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Gurung Grill Udhyog
Gurung Grill Udhyog
Gurung Grill Udhyog
1 PROPOSE OF VALUATION
2 DATE OF VALUATION
3 GENERAL INFORMATION
4 DETAILS OF BUILDING
4.1 Building
4.2 Current Rate of Major Building Materials
10 VALUE OF LAND
11 VALUE OF BUILDING
13 ACCEPTANCE OF CUSTOMER
14 TERMINOLOGY
17 OPINION
18 DECLARATION
20 CERTIFICATION
21 CONCLUSIONS
23 PHOTOGRAPHS
26 GPS INFORMATION
27 SATELLITE IMAGE
Dear Sir/Madam,
We are pleased to submit herewith Valuation Report of following property based on present market value, which is
intended to mortgage in favor of Jyoti Bikash Bank by:
We have taken all care to ascertain value of properties as directed by the client:
1 Owner's Name : Mr. Chandra Bahadur Gurung
2 Location of Property : Amardaha VDC-04/Dha, Morang(Previous)
3 Present Location : Pathari Sanischare Municipality-07, Morang
4 Plot : 830
5 No.
Area : 0-1-10-0
5 Sheet : N.A.
No. of
Blue
Print
We hereby declare and certify that:
v We have no direct or indirect interest in said properties.
v The information furnished is true and correct to the best of our knowledge and belief, which are based on
documents furnished by client.
Yours sincerely,
------------------------------------------------
For DG Engineering Consultancy
(Company Seal)
Name of Engineer: Dilli Prasad Dahal
Contact No.: 9852683234
1 Purpose of Valuation : Mortgage to Jyoti Bikash Bank Ltd.
2 Date of Valuation : 7-Aug-20
3 General information :
3.1 Client’s Information :
5.1.3 Deduction declaration
Part of the land plot area that is covered by road or possible extension or road development area or any other
abutting properties, if any, and which needs to be deducted from the actual land plot area.
Table-3 Plot
S.No. NO. Dimension Total Area to
Length Breadth be deduct
Reason for deduction
(unit) (unit) (unit)
1. 830 Refer site plan Refer site 0.1001
plan
5.1.4 Consider Area for Valuation and Rate of plot
Table-4
S. Plot No. Consider Market Rate Per Kattha Government
No. Area (NRs.) Rate Per Fair Market Value of Land (NRs.)
Kattha
1. 830 1.3990 3,000,000.00 (NRs.)
400,000.00 2,220,000.0
i) Triangle # 1 a= 36.50
b= 121.58
c= 127.67 142.88 2218.35
ii) Triangle # 2 a= 127.67
b= 76.00
c= 59.25 131.46 1412.55
iii) Triangle#3 a= 59.25
b= 23.00
c= 76.25 79.25 517.17
iv) Triangle#4 a= 76.25
b= 59.75
c= 45.25 90.63 1350.95
Grand Total (Sft): 5499.028
In Kattha: 1.5086
Area as per LOD (In Kattha): 1.5000
Deduction for ROW (In Kattha): 0.1001
Land area considred for valuation (In Kattha) : 1.3990
Does Boundary Declaration of valuator is matched with Trace Map/ Four ( √ ) Yes ( ) No
Boundary declaration?
*Special Comments
Distance from High Tension Line if any:
Distance from the centerline of Road/Highway:
Distance from the River:
6 Commercial
§ Proximity Importance
to Civic Amenitiesof(e.g
Land and Building
Market, School, Hospital,
Office College etc.) : Available
§ Means and Proximity to Surface transportation by which locality is Served : All transportation
§ Uses of Land (e.g. Vacant, Farm, Garden, Barren ,Land,Developed for residential : Residence / Agricultural
purpose, or as factory, Residence etc.
§ Features for increase of value of property : Road, Market, School etc
§ Features for decrease of value of property (eg.Hazardous Factory Noise generation : None
Factory, Sewage Dumping,Water Logged area
: Yes
§ Other Facilities Available (e.g Electric Line, Water Supply, Sewer Lines, Telephone etc.) : None
§ Rent : None
§ Comments if any
7.3 Permission to mortgage
§ Permission of the property owner’s to mortgage No
7.4 Right of Property
§ Source from which property has been acquired Not Known
§ Is there any claimant of the property No
§ Have all Legal Heirs(obtaining age in Majority)of property owner orshareholders have been informed that this
property is proposed to mortgage, whether theyhave also given their consent for this act. N.A.
§ Relation between Client and Owner of the property financial institutions/organization Ownself.
7.5 General
§ Whether free access to the property is available Yes
§ Has whole or the part of the land been notified for acquisition of any other purpose by the Govt. or any
statutory body No
§ Whether the boundary of property is clearly defined at Site Yes
§ Whether the property lies within any historic monument No
7.6 Approved Building Drawing Yes
7.9 Comments if any
8 Technical Details of Building
Type of Building Structure : RCC Frame structure residential building
Type of Foundation : Isolated footings foundation
Floor As per Measurement As per Approved Map As per Completion certificate (Sft.) Deduction Considered
(Sft.) (Sft.) (Sft.) Area (Sft.)
