SURVI

VALFUNDI
NFORMATI
ONHANDBOOK-DRAFT
OVERVI
EW
TheSchemeisagr antto supportvul
ner
abl
emicr
o andsmallent
erpri
sesi
nmeet i
ngt hei
rpay
rol
l
obl
i
gat
ionsandsaf
eguar
djobswi t
hint
heMSMEspacefr
om t
heshockoftheCov
id19Pandemic.
Thei
ntent
ionoft
heSur
viv
alFundi
sto:

1. St
imul
atedi
rectlocalproduct
ioni
nthe36Stat
esoftheFeder
ati
onandt heFCTbyenabling
MSME’si
ntheproducti
onsectorwi
thf
undst
osti
mul
ate‘
postCOVIDlockdown’of
f-
takepr
oducts.

2. Augmentthepayrol
lobli
gati
onsofbusi
nessesi
ntheHeal
th,pr
oduct
ion,Educat
ion,Hospi
tal
i
ty
andFoodproduct
ionsect
ors.

3. Pr
ovi
de50,
000Nai
ragr
ant
stoanaddi
ti
onal
eli
gibl
e100,
000MSMEs.

Theant
ici
pat
edi
mpactoft
hepr
ogr
am i
stosav
eov
erOneMi
ll
ion,
Sev
enHundr
edThousand(
1,700,
000)
j
obs.

Special
focuswill
begi v
ent o45%femaleownedMSME’ sand5%SpecialneedsownedMSME’ sandgiv
e
grantstosel
f-
empl oy
edi ndi
vi
dual
sespecial
lyserv
iceprov
ider
sli
keBusdriver
s,Taxidr
iver
s,r
ideshar
e
driv
ersandarti
sanssuchasel ect
ri
ciansandplumbers.

Toeff
ectmeaningfulpar
tner
shi
pwiththestat
es,wi
l
lli
aisewit
htheStat
eGov er
nmentappoi
ntedFocal
Per
sonsthatwi
l
l ensur
etheengagementofMSME’si
ntheirr
egi
onsandst
ates.

Thesepr
ogr
amsar
eexpect
edt
orunf
orani
nit
ial
per
iodoft
hree(
3)mont
hs.

1. PAYROLLSUPPORT
Payrol
lsupport–Thi
stracktar
get
s500,000indi
vi
dual
benefi
ciari
es.Theschemewi
l
lsuppor
tthei
rpay
rol
l
obli
gat
ionsbypayingbetweenN50,000(max)andN30,000(
mi n)tobetween3(mi
n)and10(max)staf
f
for3mont hs.

ELIGI
BILI
TY:MSMEswi
tht
hef
oll
owi
ngchar
act
eri
sti
csshal
lbeel
i
gibl
etopar
ti
cipat
eint
heSur
viv
al
Scheme:

 Regi
ster
edi
nNi
ger
iaundert
heCor
por
ateAf
fai
rsCommi
ssi
on

 Ni
ger
ian-
OwnedBusi
ness

 Ver
if
iabl
eBVNofbusi
nessowner

 Mi
nimum of3andmaxi
mum of50empl
oyees

Onl
yMSMEsr
egi
ster
edont
heMI
SPl
atf
orm shal
lbeel
i
gibl
etopar
ti
cipat
e.

VERI
FICATI
ON

 EachMSMEshal
lsubmi
tthei
rbankst
atement
sshowi
ngpay
rol
lrecei
ptst
othei
rempl
oyees
fort
hel
ast3mont
hs.

 Thesebankst
atement
sshal
lbev er
if
iedelect
roni
call
yusi
ngt heMI SPlat
for
m bef
oret
he
employ
eecanbedeemedver
if
iedf
orpart
ici
pati
onintheSur
viv
al Scheme.
  Onceveri
fi
ed,nochangesshal
lbemadet
oMSMEbankaccountdet
ail
swi
thoutPDO’
s
appr
oval

