Read the article of housing benefit and answer the questions.

You will have 20 minutes to complete these tasks.

Housing Benefit
Who is eligible
You may get Housing Benefit if you pay rent and your income and capital (savings and investments) are below a
certain level. You could qualify if you are out of work, or in work and earning a wage.
Use the online benefits adviser to get an estimate of the benefits, including Housing Benefit, you may get.

Who isn't eligible

You can't usually get Housing Benefit if:

 you have savings of over £16,000, unless you are getting the “guarantee credit” of Pension Credit
 you live in the home of a close relative
 you're a full-time student (unless you're disabled or have children)
 you're an asylum seeker or are sponsored to be in the UK

Other restrictions
If you live with a partner or civil partner only one of you can get Housing Benefit.
If you're single and aged under 25 you can only get Housing Benefit for bed-sit accommodation or one room in
shared accommodation.

How to check eligibility

If you think you may be eligible for Housing Benefit, the following link will let you enter details of where you live
and then take you to your local authority website where you can find out more.

 Check your eligibility for Housing Benefit with your local council.

Important changes for people receiving Child Benefit

Child Benefit is no longer counted as income when working out how much Housing Benefit or Council Tax Benefit
you can get.
This means that some people currently receiving Housing Benefit and Council Tax Benefit payments will receive
more benefit with which to pay their rent and council tax.
In addition, some low income families may now get Housing Benefit and Council Tax Benefit as a result of this
change. If you think you may now be entitled, contact your local council.

How much do you get?

If you rent a property or room from a private landlord, your Housing Benefit will be calculated with the Local
Housing Allowance rules.
If you live in council accommodation or other social housing, the most Housing Benefit you can get is the same as
your 'eligible' rent.

What is “eligible” rent?

Eligible rent includes:

 rent for the accommodation.

 charges for some services, such as lifts, communal laundry facilities or play areas.

Extracted from: https://www.examenglish.com/IELTS/IELTS_general_reading_test3_2.htm

Even if it's included in your rent, you won't get any Housing Benefit for:

 water charges.
 charges for heating, hot water, lighting, or cooking.
 payments for food or fuel in board and lodgings or hostels.

How it's paid

If you are a council tenant, your council will pay any Housing Benefit straight into your rent account.
If you're not a council tenant, your Housing Benefit will be paid:

 to you by cheque.
 by Direct Payment into your bank or building society account.

Contact your council if you're worried about how Housing Benefit is paid.

Complete the sentences below.

Choose  NO MORE THAN TWO WORDS and/or a NUMBER from the text for each answer.

1) If your savings are more than £16,000, you   receive Housing Benefit.

2) You may get Housing Benefit if you are a full-time student with .

3) When calculating Housing Benefit, Child Benefit is not  any more.

4) The change to Child Benefits means that some  families may get more benefits.

5) Children's   are included in 'eligible' rent.

6) Housing Benefit will be paid into your  if you are a council tenant.

7) If you are not a council tenant, payments can be made by Direct Payment or .

Extracted from: https://www.examenglish.com/IELTS/IELTS_general_reading_test3_2.htm