai.

 Anand, S. and Murugaiah, V. (2007) “Analysis of Components of Investment

Performance - An Empirical study of Mutual funds in India.”

JOURNALS

 Agrawal G D (1992) “Mutual Funds and Investors’ Interest” The Journal for
Corporate Professionals Vol. XXII (1), January.

 Bansal L K and Gupta R K (1992) “Mutual Funds: A Case study of Master Share of
Unit Trust of India”, The Indian Journal of Commerce Vol. XLV (II), June, pp.89-96.

 Bogle, John C (1970) “Mutual Funds Performance Evaluation”, Financial Analysis

Journal Vol.26 No.6 (November-December).

 Chander Subash and Mahajan, Mukesh (1992) “Perception of Investors towards

Mutual Funds: An Empirical Investigation”, Indian Journal of Commerce, June,
pp.117-19.

 Chander, Subhash and Singh Jaspal (2004) “Performance of Mutual Funds in India –
An Empirical Evidence”, The ICFAI Journal of Applied Finance, June, pp.45-63.

WEBSITES:

 https://www.amfiindia.com/know-about-amfi
 https://www.reliancemutual.com/
 https://www.mutualfundindia.com/MF/return/TopFunds
 https://www.moneycontrol.com/mutualfundindia/
ANNEXURE
 ANNEXURE

NAME-………………………….. CONTACT NO ………………

EMAIL ID ………………………………………………….

Q.1 What is your occupation?

 Government employee
 Private employee
 Businessman
 Retired person

Q.2 What is your age group?

 20-40 years
 40-60 years
 Above 60 years

Q.3 Are you interested in doing investment in any of the investment options available?

 Interested
 Not interested

Q.4 In which investment type do you usually invest or want to invest?

 Fixed deposits
 Property
 Mutual funds
 Insurance
 Shares

Q.5 Are you satisfied with your investment done?

 Satisfied
 Not satisfied
Q.6 In which company you would like to invest in mutual funds?

 UTI
 Motilal Oswal mutual funds
 Reliance mutual funds
 ICICI Prudential mutual funds
 Others

Q.7 What is your expected return?

 Less than 10%

 Btw 10%-30%
 Above 30%

Q.7 How much risk you can bear?

 Minimum risk
 Moderate risk
 High risk

Q.8 How much money you can invest?

 Less than 5000

 Btw 5000-25000
 More than 25000

Q.9 For how many years you want to invest?

 Less than 1 year

 Btw 1-3 years
 More than 3 years

Q.10 What is your basic objective of investment?

 Child education
 Retirement
 House
 Vacation
  Any other

Q.11 Do you think investment in mutual funds safe?

 Yes
 No

Q.12 Do you think future of mutual funds is good or not?

 Good
 Not good