 EmployeesBankVeri
fi
cat
ionNumbersshal
lbeveri
fi
edelect
roni
cal
l
yusi
ngt
heMI
SPl
atf
orm
anddisbur
sementshal
lbemadedir
ectl
ytotheseemploy
ees.
TheSchemewi
l
lal
sol
ever
ageont
hef
oll
owi
ngdat
abasesofmi
croandsmal
lent
erpr
ises.
- Manuf
act
urer
sAssoci
ati
onofNi
ger
ia(
MAN)
- Smal
landMedi
um Ent
erpr
isesDev
elopmentAgencyofNi
ger
ia(
SMEDAN)
- Ni
ger
ianAssoci
ati
onofChamberofCommer
ceI
ndust
ryMi
nesandAgr
icul
tur
e(NACCI
MA)
- Ni
ger
ianAssoci
ati
onofSmal
landMedi
um Ent
erpr
ises(
NASME)&Af
fi
li
ates
- MSMECl
i
nics
- Ni
ger
iaAssoci
ati
onofSmal
l
-Scal
eIndust
ri
es(
NASSI
)
- Ni
ger
iaEmpl
oyer
sConsul
tat
iveAssoci
ati
on(
NECA)
- BankofI
ndust
ry(
BOI
)

2. GENERALMSMEGRANTS
N50,000Grantsto100,
000MSMEs.Thisgroupofbenefici
ariesi
sencouragedtotakeadvantageof
regi
str
ati
on thr
ough MSME Associ
ati
ons,regi
ster
ed BusinessClust
ers,Trade Associ
ati
onsand
Unionset
c.

3. FORMALI
ZATI
ONSUPPORT(
CACREGI
STRATI
ON)
Regi
strat
ionof250,000newbusi
nesseswiththeCorpor
ateAf
fai
rsCommi ssi
on(
CAC).Atnocosttot
he
MSMEs,t heFGwi l
lcommenceregi
strat
ionof250,
000newbusinesses.TheFGwil
lpayCACN6,000f
or
eachregi
strat
ion.

ELI
GIBI
LITY:I
ndi
vi
dual
swhomeett
hef
oll
owi
ngcr
it
eri
abeel
i
gibl
etopar
ti
cipat
e:

i
. BeaNi
ger
ian

i
i
. Hav
eav
eri
fi
abl
eBVN

4. ARTI
SAN/TRANSPORTGRANTS(
Oneof
fpay
mentofN30,
000t
oeachbenef
ici
ary
)

Thefol
lowi
ngshal
lbet
hecat
egor
iesofsel
f-
empl
oyedi
ndi
vi
dual
sel
i
gibl
etopar
ti
cipat
eint
heSur
viv
al
FundScheme.

i
. Servi
ceprovi
dersint
het
ranspor
tat
ionsect
or:Busdr
iver
s,t
axidr
iver
s,r
ideshar
edr
iver
s
(Uber
,Taxi
fy,
etc.
)

i
i
.Indi
vidual
sint heabovecat
egor
ieswhoar
eregi
ster
edanddeemedv
eri
fi
edont
heMI
S
Pl
atf
orm wil
lbeeli
gibl
e.

i
i
i. Benef
ici
ari
es ar
e encour
aged t
oregi
stert
hrough t
rade Associ
ati
ons,Uni
ons,Busi
ness
 Cluster
sandot
herMSMEAssoci
ati
onsandgr
oups.(
onl
yregi
ster
edAssoci
ati
onswi
l
lbe
recogni
zed)
TheSchemewi l
lwor
kwi
thr
elev
antt
radeassoci
ati
onst
osour
ce,i
dent
if
yandv
eri
fyappl
i
cant
s.These
associ
ati
onsi
ncl
ude:
- Nat
ional
Uni
onofRoadTr
anspor
tWor
ker
s
- St
ateTaxi
Dri
ver
sAssoci
ati
ons
- Mechani
cAssoci
ati
ons

5. GUARANTEEDOFFTAKESCHEME
Theobject
iveoft
heMSMEGuar anteedOff
takeSti
mul
usSchemei stopr
otectandsust
aint
hei
ncomeof
vul
ner
ableMicr
oandSmal
lEnt
erpr
isesbyguarant
eei
ngt
heof
ftakeoft
hei
rpr
oducts.

