Professional Documents
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Inland Marine Appetite Guide - 2015-11-12
Inland Marine Appetite Guide - 2015-11-12
Inland Marine Appetite Guide - 2015-11-12
Target Industries
Construction, Transportation and Specialty
Capacity $50,000,000
Working Limit
Up to $25,000,000
Minimum Premium
$2,500
Carrier
Berkshire Hathaway Specialty Insurance Company
A++ from AM Best, AA+ from Standard & Poor’s
Policy Forms
Market Standard Wordings (AAIS)
Transportation
Preferred Classes Potential Classes Limited Classes Undesirable Classes
Motor Truck Cargo Motor Truck Cargo Motor Truck Cargo Motor Truck Cargo
- Short Haul (<50 miles) - Intermediate (51-250 miles) - Long Haul (>251 miles) - High Value Goods*
- Couriers/Package Delivery - Specialty Carriers - Heavy Equipment Carriers - Moving & Storage
- Refrigerated & Frozen
Goods
- Automobiles
Warehouse Legal Liability Warehouse Legal Liability Warehouse Legal Liability Warehouse Legal Liability
- Short Term (<30 days) - Intermediate Storage - Long Term (>90 days) - Same as above
(31-90 days)
Specialty
Preferred Classes Potential Classes Limited Classes Undesirable Classes
Miscellaneous Floaters Miscellaneous Floaters Miscellaneous Floaters Miscellaneous Floaters
- Small Tools Floaters - Bailees Floaters - Salesman’s Samples - Livestock/Animal Floaters
- Exhibition Floaters - Patterns & Die Floaters - Mobile Medical Equipment - Highly Specialized
- Musical Instruments - Medical Instruments - Mobile Electronics Equipment
- Scheduled Articles Floaters - Cameras/Theater Floaters - Fine Arts - Underwater Equipment
Other Inland Coverages Other Inland Coverages Other Inland Coverages Other Inland Coverages
- Electronic Data Processing - Installment Sales - Rolling Stock - Jeweler’s Block
- Accounts Receivables - Leased Equipment - Floor Plan Coverage - Furrier’s Block
- Valuable Papers - Mortgagee’s Interest - Museums/Collections - Pipe/Power Line
Transmission
* High Valued Goods include Alcohol, Consumer Electronics, Designer Clothes/Shoes, Fine
Arts, Furs, Jewelry, Perfumes, Pharmaceuticals and Tobacco Products
** Highly Engineered Risks include Sewage/Water Treatment plants, Stadiums, Concert Halls
and other unique or specialized construction - these risks may be eligible to be covered
elsewhere in BHSI