Ground Floor 880.12 880.12 880.12 0.00 880.12
First Floor 625.72 625.78 625.72 0.00 625.72
Owner's Name & Plot No. Area (Sqft) Market Rate Government Adopted Rate per Commercial Fair Market Distress Value
(Rs/Sqft) Rate Sqm (70% of MR Value (NRs.) Value (NRs.) (NRs.)
Location of plot As per LOD Consider (MR) (Rs/Sqft) +30% of GR)
Area (In Sqft) (GR)
Mr. Chandra
Bahadur Gurung
Pathari Sanischare
Municipality-07,
Morang 830 0-1-7.98-0 1.3990 3,000,000 400,000 2,220,000 4,197,000 3,105,780 2,484,624
Total :- 4,197,000.00 3,105,780.00 2,484,624.00
Description Commercial Value (CV) Fair Market Value(FMV) Distress Value (DV)
A) Value of land 4,197,000.00 3,105,780.00 2,484,624.00
B)Value of building & Structures 3,366,342.14 3,366,342.14 2,693,073.72
Total value :- 7,563,342.14 6,472,122.14 5,177,697.72
13 Acceptance of customer
14 Terminology
14.1 Fair Market Value
14.2 Distress Value
15.2 Valuation of Land
15.3.3 Rental Method
15.3.4 Direct Comparison with the Capital Value
15.3.5 Valuation Based on Profit
15.3.6 Depreciation Method
Ø The bank is requested to ask the client for insurance papers of the building.
Ø The valuation is conducted for the purpose to mortgage at Jyoti Bikash Bank Limited. It is not be used for any other purpose.
Ø The stated opinions of values are effective as of the date of value based on the information that was made available by the Client
and the local residents at the time of our site visit.
Ø All the relevant documents from legal aspect have been enclosed in this report whichever furnished us by the client. The Bank is
suggested to ask the client to submit other information or documents required. The valuator does not bear any liability if the enclosed
documents provided by the client are fake and misleading; however the valuator has examined all the concerned and attached
documents using every effort both in the paper and field
Ø We have made our best effort to include all physical assets of the subject matters
Ø We understand that the Bank has visited the proposed locality and collected the required information
Ø The property has been physically checked to ascertain whether the land under consideration lies in the same plot indicated in
the land ownership paper and the cadastral map and found out to be the same land
Ø It has been ascertained that the land doesn't lies in the prohibited zone for construction
Ø It has been ascertained that the land has an area as mentioned in the land-ownership paper
Ø The property from the valuator point of view does not have any other comments beside stated above for mortagage perpose
17 Opinion
In our opinion this property may be taken as mortgage for the FMV amount recommended in the valuation certificate,
however, all the remarks made above shall be taken into consideration and all legal documents shall be scrutinized by legal
expert.
18 Declaration
This valuation was conducted for the purpose of establishing Fair Market and Distress Values of the said property for Client and
Bank for mortgaging these properties. It is not to be used for any other purpose, and no part of this report is to be disseminated to the
public or third parties.
We certify that our firm is fully authorized to carry out the valuation work under the prevalent laws and we are fully equipped and
competent to carry out the assignment and have the necessary qualifications, skills and experience required for the same.
We also certify that no individual in our firm has any financial interest in the said property.
To the best of our knowledge, all matters of a factual nature discussed in this report are true and correct. No important factors have
been intentionally overlooked or withheld.
We have physically inspected, verified and measured the properties in the presence of the Client/Representative of the Client.
We transformed all details and information furnished by the Client/Owner for above property and s/he confirmed all details is true in
my presence.
------------------------------
Mr./Mrs./Miss Mr. Chandra Bahadur Gurung
Contact No. -
20 Certification:
I/We hereby certify that Valuation of the Properties as detailed in this report has been carried out by me/us in strict Compliance with
Valuation Guidelines of Jyoti Bikas Bank Limited. The said property is an acceptable security to bank in all respects.
This valuation was conducted for the purpose of establishing Fair Market and Distress Values of the said property for the Client and
the Bank for mortgaging these properties. It is not to be used for any other purpose, and no part of this report is to be disseminated to
the public or third parties.
We certify that our firm is fully authorized to carry out the valuation work under the prevalent laws and we are fully equipped and
competent to carry out the assignment and have the necessary qualifications, skills and experience required for the same.
We also certify that no individual in our firm has any financial interest in the said property.
To the best of our knowledge, all matters of a factual nature discussed in this report are true and correct. No important factors have
been intentionally overlooked or withheld.
We have physically inspected, verified and measured the properties in the presence of the Client/Representative of the Client
The conclusions in this report are our unbiased considered opinions of Fair Market and Distress Values of the subject assets as of the
date of valuation.
We transformed all the details and information furnished by the Client/Owner for the above property and he confirmed all details is
true in my presence.
* All necessary documents like map of land, location plan, photographs, other relevant documents are attached herewith please
kindly refer.
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