TheSchemewi
llgi
vepr
efer
encetoproductsproducedi
nreasonabl
ysuffi
cientv
olumesineachstat
e,
whi
chhavet
heprov
enpr
opensi
tyt
ocreatejobsandhaveamulti
pli
eref
fectonthesurr
oundi
ngeconomy.
Thesuggest
edpr oduct
sare:
a) FaceMasks
b) Handsani ti
zer
c) LiquidSoap
d) Disinfect
ant
e) ProcessedFoods

Thebenef i
ciar
iesoftheschemear emicroandsmal lbusi
nessesregi
ster
edinNi ger
ia.Byprocur
ing
productswit
hav al
ueofatl
eastN150,
000perbusinessenti
ty.TheSchemewilll
ever
ageandbuil
dont he
fol
lowingdatabasesofmicr
oandsmallent
erpr
ises:
- Manuf
act
urer
sAssoci
ati
onofNi
ger
ia
- Smal
landMedi
um Ent
erpr
isesDev
elopmentAgencyofNi
ger
ia(
SMEDAN)
- Ni
ger
ianAssoci
ati
onofChamberofCommer
ceI
ndust
ryMi
nesandAgr
icul
tur
e(NACCI
MA)
- Ni
ger
ianAssoci
ati
onofSmal
landMedi
um Ent
erpr
ises(
NASME)&Af
fi
li
ates
- MSMECl
i
nic
- Ni
ger
iaAssoci
ati
onofSmal
l
-Scal
eIndust
ri
es(
NASSI
)
- Ni
ger
iaEmpl
oyer
sConsul
tat
iveAssoci
ati
on(
NECA)
- BankofI
ndust
ry(
BOI
)
MSMEswi
tht
hef
oll
owi
ngchar
act
eri
sti
cswi
l
lqual
i
fy
- Ber
egi
ster
edi
nNi
ger
iaundert
heCor
por
ateAf
fai
rsCommi
ssi
on
- Ver
if
iabl
eBVNofbusi
nessowner
- Hav
est
affst
rengt
hofnol
esst
han3per
sons
- BeNi
ger
ianowned
 ROLESANDRESPONSIBI
LITI
ES
a) STATEFOCALPERSON( 37Persons-1eachAcr
osst
he36statesandt
heFCT)
Appoi
ntedbyRespect
iveSt
ateGovernments

ROLES&RESPONSI BILITIES
Mai ntai
nanopenl ineofcommuni cati
onbetweenthePDOandst at
egover
nment
s.
Createadat abaseofendbenef iciar
iesfordi
str
ibut
edi t
ems.
Ensur ethati
temsar edistri
but
edt oidenti
fi
edendbenef i
ciar
ies.
 Pr
ov i
deanyot herassistancet
ot hePDOasmayber equir
edbyt hePC.

b) STATEHEADFI
ELDOFFI
CER(
37Per
sons1eachAcr
osst
he36st
atesandt
heFCT)

ROLES&RESPONSIBILI
TIES
Assistt
hePCcoor
dinat
et hedel
i
ver
yoft
hepr
ojectatst
atel
evel
.

Coor
dinat
ethest
atef
iel
dassi
stantondel
i
ver
yoft
hei
rrol
esandr
esponsi
bil
i
tiesasassi
gnedbyt
hePC.

Pr
ovi
dei
nfor
mat
ionandqui
ckr
esponsest
oint
erest
edMSMEs.

Anyot
herf
unct
ionasassi
gnedbyt
hePC.

c) STATEFI
ELDASSI
STANTS

ROLES&RESPONSI
BILI
TIES

Hel
pthepr
ojectdel
i
ver
yof
fi
cewi
thdat
asour
cing.

Assi
stt
hePDOi
nmoni
tor
ingandpr
ovi
dingont
hespotf
eedback.

CODEOFCONDUCT

 Of
fi
cer
sshoul
dnotconductt
hemsel
vesi
nawayt
hatwi
l
ler
odet
hei
ntegr
it
yoft
hescheme.
 Of
fi
cer
sshoul
dnotsol
i
citanygr
ati
fi
cat
ionf
rom benef
ici
ari
esf
ort
hepr
ocessi
ngoft
hei
rappl
i
cat
ion.
 Of
fi
cer
sshoul
dnotgr
anti
nter
viewst
othepr
ess.
 Of
fi
cer
sshoul
dbesmar
t,cal
m andr
eadyt
oassi
stbenef
ici
ari
esatal
lti
mes.

HANDLI
NGFAQ’
s

 Whatar
ether
equi
rement
sfort
hescheme?
 HowdoIaccesst
hewebsi
te?
 DoIhav
etoknowsomeone?
 Whoi
sel
i
gibl
etobenef
it
?
 Wher
edoIgeti
nfor
mat
ionaboutt
hescheme?
 HowcanIappl
y?
 Wher
ear
ethest
atei
nfor
mat
ioncent
ersl
ocat
ed?
 I
sther
ear
egi
str
ati
onf
ee?
FACI
LITATORS

 I
TF
 SMEDAN
 BOI
 PDO