Ex1

Down-and-out – poor
Down in the mouth – depressed
Ups and downs – good and bad times
Down-to-earth – sensible
Hand-me-downs – used clothes
Down payment - deposit
Down-at-heel- wasted – потрепанный
Down the drain –shabby
Ex2
1. Depressed
2. Sensible
3. Depressed
4. Wasted
Ex3
1. How does a down-and-out man have a car.
2. She has been terribly down in the mouth lately.
3. Each of us has their own ups and downs.
4. You have own way of seeing the world, and it`s fun and down-to-earth.
5. I give you mine hand-me-downs because I don't need them anymore.
6. I do not recommend you to take in this bank down the drain because there is
a large percent.
7. Why are you like this down the drain, because I had so much work.
8. Why is he down the drain, because he was fired from his job.
Ex 4

1. Clearly  
2. Transformed  
3. Threatened  
4. According  
5. Domestically
6. Impersonal  
7. Ability
8. Relatives  
9. Dramatically  
10. Reliable

1. Ясно
2. Преобразованный
3. Под угрозой
4. Согласно
5. Внутри страны
6. Безличный
7. Способность
8. Родственники
9. Резко
10. Надежный